401(k) Plans

19,319 topics in this forum

1. Permissive Disaggregation - Otherwise Excludable Employees

   By Hickoo, February 23, 2023
   • 3 replies
   • 1k views
   • 
   • Hickoo
   • February 26, 2023

2. Roth Contributions

   By thepensionmaven, December 9, 2024
   • 3 replies
   • 1k views
   • 
   • Artie M
   • December 10, 2024

3. Excess Deferral Correction

   By Guest Jill B, May 19, 2009
   • 0 replies
   • 1k views
   • 
   • Guest
   • May 19, 2009

4. Safe Harbor plus Discretionary Match - 2019

   By ldr, December 19, 2018   

   • safe harbor
   • acp test
   • (and 1 more)

     Tagged with:

     • safe harbor
     • acp test
     • discretionary match
   • 5 replies
   • 1k views
   • 
   • ldr
   • December 21, 2018

5. Coverage Testing

   By Chippy, February 16, 2012
   • 2 replies
   • 1k views
   • 
   • Chippy
   • February 17, 2012

6. Audit Required in Merged Plan?

   By Dennis Povloski, July 15, 2016
   • 0 replies
   • 1k views
   • 
   • Dennis Povloski
   • July 15, 2016

7. Single Employer Plan to Multiple Employer Plan

   By buckaroo, April 26, 2017
   • 2 replies
   • 1k views
   • 
   • CuseFan
   • April 27, 2017

8. TH min

   By AdKu, February 5, 2021
   • 8 replies
   • 1k views
   • 
   • C. B. Zeller
   • February 11, 2021

9. 415(c)(4) Business Explanation Needed

   By Guest TACLord, May 15, 2008
   • 2 replies
   • 1k views
   • 
   • Guest
   • May 16, 2008

10. 5500 SF to 5500EZ

    By FishOn, August 21, 2023
    • 7 replies
    • 1k views
    • 
    • RatherBeGolfing
    • January 2, 2024

11. BRF testing when a Merger Happens

    By justatester, May 9, 2013
    • 0 replies
    • 1k views
    • 
    • justatester
    • May 9, 2013

12. Restate again? Cycle E filer has a plan that was restated in 2009

    By katieinny, December 14, 2010
    • 2 replies
    • 1k views
    • 
    • katieinny
    • December 14, 2010

13. Refunding more than deferrals than necessary

    By Guest Grumpy456, April 11, 2013
    • 5 replies
    • 1k views
    • 
    • Guest
    • April 11, 2013

14. simple IRAs and 401(K) Plans

    By Guest mad, July 9, 2004
    • 3 replies
    • 1k views
    • 
    • Appleby
    • July 9, 2004

15. Roth 401k

    By Zoey, October 27, 2009
    • 3 replies
    • 1k views
    • 
    • Zoey
    • October 28, 2009

16. Plan operation

    By Guest flpensionguy, May 1, 2013
    • 2 replies
    • 1k views
    • 
    • david rigby
    • May 2, 2013

17. Spousal Beneficiary

    By Nassau, June 1, 2011
    • 1 reply
    • 1k views
    • 
    • mbozek
    • June 4, 2011

18. Board of Resolution Language for Asset Purchase

    By Vlad401k, August 11, 2015
    • 3 replies
    • 1k views
    • 
    • austin3515
    • August 12, 2015

19. Thirft 401(k) plan

    By Guest Mardi Gras, July 8, 2002
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 8, 2002

20. 415 Testing Question

    By MBCarey, June 13, 2011
    • 1 reply
    • 1k views
    • 
    • Guest
    • June 13, 2011

21. Safe Harbor Match?

    By Dougsbpc, September 3, 2019
    • 9 replies
    • 1k views
    • 
    • Mike Preston
    • September 5, 2019

22. Health Care Saving Account and 415 compensation

    By 30Rock, June 23, 2017
    • 2 replies
    • 1k views
    • 
    • 30Rock
    • June 23, 2017

23. 5500 and late deposits

    By JKW, October 4, 2011
    • 0 replies
    • 1k views
    • 
    • JKW
    • October 4, 2011

24. CA State Disability

    By Tinman, September 15, 2010
    • 2 replies
    • 1k views
    • 
    • Tinman
    • September 16, 2010

25. Key Determination - Initial Plan Year

    By NW529, January 7, 2021   

    • top heavy
    • 2 replies
    • 1k views
    • 
    • FORMER ESQ.
    • January 7, 2021

26. Earned Income

    By Guest Rutager, February 28, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • February 28, 2007

27. Different SHNE amounts for different NHCEs

    By Gadgetfreak, December 3, 2008
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • December 3, 2008

28. ADP - Additional failures

    By Guest andmik, February 8, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • February 8, 2010

29. Failure to Make SH Contributions

    By Guest rmyoung, April 27, 2007
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 27, 2007

30. Removing automatic enrollment from a plan

    By 30Rock, April 27, 2018
    • 0 replies
    • 1k views
    • 
    • 30Rock
    • April 27, 2018

31. Coverage testing - how to handle acquiring employer's promise to make contributions 4 or 5 years from now?

    By fiona1, September 30, 2003
    • 3 replies
    • 1k views
    • 
    • fiona1
    • September 30, 2003

32. 59 1/2 Distributions

    By MBCarey, February 20, 2007
    • 1 reply
    • 1k views
    • 
    • JanetM
    • February 20, 2007

33. Controlled Group/Affiliated Service Group

    By Chippy, August 22, 2016
    • 3 replies
    • 1k views
    • 
    • Chippy
    • August 23, 2016

34. Compensation Question

    By mjf06241972, December 10, 2017   

    • 401k compensation profit sharing
    • 5 replies
    • 1k views
    • 
    • mjf06241972
    • December 11, 2017

35. One to One QNEC question relating to bargaining/nonbargaining

    By fiona1, October 30, 2003
    • 1 reply
    • 1k views
    • 
    • KJohnson
    • October 30, 2003

36. Death Benefits rollable?

    By Guest jhilliard, October 9, 2003
    • 1 reply
    • 1k views
    • 
    • Lori Foresz
    • October 9, 2003

37. document sponsor in footnote on adoption agreement

    By Jim Chad, May 21, 2009
    • 3 replies
    • 1k views
    • 
    • imchipbrown
    • May 28, 2009

38. Fixing Related Employer Issue

    By khn, July 27, 2017
    • 2 replies
    • 1k views
    • 
    • Luke Bailey
    • July 28, 2017

39. profit sharing correction

    By Guest JohnSB, October 19, 2007
    • 1 reply
    • 1k views
    • 
    • Guest
    • October 19, 2007

40. New to Voluntary Contributions

    By thepensionmaven, August 3, 2022
    • 9 replies
    • 1k views
    • 
    • Bill Presson
    • August 8, 2022

41. ADP Testing Question

    By metsfan026, September 21, 2021
    • 6 replies
    • 1k views
    • 
    • Mike Preston
    • September 22, 2021

42. Funds returned to the plan for a breakpoint settlement from the asset compan

    By Guest cynthiar, July 13, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 13, 2004

43. sticky situation bank and foreclosure

    By Guest ?pensionguy, March 12, 2012
    • 4 replies
    • 1k views
    • 
    • Guest
    • March 13, 2012

44. Deferrals in excess of the 402(g) Limit

    By MarZDoates, March 25, 2015
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • March 25, 2015

45. IRS Submission Question

    By Guest notapensiongeek, July 20, 2009
    • 4 replies
    • 1k views
    • 
    • Guest
    • July 20, 2009

46. Prohibited Transaction

    By Guest mbw, October 8, 2008
    • 1 reply
    • 1k views
    • 
    • Kevin C
    • October 8, 2008

47. Elective deferrals in excess of 401(a)(17) - Fidelity's document

    By ERISA guy, October 29, 2021
    • 4 replies
    • 1k views
    • 
    • DAK
    • November 2, 2021

48. 401K PLAN - incorrectly/involuntarily terminated

    By Jakyasar, October 5, 2019
    • 4 replies
    • 1k views
    • 
    • A Jensen
    • October 7, 2019

49. Simple 401(k)

    By stevena, July 27, 2004
    • 1 reply
    • 1k views
    • 
    • FundeK
    • July 27, 2004

50. IRS Audit with combined statement of PS and MPP

    By Jim Chad, November 30, 2007
    • 0 replies
    • 1k views
    • 
    • Jim Chad
    • November 30, 2007