401(k) Plans

19,319 topics in this forum

1. 401K LOAN

   By Guest JILL SZ, February 28, 2008
   • 1 reply
   • 979 views
   • 
   • david rigby
   • February 28, 2008

2. 401(k) Plan Aggregation

   By Guest tm3333, February 26, 2014
   • 1 reply
   • 979 views
   • 
   • Tom Poje
   • February 27, 2014

3. Elected match feature during the year

   By blue, November 19, 2007
   • 1 reply
   • 979 views
   • 
   • Kimberly S
   • November 20, 2007

4. 401 kamounts

   By Guest Dan Shea, March 1, 2013
   • 3 replies
   • 979 views
   • 
   • Guest
   • March 4, 2013

5. Catch-up and payroll companies

   By K2retire, March 2, 2017
   • 5 replies
   • 979 views
   • 
   • K2retire
   • March 3, 2017

6. May a plan exclude an intern (even if she met LTPT conditions)?

   By Peter Gulia, October 4, 2024
   • 1 reply
   • 979 views
   • 
   • Paul I
   • October 4, 2024

7. Failed ADP test

   By Guest Lil Anderson, March 31, 2011
   • 1 reply
   • 978 views
   • 
   • Lou S.
   • March 31, 2011

8. Summary Plan Description-Poorly Written

   By Guest dsw713, September 17, 2010
   • 3 replies
   • 978 views
   • 
   • Belgarath
   • September 17, 2010

9. Must optional testing choices be in plan?

   By Guest hyper, November 7, 2006
   • 0 replies
   • 978 views
   • 
   • Guest
   • November 7, 2006

10. Delinquent Filer Program

    By CLE401kGuy, June 23, 2016
    • 5 replies
    • 978 views
    • 
    • Bill Presson
    • June 24, 2016

11. Transfers between Union and Nonunion plan

    By PFranckowiak, March 22, 2012
    • 0 replies
    • 978 views
    • 
    • PFranckowiak
    • March 22, 2012

12. Do taxable bonuses to replace forfeited matches violate the IRC sec. 1.401(k)-1(e)(6) anti-conditioning rule?

    By Luke Bailey, June 17, 2019   

    • 401(k)
    • adp
    • (and 2 more)

      Tagged with:

      • 401(k)
      • adp
      • matching contributions
      • anti-conditioning rule
    • 1 reply
    • 978 views
    • 
    • Scott
    • November 7, 2023

13. ADP Test - missed deferrals

    By blue, February 9, 2010
    • 0 replies
    • 978 views
    • 
    • blue
    • February 9, 2010

14. Why not follow the catch-up rule for 2026 too?

    By Peter Gulia, September 24, 2025
    • 3 replies
    • 978 views
    • 
    • Belgarath
    • September 25, 2025

15. Partnership compensation

    By Nassau, April 16, 2013
    • 2 replies
    • 978 views
    • 
    • 12AX7
    • April 16, 2013

16. Contributions sent to wrong account...

    By jquazza, June 2, 2009
    • 1 reply
    • 978 views
    • 
    • J Simmons
    • June 6, 2009

17. Exclusions from Compensation in Plan Document

    By metsfan026, January 20, 2022
    • 8 replies
    • 978 views
    • 
    • metsfan026
    • January 21, 2022

18. Self-Certified Hardship withdrawal

    By alwaysaquestion, November 20, 2024
    • 4 replies
    • 978 views
    • 
    • RatherBeGolfing
    • November 22, 2024

19. ASG - Of The Type Historically Performed....

    By Madison71, July 28, 2011
    • 1 reply
    • 978 views
    • 
    • Jim Chad
    • July 29, 2011

20. Gross up a partner's earned income by after-tax employee contributions?

    By Will.I.Am, February 12, 2022
    • 10 replies
    • 977 views
    • 
    • Bri
    • February 15, 2022

21. Minimum deferral percentage - operational failure?

    By mrslappywhite, November 17, 2015
    • 1 reply
    • 977 views
    • 
    • shERPA
    • November 17, 2015

22. Mergering 401(k) plans

    By tsrl01, February 4, 2010
    • 0 replies
    • 977 views
    • 
    • tsrl01
    • February 4, 2010

23. Excluded Employees - New Company

    By Guest tbyrd, August 12, 2003
    • 0 replies
    • 977 views
    • 
    • Guest
    • August 12, 2003

24. ACP Testing and match

    By cpc0506, August 30, 2010
    • 1 reply
    • 977 views
    • 
    • fiona1
    • August 30, 2010

25. Cross Tested plan with Prevailing Wage

    By Guest noans, April 4, 2012
    • 0 replies
    • 977 views
    • 
    • Guest
    • April 4, 2012

26. Making Up Missed Roth Contributions

    By metsfan026, July 17, 2025
    • 5 replies
    • 977 views
    • 
    • WCC
    • July 18, 2025

27. 2024 safe harbor notices

    By Belgarath, October 25, 2023
    • 6 replies
    • 976 views
    • 
    • Bird
    • November 2, 2023

28. Plan Fees paid by Employer/Plan Sponsor

    By MarZDoates, February 28, 2008
    • 0 replies
    • 976 views
    • 
    • MarZDoates
    • February 28, 2008

29. excluding hce from safe harbor in a board res

    By hileman, April 10, 2018
    • 2 replies
    • 976 views
    • 
    • Larry Starr
    • April 10, 2018

30. Participant Statements

    By Nassau, February 21, 2012
    • 2 replies
    • 976 views
    • 
    • QDROphile
    • February 21, 2012

31. Conversion to Roth IRA

    By Guest metallic, January 13, 2010
    • 3 replies
    • 976 views
    • 
    • GMK
    • January 14, 2010

32. missing information for 5500

    By khr, September 15, 2016
    • 4 replies
    • 976 views
    • 
    • RatherBeGolfing
    • September 16, 2016

33. Amendment and effect on eligibility

    By cpc0506, December 13, 2012
    • 1 reply
    • 976 views
    • 
    • MoJo
    • December 13, 2012

34. In-Service Withdrawal Window?

    By Alf, September 10, 2004
    • 0 replies
    • 976 views
    • 
    • Alf
    • September 10, 2004

35. Excluding Employees

    By Guest JHeller, April 18, 2011
    • 1 reply
    • 976 views
    • 
    • Guest
    • April 18, 2011

36. Bankruptcy Question

    By bzorc, January 21, 2019
    • 2 replies
    • 976 views
    • 
    • Luke Bailey
    • January 22, 2019

37. Corrective QNECs for Missed Deferrals

    By Guest awnodn, December 6, 2007
    • 0 replies
    • 976 views
    • 
    • Guest
    • December 6, 2007

38. LTPT Exhaustion

    By thepensionmaven, December 7, 2024
    • 4 replies
    • 975 views
    • 
    • thepensionmaven
    • December 11, 2024

39. 2024 COLA Limits

    By DPSRich, October 25, 2023
    • 2 replies
    • 975 views
    • 
    • BobbyV
    • October 26, 2023

40. Top Heavy

    By Guest kelly9522, June 5, 2003
    • 1 reply
    • 975 views
    • 
    • Blinky the 3-eyed Fish
    • June 5, 2003

41. Multiple ER Plan

    By PFranckowiak, May 29, 2014
    • 2 replies
    • 975 views
    • 
    • QDROphile
    • May 29, 2014

42. Roth in Plan Doc but never wanted to offer it

    By PainPA, August 22, 2019
    • 3 replies
    • 975 views
    • 
    • PainPA
    • August 27, 2019

43. Document says all assets are held at this brokerage firm

    By Jim Chad, May 16, 2016
    • 8 replies
    • 975 views
    • 
    • austin3515
    • May 23, 2016

44. CARES ACt Amendment - Extended or Not?

    By austin3515, October 12, 2022
    • 9 replies
    • 975 views
    • 
    • CuseFan
    • October 12, 2022

45. Change in partnership

    By pmacduff, November 7, 2014
    • 6 replies
    • 975 views
    • 
    • pmacduff
    • November 12, 2014

46. Auto Enrollment / Permissible Withdrawals

    By austin3515, April 24, 2017
    • 5 replies
    • 975 views
    • 
    • ESOP Guy
    • April 25, 2017

47. impremissable w/d in Dec 2011 & March 2012 AND....

    By doombuggy, May 23, 2012
    • 0 replies
    • 975 views
    • 
    • doombuggy
    • May 23, 2012

48. Davis Bacon - disproportionate contributions

    By AKconsult, January 4, 2010
    • 0 replies
    • 974 views
    • 
    • AKconsult
    • January 4, 2010

49. All in the Family...who is a Key Employee?

    By ldr, October 18, 2018   

    • key
    • hce
    • (and 1 more)

      Tagged with:

      • key
      • hce
      • trusts
    • 2 replies
    • 974 views
    • 
    • ldr
    • October 18, 2018

50. Service Spanning rules and entry date

    By BG5150, February 22, 2022
    • 4 replies
    • 974 views
    • 
    • Nate S
    • February 24, 2022