401(k) Plans

19,319 topics in this forum

1. Safe Harbor Plan Can you have one with after tax matching contribution

   By Guest Kelly McCarthy, June 15, 1999
   • 5 replies
   • 3.1k views
   • 
   • Guest
   • June 22, 1999

2. Safe Harbor Plan compensation

   By Guest cxs, August 14, 2003
   • 2 replies
   • 1.2k views
   • 
   • four01kman
   • August 15, 2003

3. safe harbor plan compensation definition

   By AKconsult, July 5, 2007
   • 1 reply
   • 1.5k views
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   • austin3515
   • July 5, 2007

4. Safe Harbor Plan Deemed not top heavy

   By Lori Foresz, February 20, 2004
   • 2 replies
   • 1.9k views
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   • Lori Foresz
   • February 20, 2004

5. Safe Harbor Plan Definition of "Compensation"

   By Guest IRISH79, May 31, 2007
   • 2 replies
   • 2.1k views
   • 
   • John Feldt ERPA CPC QPA
   • May 31, 2007

6. safe harbor plan design

   By Guest Betsy Oakey, July 19, 2006
   • 2 replies
   • 1.2k views
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   • Guest
   • July 19, 2006

7. Safe Harbor Plan Design

   By wsp, May 30, 2006
   • 2 replies
   • 1.3k views
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   • wsp
   • May 30, 2006

8. Safe Harbor plan exclude some HCEs, but not all

   By R. Butler, August 25, 2022
   • 4 replies
   • 1.2k views
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   • CuseFan
   • August 26, 2022

9. Safe harbor plan fails coverage

   By 30Rock, June 3, 2015
   • 3 replies
   • 1.6k views
   • 
   • PensionPro
   • February 23, 2017

10. Safe Harbor Plan Hardship Withdrawals

    By QDROphile, December 2, 2002
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • December 2, 2002

11. safe harbor plan in controlled group

    By Guest LoloV, October 18, 2004
    • 2 replies
    • 2.3k views
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    • Guest
    • October 29, 2004

12. Safe harbor plan language

    By Guest SJPrince, April 21, 2000
    • 0 replies
    • 1.3k views
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    • Guest
    • April 21, 2000

13. Safe Harbor plan language

    By J Simmons, March 23, 2009
    • 6 replies
    • 2.6k views
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    • Kevin C
    • March 24, 2009

14. safe harbor plan merging into non-safe harbor plan, different plan years

    By maverick, November 6, 2008
    • 0 replies
    • 1.1k views
    • 
    • maverick
    • November 6, 2008

15. safe harbor plan mid year acquisition

    By R. Butler, August 17, 2018
    • 2 replies
    • 798 views
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    • Kevin C
    • August 21, 2018

16. Safe Harbor Plan Mid Year Changes

    By hsctpa, April 20, 2020
    • 3 replies
    • 852 views
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    • Bill Presson
    • April 21, 2020

17. safe harbor plan start-up and 3-month rule

    By Tom, July 2, 2018
    • 3 replies
    • 1.7k views
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    • Kevin C
    • July 2, 2018

18. safe harbor plan startup

    By Santo Gold, December 1, 2016
    • 8 replies
    • 2.2k views
    • 
    • Beemer
    • December 19, 2016

19. Safe Harbor Plan Terminating

    By Jilliandiz, June 23, 2005
    • 7 replies
    • 1.3k views
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    • R. Butler
    • June 23, 2005

20. safe harbor plan termination

    By thepensionmaven, September 8, 2016
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • September 8, 2016

21. Safe Harbor Plan Termination Short Plan Year

    By Guest SRH, February 5, 2008
    • 0 replies
    • 1.3k views
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    • Guest
    • February 5, 2008

22. Safe Harbor Plan vs. Safe Harbor Match

    By Guest baconmouse, November 7, 2003
    • 6 replies
    • 2k views
    • 
    • Alf
    • November 12, 2003

23. Safe Harbor Plan w/ additional Match - ACP Test or not?

    By Guest Puff, August 11, 2014   

    • SHNE with match
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 11, 2014

24. safe harbor plan with 415 excess

    By AKconsult, February 26, 2010
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 2, 2010

25. Safe Harbor Plan with additional non- safe harbor Match

    By PMC, October 9, 2006
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • October 9, 2006

26. Safe Harbor Plan With After Tax

    By Guest mkelly, March 6, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • March 6, 2002

27. Safe Harbor Plan with After Tax

    By justatester, February 2, 2012
    • 11 replies
    • 5.2k views
    • 
    • Kevin C
    • February 3, 2012

28. Safe Harbor Plan with Different Definition of Compensation

    By NYHeel, July 29, 2020
    • 14 replies
    • 5.7k views
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    • Bill Presson
    • August 5, 2020

29. Safe Harbor Plan with different elig. and ADP Testing

    By buckaroo, October 9, 2013
    • 8 replies
    • 2.2k views
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    • Guest
    • October 21, 2013

30. Safe Harbor Plan with different eligibility for Deferrals and Safe Harbor

    By Tom, September 11, 2023
    • 6 replies
    • 4.9k views
    • 
    • Mr Bagwell
    • September 11, 2023

31. Safe Harbor plan with Discretionary Match that qualifies as a Safe Harbor for ACP Testing

    By msmith, July 21, 2016
    • 5 replies
    • 1.1k views
    • 
    • msmith
    • July 21, 2016

32. Safe Harbor plan with discretionary match using flexible discretionary formula

    By R. Butler, April 7, 2025
    • 0 replies
    • 528 views
    • 
    • R. Butler
    • April 7, 2025

33. Safe harbor plan with enhanced match and additional match

    By 30Rock, April 4, 2018
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • April 16, 2018

34. Safe Harbor Plan with no contrib for NHCEs OK?

    By Lynn Campbell, December 17, 1998
    • 2 replies
    • 1.6k views
    • 
    • kocak
    • December 18, 1998

35. Safe Harbor Plan with only the owners deferring

    By Guest EPS2, March 11, 2008
    • 1 reply
    • 1k views
    • 
    • Kimberly S
    • March 11, 2008

36. Safe Harbor Plan with Profit Sharing Coverage

    By PFranckowiak, February 25, 2016
    • 9 replies
    • 3.1k views
    • 
    • Tom Poje
    • February 29, 2016

37. Safe Harbor Plan with Relaxed Entry for 401k

    By CLE401kGuy, April 10, 2019
    • 4 replies
    • 610 views
    • 
    • justanotheradmin
    • April 10, 2019

38. Safe Harbor Plan--What testing is needed?

    By sloble@crowleyfleck.com, May 25, 2004
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • May 26, 2004

39. Safe harbor plan, disaggregation

    By JRN, August 18, 2022
    • 2 replies
    • 852 views
    • 
    • JRN
    • August 23, 2022

40. Safe Harbor plan, plan merger and the top heavy exemption

    By AJ North, October 24, 2022
    • 1 reply
    • 562 views
    • 
    • Lou S.
    • October 24, 2022

41. Safe Harbor Plans

    By M_2015, March 28, 2023
    • 4 replies
    • 508 views
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    • C. B. Zeller
    • March 28, 2023

42. safe harbor plans

    By Guest Jennyb473, December 15, 2009
    • 9 replies
    • 2k views
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    • Mike Preston
    • April 1, 2010

43. Safe harbor plans

    By Guest Theresa, June 8, 1999
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • June 17, 1999

44. Safe Harbor Plans

    By Nassau, February 24, 2011
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • February 24, 2011

45. Safe Harbor Plans

    By Guest andmik, July 1, 2009
    • 4 replies
    • 1.2k views
    • 
    • Jim Chad
    • July 3, 2009

46. safe harbor plans

    By Guest Jane Freeman, February 20, 2003
    • 1 reply
    • 1k views
    • 
    • R. Butler
    • February 20, 2003

47. Safe Harbor Plans

    By Guest zora, September 27, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 27, 2006

48. Safe Harbor Plans

    By cpc0506, November 27, 2009
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 30, 2009

49. Safe Harbor Plans - ADP/ACP Testing Method

    By Leopurrd, June 7, 2006
    • 11 replies
    • 4.7k views
    • 
    • Guest
    • June 19, 2006

50. Safe Harbor Plans - Midyear Changes

    By Guest shaul, November 10, 2009
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 10, 2009