401(k) Plans

19,317 topics in this forum

1. Use QNEC allocated under one-to-one correction to offset top heavy allocation?

   By swam, November 17, 2025   

   • 401k
   • qnec
   • (and 1 more)

     Tagged with:

     • 401k
     • qnec
     • top heavy
   • 0 replies
   • 258 views
   • 
   • swam
   • November 17, 2025

2. SCP-exclusion form deferral opportunity for HCE under safe harbor nonelective 401(k)

   By Draper55, October 3, 2024
   • 0 replies
   • 257 views
   • 
   • Draper55
   • October 3, 2024

3. 8955 filing date

   By Tom, October 6, 2025
   • 1 reply
   • 256 views
   • 
   • Lou S.
   • October 6, 2025

4. Excluded Employee - Top Heavy

   By Vlad401k, Thursday at 08:21 PM
   • 4 replies
   • 255 views
   • 
   • John Feldt ERPA CPC QPA
   • Yesterday at 05:19 AM

5. Coverage and a SH Match Plan

   By justatester, September 23, 2024
   • 0 replies
   • 251 views
   • 
   • justatester
   • September 23, 2024

6. Emergency Medical Service Personnel definition

   By spiritrider, November 20, 2018
   • 0 replies
   • 247 views
   • 
   • spiritrider
   • November 20, 2018

7. QACA Anniversary Years?

   By Gilmore, June 21, 2021
   • 0 replies
   • 243 views
   • 
   • Gilmore
   • June 21, 2021

8. Covid Loan

   By DPSRich, April 6, 2023
   • 0 replies
   • 239 views
   • 
   • DPSRich
   • April 6, 2023

9. LTPT

   By thepensionmaven, December 1, 2025
   • 0 replies
   • 237 views
   • 
   • thepensionmaven
   • December 1, 2025

10. Partial Plan Termination - No Account Balance

    By Vlad401k, January 7
    • 1 reply
    • 231 views
    • 
    • Paul I
    • January 9

11. Mistake of Fact for multiemployer plan

    By roy819, January 9
    • 1 reply
    • 225 views
    • 
    • Peter Gulia
    • January 9

12. Employer Contribution Tax Credit - NHCE Requirement

    By austin3515, November 16, 2025
    • 1 reply
    • 214 views
    • 
    • austin3515
    • November 18, 2025

13. Loan Basis after Deemed Distribution

    By GU, August 14, 2025
    • 0 replies
    • 197 views
    • 
    • GU
    • August 14, 2025

14. Deleted - inadvertent duplicate

    By Belgarath, August 4, 2022
    • 0 replies
    • 194 views
    • 
    • Belgarath
    • August 4, 2022

15. Adding QACA to an existing safe harbor match plan

    By Santo Gold, December 19, 2025
    • 0 replies
    • 182 views
    • 
    • Santo Gold
    • December 19, 2025

16. Prevailing wage in a safe harbor 401(k) plan

    By Just Tri, Friday at 01:32 PM
    • 1 reply
    • 172 views
    • 
    • Bri
    • Friday at 03:37 PM

17. Indirect ownership

    By MGOAdmin, Thursday at 07:29 PM
    • 0 replies
    • 140 views
    • 
    • MGOAdmin
    • Thursday at 07:29 PM
18. Disability Program question

    Topic was moved to forum Health Plans (Including ACA, COBRA, HIPAA)

19. exclude SOME union employees?

    By AlbanyConsultant, Friday at 07:37 PM
    • 2 replies
    • 54 views
    • 
    • ESOP Guy
    • Friday at 08:20 PM
20. Selling a small one-person TPA firm

    Topic was moved to forum Operating a TPA or Consulting Firm

21. Weird QDRO Question

    Topic was moved to forum Qualified Domestic Relations Orders (QDROs)