401(k) Plans

19,319 topics in this forum

1. Corrections process on errors

   By BellaBee41, August 16, 2024
   • 3 replies
   • 911 views
   • 
   • Paul I
   • August 20, 2024

2. Carry over 401k to new company

   By JohnS, January 8, 2020
   • 5 replies
   • 911 views
   • 
   • Earl
   • January 8, 2020

3. Simple Controlled Group Question

   By ac, October 1, 2013
   • 2 replies
   • 911 views
   • 
   • 12AX7
   • October 1, 2013

4. Failure to implement "negative" election in ACA Plan

   By MarZDoates, January 30, 2020
   • 3 replies
   • 911 views
   • 
   • Larry Starr
   • January 31, 2020

5. Exclude from definition of compensation the amount of any health coverage "buybacks"?

   By austin3515, October 1, 2003
   • 0 replies
   • 911 views
   • 
   • austin3515
   • October 1, 2003

6. Depositing elective deferrals before they occur

   By mariemonroe, April 23, 2025
   • 2 replies
   • 910 views
   • 
   • Paul I
   • April 23, 2025

7. Removing life insurance feature

   By Guest Schitze32, September 12, 2013
   • 3 replies
   • 910 views
   • 
   • Guest
   • September 13, 2013

8. SPD Requirement

   By Bruce1, December 6, 2024
   • 7 replies
   • 910 views
   • 
   • Bruce1
   • December 11, 2024

9. Changing plan year - too late?

   By jmartin, April 3, 2020
   • 2 replies
   • 910 views
   • 
   • Larry Starr
   • April 3, 2020

10. Roth not allowed as a catch up

    By TPA Bob, September 4, 2014   

    • Roth 401(k) Catch Up
    • 2 replies
    • 910 views
    • 
    • Kevin C
    • September 5, 2014

11. Prohibited Transaction: Loan to DQ person

    By Guest Pennysaver, May 5, 2010
    • 0 replies
    • 910 views
    • 
    • Guest
    • May 5, 2010

12. Bonus Election When Paid w. Regular Payroll

    By 401questions, June 28, 2024
    • 5 replies
    • 910 views
    • 
    • Peter Gulia
    • July 1, 2024

13. Monitoring excessive trades

    By Guest W Kelleher, March 6, 2003
    • 0 replies
    • 910 views
    • 
    • Guest
    • March 6, 2003

14. New Safe Harbor 401(k)

    By Question, September 25, 2017   

    • safe harbor 401(k)
    • 3 replies
    • 910 views
    • 
    • ETA Consulting LLC
    • September 25, 2017

15. QACA Safe Harbor Matching Contribution

    By mming, June 26, 2025
    • 1 reply
    • 910 views
    • 
    • Lou S.
    • June 26, 2025

16. Crediting Prior Service - Catchall Language

    By Phlyers, October 17, 2018   

    • eligibility
    • vesting
    • 5 replies
    • 909 views
    • 
    • Larry Starr
    • October 23, 2018

17. Related Parties - Insurance Agency

    By TPA Bob, February 9, 2015   

    • Insurance Agent and Agency
    • 0 replies
    • 909 views
    • 
    • TPA Bob
    • February 9, 2015

18. senior moment

    By thepensionmaven, April 4, 2015
    • 1 reply
    • 909 views
    • 
    • Bill Presson
    • April 5, 2015

19. Compensation used in Top Paid Group

    By RPP2001, December 2, 2008
    • 1 reply
    • 909 views
    • 
    • Blinky the 3-eyed Fish
    • December 2, 2008

20. ER's Under Common Control / Inclusion and Exclusion of Owner Comp

    By Guest Robin S. Vatalaro, December 8, 2004
    • 0 replies
    • 909 views
    • 
    • Guest
    • December 8, 2004

21. Forfeiture Account Funds to Pay Earnings

    By waid10, May 18, 2021
    • 2 replies
    • 909 views
    • 
    • waid10
    • May 19, 2021

22. Merge or terminate SHNEC Plan In Corporate Transaction

    By PMC, March 4, 2011
    • 0 replies
    • 909 views
    • 
    • PMC
    • March 4, 2011

23. Proposed 408(b)(2) Regulations

    By jpod, December 27, 2007
    • 0 replies
    • 908 views
    • 
    • jpod
    • December 27, 2007

24. General Test for Fiscal Year Contribution in Calendar Year Plan

    By Guest kmp52001, April 5, 2012
    • 0 replies
    • 908 views
    • 
    • Guest
    • April 5, 2012

25. Auto Enroll Missed Deferral Correction Sunset

    By austin3515, October 16, 2020
    • 2 replies
    • 908 views
    • 
    • austin3515
    • October 16, 2020

26. Benefits Rights & Features Test for Match

    By Rose, November 18, 2020
    • 1 reply
    • 907 views
    • 
    • MWeddell
    • November 18, 2020

27. RMD on 401-k

    By KevinMc, April 24, 2019
    • 4 replies
    • 907 views
    • 
    • imchipbrown
    • April 25, 2019

28. New Plan in 2009

    By Gary, June 26, 2009
    • 2 replies
    • 907 views
    • 
    • John Feldt ERPA CPC QPA
    • June 29, 2009

29. Client moving from nonERISA owner only plan to ERISA plan

    By AKconsult, August 8, 2014
    • 2 replies
    • 907 views
    • 
    • Bird
    • August 11, 2014

30. education fees to be paid from plan

    By Guest trying2understand, November 30, 2007
    • 0 replies
    • 907 views
    • 
    • Guest
    • November 30, 2007

31. Excess Contribution

    By TH 401k, September 30, 2025
    • 10 replies
    • 907 views
    • 
    • TH 401k
    • October 3, 2025

32. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

    By Pammie57, August 7, 2023
    • 6 replies
    • 907 views
    • 
    • Belgarath
    • August 9, 2023

33. 72(p) Cure Period After Leave of Absence

    By Guest dms9999, March 26, 2009
    • 0 replies
    • 906 views
    • 
    • Guest
    • March 26, 2009

34. Plan Year End

    By Stash026, October 25, 2018
    • 5 replies
    • 906 views
    • 
    • Larry Starr
    • October 25, 2018

35. Roth 401(k) rollover to Roth 403(b)

    By Guest Brian0925, February 1, 2007
    • 0 replies
    • 906 views
    • 
    • Guest
    • February 1, 2007

36. Administrative 415 Limit For Catch-ups

    By austin3515, June 28, 2016
    • 1 reply
    • 906 views
    • 
    • Kevin C
    • June 28, 2016

37. Rehired employee

    By cdavis25, February 17, 2012
    • 1 reply
    • 906 views
    • 
    • ETA Consulting LLC
    • February 17, 2012

38. New plan - short plan year and short sponsor year

    By Jakyasar, November 26, 2020
    • 4 replies
    • 906 views
    • 
    • Catch22PGM
    • December 7, 2020

39. Use of an independent fiduciary advisor

    By Guest newport, December 16, 2010
    • 0 replies
    • 906 views
    • 
    • Guest
    • December 16, 2010

40. Missed Deferral Opportunity?

    By sb0828, February 22, 2023
    • 4 replies
    • 906 views
    • 
    • thepensionmaven
    • February 23, 2023

41. considered a shareholder for PS or not?

    By Guest algeis, July 25, 2011
    • 1 reply
    • 906 views
    • 
    • ETA Consulting LLC
    • July 26, 2011

42. SEP - IRA Plan

    By Nassau, April 21, 2011
    • 1 reply
    • 906 views
    • 
    • Lou S.
    • April 21, 2011

43. lost earnings for an owner

    By cpc0506, October 17, 2013
    • 1 reply
    • 906 views
    • 
    • BG5150
    • October 17, 2013

44. DOL Investment Guidance

    By MjInvestments, October 24, 2019
    • 4 replies
    • 906 views
    • 
    • Larry Starr
    • October 25, 2019

45. safe harbor and top heavy

    By pmacduff, August 18, 2014
    • 2 replies
    • 906 views
    • 
    • Tom Poje
    • August 19, 2014

46. Beneficiary is a Trust

    By austin3515, June 30, 2011
    • 2 replies
    • 905 views
    • 
    • austin3515
    • June 30, 2011

47. Nationwide Rollover Issues

    By MaiDia2007, May 3, 2024
    • 4 replies
    • 905 views
    • 
    • MaiDia2007
    • May 7, 2024

48. Very wealthy doctor

    By rblum50, March 18, 2022
    • 7 replies
    • 905 views
    • 
    • Nate S
    • March 22, 2022

49. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 905 views
    • 
    • tghooper
    • January 17, 2019

50. Last Day requirement for Match and impact to coverage

    By justatester, December 10, 2015
    • 2 replies
    • 905 views
    • 
    • justatester
    • December 10, 2015