401(k) Plans

19,319 topics in this forum

1. Distributions from 401(k) plan when employer in bankruptcy?

   By erisageek1978, January 21, 2025
   • 13 replies
   • 2.9k views
   • 
   • Peter Gulia
   • January 22, 2025

2. excluding "on-call" pay and hours

   By M Norton, January 21, 2019   

   • exclusions
   • on-call pay
   • 6 replies
   • 2.9k views
   • 
   • M Norton
   • January 31, 2019

3. 415 Limits with regard to non-deductible IRA contributions

   By Guest fiddler, January 23, 2005
   • 3 replies
   • 2.9k views
   • 
   • Guest
   • January 24, 2005

4. When does an employee cease being an "Employee" for plan pur

   By John A, September 20, 2000
   • 3 replies
   • 2.9k views
   • 
   • rcline46
   • September 22, 2000

5. Top-paid group election and HCFE - is the following correct:

   By John A, February 4, 2000
   • 6 replies
   • 2.9k views
   • 
   • Guest
   • February 9, 2000

6. When can the plan year begin for a new company? Please help ASAP.

   By Guest chris4013, December 1, 2004
   • 17 replies
   • 2.9k views
   • 
   • Blinky the 3-eyed Fish
   • December 6, 2004

7. ADP test(s) for control group

   By Richard Anderson, June 26, 2001
   • 4 replies
   • 2.9k views
   • 
   • austin3515
   • July 11, 2007

8. Due Date for Deferrals for Partner

   By MarZDoates, May 7, 2002
   • 6 replies
   • 2.9k views
   • 
   • Archimage
   • May 7, 2002

9. Additonal match contribution on top of safe harbor match?

   By R. Butler, March 16, 2001
   • 5 replies
   • 2.9k views
   • 
   • Richard Anderson
   • March 20, 2001

10. Excluded employee allowed to participate

    By Belgarath, September 11, 2025
    • 3 replies
    • 2.9k views
    • 
    • Artie M
    • September 12, 2025

11. Eligibility - 6 Month Service

    By Guest Golden401k, October 20, 2006
    • 3 replies
    • 2.9k views
    • 
    • Leopurrd
    • October 20, 2006

12. Multiple ER Plan

    By Lori Foresz, December 9, 2004
    • 10 replies
    • 2.9k views
    • 
    • Lori Foresz
    • December 15, 2004

13. Minimum Deferral %

    By 30Rock, April 27, 2010
    • 16 replies
    • 2.9k views
    • 
    • GMK
    • May 7, 2010

14. Hardship Distributions from Prevailing Wage Contributions

    By Guest kamp, February 16, 2007
    • 0 replies
    • 2.9k views
    • 
    • Guest
    • February 16, 2007

15. Must deferrals be stopped if a loan is taken?

    By Guest Miller426, September 14, 2009
    • 24 replies
    • 2.9k views
    • 
    • K2retire
    • September 21, 2009

16. spinoff from open MEP

    By Robin Wilson, January 6, 2021
    • 5 replies
    • 2.9k views
    • 
    • Luke Bailey
    • January 6, 2021

17. EGTRRA and ACP/ADP testing

    By Guest sampat, August 8, 2001
    • 20 replies
    • 2.9k views
    • 
    • Medusa
    • August 10, 2001

18. Are Safe Harbors plans required to pass ACP testing if a plan has After Tax Contributions enabled?

    By FFF0999, October 9, 2024   

    • 401k
    • safe habor
    • (and 1 more)

      Tagged with:

      • 401k
      • safe habor
      • acp
    • 4 replies
    • 2.9k views
    • 
    • FFF0999
    • October 9, 2024

19. Lifetime Income Illustration Formula

    By JOH, August 25, 2021
    • 8 replies
    • 2.9k views
    • 
    • 401king
    • February 25, 2022

20. Related employers - NOND testing, mandatory aggregation, permissive ag

    By James Matt Ullakko, April 15, 2001
    • 4 replies
    • 2.9k views
    • 
    • James Matt Ullakko
    • April 19, 2001

21. Puzzled over 401(k) Beneficiary Rights

    By Guest cole stevenson, January 4, 2001
    • 9 replies
    • 2.9k views
    • 
    • MoJo
    • January 8, 2001

22. Safe Harbor and permitted disparity

    By Chippy, January 12, 2010
    • 8 replies
    • 2.9k views
    • 
    • K2retire
    • January 12, 2010

23. No employer match on Roth deferrals--how to test

    By jkharvey, May 27, 2016
    • 17 replies
    • 2.9k views
    • 
    • austin3515
    • June 1, 2016

24. rehired participants and re-entry.

    By Lori H, May 11, 2015
    • 7 replies
    • 2.9k views
    • 
    • ESOP Guy
    • May 12, 2015

25. How to handle part-timers in a plan with 3-month eligibility for parti

    By MR, March 3, 2001
    • 13 replies
    • 2.9k views
    • 
    • Kristina
    • March 19, 2001

26. 401k Participation

    By Guest ADP, July 26, 2002
    • 13 replies
    • 2.9k views
    • 
    • Guest
    • July 30, 2002

27. IRS audit - auditor requires deferral elections before work is performed

    By John Feldt ERPA CPC QPA, April 1, 2009
    • 18 replies
    • 2.9k views
    • 
    • GMK
    • April 2, 2009

28. Controlled Group

    By MGOAdmin, May 2, 2014   

    • controlled group
    • entry
    • (and 1 more)

      Tagged with:

      • controlled group
      • entry
      • eligibility
    • 6 replies
    • 2.9k views
    • 
    • LANDO
    • November 19, 2015

29. Amend Vesting

    By John Feldt ERPA CPC QPA, June 10, 2008
    • 20 replies
    • 2.9k views
    • 
    • Kimberly S
    • June 16, 2008

30. In-Service Distribution with an Outstanding Loan

    By metsfan026, June 14, 2024
    • 2 replies
    • 2.9k views
    • 
    • Paul I
    • June 14, 2024

31. New Plan or Restatement?

    By Guest steve55, October 26, 2004
    • 11 replies
    • 2.9k views
    • 
    • Guest
    • October 27, 2004

32. Restoration of forfeiture

    By Guest Do, February 25, 1999
    • 1 reply
    • 2.9k views
    • 
    • Disco Stu
    • February 26, 1999

33. Otherwise Excludable Employees

    By Guest dll, January 8, 2003
    • 4 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 13, 2003

34. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

35. Deferred Vested Benefit Statement

    By Guest padmin, August 9, 2005
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • August 9, 2005

36. Safe Harbor Nonelective Plan

    By 12AX7, July 11, 2012
    • 6 replies
    • 2.9k views
    • 
    • LANDO
    • May 15, 2013

37. HCEs, prior year data, eligible compensation questions for ADP test

    By Guest EBC, January 26, 1999
    • 5 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 28, 1999

38. Board Compensation and Individual 401k Plan

    By chriskkelly, February 20, 2018
    • 5 replies
    • 2.9k views
    • 
    • jpod
    • February 22, 2018

39. plan compensation

    By mehmgo, January 15, 2013
    • 6 replies
    • 2.9k views
    • 
    • Kevin C
    • January 18, 2013

40. In-Service Distributions at Any Age?

    By Guest Thornton, April 30, 2008
    • 14 replies
    • 2.9k views
    • 
    • Below Ground
    • May 2, 2008

41. ADP vs. 402g failure - priority?

    By AlbanyConsultant, October 14, 2019
    • 5 replies
    • 2.9k views
    • 
    • MDCPA
    • October 17, 2019

42. 1099-R coding for rollover of taxable amount to Roth IRA

    By Tom, January 11, 2024
    • 2 replies
    • 2.9k views
    • 
    • Tom
    • January 11, 2024

43. Unregistered Employer Securities

    By Guest JDL, July 24, 2003
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • October 22, 2003

44. Bundled vs. Unbundled 401(k) Plans for small businesses

    By Guest mnovak13, December 12, 2002
    • 1 reply
    • 2.9k views
    • 
    • 2muchstress
    • December 12, 2002

45. Terminating and successor plans

    By Guest ebpcpa, October 17, 2002
    • 6 replies
    • 2.9k views
    • 
    • KJohnson
    • August 5, 2003

46. Rollover of foreign pension money into a U.S. qualified plan

    By Guest GMedley, September 15, 2000
    • 1 reply
    • 2.9k views
    • 
    • david rigby
    • September 16, 2000

47. ERISA Pre-emption where participant murders spouse

    By TamB, March 21, 2017   

    • erisa
    • murder
    • (and 1 more)

      Tagged with:

      • erisa
      • murder
      • non-participant
    • 11 replies
    • 2.9k views
    • 
    • david rigby
    • March 1, 2019

48. Tax status of forfeiture buyback

    By Guest GMedley, June 8, 2001
    • 7 replies
    • 2.9k views
    • 
    • masteff
    • November 2, 2009

49. College Tuition 401k Hardship Withdrawal Question

    By College Run, May 1, 2019
    • 2 replies
    • 2.9k views
    • 
    • Pam Shoup
    • May 1, 2019

50. Fully Vested Match = QMAC?

    By legort69, January 23, 2019
    • 12 replies
    • 2.9k views
    • 
    • MWeddell
    • December 6, 2019