401(k) Plans

19,275 topics in this forum

1. Plan's a mess...Late Deposits, 5500, 5330, DOL Audit

   By LMK TPA, December 14, 2023
   • 3 replies
   • 987 views
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   • RatherBeGolfing
   • December 18, 2023

2. State Disability Insurance Programs (e.g., California)

   By Nassau, February 14, 2011
   • 1 reply
   • 987 views
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   • K2retire
   • February 14, 2011

3. Is this an ACA?

   By 12AX7, November 4, 2013
   • 2 replies
   • 987 views
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   • 12AX7
   • November 5, 2013

4. Catch up contributions for short plan year

   By Pixie, August 6, 2019   

   • adp test
   • 2 replies
   • 987 views
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   • Below Ground
   • August 7, 2019

5. Disposition of interest earned on monies withheld from investment transfers

   By Guest sdickson, February 3, 2005
   • 1 reply
   • 987 views
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   • Guest
   • February 4, 2005

6. QNEC in first plan year

   By Guest KMP, March 11, 2004
   • 1 reply
   • 987 views
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   • E as in ERISA
   • March 12, 2004

7. VFCP -- several transactions treated as one

   By Flight33, June 20, 2008
   • 0 replies
   • 987 views
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   • Flight33
   • June 20, 2008

8. Completion of Enrollment form

   By CLE401kGuy, June 21, 2012
   • 2 replies
   • 987 views
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   • 00hskrgrl
   • June 22, 2012

9. Cutback?

   By ERISA25, April 15, 2013
   • 1 reply
   • 987 views
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   • ETA Consulting LLC
   • April 16, 2013

10. Safe Harbor Contributions Used in ACP Test

    By ABeach, December 14, 2020
    • 4 replies
    • 987 views
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    • MWeddell
    • December 14, 2020

11. 'cutback' for increased eligibility provision?

    By TPApril, December 29, 2023
    • 4 replies
    • 986 views
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    • Bill Presson
    • December 31, 2023

12. SAS 70 Audits and the Healthcare/Benefits Industry

    By Guest SAS70Auditor, March 25, 2007
    • 0 replies
    • 986 views
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    • Guest
    • March 25, 2007

13. Affiliated Service Group?

    By Dennis Povloski, February 5, 2010
    • 1 reply
    • 986 views
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    • Belgarath
    • February 5, 2010

14. Single Employer to Multiple Employer

    By kevind2010, December 16, 2010
    • 1 reply
    • 986 views
    • 
    • Ron Snyder
    • December 17, 2010

15. Churches and 401(k) Plans

    By Guest LLandau, June 6, 2003
    • 1 reply
    • 986 views
    • 
    • MWeddell
    • June 9, 2003

16. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 986 views
    • 
    • Guest
    • December 15, 2003

17. Age Requirement

    By Jilliandiz, March 2, 2004
    • 1 reply
    • 986 views
    • 
    • david rigby
    • March 2, 2004

18. Removing automatic enrollment from a plan

    By 30Rock, April 27, 2018
    • 0 replies
    • 986 views
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    • 30Rock
    • April 27, 2018

19. Failed ADP Test/Miscalculated Earnings

    By nancy, October 21, 2013
    • 1 reply
    • 986 views
    • 
    • BG5150
    • October 22, 2013

20. Roth Contributions

    By thepensionmaven, December 9, 2024
    • 3 replies
    • 985 views
    • 
    • Artie M
    • December 10, 2024

21. Want to amend retroactively to ad Occtober 1 entry

    By Jim Chad, February 11, 2009
    • 3 replies
    • 985 views
    • 
    • Jim Chad
    • February 11, 2009

22. Executrix of the estate

    By Nassau, May 25, 2011
    • 3 replies
    • 985 views
    • 
    • Bird
    • May 25, 2011

23. New VFCP "Self Correction"

    By austin3515, November 28, 2022
    • 13 replies
    • 985 views
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    • Peter Gulia
    • November 30, 2022

24. Top Heavy

    By Guest durktracy, December 3, 2008
    • 1 reply
    • 985 views
    • 
    • Lou S.
    • December 3, 2008

25. How do you freeze a 401(k)?

    By MeetMeInTheBackdoorRoth, May 16, 2022
    • 7 replies
    • 985 views
    • 
    • Luke Bailey
    • May 21, 2022

26. Self-Certification of Hardship Distributions

    By metsfan026, January 16, 2024
    • 1 reply
    • 985 views
    • 
    • Peter Gulia
    • January 16, 2024

27. top heavy when amending out of safe harbor

    By Kimberly S, March 10, 2008
    • 1 reply
    • 985 views
    • 
    • Tom Poje
    • March 10, 2008

28. Supplemental Retirement Account

    By Dennis Povloski, May 13, 2010
    • 2 replies
    • 985 views
    • 
    • Dennis Povloski
    • May 13, 2010

29. If deferrals have delayed effective date of 7/1, but ADP Safe Harbor Match has no Delayed Effective Date, what compensation is used to calculate match?

    By jkharvey, September 26
    • 1 reply
    • 985 views
    • 
    • Bri
    • September 26

30. Top Heavy & Safe Harbor

    By Dazednconfused, January 27, 2014
    • 1 reply
    • 985 views
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    • Lou S.
    • January 27, 2014

31. consulting income and cash balance plan

    By Guest rmse46, June 6, 2007
    • 1 reply
    • 985 views
    • 
    • Mike Preston
    • June 6, 2007

32. match on after-tax

    By alexa, December 12, 2008
    • 1 reply
    • 985 views
    • 
    • J Simmons
    • December 13, 2008

33. Each in Own Group - Integrated

    By austin3515, March 27, 2012
    • 5 replies
    • 984 views
    • 
    • austin3515
    • March 27, 2012

34. Compensation definition for Safe Harbor match computation

    By Beltane, November 24, 2015   

    • Bonuses excluded comp def
    • 0 replies
    • 984 views
    • 
    • Beltane
    • November 24, 2015

35. Business Acquisition and SH 401(k) Plan

    By Dougsbpc, June 4, 2014
    • 1 reply
    • 984 views
    • 
    • lalaland
    • June 4, 2014

36. Partial Year Safe Harbor Plan

    By mming, April 21, 2014
    • 1 reply
    • 984 views
    • 
    • BG5150
    • April 21, 2014

37. Vesting Scenario

    By Mr Bagwell, October 1, 2018   

    • vesting
    • 6 replies
    • 984 views
    • 
    • Mr Bagwell
    • October 2, 2018

38. Controlled Group - setting up second plan

    By PFranckowiak, September 30, 2011
    • 1 reply
    • 984 views
    • 
    • 12AX7
    • September 30, 2011

39. Top Heavy Test

    By Guest slugn, June 11, 2009
    • 0 replies
    • 984 views
    • 
    • Guest
    • June 11, 2009

40. Is there a 12 month requirement when adding SH coda to a PS?

    By Jim Chad, May 19, 2014
    • 2 replies
    • 983 views
    • 
    • John Feldt ERPA CPC QPA
    • May 19, 2014

41. HEART Act

    By Belgarath, January 6, 2010
    • 0 replies
    • 983 views
    • 
    • Belgarath
    • January 6, 2010

42. Leased Employees

    By LauraERPA, February 13, 2014
    • 1 reply
    • 983 views
    • 
    • masteff
    • February 13, 2014

43. Automatic Contribution Arrangement expiration

    By Guest Jones01, March 29, 2013
    • 0 replies
    • 983 views
    • 
    • Guest
    • March 29, 2013

44. New plan for 401(k) safe-harbor adoption?

    By Guest jody303, February 12, 2003
    • 0 replies
    • 983 views
    • 
    • Guest
    • February 12, 2003

45. SE "owner only" deposits 41K but has no income

    By Guest tracys, April 28, 2003
    • 0 replies
    • 983 views
    • 
    • Guest
    • April 28, 2003

46. FIRST PLAN YEAR IS SHORT.

    By Lori H, February 28, 2007
    • 1 reply
    • 983 views
    • 
    • WDIK
    • February 28, 2007

47. SARSEP TO 401K SH FOUL UP...HELP!

    By Guest tomhard, May 5, 2011
    • 0 replies
    • 983 views
    • 
    • Guest
    • May 5, 2011

48. Cycle C Deadline

    By IRA, January 27, 2009
    • 2 replies
    • 983 views
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    • IRA
    • January 27, 2009

49. Rehire with different eligibility by source

    By AlbanyConsultant, March 8, 2014
    • 0 replies
    • 983 views
    • 
    • AlbanyConsultant
    • March 8, 2014

50. Amendment Checklist

    By austin3515, June 3, 2013
    • 1 reply
    • 983 views
    • 
    • Jim Chad
    • June 4, 2013