401(k) Plans

19,319 topics in this forum

1. Participant dies, designates 2 beneficiaries (70% to one and 30% to one), 30% Beneficiary is also deceased.

   By FundeK, December 24, 2003
   • 1 reply
   • 1k views
   • 
   • jevd
   • December 24, 2003

2. Mortgage account held in Plan

   By 52626, February 13, 2014
   • 3 replies
   • 1k views
   • 
   • masteff
   • February 13, 2014

3. Rollovers for Non-REsponders - Plan Term

   By austin3515, May 2, 2012
   • 5 replies
   • 1k views
   • 
   • austin3515
   • May 4, 2012

4. Two commingled plans in one trust fund?

   By ldr, March 8, 2021
   • 8 replies
   • 1k views
   • 
   • ldr
   • March 10, 2021

5. Debit Cash Balance in Trust Account

   By Guest Bosco108, May 4, 2012
   • 3 replies
   • 1k views
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   • mbozek
   • May 4, 2012

6. Controlled Group

   By justatester, June 19, 2015
   • 3 replies
   • 1k views
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   • shERPA
   • June 23, 2015

7. Where to start?

   By Guest jbf, May 11, 2010
   • 3 replies
   • 1k views
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   • Jim Norman
   • May 11, 2010

8. Simple K Plan - to reg K Plan

   By HarleyBabe, August 29, 2013
   • 4 replies
   • 1k views
   • 
   • ETA Consulting LLC
   • August 29, 2013

9. Employee Contributions Sent in Early

   By sdix401k, September 2, 2010
   • 1 reply
   • 1k views
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   • rcline46
   • September 2, 2010

10. Earnings on Late employee deferral contributions

    By Guest psgross, October 6, 2004
    • 1 reply
    • 1k views
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    • Harwood
    • October 6, 2004

11. Excess Deferrals

    By MBCarey, July 29, 2003
    • 1 reply
    • 1k views
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    • R. Butler
    • July 29, 2003

12. Top Heavy & 415

    By fiona1, January 23, 2007
    • 1 reply
    • 1k views
    • 
    • Jim Chad
    • January 23, 2007

13. 401(k) or Money Purchase

    By Guest GMP, February 2, 2012
    • 5 replies
    • 1k views
    • 
    • masteff
    • February 3, 2012

14. Excess match due to failed ADP Test

    By cpc0506, February 4, 2019
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • February 5, 2019

15. Plan has last day entry

    By CLE401kGuy, July 1, 2014
    • 5 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • July 3, 2014

16. How do you allocate a distribution between Roth and non-Roth amounts?

    By Peter Gulia, August 12, 2010
    • 2 replies
    • 1k views
    • 
    • A Shot in the Dark
    • August 12, 2010

17. Safe Harbor Start Up

    By cpc0506, December 7, 2012
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • December 7, 2012

18. review of plan documents by terminated employee

    By Guest cmusso, January 6, 2004
    • 1 reply
    • 1k views
    • 
    • FundeK
    • January 6, 2004

19. Hardship / counterproductive actions

    By austin3515, August 4, 2009
    • 0 replies
    • 1k views
    • 
    • austin3515
    • August 4, 2009

20. Plan Data Survey

    By Guest jhilliard, January 14, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 14, 2004

21. IRS website Help please

    By Jim Chad, September 28, 2012
    • 5 replies
    • 1k views
    • 
    • Belgarath
    • October 1, 2012

22. Vesting

    By Guest mbb03, May 9, 2003
    • 2 replies
    • 1k views
    • 
    • Guest
    • May 9, 2003

23. SPD and Safe Harbor Notice to Terminated Employee

    By Vlad401k, June 14, 2021
    • 1 reply
    • 1k views
    • 
    • C. B. Zeller
    • June 14, 2021

24. Plan's a mess...Late Deposits, 5500, 5330, DOL Audit

    By LMK TPA, December 14, 2023
    • 3 replies
    • 1k views
    • 
    • RatherBeGolfing
    • December 18, 2023

25. Voluntary Fiduciary Compliance Program

    By bevfair, October 25, 2010
    • 3 replies
    • 1k views
    • 
    • movedon
    • October 26, 2010

26. Taxation on "late" 402(g) Excesses

    By BG5150, September 25, 2014
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • September 26, 2014

27. Account balance definition for loans

    By Guest Lawrence_Groves, March 18, 2004
    • 1 reply
    • 1k views
    • 
    • FundeK
    • March 18, 2004

28. Automatic Rollovers below $1,000

    By 12AX7, October 29, 2010
    • 1 reply
    • 1k views
    • 
    • PFranckowiak
    • November 1, 2010

29. Safe Harbor Plan Amendment

    By buckaroo, November 27, 2006
    • 3 replies
    • 1k views
    • 
    • stephen
    • November 28, 2006

30. 5330 PROCEDURES

    By JKW, July 12, 2010
    • 0 replies
    • 1k views
    • 
    • JKW
    • July 12, 2010

31. CODA amendment

    By Guest jim williams, March 15, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 15, 2005

32. 401(k) Plan with Calendar Limitation Year and Fiscal Plan Year

    By Guest geschaft, March 21, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 21, 2007

33. Off year ADP failure

    By Dazednconfused, December 4, 2009
    • 3 replies
    • 1k views
    • 
    • austin3515
    • December 7, 2009

34. ADP failure for 2001

    By wsp, February 17, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • February 17, 2003

35. SIMPLE IRA contribution and New 401k plan

    By Guest BarryK, April 22, 2004
    • 2 replies
    • 1k views
    • 
    • Guest
    • April 22, 2004

36. not a "real" retirement, but completed distribution anyway

    By Jim Chad, March 2, 2004
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • March 2, 2004

37. Mandatory Roth Catch Up related

    By Jakyasar, November 19, 2025
    • 13 replies
    • 1k views
    • 
    • PainPA
    • December 2, 2025

38. Top-hat Plan

    By Logan401, May 16, 2012
    • 3 replies
    • 1k views
    • 
    • PensionPro
    • May 16, 2012

39. Hardship Loan - Student Loans

    By MGOAdmin, June 30, 2015   

    • Hardship loan
    • qualifying expenses
    • 1 reply
    • 1k views
    • 
    • austin3515
    • June 30, 2015

40. Excess contribution has been rolled over - now what?

    By Guest WashThisCar, February 2, 2009
    • 1 reply
    • 1k views
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    • rocknrolls2
    • February 2, 2009

41. Excluding HCEs

    By IRA, February 19, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • February 19, 2010

42. Separate Accounting For Roth 401(k) Funds in Brokerage

    By EPCRSGuru, June 2, 2016
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • June 2, 2016

43. Multiple retirement plans

    By rfahey, October 23, 2013
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • October 23, 2013

44. Amendment: Waiver of Eligibility for one specific NHCE participant

    By Ahuntingus, December 13, 2021
    • 7 replies
    • 1k views
    • 
    • EBP
    • December 13, 2021

45. Plan provisions

    By Gary, March 26, 2010
    • 4 replies
    • 1k views
    • 
    • TLGeer
    • March 29, 2010

46. Contribution to Plan before Effective Date

    By John K, October 29, 2024
    • 7 replies
    • 1k views
    • 
    • Gina Alsdorf
    • November 6, 2024

47. Alternative Defined Contribution Plan Failure

    By Guest RandomQuestion, June 15, 2012
    • 0 replies
    • 1k views
    • 
    • Guest
    • June 15, 2012

48. grandfather date

    By gregburst, December 18, 2012
    • 0 replies
    • 1k views
    • 
    • gregburst
    • December 18, 2012

49. Final regs - automatic enrollment

    By Tom Poje, February 23, 2009
    • 0 replies
    • 1k views
    • 
    • Tom Poje
    • February 23, 2009

50. Separate Plans for HCEs & NHCEs

    By Guest benefitsguy12, September 11, 2013
    • 5 replies
    • 1k views
    • 
    • david rigby
    • September 12, 2013