401(k) Plans

19,320 topics in this forum

1. age 70 1/2 & older 401(k) participation

   By Alan Simpson, June 7, 1999
   • 1 reply
   • 1.9k views
   • 
   • Guest
   • June 7, 1999

2. Age 70 1/2 in 2004

   By Guest Commuter Rex, July 11, 2003
   • 3 replies
   • 1.1k views
   • 
   • WDIK
   • July 11, 2003

3. Age Based Match Formulas

   By justatester, October 23, 2023
   • 4 replies
   • 752 views
   • 
   • Bri
   • October 23, 2023

4. Age Based Tiered Match

   By Guest IRISH79, June 18, 2007
   • 3 replies
   • 1.6k views
   • 
   • AndyH
   • June 18, 2007

5. Age limit to after-tax 401(k) w/conversions to Roth?

   By matthny, May 13, 2019
   • 3 replies
   • 514 views
   • 
   • matthny
   • May 15, 2019

6. Age Requirement

   By Jilliandiz, March 2, 2004
   • 1 reply
   • 999 views
   • 
   • david rigby
   • March 2, 2004

7. Age waiver in a new document

   By cpc0506, September 16, 2014
   • 1 reply
   • 833 views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2014

8. Age Weighted Allocation / 3% Safe Hrbr Nonelective

   By austin3515, June 12, 2015
   • 5 replies
   • 1.5k views
   • 
   • austin3515
   • June 15, 2015

9. Age weighted and 401(a)(4) non discrimination Testing

   By TH 401k, August 20, 2025
   • 3 replies
   • 520 views
   • 
   • Bri
   • August 21, 2025

10. Age weighted formula & TH

    By Guest algeis, June 9, 2011
    • 4 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 10, 2011

11. Age Weighted Match?

    By KateSmithPA, December 5, 2012
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 12, 2013

12. Age Weighted/SH 401K

    By K-t-F, August 6, 2004
    • 6 replies
    • 2.6k views
    • 
    • K-t-F
    • August 7, 2004

13. Age-50 Catch-up Contributions

    By Guest koolkidd, May 24, 2004
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 26, 2004

14. Age-weighted PSP in Floor/offset

    By Guest Ddalk, April 25, 2003
    • 8 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • April 29, 2003

15. Agent’s fraudulent adoption of 401(k) plan

    By JungRet, April 4, 2025
    • 5 replies
    • 1.4k views
    • 
    • Gina Alsdorf
    • April 8, 2025

16. Agents on commission only, how to calculate hours of service?

    By Guest IRaceTA, July 9, 2004
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • July 9, 2004

17. Aggregate Limit using Multiple Use Test

    By Guest Mark Manning, April 11, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 12, 2000

18. Aggregate Testing - Different definiton of compensation

    By Trisports, May 19, 2017
    • 1 reply
    • 747 views
    • 
    • Tom Poje
    • May 22, 2017

19. Aggregate Testing for 401(k) Plans under same employer

    By Senior Pension Admin, July 7, 2025
    • 8 replies
    • 896 views
    • 
    • John Feldt ERPA CPC QPA
    • July 8, 2025

20. Aggregating 401(k) balance with non-401(k) balance to get lower management fees

    By Guest mbg, May 9, 2006
    • 9 replies
    • 2.5k views
    • 
    • jpod
    • May 11, 2006

21. Aggregating a Safe Harbor and a Non-Safe Harbor

    By austin3515, February 10, 2003
    • 12 replies
    • 3.3k views
    • 
    • austin3515
    • February 14, 2003

22. Aggregating FICA compensation from CG/ASG members for purposes of HPI determination for Roth catch-up

    By Belgarath, October 3, 2025
    • 4 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • October 4, 2025

23. Aggregating for Coverage, but Diff Testing Methods

    By austin3515, March 19, 2015
    • 3 replies
    • 997 views
    • 
    • Mike Preston
    • March 20, 2015

24. Aggregating Plans for Coverage

    By Laura Harrington, November 25, 2009
    • 7 replies
    • 3.2k views
    • 
    • Guest
    • November 25, 2009

25. aggregating plans for testing

    By Santo Gold, June 7, 2006
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • June 8, 2006

26. Aggregating plans for testing?

    By Guest KRS401k, March 26, 2008
    • 4 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 14, 2008

27. Aggregating plans of the employer for 401(k) testing

    By Guest R. Daestrom, November 19, 2004
    • 12 replies
    • 2.2k views
    • 
    • JanetM
    • November 22, 2004

28. Aggregating RMD's between different plan types

    By Guest Steve Nolan, December 28, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • December 28, 1998

29. Aggregation

    By CJS07, March 9, 2007
    • 5 replies
    • 1.6k views
    • 
    • J Simmons
    • May 30, 2007

30. Aggregation

    By Guest elang, September 26, 2012
    • 4 replies
    • 1.1k views
    • 
    • Lou S.
    • September 28, 2012

31. Aggregation & 401(k)

    By R. Butler, August 29, 2003
    • 0 replies
    • 1.4k views
    • 
    • R. Butler
    • August 29, 2003

32. Aggregation for ACP Only

    By BTG, March 8, 2021
    • 0 replies
    • 302 views
    • 
    • BTG
    • March 8, 2021

33. Aggregation in 2001 but not in 2002 . . . what are the prior year NHCE

    By Guest T-BONE, May 1, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • May 1, 2002

34. Aggregation of Compensation?

    By Dougsbpc, October 30, 2013
    • 2 replies
    • 973 views
    • 
    • Dougsbpc
    • October 30, 2013

35. Aggregation of excess deferrals of unrelated plans?

    By Guest LDH1, May 19, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • May 19, 2000

36. Aggregation of Plan for Top Heavy

    By Lori Foresz, February 11, 2009
    • 10 replies
    • 3.5k views
    • 
    • jpod
    • August 12, 2009

37. Aggregation of plans for top heavy

    By Guest DJB, October 8, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • October 8, 2004

38. Aggregation of QACA plan and Safe Harbor Plan? and Non-Safe Harbor Plan?

    By Guest Pennysaver, June 21, 2010
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • June 23, 2010

39. Aggregation of SH 401(k) Plan and non SH 401(k) Plan

    By smm, February 22, 2008
    • 3 replies
    • 1.4k views
    • 
    • Tom Poje
    • February 22, 2008

40. Aggregation Rules

    By Guest patdanielson, August 24, 2005
    • 4 replies
    • 2.8k views
    • 
    • Mike Preston
    • September 9, 2005

41. aggressive "shifting" to pass ADP/ACP

    By Guest MaryMac, November 21, 2002
    • 2 replies
    • 3.6k views
    • 
    • GBurns
    • November 22, 2002

42. Aggressive Discretionary Matching Formula

    By metsfan026, April 2, 2025
    • 7 replies
    • 1.1k views
    • 
    • metsfan026
    • April 4, 2025

43. Alien in 401(k) Plan

    By rblum50, August 24, 2010
    • 6 replies
    • 5.8k views
    • 
    • Laura Harrington
    • August 24, 2010

44. Alienation of benefits

    By Guest, November 4, 2009
    • 3 replies
    • 1.4k views
    • 
    • J Simmons
    • November 4, 2009

45. All in the Family...who is a Key Employee?

    By ldr, October 18, 2018   

    • key
    • hce
    • (and 1 more)

      Tagged with:

      • key
      • hce
      • trusts
    • 2 replies
    • 976 views
    • 
    • ldr
    • October 18, 2018

46. All Stock Purchase of Company With Safe Harbor 401k By Company With No Pre-Existing 401k

    By MeetMeInTheBackdoorRoth, April 14, 2022   

    • 401k
    • safe harbor
    • (and 4 more)

      Tagged with:

      • 401k
      • safe harbor
      • secure act
      • conversion
      • merger
      • eligibility
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2022

47. All time record for ADP %

    By Tom Poje, March 1, 2017
    • 5 replies
    • 560 views
    • 
    • Mike Preston
    • March 1, 2017

48. alloc of employer match

    By Guest pensiondoc, December 3, 1998
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 4, 1998

49. Allocable share of qualified plan deduction

    By ErisaGooroo, July 25, 2017
    • 5 replies
    • 968 views
    • 
    • ErisaGooroo
    • July 26, 2017

50. allocate loan interest in pooled 401(k) plan

    By M Norton, March 16, 2021
    • 5 replies
    • 1.1k views
    • 
    • M Norton
    • March 20, 2021