401(k) Plans

19,319 topics in this forum

1. 18 month time frame for statutory minimum calculation?

   By Guest 410b, June 24, 2009
   • 10 replies
   • 3.1k views
   • 
   • Mike Preston
   • June 26, 2009

2. Long term part time employees

   By Belgarath, July 26, 2022
   • 10 replies
   • 1.6k views
   • 
   • Peter Gulia
   • July 28, 2022

3. Determ Letters

   By Guest Ashley, July 22, 2003
   • 10 replies
   • 1.8k views
   • 
   • Blinky the 3-eyed Fish
   • July 25, 2003

4. Employer Match - Last Day Rule

   By Alex Daisy, January 21, 2009
   • 10 replies
   • 3.5k views
   • 
   • PLAN MAN
   • January 27, 2009

5. RMD VCP Application

   By austin3515, December 21, 2017
   • 10 replies
   • 1.3k views
   • 
   • austin3515
   • October 30, 2019

6. When can a traditional 401(k) plan convert to a Safe Habor formula?

   By Guest, April 17, 2000
   • 10 replies
   • 3.3k views
   • 
   • Guest
   • May 5, 2000

7. Do you count receivable Deferrals?

   By K-t-F, April 20, 2004
   • 10 replies
   • 2k views
   • 
   • Archimage
   • April 21, 2004

8. Safe harbor non-elective for HCEs

   By thepensionmaven, April 8, 2017   

   • hces
   • 10 replies
   • 2.6k views
   • 
   • Gilmore
   • April 18, 2017

9. Contributions for Director in Unrelated Companies.

   By Guest, April 6, 2000
   • 10 replies
   • 1.7k views
   • 
   • Guest
   • May 8, 2000

10. I have an established 401(k) Plan that uses prior year testing. This

    By Guest Amy Keen, November 28, 2000
    • 10 replies
    • 1.9k views
    • 
    • MR
    • November 29, 2000

11. Top heavy contribution made from the plan accounts of Keys

    By alanm, July 27, 2005
    • 10 replies
    • 2.1k views
    • 
    • alanm
    • August 2, 2005

12. Coverage Testing

    By justatester, December 10, 2012
    • 10 replies
    • 1.2k views
    • 
    • rcline46
    • December 11, 2012

13. IRS audit requests for 401k plan and or profit sharing

    By jeanh, May 27, 2025
    • 10 replies
    • 1.2k views
    • 
    • Bill Presson
    • June 1, 2025

14. Reversing a participant withdrawal request

    By Guest lbz123, July 31, 2006
    • 10 replies
    • 5.6k views
    • 
    • JanetM
    • August 1, 2006

15. Tax reporting of refunded contributions

    By GBurns, May 23, 2002
    • 10 replies
    • 2.7k views
    • 
    • pjkoehler
    • May 31, 2002

16. When is a match not a match?

    By K2retire, October 20, 2011
    • 10 replies
    • 1.4k views
    • 
    • JanetM
    • October 24, 2011

17. Is this plan up a creek?

    By BG5150, November 25, 2019
    • 10 replies
    • 935 views
    • 
    • Luke Bailey
    • November 26, 2019

18. Controlled Group Question - Family Attribution

    By metsfan026, January 6, 2022
    • 10 replies
    • 1.9k views
    • 
    • pmacduff
    • August 18, 2023

19. Top Heavy Contribution in 401(k) Plan

    By Guest ryler, March 30, 2004
    • 10 replies
    • 1.6k views
    • 
    • Archimage
    • April 1, 2004

20. TPA Liability for 5500 Answers

    By Guest ActuaryWannabe, October 12, 2005
    • 10 replies
    • 2.2k views
    • 
    • R. Butler
    • October 13, 2005

21. Deferrals from bonus question

    By BG5150, June 8, 2020
    • 10 replies
    • 2.4k views
    • 
    • Larry Starr
    • June 9, 2020

22. Is an amendment necessary for plan sponsor name change

    By cpc0506, November 15, 2013
    • 10 replies
    • 10.6k views
    • 
    • Bird
    • November 19, 2013

23. HCE Limitations

    By Jilliandiz, October 21, 2004
    • 10 replies
    • 2.6k views
    • 
    • jquazza
    • October 23, 2004

24. ADP refunds terminated HCE's

    By Guest EricWings, December 24, 2007
    • 10 replies
    • 7.1k views
    • 
    • Guest
    • March 13, 2008

25. ACP Failure, but match not made yet

    By BG5150, March 10, 2010
    • 10 replies
    • 2.7k views
    • 
    • rcline46
    • July 23, 2010

26. Control Freak Spouse?

    By Pammie57, November 30, 2015
    • 10 replies
    • 2.4k views
    • 
    • Peter Gulia
    • December 1, 2015

27. Mega Roth Conversions

    By justatester, July 14, 2021
    • 10 replies
    • 1.6k views
    • 
    • CuseFan
    • July 16, 2021

28. Matching Catch-Up Contributions in a Safe Harbor Plan

    By JDuns, August 17, 2004
    • 10 replies
    • 10.2k views
    • 
    • rcline46
    • August 18, 2004

29. Islamic Investment Funds

    By rocknrolls2, March 23, 2006
    • 10 replies
    • 2.9k views
    • 
    • david rigby
    • March 24, 2006

30. QNECs

    By Dawn Hafner, September 22, 1998
    • 10 replies
    • 2.6k views
    • 
    • Guest
    • May 17, 2000

31. Recordkeeper Performing Late ADP/ACP Testing

    By khn, November 11, 2016
    • 10 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • November 11, 2016

32. 401(k) Buy/Sell Program for Employer Stock

    By ERISA25, September 16, 2012
    • 10 replies
    • 1.3k views
    • 
    • Guest
    • September 26, 2012

33. Prefunding ER Match Contributions

    By Guest gself, December 29, 1998
    • 10 replies
    • 3k views
    • 
    • Guest
    • December 31, 1998

34. Benefits Rights Features

    By Nancy D, June 7, 2011
    • 10 replies
    • 2.6k views
    • 
    • Nancy D
    • June 10, 2011

35. 401k deposit vs payroll timing for 1-person plan

    By TPApril, July 31, 2018
    • 10 replies
    • 1.6k views
    • 
    • Larry Starr
    • August 3, 2018

36. Catch-Up

    By Guest moltengater, May 19, 2006
    • 10 replies
    • 2.4k views
    • 
    • Leopurrd
    • May 22, 2006

37. Highly Compensated Employee

    By Guest Rutager, August 22, 2008
    • 10 replies
    • 3.6k views
    • 
    • K2retire
    • August 23, 2008

38. Hardship Withdrawal - Sensitive Medical Expenses

    By hardshipquestions, October 8, 2019   

    • 401k
    • hardship withdrawal
    • (and 1 more)

      Tagged with:

      • 401k
      • hardship withdrawal
      • disclosure
    • 10 replies
    • 5.6k views
    • 
    • Mike Preston
    • October 10, 2019

39. Employer missed 401k deductions in 2019

    By newemployee401k, March 15, 2020
    • 10 replies
    • 13.6k views
    • 
    • newemployee401k
    • March 17, 2020

40. Prohited Transaction through Common Ownership

    By austin3515, August 20, 2013
    • 10 replies
    • 1.2k views
    • 
    • Peter Gulia
    • August 21, 2013

41. Cross Tested Safe Harbor 401k Plan

    By Guest TAG, December 11, 2002
    • 10 replies
    • 2.6k views
    • 
    • Tom Poje
    • January 7, 2003

42. Corrective Procedures for Late deposit of Deferrals

    By Guest ScottB, March 25, 2003
    • 10 replies
    • 2.3k views
    • 
    • Guest
    • March 27, 2003

43. Leaving an Open MEP

    By Jennifer D., November 1, 2012
    • 10 replies
    • 4.4k views
    • 
    • Peanut Butter Man
    • November 1, 2012

44. Existing solo 401k but has employees

    By Jakyasar, November 5, 2021
    • 10 replies
    • 1.5k views
    • 
    • chc93
    • November 12, 2021

45. Negative elections for current employees?

    By Wessex, November 23, 1998
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • January 5, 1999

46. Prohibited Transactions

    By Guest Pippy, November 1, 2012
    • 10 replies
    • 1.7k views
    • 
    • Guest
    • November 5, 2012

47. Treatment/correction of excess employer contribution to profit sharing plan coordinated with DB Cash Balance Plan

    By CubsFanAZ, January 26, 2021
    • 10 replies
    • 2.3k views
    • 
    • Mike Preston
    • January 28, 2021

48. Basic Safe Harbor Match in 1 Person Plan

    By coleboy, November 9, 2021
    • 10 replies
    • 931 views
    • 
    • 401king
    • November 11, 2021

49. Timing of Amendment

    By Guest Ted Kowalchuk, CFP, CFS,, April 20, 2006
    • 10 replies
    • 1.9k views
    • 
    • Just Me
    • April 22, 2006

50. Cross Tested (New Comp) - Mortality Tables

    By Alex Daisy, January 21, 2011
    • 10 replies
    • 3.3k views
    • 
    • austin3515
    • January 24, 2011