401(k) Plans

19,275 topics in this forum

1. Can plan apply forfeitures to fund QNECs required to pass ADP test?

   By Guest Cindy Lambert, October 25, 2000
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   • 1.6k views
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   • Guest
   • October 25, 2000

2. DDR Allocation condition waivers

   By 30Rock, February 24
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   • 396 views
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   • 30Rock
   • February 24

3. Elimination of Optional Forms of Benefit

   By J. Bringhurst, November 14, 2003
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   • 1.1k views
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   • J. Bringhurst
   • November 14, 2003

4. Proposed 415 Regulations

   By Randy Watson, October 9, 2006
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   • 1.1k views
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   • Randy Watson
   • October 9, 2006

5. Lease Employee Question

   By Guest DTromb, January 29, 2007
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   • 1k views
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   • Guest
   • January 29, 2007

6. PPA

   By Nassau, October 3, 2008
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   • 1.2k views
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   • Nassau
   • October 3, 2008

7. Definition of "Related Educational Fees" for purposes of 401(k) hardship distribution

   By Guest BL333, July 15, 2009
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   • 1.5k views
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   • Guest
   • July 15, 2009

8. IRS EGTRRA list of M&P and VS plans

   By Kevin C, January 4, 2010
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   • 1.1k views
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   • Kevin C
   • January 4, 2010

9. Plan merger and last day rule

   By 30Rock, October 9, 2012
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   • 1k views
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   • 30Rock
   • October 9, 2012

10. Effect of contributions to a SIMPLE and a 401(k).

    By Guest, March 21, 2000
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    • 1.3k views
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    • Guest
    • March 21, 2000

11. Clawbacks and 401(k) Plans

    By 401kology, March 16, 2023   

    • clawback
    • 401k
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    • 576 views
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    • 401kology
    • March 16, 2023

12. Revised ADP test over-refunded

    By Tom, October 10, 2024
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    • 355 views
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    • Tom
    • October 10, 2024

13. End of hardship suspension period

    By Guest Achilles, January 11, 2005
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    • 2.3k views
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    • Guest
    • January 11, 2005

14. Davis Bacon - disproportionate contributions

    By AKconsult, January 4, 2010
    • 0 replies
    • 958 views
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    • AKconsult
    • January 4, 2010

15. Overfunding at EOY

    By blue, April 26, 2010
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    • 1.1k views
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    • blue
    • April 26, 2010

16. Plan Year end change

    By Guest Brenda Schachle, February 7, 2012
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    • 981 views
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    • Guest
    • February 7, 2012

17. plan took 401k contribution on Bonus

    By JKW, January 7, 2016
    • 0 replies
    • 686 views
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    • JKW
    • January 7, 2016

18. Safe harbor plan and cessation of some participating employers

    By 30Rock, February 14, 2024
    • 0 replies
    • 463 views
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    • 30Rock
    • February 14, 2024

19. avoiding and correcting liability for prohibited transactions

    By Guest dsamuels, May 29, 2001
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    • 1.5k views
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    • Guest
    • May 29, 2001

20. Top Heavy Plan

    By Guest CAP, August 23, 2001
    • 0 replies
    • 1.2k views
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    • Guest
    • August 23, 2001

21. Plan Fees - TPA Acting as Transfer Agent only

    By BeanCounterBlues, November 4, 2010
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    • 1.3k views
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    • BeanCounterBlues
    • November 4, 2010

22. Life expectancy

    By GMK, February 4, 2015
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    • 784 views
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    • GMK
    • February 4, 2015

23. UBTI in a 401k plan

    By alcat649, November 6, 2015   

    • UBTI 401k 990-T
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    • 1.3k views
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    • alcat649
    • November 6, 2015

24. ADP/ACP Not Corrected within 12 months

    By justatester, February 25, 2016
    • 0 replies
    • 591 views
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    • justatester
    • February 25, 2016

25. Use top-hat NQDCP elective deferrals in 401(k) plan definition of comp

    By card, December 8, 2000
    • 0 replies
    • 1.8k views
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    • card
    • December 8, 2000

26. 401k enrollment election forms

    By Guest dyoung, July 19, 2005
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    • 1.2k views
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    • Guest
    • July 19, 2005

27. Failed ADP - Recharacterization

    By Guest Ted Kowalchuk, CFP, CFS,, March 14, 2006
    • 0 replies
    • 1.3k views
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    • Guest
    • March 14, 2006

28. Safe Harbor 415 Comp - Sub S Insurance

    By Guest DB&T, January 29, 2007
    • 0 replies
    • 867 views
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    • Guest
    • January 29, 2007

29. beneficiary designation form

    By ERISA25, May 24, 2010
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    • 1.2k views
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    • ERISA25
    • May 24, 2010

30. Limitation Year different than Plan Year

    By Guest Golden401k, April 1, 2011
    • 0 replies
    • 2.7k views
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    • Guest
    • April 1, 2011

31. Participant Fee Disclosure on Conversions

    By LMOC, May 28, 2015
    • 0 replies
    • 943 views
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    • LMOC
    • May 28, 2015

32. Plan Effective date for newly unrelated entities

    By JustMe, November 9, 2020
    • 0 replies
    • 369 views
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    • JustMe
    • November 9, 2020

33. Recharacterization of Excess Contributions as missed matching contribu

    By Guest RMM, March 21, 2000
    • 0 replies
    • 1.7k views
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    • Guest
    • March 21, 2000

34. K-1 Elig Plan Comp Calc for Limited Partner (LP)

    By B_17, August 13, 2024
    • 0 replies
    • 368 views
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    • B_17
    • August 13, 2024

35. Employer Contributions

    By Guest genfre, August 1, 2001
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    • 1.4k views
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    • Guest
    • August 1, 2001

36. Could a worker do SEPP under IRC 72(t) on a prior employer's 401(k) while continuing to keep his current 401(k) and 403(b)?

    By Guest JurisPrude, February 17, 2005
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    • 1k views
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    • Guest
    • February 17, 2005

37. 401k contribution-pro rata required if start program at end of year?

    By Guest donmartin, July 19, 2005
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    • 1.1k views
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    • Guest
    • July 19, 2005

38. after-tax contributions

    By Santo Gold, September 15, 2006
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    • 1.2k views
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    • Santo Gold
    • September 15, 2006

39. IRS Audit: Agreement to Transfer 401k to 457(b)

    By Guest JRawls, October 10, 2006
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    • 1.2k views
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    • Guest
    • October 10, 2006

40. Timing of Plan Amendments

    By austin3515, March 26, 2010
    • 0 replies
    • 927 views
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    • austin3515
    • March 26, 2010

41. Excess Life Insurance and 3401(a) Wages

    By Susan S., March 8, 2011
    • 0 replies
    • 1.3k views
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    • Susan S.
    • March 8, 2011

42. Multiple Employer to Single Employer SH

    By Benefits to all, March 22, 2013
    • 0 replies
    • 914 views
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    • Benefits to all
    • March 22, 2013

43. Involuntary transfers between 2 employer plans?

    By AndrewZ, November 6, 2015
    • 0 replies
    • 871 views
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    • AndrewZ
    • November 6, 2015

44. Deceased participants benefit was rolled over to an IRA in a QTIP Trust for Spouse

    By DDB BN, March 16, 2023
    • 0 replies
    • 259 views
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    • DDB BN
    • March 16, 2023

45. Safe Harbor for Short Year Plans

    By Guest bobbysmith, September 22, 2000
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    • 1.7k views
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    • Guest
    • September 22, 2000

46. 415(c)(3)(C) Disability Contributions

    By billfgrady, July 17, 2002
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    • 1.5k views
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    • billfgrady
    • July 17, 2002

47. Sell of Division

    By Guest TAR, August 22, 2003
    • 0 replies
    • 919 views
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    • Guest
    • August 22, 2003

48. Cash Awards

    By DTH, December 20, 2005
    • 0 replies
    • 1.6k views
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    • DTH
    • December 20, 2005

49. STN & Matrix trust companies

    By Stevo-PDX, November 3, 2006
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    • 1.7k views
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    • Stevo-PDX
    • November 3, 2006

50. 401(k) to 403(b)

    By R. Butler, May 24, 2010
    • 0 replies
    • 836 views
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    • R. Butler
    • May 24, 2010