401(k) Plans

19,319 topics in this forum

1. New to me Plan - SH NEC Review... Not Right

   By Basically, August 29, 2023
   • 3 replies
   • 712 views
   • 
   • Bri
   • August 29, 2023

2. Merger - Testing & 5500

   By John K, September 13, 2024
   • 1 reply
   • 712 views
   • 
   • Lou S.
   • September 13, 2024

3. New to industry

   By Bruce1, August 3, 2024
   • 5 replies
   • 712 views
   • 
   • Bruce1
   • August 9, 2024

4. Investment Fiduciary

   By austin3515, August 15, 2025
   • 2 replies
   • 711 views
   • 
   • QDROphile
   • August 16, 2025

5. 403(b) and safe harbor 401(k) plan

   By R. Butler, June 22, 2016
   • 2 replies
   • 711 views
   • 
   • R. Butler
   • June 23, 2016

6. safe harbor QACA Match

   By Robin Wilson, January 15, 2021
   • 1 reply
   • 711 views
   • 
   • Lou S.
   • January 15, 2021

7. Pro-rated service requirement short plan year.

   By R. Butler, July 10, 2019
   • 2 replies
   • 711 views
   • 
   • Tom Poje
   • July 11, 2019

8. Looking for a ERISA Forms and Letters Book

   By jeff77, October 22, 2018
   • 2 replies
   • 710 views
   • 
   • Larry Starr
   • October 23, 2018

9. To meet coverage and non-discrimination, must all provisions be the same?

   By Peter Gulia, August 26, 2016   

   • coverage; safe-harbor
   • 4 replies
   • 710 views
   • 
   • Peter Gulia
   • August 26, 2016

10. contribution in error

    By 52626, December 5, 2022
    • 2 replies
    • 710 views
    • 
    • Luke Bailey
    • December 6, 2022

11. 401(k) Transitional Rule

    By 52626, October 30, 2023
    • 5 replies
    • 710 views
    • 
    • Luke Bailey
    • November 2, 2023

12. HCE late deferral

    By nerd-party-administrator, March 9, 2020
    • 3 replies
    • 710 views
    • 
    • BG5150
    • March 11, 2020

13. Failed coverage, no fail-safe

    By BG5150, March 3, 2017
    • 3 replies
    • 710 views
    • 
    • Tom Poje
    • March 6, 2017

14. Leased employee?

    By RatherBeGolfing, November 7, 2022
    • 3 replies
    • 710 views
    • 
    • Luke Bailey
    • November 11, 2022

15. new plan, terminated employees

    By gregburst, August 5, 2016
    • 1 reply
    • 710 views
    • 
    • Lou S.
    • August 5, 2016

16. 60 Day Rollover

    By austin3515, December 6, 2017
    • 2 replies
    • 709 views
    • 
    • Belgarath
    • December 6, 2017

17. ROTH in-plan rollover

    By Scuba 401, November 13, 2015
    • 1 reply
    • 709 views
    • 
    • Belgarath
    • November 13, 2015

18. What is the Plan Entry Date when Immediate but requires 12 months and 500 hours

    By Megandps, June 25, 2021
    • 3 replies
    • 709 views
    • 
    • BG5150
    • June 28, 2021

19. Do Roth 401(k) participants not get excused from before-death minimum distributions?

    By Peter Gulia, April 3, 2023
    • 5 replies
    • 709 views
    • 
    • Peter Gulia
    • April 4, 2023

20. ECPRS / Did Not withhold Elected Amount

    By austin3515, February 21, 2017
    • 3 replies
    • 709 views
    • 
    • austin3515
    • April 26, 2017

21. Once eligible always eligible for deferrals?

    By Bruce1, July 7, 2024
    • 2 replies
    • 709 views
    • 
    • Bruce1
    • July 8, 2024

22. 404 Tax Deductibility

    By Catch22PGM, May 1, 2020
    • 3 replies
    • 709 views
    • 
    • Catch22PGM
    • May 5, 2020

23. Safe Harbor Match True-Up

    By hsctpa, July 7, 2022
    • 3 replies
    • 708 views
    • 
    • Tom
    • July 8, 2022

24. S corp conversion and deferrals contributed prior to the conversion

    By Tom, June 7, 2023
    • 5 replies
    • 708 views
    • 
    • Tom
    • June 8, 2023

25. Employee contributions to HSA, NOT through 125 plan

    By Belgarath, March 28, 2016
    • 2 replies
    • 708 views
    • 
    • Belgarath
    • March 28, 2016

26. SECURE ACT no safe harbor notices after 12/31/2019

    By thepensionmaven, March 26, 2020
    • 3 replies
    • 708 views
    • 
    • thepensionmaven
    • March 26, 2020

27. Operational failure in a DB prototype

    By QNPG, February 3, 2011
    • 1 reply
    • 708 views
    • 
    • John Feldt ERPA CPC QPA
    • February 3, 2011

28. TERMINATED employee recieved letter from SoCIAL Security re his 401k asset value

    By SSRRS, June 11, 2021
    • 3 replies
    • 707 views
    • 
    • SSRRS
    • June 11, 2021

29. Advisor Access to Participant Transactions

    By LawnBoy, January 4, 2021
    • 5 replies
    • 707 views
    • 
    • Luke Bailey
    • January 6, 2021

30. Fixed Match Mistakenly Retained When SH Match Adopted

    By Plan Doc, February 14, 2024
    • 3 replies
    • 707 views
    • 
    • Lou S.
    • February 15, 2024

31. Catch-ups over 100% of pay

    By austin3515, July 30, 2015
    • 2 replies
    • 707 views
    • 
    • mphs77
    • July 30, 2015

32. One Person Plan

    By khn, October 24, 2023
    • 5 replies
    • 707 views
    • 
    • Bird
    • October 26, 2023

33. Forfeiture Account Use

    By khn, October 24, 2025
    • 3 replies
    • 707 views
    • 
    • Pam Shoup
    • October 27, 2025

34. Paid Family Leave compensation for Safe Harbor

    By Dennis G., September 29, 2020
    • 1 reply
    • 707 views
    • 
    • Luke Bailey
    • September 30, 2020

35. 410b testing

    By Chippy, March 9, 2021
    • 2 replies
    • 707 views
    • 
    • Lou S.
    • March 9, 2021

36. Maximum Hardship distribution

    By rblum50, July 21, 2021
    • 2 replies
    • 707 views
    • 
    • David Schultz
    • July 26, 2021

37. Resources for Independent Valuations

    By HCE, February 6, 2025
    • 2 replies
    • 707 views
    • 
    • Paul I
    • February 6, 2025

38. Plans Merged; Prior Plan Administered a Higher ER Match % than Plan Doc called for. Are corrective measures needed?

    By ERISA Rookie, February 3, 2022
    • 4 replies
    • 707 views
    • 
    • rocknrolls2
    • February 4, 2022

39. Delay / Repeal of Fiduciary Rule Expected

    By austin3515, January 27, 2017
    • 7 replies
    • 707 views
    • 
    • TPAJake
    • February 3, 2017

40. Is my one-participant 401(k) out of compliance? I want to terminate it.

    By sify iway, May 23, 2023
    • 3 replies
    • 707 views
    • 
    • Bill Presson
    • May 24, 2023

41. Terminating DC plan with J&S

    By Brenda Wren, December 11, 2025
    • 5 replies
    • 706 views
    • 
    • LauraH
    • December 12, 2025

42. 414s fails in a SHM plan

    By AlbanyConsultant, March 4, 2025
    • 2 replies
    • 706 views
    • 
    • AlbanyConsultant
    • March 10, 2025

43. ADP/ACP Testing Compensation

    By AmyETPA, April 28, 2022
    • 1 reply
    • 706 views
    • 
    • Bri
    • April 28, 2022

44. Safe Harbor Match miscalculated by payroll provider

    By Pammie57, March 2, 2021
    • 2 replies
    • 706 views
    • 
    • Luke Bailey
    • March 3, 2021

45. EACA with Auto Escalation - Notice Requirements

    By ERISAAPPLE, September 6, 2018
    • 1 reply
    • 705 views
    • 
    • ERISAAPPLE
    • September 7, 2018

46. Controlled group. Husband/wife/2 children

    By thepensionmaven, April 9, 2019
    • 4 replies
    • 705 views
    • 
    • thepensionmaven
    • April 11, 2019

47. 401(k) deferral understated

    By poisnivey, April 18, 2019   

    • 401k
    • deferrals
    • (and 3 more)

      Tagged with:

      • 401k
      • deferrals
      • correction method
      • correction
      • contribution
    • 1 reply
    • 705 views
    • 
    • justanotheradmin
    • April 18, 2019

48. More Prevailing Wage/Davis Bacon Fun

    By justatester, June 22, 2020
    • 1 reply
    • 705 views
    • 
    • Lou S.
    • June 22, 2020

49. 401k - Employee excessively accelerating contributions (deferrals)

    By famoosemutt, February 7, 2022
    • 1 reply
    • 705 views
    • 
    • WCC
    • February 7, 2022

50. Is 100% of deferrals up to 6% SH match okay?

    By BG5150, May 11, 2017
    • 2 replies
    • 705 views
    • 
    • John Feldt ERPA CPC QPA
    • May 11, 2017