401(k) Plans

19,337 topics in this forum

1. Board of Resolution Language for Asset Purchase

   By Vlad401k, August 11, 2015
   • 3 replies
   • 1k views
   • 
   • austin3515
   • August 12, 2015

2. 25% Cap on Employer Contributions

   By pjbaer, September 7, 2016   

   • 25% Cap on ER contributions
   • 1 reply
   • 1k views
   • 
   • Lou S.
   • September 7, 2016

3. When do catch-ups occur?

   By gc@chimentowebb.com, August 3, 2022
   • 7 replies
   • 1k views
   • 
   • MWeddell
   • August 8, 2022

4. Audit Required in Merged Plan?

   By Dennis Povloski, July 15, 2016
   • 0 replies
   • 1k views
   • 
   • Dennis Povloski
   • July 15, 2016

5. Suspension of Accrual to pass 410

   By Alf, April 1, 2004
   • 0 replies
   • 1k views
   • 
   • Alf
   • April 1, 2004

6. Starting a 401(k) for a doctor with 2 different corporate entities

   By Guest pmetallic, November 7, 2003
   • 1 reply
   • 1k views
   • 
   • Blinky the 3-eyed Fish
   • November 7, 2003

7. 401(k) Safe Harbor Nonelective

   By ERISA25, July 7, 2010
   • 1 reply
   • 1k views
   • 
   • Tom Poje
   • July 12, 2010

8. Pooled Plan - Employer Contribution Funding

   By 401(k)athryn, July 19, 2023
   • 6 replies
   • 1k views
   • 
   • Bird
   • July 21, 2023

9. Health Care Saving Account and 415 compensation

   By 30Rock, June 23, 2017
   • 2 replies
   • 1k views
   • 
   • 30Rock
   • June 23, 2017

10. Another Control Group Question

    By coleboy, November 2, 2015
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • November 3, 2015

11. Receiving plan of rollover contribution and forms?

    By Guest MSP, March 9, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 9, 2004

12. Restate again? Cycle E filer has a plan that was restated in 2009

    By katieinny, December 14, 2010
    • 2 replies
    • 1k views
    • 
    • katieinny
    • December 14, 2010

13. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 1k views
    • 
    • Nate S
    • February 10, 2023

14. Deferrals in excess of the 402(g) Limit

    By MarZDoates, March 25, 2015
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • March 25, 2015

15. 415(c)(4) Business Explanation Needed

    By Guest TACLord, May 15, 2008
    • 2 replies
    • 1k views
    • 
    • Guest
    • May 16, 2008

16. New VFCP "Self Correction"

    By austin3515, November 28, 2022
    • 13 replies
    • 1k views
    • 
    • Peter Gulia
    • November 30, 2022

17. Different SHNE amounts for different NHCEs

    By Gadgetfreak, December 3, 2008
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • December 3, 2008

18. Davis Bacon - HCEs benefitting and impacting test results

    By JustMe, October 5, 2020
    • 1 reply
    • 1k views
    • 
    • CuseFan
    • October 6, 2020

19. Limiting HCE's to $1 of 401kj

    By austin3515, July 15, 2011
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • July 15, 2011

20. 415 Testing Question

    By MBCarey, June 13, 2011
    • 1 reply
    • 1k views
    • 
    • Guest
    • June 13, 2011

21. New Cycle C Address? (Help!)

    By ERISAatty, January 6, 2009
    • 2 replies
    • 1k views
    • 
    • david rigby
    • January 7, 2009

22. safe harbor notice

    By Guest JJC, May 7, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • May 7, 2003

23. Enrollment forms for rehire

    By pam@bbm, September 4, 2015
    • 2 replies
    • 1k views
    • 
    • GMK
    • September 4, 2015

24. QNEC and maxed deferrals

    By Keith Lowery, October 3, 2024
    • 6 replies
    • 1k views
    • 
    • Paul I
    • October 3, 2024

25. CA State Disability

    By Tinman, September 15, 2010
    • 2 replies
    • 1k views
    • 
    • Tinman
    • September 16, 2010

26. Plan operation

    By Guest flpensionguy, May 1, 2013
    • 2 replies
    • 1k views
    • 
    • david rigby
    • May 2, 2013

27. Owner and Union Employee at the same time?

    By BG5150, May 2, 2022
    • 7 replies
    • 1k views
    • 
    • Nate S
    • May 5, 2022

28. Spousal Beneficiary

    By Nassau, June 1, 2011
    • 1 reply
    • 1k views
    • 
    • mbozek
    • June 4, 2011

29. ADP - Additional failures

    By Guest andmik, February 8, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • February 8, 2010

30. Refunding more than deferrals than necessary

    By Guest Grumpy456, April 11, 2013
    • 5 replies
    • 1k views
    • 
    • Guest
    • April 11, 2013

31. Safe Harbor contribution on wages after termination?

    By Guest mookie23, March 12, 2007
    • 1 reply
    • 1k views
    • 
    • k man
    • March 12, 2007

32. simple IRAs and 401(K) Plans

    By Guest mad, July 9, 2004
    • 3 replies
    • 1k views
    • 
    • Appleby
    • July 9, 2004

33. 5500 and late deposits

    By JKW, October 4, 2011
    • 0 replies
    • 1k views
    • 
    • JKW
    • October 4, 2011

34. 59 1/2 Distributions

    By MBCarey, February 20, 2007
    • 1 reply
    • 1k views
    • 
    • JanetM
    • February 20, 2007

35. Otherwise Excludable EEs question

    By pholosofizer, April 8, 2019
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • April 9, 2019

36. Earned Income

    By Guest Rutager, February 28, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • February 28, 2007

37. 'cutback' for increased eligibility provision?

    By TPApril, December 29, 2023
    • 4 replies
    • 1k views
    • 
    • Bill Presson
    • December 31, 2023

38. Entity Adopting Safe Harbor 401k Mid-year as Participant Employer

    By austin3515, September 8, 2023
    • 4 replies
    • 1k views
    • 
    • CuseFan
    • September 11, 2023

39. 401k/ catch up/ PSP

    By pgold, February 22, 2017
    • 6 replies
    • 1k views
    • 
    • K2
    • February 23, 2017

40. Failure to Make SH Contributions

    By Guest rmyoung, April 27, 2007
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 27, 2007

41. Thirft 401(k) plan

    By Guest Mardi Gras, July 8, 2002
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 8, 2002

42. IRC 410(b)

    By Purplemandinga, March 17, 2021
    • 4 replies
    • 1k views
    • 
    • Mike Preston
    • March 17, 2021

43. Wrong Match Amended

    By austin3515, June 25, 2015
    • 4 replies
    • 1k views
    • 
    • Kevin C
    • June 26, 2015

44. Safe Harbor 3% flip to Safe Harbor Match 4%

    By pbarrett, February 19, 2004
    • 1 reply
    • 1k views
    • 
    • Archimage
    • February 19, 2004

45. When is earned income deemed paid for safe harbor 401(k) purposes?

    By Doghouse, April 11, 2016   

    • earned income
    • when
    • (and 3 more)

      Tagged with:

      • earned income
      • when
      • safe harbor
      • partner
      • partnership
    • 3 replies
    • 1k views
    • 
    • Lou S.
    • April 11, 2016

46. IRS Submission Question

    By Guest notapensiongeek, July 20, 2009
    • 4 replies
    • 1k views
    • 
    • Guest
    • July 20, 2009

47. SECURE 2.0 COLA Adjustments

    By austin3515, May 3, 2025
    • 2 replies
    • 1k views
    • 
    • austin3515
    • May 4, 2025

48. Prohibited Transaction

    By Guest mbw, October 8, 2008
    • 1 reply
    • 1k views
    • 
    • Kevin C
    • October 8, 2008

49. Used wrong ADP Testing Period

    By 52626, March 21, 2012
    • 1 reply
    • 1k views
    • 
    • ETA Consulting LLC
    • March 21, 2012

50. document sponsor in footnote on adoption agreement

    By Jim Chad, May 21, 2009
    • 3 replies
    • 1k views
    • 
    • imchipbrown
    • May 28, 2009