401(k) Plans

19,275 topics in this forum

1. sh initial eligibility

   By abanky, August 25, 2010
   • 3 replies
   • 913 views
   • 
   • rcline46
   • August 25, 2010

2. Basic Safe Harbor Match in 1 Person Plan

   By coleboy, November 9, 2021
   • 10 replies
   • 913 views
   • 
   • 401king
   • November 11, 2021

3. new corp assumes sponsorship of old plan

   By gregburst, May 6, 2015
   • 1 reply
   • 913 views
   • 
   • Bill Presson
   • May 6, 2015

4. adding particpating employer agreement within a safe harbor plan

   By cpc0506, May 27, 2014
   • 1 reply
   • 912 views
   • 
   • Kevin C
   • May 27, 2014

5. stop 401K contributions, start IRA

   By hsally, January 20, 2020
   • 4 replies
   • 912 views
   • 
   • 401king
   • January 28, 2020

6. Control Group coverage testing

   By pixmax, January 5, 2017
   • 4 replies
   • 912 views
   • 
   • pixmax
   • January 5, 2017

7. controlled group question

   By K2retire, February 26, 2009
   • 2 replies
   • 912 views
   • 
   • K2retire
   • February 26, 2009

8. Two Plans, one brokerage account

   By austin3515, December 19, 2003
   • 0 replies
   • 912 views
   • 
   • austin3515
   • December 19, 2003

9. Rollover of Participant Loans...Need New Notes?

   By Randy Watson, October 8, 2004
   • 0 replies
   • 912 views
   • 
   • Randy Watson
   • October 8, 2004

10. plan provision by reference to another document

    By Robin Wilson, August 11, 2021
    • 5 replies
    • 912 views
    • 
    • Bob the Swimmer
    • August 12, 2021

11. ADP failure/statutory exclusions

    By pmacduff, March 9, 2011
    • 1 reply
    • 911 views
    • 
    • Lou S.
    • March 9, 2011

12. 401k deferrals on comp discovered 2 years late for termed ee

    By WCC, December 23, 2013
    • 1 reply
    • 911 views
    • 
    • masteff
    • December 23, 2013

13. ADP test for fiscal year plan: use leftover catchup from previous calendar year?

    By AlbanyConsultant, December 1, 2022
    • 4 replies
    • 911 views
    • 
    • AlbanyConsultant
    • December 2, 2022

14. new bills introduced to congress

    By bmore1147, July 20, 2018   

    • 401k
    • compliance
    • 3 replies
    • 911 views
    • 
    • austin3515
    • July 20, 2018

15. Not excluding but reduced benefits

    By Rai401k, March 30, 2009
    • 0 replies
    • 911 views
    • 
    • Rai401k
    • March 30, 2009

16. Is this plan up a creek?

    By BG5150, November 25, 2019
    • 10 replies
    • 911 views
    • 
    • Luke Bailey
    • November 26, 2019

17. Unique ACA issue and participants personal info

    By Lori H, September 19, 2014   

    • Privacy issues?
    • 3 replies
    • 911 views
    • 
    • SearchLight
    • September 19, 2014

18. Contributions made to SEP-IRA and 401k-what is the Limit?

    By Bruddah Kimo, October 24, 2007
    • 0 replies
    • 911 views
    • 
    • Bruddah Kimo
    • October 24, 2007

19. Fiduciary Liability

    By Randy Watson, September 23, 2009
    • 1 reply
    • 911 views
    • 
    • J Simmons
    • September 23, 2009

20. 2008 Payroll Date Cont paid in 2009.

    By Alex Daisy, September 1, 2009
    • 1 reply
    • 911 views
    • 
    • david rigby
    • September 1, 2009

21. 401k Plan Loan Default

    By ratherbereading, April 29
    • 3 replies
    • 910 views
    • 
    • ratherbereading
    • April 30

22. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 910 views
    • 
    • K2retire
    • October 2, 2015

23. LLC taxed as a sub s

    By ombskid, December 22, 2014
    • 1 reply
    • 910 views
    • 
    • jpod
    • December 22, 2014

24. Failed ACP Test one year later

    By cpc0506, January 17, 2011
    • 1 reply
    • 910 views
    • 
    • BG5150
    • January 17, 2011

25. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 910 views
    • 
    • Karoline Curran
    • January 7, 2019

26. State-Sponsored Retirement Plan and Remote Employees

    By RPP2001, October 11, 2022
    • 3 replies
    • 910 views
    • 
    • RPP2001
    • October 15, 2022

27. Ineligible 401k - Deferred Compensation

    By austin3515, February 1, 2016
    • 0 replies
    • 910 views
    • 
    • austin3515
    • February 1, 2016

28. Discontinue SH Match, start a non-elective SH?

    By Gilmore, June 17, 2020
    • 3 replies
    • 910 views
    • 
    • Kevin C
    • June 17, 2020

29. Permissive disaggregation and ineligible employees

    By t.haley, August 27
    • 0 replies
    • 909 views
    • 
    • t.haley
    • August 27

30. Hardship Withdrawal

    By Pammie57, October 31, 2018
    • 2 replies
    • 909 views
    • 
    • Pammie57
    • October 31, 2018

31. Late correction of ADP deferral failure

    By Belgarath, March 4, 2021
    • 7 replies
    • 909 views
    • 
    • Belgarath
    • March 8, 2021

32. DOL Participant Disclosure Regs on Hold - What to do?

    By Guest pensionadmin, January 27, 2009
    • 1 reply
    • 909 views
    • 
    • John Feldt ERPA CPC QPA
    • January 27, 2009

33. LTPT AAAARRRRRGGGGHHHHH!!!

    By Belgarath, September 18, 2023
    • 3 replies
    • 909 views
    • 
    • Peter Gulia
    • September 18, 2023

34. Disclosure of bundled service fees

    By TPApril, July 3, 2012
    • 0 replies
    • 909 views
    • 
    • TPApril
    • July 3, 2012

35. missed deferral?

    By hunter001, April 27, 2011
    • 2 replies
    • 909 views
    • 
    • Guest
    • April 27, 2011

36. Correction of Excess Contributions by Payroll Adjustment

    By kmhaab, September 5, 2017   

    • ecprs
    • correction
    • 1 reply
    • 908 views
    • 
    • CuseFan
    • September 6, 2017

37. IRS Mailing

    By Guest philc, June 25, 2003
    • 0 replies
    • 908 views
    • 
    • Guest
    • June 25, 2003

38. Inelig HCE deferred - how to correct (& tax)?

    By AlbanyConsultant, July 24, 2018
    • 9 replies
    • 908 views
    • 
    • AlbanyConsultant
    • July 25, 2018

39. Leased Employees - Problems with 410(b)

    By Y401k, March 8, 2022
    • 3 replies
    • 908 views
    • 
    • Y401k
    • March 9, 2022

40. Looking for Seminar

    By IRA, February 9, 2007
    • 0 replies
    • 908 views
    • 
    • IRA
    • February 9, 2007

41. For an academic purpose, will you share examples of good and bad 408b-2 disclosures?

    By Peter Gulia, September 29, 2017
    • 11 replies
    • 908 views
    • 
    • Peter Gulia
    • October 3, 2017

42. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 908 views
    • 
    • david rigby
    • February 5, 2021

43. Form 18? Profit Sharing Contribution

    By emmetttrudy, July 23, 2013
    • 6 replies
    • 908 views
    • 
    • Gadgetfreak
    • July 24, 2013

44. 1,000 hours, last day employment 401(k) requirement

    By bitto86, December 30, 2020
    • 1 reply
    • 908 views
    • 
    • Mike Preston
    • December 30, 2020

45. Plan contribution when there is no compensation.

    By Tom, April 3, 2024
    • 2 replies
    • 907 views
    • 
    • Bill Presson
    • April 3, 2024

46. Forfeiture to pay plan expenses (plan termination)

    By 12AX7, November 5, 2013
    • 2 replies
    • 907 views
    • 
    • 12AX7
    • November 6, 2013

47. 401(k) Eligibility - 500 Hours

    By EBECatty, August 27, 2024
    • 3 replies
    • 907 views
    • 
    • David Peckham
    • August 28, 2024

48. Amending a plan after the close of the plan year to pass gateway test

    By ldr, April 30, 2021   

    • crosstesting
    • gateway minimum
    • 2 replies
    • 907 views
    • 
    • ldr
    • April 30, 2021

49. QDIA Requirements for EACA and QACA under SECURE 2.0

    By Vlad401k, May 27
    • 3 replies
    • 907 views
    • 
    • Gilmore
    • May 29

50. Plan Amendment

    By Nassau, February 27, 2012
    • 2 replies
    • 907 views
    • 
    • Everett Moreland
    • February 27, 2012