401(k) Plans

19,337 topics in this forum

1. Safe Harbor Plan Amendment

   By buckaroo, November 27, 2006
   • 3 replies
   • 1k views
   • 
   • stephen
   • November 28, 2006

2. Multiple retirement plans

   By rfahey, October 23, 2013
   • 2 replies
   • 1k views
   • 
   • Lou S.
   • October 23, 2013

3. Compensation Question

   By mjf06241972, December 10, 2017   

   • 401k compensation profit sharing
   • 5 replies
   • 1k views
   • 
   • mjf06241972
   • December 11, 2017

4. Employee Questionnaires

   By Guest Cliff Langwith, August 11, 2004
   • 0 replies
   • 1k views
   • 
   • Guest
   • August 11, 2004

5. 401(k) participant market risk and longevity risk

   By mz27514, November 20, 2020   

   • market risk
   • volatility
   • (and 2 more)

     Tagged with:

     • market risk
     • volatility
     • longevity
     • investment return
   • 12 replies
   • 1k views
   • 
   • MWeddell
   • December 11, 2020

6. Fund Mapping

   By Nassau, August 16, 2011
   • 0 replies
   • 1k views
   • 
   • Nassau
   • August 16, 2011

7. Top Heavy Safe Harbor Match Plan w/ Prevailing Wage

   By 401_noob, July 24, 2018   

   • top heavy
   • 1 reply
   • 1k views
   • 
   • C. B. Zeller
   • July 24, 2018

8. 401(k) deferrals deposited into IRA

   By Lauren0507, May 28, 2025
   • 5 replies
   • 1k views
   • 
   • Lauren0507
   • June 3, 2025

9. Final regs - automatic enrollment

   By Tom Poje, February 23, 2009
   • 0 replies
   • 1k views
   • 
   • Tom Poje
   • February 23, 2009

10. Excluding HCEs

    By IRA, February 19, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • February 19, 2010

11. 5330 PROCEDURES

    By JKW, July 12, 2010
    • 0 replies
    • 1k views
    • 
    • JKW
    • July 12, 2010

12. Separate Plans for HCEs & NHCEs

    By Guest benefitsguy12, September 11, 2013
    • 5 replies
    • 1k views
    • 
    • david rigby
    • September 12, 2013

13. New Entity General Testing

    By Blinky the 3-eyed Fish, August 27, 2004
    • 0 replies
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • August 27, 2004

14. 401(k) Plan with Calendar Limitation Year and Fiscal Plan Year

    By Guest geschaft, March 21, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 21, 2007

15. Delaware Series LLC

    By Guest willow100, August 28, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • August 28, 2007

16. not a "real" retirement, but completed distribution anyway

    By Jim Chad, March 2, 2004
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • March 2, 2004

17. Account balance definition for loans

    By Guest Lawrence_Groves, March 18, 2004
    • 1 reply
    • 1k views
    • 
    • FundeK
    • March 18, 2004

18. Vesting Scenario

    By Mr Bagwell, October 1, 2018   

    • vesting
    • 6 replies
    • 1k views
    • 
    • Mr Bagwell
    • October 2, 2018

19. Roth 401k

    By Zoey, October 27, 2009
    • 3 replies
    • 1k views
    • 
    • Zoey
    • October 28, 2009

20. Hardship available after loans at 50% have been exhausted

    By PainPA, October 9, 2014   

    • Hardship Loans 50%
    • 1 reply
    • 1k views
    • 
    • 401king
    • October 9, 2014

21. Employeer terminated 401k plan for ONLY our branch

    By Guest rapidskies, July 16, 2012
    • 2 replies
    • 1k views
    • 
    • Guest
    • July 18, 2012

22. Safe Harbor Contributions

    By Nassau, July 16, 2010
    • 2 replies
    • 1k views
    • 
    • K2retire
    • July 17, 2010

23. Controlled Group, Affiliated Service Group or Multi-Employer Plan

    By Renee H, December 12, 2024
    • 4 replies
    • 1k views
    • 
    • Renee H
    • December 13, 2024

24. Top Heavy Correction Question

    By Madison71, April 19, 2012
    • 0 replies
    • 1k views
    • 
    • Madison71
    • April 19, 2012

25. Tax Credit for expenses

    By FJR, January 22, 2004
    • 1 reply
    • 1k views
    • 
    • Archimage
    • January 22, 2004

26. When Should salary deferrals start

    By Guest LHaskell, December 17, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • December 17, 2010

27. SIMPLE IRA contribution and New 401k plan

    By Guest BarryK, April 22, 2004
    • 2 replies
    • 1k views
    • 
    • Guest
    • April 22, 2004

28. NEW COMP ALLOCATION

    By Guest mcorson, July 29, 2010
    • 4 replies
    • 1k views
    • 
    • 12AX7
    • August 4, 2010

29. cross testing and gateway

    By Gary, May 9, 2012
    • 0 replies
    • 1k views
    • 
    • Gary
    • May 9, 2012

30. Rolling from Simple 401(k) Plan to regular 401(k) Plan

    By MBCarey, November 17, 2006
    • 0 replies
    • 1k views
    • 
    • MBCarey
    • November 17, 2006

31. Default Enrollments - how important are they?

    By ldr, May 3, 2019   

    • investments
    • elections
    • (and 1 more)

      Tagged with:

      • investments
      • elections
      • enrollment
    • 3 replies
    • 1k views
    • 
    • ldr
    • May 6, 2019

32. QDIA w/ Target DAte Funds

    By austin3515, November 12, 2012
    • 1 reply
    • 1k views
    • 
    • MoJo
    • November 12, 2012

33. Single Employer Plan to Multiple Employer Plan

    By buckaroo, April 26, 2017
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 27, 2017

34. Compensation & withholding

    By R. Butler, March 13, 2013
    • 3 replies
    • 1k views
    • 
    • QDROphile
    • March 13, 2013

35. handling tardy reimbursement of fee overcharges

    By Guest Iwonder, December 24, 2009
    • 1 reply
    • 1k views
    • 
    • TPAMan
    • December 24, 2009

36. Participant Loans

    By Guest sritts, November 6, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • November 8, 2010

37. Excess Deferral Correction

    By Guest Jill B, May 19, 2009
    • 0 replies
    • 1k views
    • 
    • Guest
    • May 19, 2009

38. ADP-ACP failure - owners on K-1 income

    By pmacduff, March 6, 2025
    • 3 replies
    • 1k views
    • 
    • C. B. Zeller
    • March 6, 2025

39. Fixing Related Employer Issue

    By khn, July 27, 2017
    • 2 replies
    • 1k views
    • 
    • Luke Bailey
    • July 28, 2017

40. Final Catch Up Regulations in IRS Bulletin # 37

    By jevd, September 23, 2003
    • 0 replies
    • 1k views
    • 
    • jevd
    • September 23, 2003

41. Forfeitures account in trust fund too low to allocate properly

    By Guest HLIFECraigo, September 30, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • September 30, 2003

42. Cross Tested Plan w. Safe Harbor Feature

    By Guest ChopperPilot, October 11, 2004
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • October 11, 2004

43. Controlled Group Question

    By AJ North, June 4, 2012
    • 3 replies
    • 1k views
    • 
    • AJ North
    • June 5, 2012

44. Multiple Employer Plan Spin-Off and Testing

    By constance_james, February 20, 2021   

    • multiple employer plan
    • successor plan
    • (and 1 more)

      Tagged with:

      • multiple employer plan
      • successor plan
      • adp
    • 1 reply
    • 1k views
    • 
    • Alonzo Church
    • February 22, 2021

45. Controlled Group/Affiliated Service Group

    By Chippy, August 22, 2016
    • 3 replies
    • 1k views
    • 
    • Chippy
    • August 23, 2016

46. BRF testing when a Merger Happens

    By justatester, May 9, 2013
    • 0 replies
    • 1k views
    • 
    • justatester
    • May 9, 2013

47. can 1099 income contribution be added to S-corp plan?

    By mkaufman, December 22, 2021
    • 5 replies
    • 1k views
    • 
    • mkaufman
    • December 24, 2021

48. Dual Eligibility Testing

    By EBECatty, August 31, 2021
    • 5 replies
    • 1k views
    • 
    • EBECatty
    • September 1, 2021

49. Coverage Testing

    By Chippy, February 16, 2012
    • 2 replies
    • 1k views
    • 
    • Chippy
    • February 17, 2012

50. multiple 5330s needed or just 1?

    By ACK, July 1, 2021
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • July 8, 2021