401(k) Plans

19,320 topics in this forum

1. 401k EE elective deferral - where accounted for on 1120

   By tertue, November 17, 2010
   • 9 replies
   • 10.5k views
   • 
   • Bird
   • November 22, 2010

2. Catch-Up Contribution/Off-calendar Year Plan

   By BFree, December 12, 2001
   • 9 replies
   • 2.8k views
   • 
   • John A
   • December 26, 2001

3. Loan to plan terminee?

   By Guest Rachelw, July 23, 2007
   • 9 replies
   • 1.6k views
   • 
   • Mike Preston
   • July 24, 2007

4. delay in implementing an amendment

   By K2retire, June 26, 2013
   • 9 replies
   • 1.7k views
   • 
   • QDROphile
   • June 27, 2013

5. Fully Vesting only Active Employees

   By 401QUE, April 7, 2017   

   • vesting
   • protected benefits
   • (and 1 more)

     Tagged with:

     • vesting
     • protected benefits
     • irc 411
   • 9 replies
   • 2.3k views
   • 
   • 401QUE
   • April 28, 2017

6. Voting Instructions for company stock held in 401k plan

   By Guest Tara Aguilar, May 18, 1999
   • 9 replies
   • 6.1k views
   • 
   • 401 Chaos
   • November 19, 2008

7. purchased by private equity firm

   By AlbanyConsultant, May 23, 2025
   • 9 replies
   • 1.5k views
   • 
   • Peter Gulia
   • May 27, 2025

8. Safe Harbor Match

   By Guest jkrad, March 5, 2003
   • 9 replies
   • 2.1k views
   • 
   • Blinky the 3-eyed Fish
   • March 6, 2003

9. Failure to Adopt Automatic Rollover Good Faith Amendment by Deadline

   By Guest CMSP, October 11, 2005
   • 9 replies
   • 2.5k views
   • 
   • Locust
   • March 24, 2006

10. 401(k) Deferrals of Fraudulent (Stolen) Compensation

    By kmhaab, December 21, 2017   

    • freeze account
    • theft
    • (and 2 more)

      Tagged with:

      • freeze account
      • theft
      • delay distribution
      • embezzlement
    • 9 replies
    • 2k views
    • 
    • Bird
    • December 22, 2017

11. Life Insurance in a 401k plan- CSV reported or not

    By cpc0506, January 26, 2016
    • 9 replies
    • 3k views
    • 
    • Bird
    • January 28, 2016

12. Forfeitures

    By cdavis25, June 27, 2013
    • 9 replies
    • 1.8k views
    • 
    • K2retire
    • July 2, 2013

13. Maximum 401k safe harbor plan for 2021

    By Egold, January 5, 2022
    • 9 replies
    • 1.2k views
    • 
    • Bird
    • January 6, 2022

14. Disability rider to a 401K plan....

    By K-t-F, August 16, 2004
    • 9 replies
    • 3.8k views
    • 
    • david rigby
    • August 19, 2004

15. Corrective ADP distributions

    By Guest Joyce Perez, February 17, 2009
    • 9 replies
    • 2.4k views
    • 
    • Earl
    • March 1, 2009

16. Employer terminated 401k plan

    By Guest flgirl, October 13, 2009
    • 9 replies
    • 9.3k views
    • 
    • Bird
    • October 16, 2009

17. Excluded Employees Causing 410(b) Failure

    By Guest 4:15 Limit, April 12, 2011
    • 9 replies
    • 7.2k views
    • 
    • ESOP Guy
    • April 12, 2011

18. May a “notice” about discretionary matching contributions be in the summary plan description?

    By Peter Gulia, September 18, 2025
    • 9 replies
    • 3.7k views
    • 
    • Peter Gulia
    • September 22, 2025

19. Catch up contributions and the IRS limit.

    By Guest Nabrin, March 13, 2004
    • 9 replies
    • 2.4k views
    • 
    • Guest
    • March 30, 2004

20. ADP/ACP Prior Year Method

    By fiona1, September 29, 2004
    • 9 replies
    • 2.7k views
    • 
    • fiona1
    • September 30, 2004

21. Can A 401k Plan Be Temporarily Frozen?

    By mming, February 26, 2013
    • 9 replies
    • 8.2k views
    • 
    • mming
    • February 26, 2013

22. Controlled group with regard to SIMPLE Plans

    By k man, May 10, 2000
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • May 11, 2000

23. Control Group... simple "yes" or "no"

    By Basically, June 27, 2023
    • 9 replies
    • 1.2k views
    • 
    • Belgarath
    • July 3, 2023

24. New Plan Design Help

    By Guest lmccormick, September 21, 2007
    • 9 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 23, 2007

25. Fee Reimbursement

    By Guest Big Al, December 10, 2012
    • 9 replies
    • 3.7k views
    • 
    • jpod
    • December 11, 2012

26. 402(g) Excess - Correction Options After April 15

    By Towanda, July 28, 2022   

    • 402(g) excess
    • correction after april 15
    • 9 replies
    • 1.8k views
    • 
    • KEM
    • August 10, 2023

27. IRS Filing Requirements

    By dragondon, September 7, 2023
    • 9 replies
    • 1.4k views
    • 
    • RatherBeGolfing
    • September 12, 2023

28. Intentionally Failing ADP/ACP

    By austin3515, June 30, 2003
    • 9 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • July 1, 2003

29. Automatic Rebalancing: What is the typical procedure?

    By gc@chimentowebb.com, February 8, 2023
    • 9 replies
    • 3.3k views
    • 
    • Kansas401k
    • February 10, 2023

30. 5500-EZ Nonfiler

    By austin3515, April 6, 2010
    • 9 replies
    • 4k views
    • 
    • Guest
    • April 22, 2010

31. Spreadsheet for 401K

    By Guest Liosis, January 19, 2011
    • 9 replies
    • 7.5k views
    • 
    • GMK
    • March 14, 2011

32. Terminating 401(k) plan holds a large forfeiture account; what to do w

    By Guest Kevin Plymyer, November 28, 2000
    • 9 replies
    • 4.4k views
    • 
    • Guest
    • November 29, 2000

33. Plan Termination Checklist

    By Guest CoffeePlease24, October 26, 2012
    • 9 replies
    • 4.9k views
    • 
    • Guest
    • December 17, 2012

34. 401(k)/PS Product ideas for 15-30 ee's??

    By Guest Penny, January 21, 2000
    • 9 replies
    • 1.6k views
    • 
    • Jon Chambers
    • February 2, 2000

35. Terminating Plan - Outstanding loans

    By Guest nmyers, July 28, 2009
    • 9 replies
    • 6.1k views
    • 
    • J Simmons
    • July 30, 2009

36. 404a Participant Disclosures

    By austin3515, June 20, 2012
    • 9 replies
    • 1.8k views
    • 
    • austin3515
    • June 27, 2012

37. 401(k) Contribution required by: Employment Contract?!

    By ERISAatty, December 27, 2017
    • 9 replies
    • 3.1k views
    • 
    • Luke Bailey
    • December 29, 2017

38. How to protect your 401k from a looming recession?

    By Stella, March 1, 2019   

    • recession
    • bonds
    • 9 replies
    • 1.2k views
    • 
    • david rigby
    • March 4, 2019

39. Exclude some NHCE from discretionary match in SH plan

    By BG5150, November 26, 2019
    • 9 replies
    • 1.9k views
    • 
    • BG5150
    • November 27, 2019

40. Discretionary Match

    By Guest Sehrl, March 6, 2003
    • 9 replies
    • 6.3k views
    • 
    • g8r
    • June 20, 2003

41. Profit Sharing integrated formula

    By Guest Wolves1962, November 14, 2006
    • 9 replies
    • 6.2k views
    • 
    • WDIK
    • November 15, 2006

42. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 9 replies
    • 2.2k views
    • 
    • Jakyasar
    • January 29, 2021

43. Does an annuity contract mean that a disqualified plan's investment income is zero?

    By Peter Gulia, June 4, 2010
    • 9 replies
    • 1.7k views
    • 
    • panther
    • June 21, 2010

44. Different PS Formulas

    By PFranckowiak, April 11, 2017
    • 9 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • April 17, 2017

45. Student Loan 401(k) program

    By bmore1147, April 22, 2019
    • 9 replies
    • 1.1k views
    • 
    • shERPA
    • April 23, 2019

46. Prohibited Transaction??

    By Guest PLHart, August 29, 2003
    • 9 replies
    • 1.9k views
    • 
    • Guest
    • August 25, 2004

47. Clearly I am An Idiot

    By austin3515, March 3, 2014
    • 9 replies
    • 1.6k views
    • 
    • masteff
    • March 5, 2014

48. Off-Calendar year end plan, catch-up contributions

    By AATPA, April 11, 2018   

    • catch-up
    • off-calendar
    • 9 replies
    • 3.2k views
    • 
    • AATPA
    • April 12, 2018

49. Non Deductible Contributions to DC Plan

    By TPA Bob, December 31, 2014
    • 9 replies
    • 1.4k views
    • 
    • Belgarath
    • January 6, 2015

50. Setting Up A Plan For Main Office (Excluding Subisidiaries)

    By metsfan026, November 4, 2021
    • 9 replies
    • 1k views
    • 
    • metsfan026
    • November 18, 2021