401(k) Plans

19,337 topics in this forum

1. Irrevocable Election Not to Participate

   By WhiteWolf17, November 3, 2020
   • 4 replies
   • 2.9k views
   • 
   • Luke Bailey
   • November 4, 2020

2. multiple employer plan

   By Guest George Chimento, March 22, 2007
   • 3 replies
   • 2.9k views
   • 
   • spartytax
   • April 28, 2016

3. No employer match on Roth deferrals--how to test

   By jkharvey, May 27, 2016
   • 17 replies
   • 2.9k views
   • 
   • austin3515
   • June 1, 2016

4. OK to terminate calendar year plan as of today (10/1/03)?

   By chris, October 1, 2003
   • 3 replies
   • 2.9k views
   • 
   • chris
   • October 2, 2003

5. 1099R for which year for 2004 or 2005?

   By Guest mmc, January 13, 2005
   • 18 replies
   • 2.9k views
   • 
   • GBurns
   • January 14, 2005

6. HCE and Key Employee Question?

   By Guest KD40, November 18, 2002
   • 5 replies
   • 2.9k views
   • 
   • kocak
   • November 18, 2002

7. New 401k plan, funds not being deposited into account

   By Guest ironhead1230, August 25, 2006
   • 1 reply
   • 2.9k views
   • 
   • wsp
   • August 25, 2006

8. Electronic Statement Delivery

   By FundeK, July 8, 2004
   • 4 replies
   • 2.9k views
   • 
   • k man
   • July 8, 2004

9. Excess life insurance included in definition of compensation?

   By kwalified, September 13, 2012
   • 4 replies
   • 2.9k views
   • 
   • kwalified
   • September 17, 2012

10. Missing Participant IRA's

    By austin3515, September 2, 2015
    • 13 replies
    • 2.9k views
    • 
    • Bird
    • September 3, 2015

11. Multiple ER Plan

    By Lori Foresz, December 9, 2004
    • 10 replies
    • 2.9k views
    • 
    • Lori Foresz
    • December 15, 2004

12. Wrong Contribution what to do with interest

    By PFranckowiak, May 16, 2017
    • 31 replies
    • 2.9k views
    • 
    • RatherBeGolfing
    • May 19, 2017

13. Form 5330 Excise Penalty Tax

    By Below Ground, May 9, 2007
    • 3 replies
    • 2.9k views
    • 
    • Belgarath
    • May 10, 2007

14. 401(k) payroll deductions - deadline to submit to plan

    By Guest BPC, January 20, 2005
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • January 25, 2005

15. Plan termination - safe harbor match

    By Belgarath, September 9, 2013
    • 5 replies
    • 2.9k views
    • 
    • Bird
    • September 10, 2013

16. How to handle part-timers in a plan with 3-month eligibility for parti

    By MR, March 3, 2001
    • 13 replies
    • 2.9k views
    • 
    • Kristina
    • March 19, 2001

17. Late ADP failure correction - earnings

    By AlbanyConsultant, August 3, 2012
    • 3 replies
    • 2.9k views
    • 
    • BG5150
    • August 7, 2012

18. Corrective Contribution

    By blue, February 28, 2011
    • 4 replies
    • 2.9k views
    • 
    • BG5150
    • March 1, 2011

19. More than 1,000 Hours for Allocation Condition

    By Guest Statler, October 30, 2013
    • 4 replies
    • 2.9k views
    • 
    • rcline46
    • October 31, 2013

20. Does 401(a)(17) Include Nonqualified Deferrals?

    By Guest wwest, August 31, 1999
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • September 12, 1999

21. Board Compensation and Individual 401k Plan

    By chriskkelly, February 20, 2018
    • 5 replies
    • 2.9k views
    • 
    • jpod
    • February 22, 2018

22. are flat fees reasonable

    By TPApril, April 17, 2014
    • 8 replies
    • 2.9k views
    • 
    • Kevin C
    • April 21, 2014

23. Can't locate former 401(k) plan participants--what's the next step?

    By Guest pstowers, August 11, 1999
    • 9 replies
    • 2.9k views
    • 
    • Medusa
    • May 31, 2001

24. Minor Beneficiary

    By Guest mrtnoc, July 23, 2009
    • 3 replies
    • 2.9k views
    • 
    • Bird
    • July 24, 2009

25. Excluded employee allowed to participate

    By Belgarath, September 11, 2025
    • 3 replies
    • 2.9k views
    • 
    • Artie M
    • September 12, 2025

26. controlled group; self-employed

    By pmacduff, September 24, 2012
    • 8 replies
    • 2.9k views
    • 
    • pmacduff
    • September 25, 2012

27. When can the plan year begin for a new company? Please help ASAP.

    By Guest chris4013, December 1, 2004
    • 17 replies
    • 2.9k views
    • 
    • Blinky the 3-eyed Fish
    • December 6, 2004

28. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

29. Look Back for Distributions Top Heavy

    By Guest ROB VIDOVICH, May 1, 2003
    • 1 reply
    • 2.9k views
    • 
    • Tom Poje
    • May 2, 2003

30. 2000 hours for a match???

    By Guest Tim Baker, July 25, 2000
    • 7 replies
    • 2.9k views
    • 
    • pjkoehler
    • July 28, 2000

31. Any statutory rule against one-year hold-out from 401(k) deferrals for

    By John A, April 17, 2001
    • 8 replies
    • 2.9k views
    • 
    • Richard Anderson
    • April 17, 2001

32. IRS audit - auditor requires deferral elections before work is performed

    By John Feldt ERPA CPC QPA, April 1, 2009
    • 18 replies
    • 2.9k views
    • 
    • GMK
    • April 2, 2009

33. Due Date for Deferrals for Partner

    By MarZDoates, May 7, 2002
    • 6 replies
    • 2.9k views
    • 
    • Archimage
    • May 7, 2002

34. deferral exceed comp for SE

    By Guest tracys, April 15, 2003
    • 5 replies
    • 2.9k views
    • 
    • Guest
    • April 24, 2003

35. Excess deferral question

    By Tom, September 11, 2025
    • 4 replies
    • 2.9k views
    • 
    • austin3515
    • September 12, 2025

36. In-Service Distributions at Any Age?

    By Guest Thornton, April 30, 2008
    • 14 replies
    • 2.9k views
    • 
    • Below Ground
    • May 2, 2008

37. 404(c) statement to particpants

    By Guest cculhane, December 21, 1999
    • 8 replies
    • 2.9k views
    • 
    • Kirk Maldonado
    • June 5, 2000

38. average 401(k) participation rates

    By Guest buyertoday, July 7, 2003
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • July 14, 2003

39. Related employers - NOND testing, mandatory aggregation, permissive ag

    By James Matt Ullakko, April 15, 2001
    • 4 replies
    • 2.9k views
    • 
    • James Matt Ullakko
    • April 19, 2001

40. TPA fees passed to TERM Paticipants

    By PainPA, February 10, 2012
    • 24 replies
    • 2.9k views
    • 
    • GMK
    • February 16, 2012

41. Top-paid group election and HCFE - is the following correct:

    By John A, February 4, 2000
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • February 9, 2000

42. Discretionary Match - Cut-back?

    By austin3515, June 24, 2014
    • 15 replies
    • 2.9k views
    • 
    • buckaroo
    • September 4, 2014

43. When does an employee cease being an "Employee" for plan pur

    By John A, September 20, 2000
    • 3 replies
    • 2.9k views
    • 
    • rcline46
    • September 22, 2000

44. Suspending nonelective Safe Harbor mid-year

    By perplexedbypensions, February 13, 2019
    • 7 replies
    • 2.9k views
    • 
    • RatherBeGolfing
    • February 14, 2019

45. Trustee being removed, needs to sign amendment?

    By TPApril, April 27, 2022
    • 13 replies
    • 2.9k views
    • 
    • Peter Gulia
    • April 29, 2022

46. ADP test(s) for control group

    By Richard Anderson, June 26, 2001
    • 4 replies
    • 2.9k views
    • 
    • austin3515
    • July 11, 2007

47. Terminating and successor plans

    By Guest ebpcpa, October 17, 2002
    • 6 replies
    • 2.9k views
    • 
    • KJohnson
    • August 5, 2003

48. 415 Limits with regard to non-deductible IRA contributions

    By Guest fiddler, January 23, 2005
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • January 24, 2005

49. Otherwise Excludable Employees and ADP Testing

    By EBECatty, May 27, 2021
    • 9 replies
    • 2.9k views
    • 
    • BG5150
    • May 27, 2021

50. Controlled Group

    By MGOAdmin, May 2, 2014   

    • controlled group
    • entry
    • (and 1 more)

      Tagged with:

      • controlled group
      • entry
      • eligibility
    • 6 replies
    • 2.9k views
    • 
    • LANDO
    • November 19, 2015