401(k) Plans

19,319 topics in this forum

1. Cutback?

   By ERISA25, April 15, 2013
   • 1 reply
   • 998 views
   • 
   • ETA Consulting LLC
   • April 16, 2013

2. Small Business Tax Credit

   By Guest KeithinClev, November 17, 2004
   • 1 reply
   • 998 views
   • 
   • Bird
   • November 18, 2004

3. Safe Harbor Hardship and Compensation

   By Below Ground, May 12, 2010
   • 0 replies
   • 998 views
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   • Below Ground
   • May 12, 2010

4. Year End True-up - % of total match

   By Ryan L, March 12, 2019
   • 10 replies
   • 998 views
   • 
   • Ryan L
   • March 19, 2019

5. Targeted QNEC

   By Gilmore, February 10, 2021
   • 2 replies
   • 998 views
   • 
   • Gilmore
   • February 12, 2021

6. IRS Questioning Vesting

   By SSRRS, April 5, 2022
   • 12 replies
   • 998 views
   • 
   • CuseFan
   • April 14, 2022

7. keeping sources separate

   By cpc0506, June 4, 2012
   • 2 replies
   • 997 views
   • 
   • cpc0506
   • June 4, 2012

8. excess deposits/415 issues

   By Jakyasar, March 26, 2023
   • 6 replies
   • 997 views
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   • Jakyasar
   • March 28, 2023

9. DC Decuction Limit

   By 12AX7, November 12, 2010
   • 2 replies
   • 997 views
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   • 12AX7
   • November 12, 2010

10. Each in Own Group - Integrated

    By austin3515, March 27, 2012
    • 5 replies
    • 997 views
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    • austin3515
    • March 27, 2012

11. Transfer to UK

    By four01kman, January 19, 2010
    • 0 replies
    • 997 views
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    • four01kman
    • January 19, 2010

12. top heavy when amending out of safe harbor

    By Kimberly S, March 10, 2008
    • 1 reply
    • 997 views
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    • Tom Poje
    • March 10, 2008

13. S Corp Owner Contributions

    By coleboy, September 29, 2014
    • 3 replies
    • 997 views
    • 
    • QDROphile
    • September 29, 2014

14. Correction under EPCRS

    By austin3515, August 29, 2011
    • 1 reply
    • 997 views
    • 
    • DMcGovern
    • August 29, 2011

15. Disability Payments into a 401(k) Plan

    By AJ North, September 28, 2012
    • 0 replies
    • 997 views
    • 
    • AJ North
    • September 28, 2012

16. match on after-tax

    By alexa, December 12, 2008
    • 1 reply
    • 997 views
    • 
    • J Simmons
    • December 13, 2008

17. what is the latest on catch-up contributions & separate lines of business?

    By Guest wblinder, February 15, 2005
    • 1 reply
    • 997 views
    • 
    • JanetM
    • February 16, 2005

18. Prevailing wage

    By Evelyn, September 11, 2019
    • 4 replies
    • 997 views
    • 
    • Bill Presson
    • September 12, 2019

19. SECURE 2.0 COLA Adjustments

    By austin3515, May 3, 2025
    • 2 replies
    • 996 views
    • 
    • austin3515
    • May 4, 2025

20. Single Employer to Multiple Employer

    By kevind2010, December 16, 2010
    • 1 reply
    • 996 views
    • 
    • Ron Snyder
    • December 17, 2010

21. Successor Rule if Profit Sharing Doesn't Have a 401(k)?

    By Sue B, May 10, 2021
    • 2 replies
    • 996 views
    • 
    • Mike Preston
    • May 10, 2021

22. Confusion about profit share

    By 2bizoneguy, January 14, 2022
    • 3 replies
    • 996 views
    • 
    • Lou S.
    • January 14, 2022

23. Separate plans of the same employer passing 410(b)

    By Guest Gompers, September 5, 2006
    • 0 replies
    • 996 views
    • 
    • Guest
    • September 5, 2006

24. Calculating 415 Limit for SP with QRP allocations + 401k

    By VeryOldMan, September 26, 2021
    • 9 replies
    • 996 views
    • 
    • VeryOldMan
    • September 29, 2021

25. Aggregating for Coverage, but Diff Testing Methods

    By austin3515, March 19, 2015
    • 3 replies
    • 996 views
    • 
    • Mike Preston
    • March 20, 2015

26. QNEC and maxed deferrals

    By Keith Lowery, October 3, 2024
    • 6 replies
    • 996 views
    • 
    • Paul I
    • October 3, 2024

27. Who can be a trustee?

    By Guest Jimmy B, April 2, 2002
    • 0 replies
    • 996 views
    • 
    • Guest
    • April 2, 2002

28. Controlled Group/Matching Contributions

    By Guest tsobel, January 25, 2007
    • 1 reply
    • 995 views
    • 
    • JanetM
    • January 25, 2007

29. National Independent 401(k) Benchmarking Services

    By Eric Taylor, January 6, 2016
    • 3 replies
    • 995 views
    • 
    • Bill Presson
    • January 8, 2016

30. Plan Year end change

    By Guest Brenda Schachle, February 7, 2012
    • 0 replies
    • 995 views
    • 
    • Guest
    • February 7, 2012

31. Otherwise Excludable EEs question

    By pholosofizer, April 8, 2019
    • 3 replies
    • 995 views
    • 
    • Tom Poje
    • April 9, 2019

32. 401k distribution to purchase house (special circumstances)

    By Guest sbjmg, December 27, 2014
    • 3 replies
    • 995 views
    • 
    • jpod
    • December 29, 2014

33. Cycle C Deadline

    By IRA, January 27, 2009
    • 2 replies
    • 995 views
    • 
    • IRA
    • January 27, 2009

34. 401k Catch-up Contributions

    By JerT, July 2, 2019
    • 12 replies
    • 995 views
    • 
    • Mr Bagwell
    • July 9, 2019

35. Simple IRA

    By Guest Joanne Davey, March 31, 2003
    • 1 reply
    • 995 views
    • 
    • Guest
    • March 31, 2003

36. Failed ADP Test/Miscalculated Earnings

    By nancy, October 21, 2013
    • 1 reply
    • 995 views
    • 
    • BG5150
    • October 22, 2013

37. Is there a 12 month requirement when adding SH coda to a PS?

    By Jim Chad, May 19, 2014
    • 2 replies
    • 994 views
    • 
    • John Feldt ERPA CPC QPA
    • May 19, 2014

38. Is this an ACA?

    By 12AX7, November 4, 2013
    • 2 replies
    • 994 views
    • 
    • 12AX7
    • November 5, 2013

39. SARSEP TO 401K SH FOUL UP...HELP!

    By Guest tomhard, May 5, 2011
    • 0 replies
    • 994 views
    • 
    • Guest
    • May 5, 2011

40. Churches and 401(k) Plans

    By Guest LLandau, June 6, 2003
    • 1 reply
    • 994 views
    • 
    • MWeddell
    • June 9, 2003

41. Compensation definition for Safe Harbor match computation

    By Beltane, November 24, 2015   

    • Bonuses excluded comp def
    • 0 replies
    • 994 views
    • 
    • Beltane
    • November 24, 2015

42. Can create a 2020 SHS plan early December

    By BG5150, November 27, 2019
    • 12 replies
    • 994 views
    • 
    • Kevin C
    • December 4, 2019

43. Partial Year Safe Harbor Plan

    By mming, April 21, 2014
    • 1 reply
    • 994 views
    • 
    • BG5150
    • April 21, 2014

44. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 994 views
    • 
    • Guest
    • December 15, 2003

45. Long-term, Part-time for plan that excludes PT

    By Tom, March 24, 2025
    • 4 replies
    • 994 views
    • 
    • Peter Gulia
    • March 25, 2025

46. Rehire with different eligibility by source

    By AlbanyConsultant, March 8, 2014
    • 0 replies
    • 994 views
    • 
    • AlbanyConsultant
    • March 8, 2014

47. Supplemental Retirement Account

    By Dennis Povloski, May 13, 2010
    • 2 replies
    • 994 views
    • 
    • Dennis Povloski
    • May 13, 2010

48. 402(g) issue

    By Pammie57, July 6, 2015
    • 8 replies
    • 994 views
    • 
    • Mike Preston
    • July 6, 2015

49. Amendment Checklist

    By austin3515, June 3, 2013
    • 1 reply
    • 994 views
    • 
    • Jim Chad
    • June 4, 2013

50. Controlled Group - setting up second plan

    By PFranckowiak, September 30, 2011
    • 1 reply
    • 994 views
    • 
    • 12AX7
    • September 30, 2011