401(k) Plans

19,319 topics in this forum

1. Top Heavy Minimum and funding of PY PS in not top heavy plan year

   By legort69, September 16, 2012
   • 2 replies
   • 1k views
   • 
   • BG5150
   • September 17, 2012

2. Davis Bacon - HCEs benefitting and impacting test results

   By JustMe, October 5, 2020
   • 1 reply
   • 1k views
   • 
   • CuseFan
   • October 6, 2020

3. Your thoughts on elig

   By doombuggy, May 8, 2012
   • 1 reply
   • 1k views
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   • rcline46
   • May 8, 2012

4. LTD to Active Status and 401(k) loan

   By justasking, November 7, 2014
   • 2 replies
   • 1k views
   • 
   • Lou S.
   • November 7, 2014

5. Correction for missed ER match

   By Guest KLM3, August 24, 2011
   • 1 reply
   • 1k views
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   • ETA Consulting LLC
   • August 24, 2011

6. Eligibility

   By Guest elang, November 23, 2010
   • 1 reply
   • 1k views
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   • QDROphile
   • November 24, 2010

7. ADP SHM and Additional Fixed Match Based on Year of Service

   By Hokielady, May 23, 2016
   • 5 replies
   • 1k views
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   • GMK
   • May 24, 2016

8. Any Requirement that Plan Provide For Non-Spouse Rollovers

   By Guest EMM118, August 4, 2008
   • 1 reply
   • 1k views
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   • Guest
   • August 4, 2008

9. First RMD for 4/2003 retiree, age 77; does 2004 distribution include 2003 income?

   By Guest Powers, December 19, 2003
   • 1 reply
   • 1k views
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   • Tom Poje
   • December 19, 2003

10. Asset Deal with grandfathered service

    By Guest Lee68, August 6, 2008
    • 1 reply
    • 1k views
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    • J Simmons
    • August 6, 2008

11. Who can deposit funds into a plan?

    By buckaroo, December 16, 2008
    • 1 reply
    • 1k views
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    • Peter Gulia
    • December 16, 2008

12. QDIA issues

    By pixmax, September 8, 2009
    • 0 replies
    • 1k views
    • 
    • pixmax
    • September 8, 2009

13. BRF correction?

    By Tinman, July 29, 2013
    • 2 replies
    • 1k views
    • 
    • Tinman
    • August 6, 2013

14. Owner and Union Employee at the same time?

    By BG5150, May 2, 2022
    • 7 replies
    • 1k views
    • 
    • Nate S
    • May 5, 2022

15. Company Subsidiary to Start Plan or Adopt Current One

    By KevinMc, May 15, 2025
    • 7 replies
    • 1k views
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    • QDROphile
    • May 24, 2025

16. Dual Eligibility Testing

    By EBECatty, August 31, 2021
    • 5 replies
    • 1k views
    • 
    • EBECatty
    • September 1, 2021

17. multiple 5330s needed or just 1?

    By ACK, July 1, 2021
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • July 8, 2021

18. Loan VCP for Owner

    By austin3515, September 20, 2017
    • 3 replies
    • 1k views
    • 
    • Mike Preston
    • September 20, 2017

19. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 1k views
    • 
    • Nate S
    • February 10, 2023

20. When/how to send special tax notice for after-tax withdrawals?

    By Guest khartford, March 11, 2010
    • 1 reply
    • 1k views
    • 
    • GMK
    • March 11, 2010

21. rollovers

    By Gary, February 24, 2012
    • 1 reply
    • 1k views
    • 
    • QDROphile
    • February 24, 2012

22. Form 5500 Question - Pre-Funded Contribution

    By metsfan026, July 1, 2025
    • 5 replies
    • 1k views
    • 
    • Artie M
    • July 3, 2025

23. controlled group/affiliated service group

    By Guest mcw, August 12, 2003
    • 1 reply
    • 1k views
    • 
    • Guest
    • August 13, 2003

24. Estimating hours for part time pilots

    By Pixie, April 23, 2014
    • 4 replies
    • 1k views
    • 
    • QDROphile
    • April 23, 2014

25. First Year 401(k)

    By Guest elang, February 28, 2012
    • 2 replies
    • 1k views
    • 
    • MWeddell
    • March 1, 2012

26. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1k views
    • 
    • Lou S.
    • February 4, 2021

27. Vesting Scenario

    By Mr Bagwell, October 1, 2018   

    • vesting
    • 6 replies
    • 1k views
    • 
    • Mr Bagwell
    • October 2, 2018

28. Company Stock post-sale

    By Guest NewsToMe, March 15, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 15, 2007

29. New 401k with existing SEP

    By Guest TrustMe401k, May 5, 2006
    • 1 reply
    • 1k views
    • 
    • Bird
    • May 5, 2006

30. What are the notice requirements to employees when a matching contribution is suspended in mid-year?

    By katieinny, July 19, 2005
    • 0 replies
    • 1k views
    • 
    • katieinny
    • July 19, 2005

31. Entity change from S-Corp to Partnership - change in compensation type for shareholders

    By Guest Jane Freeman, February 25, 2004
    • 1 reply
    • 1k views
    • 
    • Guest
    • February 25, 2004

32. Top Heavy Plan - attribution rules apply to terminated employee

    By Nancy D, November 4, 2013
    • 2 replies
    • 1k views
    • 
    • Nancy D
    • November 5, 2013

33. penalty for late 8955SSA?

    By Jim Chad, October 18, 2012
    • 3 replies
    • 1k views
    • 
    • K2retire
    • October 18, 2012

34. Roth (in Relius)

    By Guest Chicchica, June 20, 2006
    • 0 replies
    • 1k views
    • 
    • Guest
    • June 20, 2006

35. How to Handle a Sale Mid-Year?

    By justatester, October 10, 2013
    • 0 replies
    • 1k views
    • 
    • justatester
    • October 10, 2013

36. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

37. Harship suspension and testing compensation

    By Guest andmik, February 21, 2008
    • 2 replies
    • 1k views
    • 
    • Guest
    • February 21, 2008

38. Matching issues

    By Guest lindamichals, July 16, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 16, 2003

39. 402g limit corrected same year deferred

    By Mr Bagwell, December 11, 2017   

    • 402g limit
    • nhce
    • 2 replies
    • 1k views
    • 
    • Mr Bagwell
    • December 11, 2017

40. DC Plans and QOSA Benefits

    By Guest Tom:, March 3, 2010
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 7, 2010

41. New VFCP "Self Correction"

    By austin3515, November 28, 2022
    • 13 replies
    • 1k views
    • 
    • Peter Gulia
    • November 30, 2022

42. Eligiblity of a Rehire

    By Lou81, August 23, 2023   

    • rehire
    • 6 replies
    • 1k views
    • 
    • Lou81
    • August 25, 2023

43. Eligibility question with Rehire

    By Tom, August 24, 2023
    • 6 replies
    • 1k views
    • 
    • Tom
    • August 29, 2023

44. top 20%

    By Guest greggi39, April 8, 2003
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 8, 2003

45. PPA and Quarterly Statements

    By Dazednconfused, February 11, 2010
    • 2 replies
    • 1k views
    • 
    • austin3515
    • February 12, 2010

46. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 1k views
    • 
    • Bird
    • July 21, 2023

47. Fiduciary Audit Firm

    By CharlesLeggette, May 17, 2012
    • 1 reply
    • 1k views
    • 
    • mbozek
    • May 18, 2012

48. Collective Bargained Employees

    By Guest Twinky, November 6, 2007
    • 2 replies
    • 1k views
    • 
    • Guest
    • November 6, 2007

49. Looking for help to create individual savings need statements for participants

    By Guest kkastein, July 16, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 16, 2004

50. RMD

    By JKW, October 15, 2010
    • 2 replies
    • 1k views
    • 
    • JKW
    • October 15, 2010