401(k) Plans

19,319 topics in this forum

1. New Plan delays 401k start, match on what comp

   By TPApril, May 7, 2023
   • 10 replies
   • 926 views
   • 
   • Paul I
   • May 8, 2023

2. 9/30 deadline for safe harbor 401(k)

   By thepensionmaven, September 20, 2023
   • 10 replies
   • 1.9k views
   • 
   • Lou S.
   • September 29, 2023

3. For Testing & Determining HCE - Does Comp Definition include W-2 and 1099 or just W-2?

   By AContreras, March 9, 2015   

   • Determining HCE
   • 10 replies
   • 2.6k views
   • 
   • hr for me
   • March 10, 2015

4. Year End True-up - % of total match

   By Ryan L, March 12, 2019
   • 10 replies
   • 998 views
   • 
   • Ryan L
   • March 19, 2019

5. Top Heavy, HCE distributions

   By Guest LTurner, February 20, 2003
   • 10 replies
   • 2k views
   • 
   • Gilmore
   • February 21, 2003

6. Change to Allocation Method After Year End

   By Guest Alan Stonewall, January 7, 2003
   • 10 replies
   • 9.3k views
   • 
   • Mike Preston
   • January 8, 2003

7. Using Forfeiture Account

   By khn, April 29, 2014
   • 10 replies
   • 2.3k views
   • 
   • BG5150
   • April 30, 2014

8. Does a recordkeeper presume a plan sponsor adopts a § 414A automatic-enrollment arrangement?

   By Peter Gulia, November 14, 2024
   • 10 replies
   • 870 views
   • 
   • Peter Gulia
   • November 18, 2024

9. Safe Harbor 401(k) with 3% Non-elective (not a Maybe)

   By msmith, January 7, 2009
   • 10 replies
   • 2.2k views
   • 
   • rcline46
   • January 8, 2009

10. 401(k) true-up -- include pre-participation compensation?

    By Sum_Guy, March 29, 2022
    • 10 replies
    • 3.8k views
    • 
    • Nate S
    • March 30, 2022

11. Inquiring minds.....

    By Guest SWH, May 25, 2006
    • 10 replies
    • 2.4k views
    • 
    • E as in ERISA
    • June 21, 2006

12. Required Notices for participants_ Adoption Agreement?

    By RRivera, November 19, 2017   

    • adoption agreement
    • required notices
    • (and 1 more)

      Tagged with:

      • adoption agreement
      • required notices
      • spd
    • 10 replies
    • 4.4k views
    • 
    • Mike Preston
    • December 2, 2017

13. document language, redux

    By Guest cbclark, March 23, 2011
    • 10 replies
    • 1.4k views
    • 
    • Guest
    • March 25, 2011

14. Employee deferrals in excess of plan limitation

    By Guest Kathleen Meagher, September 1, 1998
    • 10 replies
    • 6.6k views
    • 
    • Guest
    • September 2, 1998

15. Spin Off Plan or New Plan???

    By Guest timkbaker, January 29, 2002
    • 10 replies
    • 4.2k views
    • 
    • Guest
    • June 19, 2002

16. Husband/Wife Controlled Group

    By Guest SCUDDESLER, March 11, 2003
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • March 11, 2003

17. Is a 1% owner of an S-Corp considered an HCE for ADP testing

    By Guest jhilliard, September 14, 2004
    • 10 replies
    • 2.6k views
    • 
    • E as in ERISA
    • September 17, 2004

18. waving participation

    By Chippy, September 23, 2021
    • 10 replies
    • 1.3k views
    • 
    • Belgarath
    • September 24, 2021

19. Prototype vs. Volume Submitter "Check the Box"

    By austin3515, December 10, 2008
    • 10 replies
    • 8.7k views
    • 
    • Guest
    • December 11, 2008

20. Timing of the use of Match Forfeiture

    By Guest Steve McD, April 19, 2002
    • 10 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • April 23, 2002

21. Top 20% election order of selection

    By Guest ABCI, June 16, 2004
    • 10 replies
    • 1.5k views
    • 
    • Guest
    • June 17, 2004

22. QNEC in Average Benefits - A Real Doozy...

    By austin3515, January 29, 2011
    • 10 replies
    • 2.9k views
    • 
    • ESOP Guy
    • February 3, 2011

23. Periodic Pension Benefit Statement Requirement

    By PainPA, January 23, 2014   

    • Sec 508 of the 2006 PPA
    • 10 replies
    • 3.9k views
    • 
    • Bird
    • January 25, 2014

24. Late matching contribution (but not too late!) - provide earnings?

    By Guest timb, January 10, 2002
    • 10 replies
    • 9.3k views
    • 
    • austin3515
    • October 12, 2002

25. Owner's spouse has wages but no hours.

    By KateSmithPA, February 4, 2003
    • 10 replies
    • 4k views
    • 
    • KateSmithPA
    • February 5, 2003

26. 401k Loans

    By Patrick401k, July 22, 2024
    • 10 replies
    • 1.2k views
    • 
    • 401king
    • July 24, 2024

27. Who is eligible for Indivisual/Solo 401(k) plan?

    By jane123, December 10, 2004
    • 10 replies
    • 5.2k views
    • 
    • E as in ERISA
    • December 13, 2004

28. Amendment period

    By Guest Theresa Irvin, February 11, 1999
    • 10 replies
    • 3.5k views
    • 
    • Alonzo
    • July 31, 2000

29. Frozen 401k Plan - impact on vesting?

    By waid10, May 11, 2023
    • 10 replies
    • 4k views
    • 
    • Belgarath
    • May 16, 2023

30. Trustee Was Killed

    By Coleboy1, August 5, 2025
    • 10 replies
    • 1.5k views
    • 
    • Below Ground
    • August 7, 2025

31. 415 correction after QDRO split

    By Guest jae3207, December 13, 2005
    • 10 replies
    • 2.3k views
    • 
    • Guest
    • December 15, 2005

32. basic safe harbor match

    By Lori H, February 19, 2010
    • 10 replies
    • 2.2k views
    • 
    • Lori H
    • March 4, 2010

33. 401k withholding post calendar year end

    By CLE401kGuy, March 12, 2015
    • 10 replies
    • 1.6k views
    • 
    • K2retire
    • March 24, 2015

34. Unique requirements for vesting

    By Guest caddieadmin, February 16, 2007
    • 10 replies
    • 2.5k views
    • 
    • Guest
    • February 28, 2007

35. Volutary after tax contributions

    By Earl, March 14, 2014
    • 10 replies
    • 6.6k views
    • 
    • Earl
    • March 21, 2014

36. Hardship - didn't suspend deferrals

    By Guest jvandyke, November 30, 2007
    • 10 replies
    • 3.8k views
    • 
    • masteff
    • December 3, 2007

37. Max profit sharing/deferrals/catchup for Doctor who sells practice mid-year

    By Pammie57, May 31, 2016
    • 10 replies
    • 1.4k views
    • 
    • Zoey
    • June 8, 2016

38. Form 5500 Plan Characteristic Code 2T

    By ldr, April 30, 2018   

    • 5500
    • code 2t
    • (and 1 more)

      Tagged with:

      • 5500
      • code 2t
      • plan characteristic
    • 10 replies
    • 4.7k views
    • 
    • BG5150
    • May 2, 2018

39. Non Qualified Distribution - Not able to repay

    By tylerb172, October 4, 2018
    • 10 replies
    • 2.2k views
    • 
    • Kevin C
    • October 9, 2018

40. late matching contributions deposit associated with late deferrals & Form 5500

    By AdKu, December 1, 2016   

    • late matching contributions
    • Form 5500 schedule H line 4a
    • 10 replies
    • 2.5k views
    • 
    • benconsulting
    • December 3, 2016

41. Disadvantage of ADP Refunds

    By austin3515, March 10, 2017
    • 10 replies
    • 813 views
    • 
    • austin3515
    • March 10, 2017

42. blank 2005 5500

    By austin3515, May 30, 2006
    • 10 replies
    • 2.2k views
    • 
    • austin3515
    • June 2, 2006

43. Company has been using Business EIN for Trust

    By Dennis Povloski, January 25, 2010
    • 10 replies
    • 11.1k views
    • 
    • Guest
    • January 27, 2010

44. Quick Controlled Group Question

    By metsfan026, January 27, 2022
    • 10 replies
    • 1.5k views
    • 
    • Jakyasar
    • January 29, 2022

45. Employee Refusing Employer Dollars

    By MjInvestments, May 1, 2017
    • 10 replies
    • 1.6k views
    • 
    • BG5150
    • May 2, 2017

46. Operational failure of involuntary cash-outs and rollovers

    By 30Rock, April 8, 2025
    • 10 replies
    • 1.5k views
    • 
    • 30Rock
    • April 11, 2025

47. Benefit Claims Procedures

    By Guest koolkid, May 10, 2002
    • 10 replies
    • 3k views
    • 
    • Guest
    • July 23, 2003

48. Secure File Transfer

    By austin3515, December 5, 2013
    • 10 replies
    • 1.6k views
    • 
    • austin3515
    • December 5, 2013

49. Doctor's Catchup Contribution for 2015

    By Pammie57, August 1, 2016
    • 10 replies
    • 1.4k views
    • 
    • QDROphile
    • August 2, 2016

50. Discriminatory Effect of an Increasing Match

    By Guest AEA, March 16, 2001
    • 10 replies
    • 1.8k views
    • 
    • Guest
    • March 21, 2001