401(k) Plans

19,319 topics in this forum

1. Partner - negative earned income but deferral and match

   By Becky Schwing, June 16, 2021
   • 1 reply
   • 935 views
   • 
   • Lou S.
   • June 16, 2021

2. who can be present for IRS/DOL audit

   By AKconsult, January 17, 2011
   • 1 reply
   • 935 views
   • 
   • Kevin C
   • January 17, 2011

3. Form 5500 - wholly owned question

   By Guest planwizard, February 7, 2007
   • 0 replies
   • 935 views
   • 
   • Guest
   • February 7, 2007

4. Is this plan up a creek?

   By BG5150, November 25, 2019
   • 10 replies
   • 935 views
   • 
   • Luke Bailey
   • November 26, 2019

5. Changing the Lead Employer in a MEP

   By Sidney, June 15, 2017
   • 4 replies
   • 935 views
   • 
   • Sidney
   • June 23, 2017

6. Is testing necessary if plan satisfies QACA?

   By taxllm, May 12, 2011
   • 3 replies
   • 935 views
   • 
   • QDROphile
   • May 12, 2011

7. Notice Requirement Prior to Retirement

   By Guest blackacre, March 10, 2003
   • 0 replies
   • 935 views
   • 
   • Guest
   • March 10, 2003

8. Testing using net comp - K-1's

   By austin3515, June 11, 2010
   • 1 reply
   • 935 views
   • 
   • Blinky the 3-eyed Fish
   • June 11, 2010

9. No compensation and 401(a)(4)

   By 30Rock, March 10, 2015
   • 1 reply
   • 935 views
   • 
   • Lou S.
   • March 10, 2015

10. 70 1/2 Minimum Distributions For Active Participants

    By blue, February 16, 2007
    • 1 reply
    • 935 views
    • 
    • david rigby
    • February 16, 2007

11. two beneficiary forms for one participant

    By Pixie, November 4, 2015
    • 6 replies
    • 934 views
    • 
    • Bird
    • November 5, 2015

12. Impermissible Qualified Charitable Distribution from 401(k) Plan as RMD

    By PensionPro, April 9, 2019
    • 7 replies
    • 934 views
    • 
    • Peter Gulia
    • April 11, 2019

13. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 934 views
    • 
    • Karoline Curran
    • January 7, 2019

14. Relius Documents Highlights

    By rcline46, February 23, 2011
    • 0 replies
    • 934 views
    • 
    • rcline46
    • February 23, 2011

15. Safe Harbor amended out of Safe Harbor, now wants to amend back in

    By Belgarath, May 1, 2020
    • 7 replies
    • 934 views
    • 
    • msmith
    • May 5, 2020

16. 414s Compensation Testing

    By justatester, November 26, 2018
    • 1 reply
    • 934 views
    • 
    • Kevin C
    • November 26, 2018

17. Testing in Non Profit 401(k) Plan

    By Guest Jay345, January 30, 2013
    • 2 replies
    • 934 views
    • 
    • Guest
    • January 30, 2013

18. plan provision by reference to another document

    By Robin Wilson, August 11, 2021
    • 5 replies
    • 934 views
    • 
    • Bob the Swimmer
    • August 12, 2021

19. contributing stock to 401(k)

    By R. Butler, August 29, 2018
    • 5 replies
    • 933 views
    • 
    • mming
    • August 30, 2018

20. 401-k Plan Short Year

    By KevinMc, December 20, 2023
    • 5 replies
    • 933 views
    • 
    • Ken Marblestone
    • December 21, 2023

21. TPA experience with working with Guardian

    By Guest Diane DuFresne, October 18, 2012
    • 1 reply
    • 933 views
    • 
    • A Shot in the Dark
    • October 18, 2012

22. Amending a plan after the close of the plan year to pass gateway test

    By ldr, April 30, 2021   

    • crosstesting
    • gateway minimum
    • 2 replies
    • 933 views
    • 
    • ldr
    • April 30, 2021

23. Reimbursement of Fund Fees ...

    By HCbs, September 8, 2021
    • 2 replies
    • 933 views
    • 
    • Bird
    • September 9, 2021

24. Late contributions paid into new plan

    By Guest djkirby, August 3, 2011
    • 1 reply
    • 932 views
    • 
    • ETA Consulting LLC
    • August 4, 2011

25. Cost of late contribs--paid from plan?

    By BG5150, June 26, 2023
    • 8 replies
    • 932 views
    • 
    • Peter Gulia
    • June 26, 2023

26. Year End Discretionary/Interim Amendments for DC Plans

    By Guest ggbrock, September 22, 2008
    • 1 reply
    • 932 views
    • 
    • Guest
    • September 22, 2008

27. Stopping and Starting Deferrals

    By Pammie57, May 23, 2016
    • 2 replies
    • 932 views
    • 
    • hr for me
    • May 23, 2016

28. Naming Individual as "Directed Trustee"

    By austin3515, May 10, 2019
    • 6 replies
    • 932 views
    • 
    • Luke Bailey
    • May 10, 2019

29. Rollover distributions

    By QNPG, February 3, 2011
    • 3 replies
    • 932 views
    • 
    • BG5150
    • February 3, 2011

30. 415 and Failed ADP

    By austin3515, March 4, 2011
    • 2 replies
    • 932 views
    • 
    • PensionPro
    • March 5, 2011

31. Correction of Excess Contributions by Payroll Adjustment

    By kmhaab, September 5, 2017   

    • ecprs
    • correction
    • 1 reply
    • 931 views
    • 
    • CuseFan
    • September 6, 2017

32. Sell of Division

    By Guest TAR, August 22, 2003
    • 0 replies
    • 931 views
    • 
    • Guest
    • August 22, 2003

33. Top Heavy

    By Walter, November 14, 2019
    • 7 replies
    • 931 views
    • 
    • Mr Bagwell
    • November 14, 2019

34. Military Leave

    By Nassau, December 1, 2011
    • 0 replies
    • 931 views
    • 
    • Nassau
    • December 1, 2011

35. Military Leave - USERRA

    By Nassau, June 3, 2011
    • 0 replies
    • 931 views
    • 
    • Nassau
    • June 3, 2011

36. 9/30/2014 PYE and catch up

    By Chippy, October 31, 2014
    • 3 replies
    • 931 views
    • 
    • Lou S.
    • October 31, 2014

37. Mutual Fund Software

    By Guest tintree73, May 20, 2003
    • 2 replies
    • 931 views
    • 
    • Guest
    • May 21, 2003

38. Safe Harbor

    By Guest donl, February 24, 2012
    • 2 replies
    • 931 views
    • 
    • MWeddell
    • March 1, 2012

39. Changing Participant's Account to a Trust

    By Guest andmik, June 2, 2009
    • 1 reply
    • 931 views
    • 
    • QDROphile
    • June 2, 2009

40. Plan contribution when there is no compensation.

    By Tom, April 3, 2024
    • 2 replies
    • 930 views
    • 
    • Bill Presson
    • April 3, 2024

41. Exclude commissions on match

    By Lou81, February 23, 2021   

    • compensation exclusion
    • 2 replies
    • 930 views
    • 
    • Alonzo Church
    • February 25, 2021

42. Average Benefits Test

    By justatester, November 21, 2011
    • 1 reply
    • 930 views
    • 
    • Tom Poje
    • November 21, 2011

43. top heavy question

    By Tom, March 5, 2025
    • 2 replies
    • 930 views
    • 
    • Below Ground
    • March 6, 2025

44. Back Pay Issue - Participant terminated in 2020 before meeting last day requirement for profit share. In 2021 participant is awarded back pay after hearing officer determines a wrongful termination has occurred. How to correct for missed deferral and PSC

    By ERISAQuestions1234, September 3, 2021
    • 2 replies
    • 930 views
    • 
    • Mike Preston
    • October 1, 2021

45. 5500EZ or SF

    By VirginiaTPA, July 8, 2021   

    • 5500
    • 5500ez
    • (and 2 more)

      Tagged with:

      • 5500
      • 5500ez
      • 5500sf
      • 5500 count
    • 8 replies
    • 930 views
    • 
    • BG5150
    • July 15, 2021

46. Forgot to submit safe harbor match for an hce

    By R. Butler, January 20, 2011
    • 1 reply
    • 930 views
    • 
    • movedon
    • January 20, 2011

47. Basic Safe Harbor Match in 1 Person Plan

    By coleboy, November 9, 2021
    • 10 replies
    • 930 views
    • 
    • 401king
    • November 11, 2021

48. From DB to SH 401k Plan

    By DP, May 30, 2007
    • 0 replies
    • 930 views
    • 
    • DP
    • May 30, 2007

49. Onwers wanting 2 different plans

    By coleboy, August 25, 2015
    • 4 replies
    • 930 views
    • 
    • Belgarath
    • August 25, 2015

50. Plan Admin checked wrong selection on QDRO form

    By Nicole, February 21, 2023
    • 4 replies
    • 930 views
    • 
    • fmsinc
    • February 21, 2023