401(k) Plans

19,275 topics in this forum

1. Matching Contribution Allocation Rules

   By Guest jvanheyde, October 11, 2007
   • 8 replies
   • 1.9k views
   • 
   • Mike Preston
   • October 13, 2007

2. Top 20% of Employees

   By imchipbrown, March 19, 1999
   • 8 replies
   • 1.9k views
   • 
   • MWeddell
   • March 25, 1999

3. Another Roth 401(k) question

   By FJR, October 27, 2005
   • 8 replies
   • 2.1k views
   • 
   • bzorc
   • November 1, 2005

4. Optimum SE earned income for maximum annual addition

   By SMB, February 8, 2012
   • 8 replies
   • 1.3k views
   • 
   • masteff
   • February 9, 2012

5. |Cash vs 401k

   By 52626, August 16, 2023
   • 8 replies
   • 753 views
   • 
   • Roycal
   • August 18, 2023

6. safe harbor 4k plans

   By Guest DNH, May 14, 2009
   • 8 replies
   • 1.2k views
   • 
   • Guest
   • May 31, 2009

7. Bonuses excluded from plan compensation - for 20+ years

   By M Norton, January 3, 2020   

   • operational error
   • failure to follow plan document
   • 8 replies
   • 1.8k views
   • 
   • Cardscrazy
   • March 20, 2020

8. May Job switchers get Multiple Limits?

   By Guest JurisPrude, June 22, 2005
   • 8 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • June 24, 2005

9. electronic 401(k) enrollment

   By lexi, December 5, 2006
   • 8 replies
   • 1.4k views
   • 
   • RCK
   • December 7, 2006

10. Top Heavy Testing Questions

    By Guest KD40, September 18, 2002
    • 8 replies
    • 1.6k views
    • 
    • kocak
    • September 19, 2002

11. Failing gateway test but passing rate groups and ABT

    By Pixie, February 2, 2018   

    • gateway
    • cross testing
    • 8 replies
    • 1.5k views
    • 
    • BG5150
    • February 5, 2018

12. reduce compensation to offset match

    By WCC, May 15, 2018
    • 8 replies
    • 1.8k views
    • 
    • Luke Bailey
    • May 16, 2018

13. Shopping for a new 401(k) program

    By Guest JSinbad, October 30, 1998
    • 8 replies
    • 2.3k views
    • 
    • Guest
    • November 9, 1998

14. Contribution up to 100 % of comp?

    By SSRRS, September 13, 2022
    • 8 replies
    • 877 views
    • 
    • Lou S.
    • September 16, 2022

15. Reporting of Late Deposits on form 5500

    By Nic Pospiech, August 25
    • 8 replies
    • 684 views
    • 
    • Nic Pospiech
    • August 26

16. Calculating Matching on Catchups Each Payroll

    By Guest stormfrog2000, January 23, 2006
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • February 6, 2006

17. Participant communication: nervous Nellies or not?

    By Guest erisafried, May 24, 2005
    • 8 replies
    • 1.9k views
    • 
    • david rigby
    • May 25, 2005

18. termination distn fees

    By Guest billy bong, June 22, 2001
    • 8 replies
    • 2.2k views
    • 
    • Guest
    • July 3, 2001

19. New single member 401(k) for 2020, Still time?

    By K-t-F, August 19, 2021
    • 8 replies
    • 624 views
    • 
    • Ilene Ferenczy
    • August 20, 2021

20. Statements for Terminated Unvested Participants

    By metsfan026, April 20, 2022
    • 8 replies
    • 842 views
    • 
    • Lou S.
    • April 20, 2022

21. Highly comp only putting after tax money, testing required?

    By Guest Kim S., March 21, 2002
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • March 22, 2002

22. Entry Dte

    By DTH, May 25, 2005
    • 8 replies
    • 2.9k views
    • 
    • rcline46
    • May 26, 2005

23. How Late is Too Late To Adopt a Non-SH 401(k)?

    By ERISA1, December 10, 2010
    • 8 replies
    • 1.8k views
    • 
    • Bird
    • December 14, 2010

24. 5500 disclosure

    By Guest oxdougw, August 25, 2003
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • August 25, 2003

25. Profit Sharing to encourage more participation?

    By Gilmore, September 17, 2020
    • 8 replies
    • 1.1k views
    • 
    • Gilmore
    • September 17, 2020

26. Special HCE Elective Deferral Eligibility Requirement for Safe Harbor 401(k) Plan

    By KMMB, April 19, 2021
    • 8 replies
    • 1.2k views
    • 
    • BG5150
    • April 21, 2021

27. 2005 401(k) Plan in 2006

    By Guest jetfaninmn, January 24, 2006
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • January 25, 2006

28. Invalid Beneficiary Designation Form

    By Guest Thornton, April 18, 2008
    • 8 replies
    • 7.7k views
    • 
    • Peter Gulia
    • April 25, 2008

29. how far past 12/31 can a sole prop make 401(k) contributions?

    By Guest dubya, April 14, 2004
    • 8 replies
    • 1.6k views
    • 
    • mbozek
    • April 16, 2004

30. 401(a)(4) Testing

    By Guest LCOLLINS, May 9, 2006
    • 8 replies
    • 2.8k views
    • 
    • Mike Preston
    • May 9, 2006

31. 401(k) Match Reduction

    By Guest IraSue, March 20, 2007
    • 8 replies
    • 2k views
    • 
    • JanetM
    • March 22, 2007

32. New 401(k) Plan for Old Plan after asset transfer

    By cohendrake, July 12, 2017   

    • termination
    • 8 replies
    • 1.2k views
    • 
    • ESOP Guy
    • July 17, 2017

33. Eligibility for Certain Employee

    By TPA Bob, July 30, 2019   

    • eligibility
    • 8 replies
    • 1.3k views
    • 
    • loserson
    • August 5, 2019

34. PA withholding on 401(k) contribs

    By HarleyBabe, July 23, 2012
    • 8 replies
    • 7.5k views
    • 
    • mbozek
    • July 24, 2012

35. Beneficiary Designation

    By Jilliandiz, May 10, 2006
    • 8 replies
    • 2.1k views
    • 
    • ERISAnut
    • May 10, 2006

36. Highly Compensated

    By MBCarey, September 11, 2008
    • 8 replies
    • 1.6k views
    • 
    • BG5150
    • October 3, 2008

37. Excess Deferral Roth

    By Brenda Wren, April 20, 2021
    • 8 replies
    • 1.5k views
    • 
    • Luke Bailey
    • May 14, 2021

38. Correcting 401(k) Deferrals That Went in As Ordinary Instead of Roth

    By 401 Chaos, January 10, 2011
    • 8 replies
    • 7.7k views
    • 
    • DMcGovern
    • January 14, 2011

39. Mistake - Deferral put into IRA

    By Pammie57, December 11, 2017
    • 8 replies
    • 1.1k views
    • 
    • Pammie57
    • December 15, 2017

40. ADP - changing methods

    By Dawn Hafner, September 23, 1998
    • 8 replies
    • 2.3k views
    • 
    • Guest
    • November 17, 1998

41. Any statutory rule against one-year hold-out from 401(k) deferrals for

    By John A, April 17, 2001
    • 8 replies
    • 2.9k views
    • 
    • Richard Anderson
    • April 17, 2001

42. Real Estate...PT ?

    By K-t-F, December 20, 2004
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • December 27, 2004

43. Plan compensation defined per A.A.

    By Lori H, September 18, 2013
    • 8 replies
    • 2.8k views
    • 
    • rcline46
    • September 19, 2013

44. Use of Discretionary Match in safe harbor 401(k)

    By chris, September 13, 2001
    • 8 replies
    • 2.3k views
    • 
    • Tom Poje
    • September 14, 2001

45. 415 limits

    By Guest johng44, October 9, 2002
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • October 11, 2002

46. safe harbor 3% non-elective 401(k) deduction limits

    By Guest Mike Kimball, December 29, 1999
    • 8 replies
    • 3.2k views
    • 
    • Tom Poje
    • February 24, 2003

47. Top Paid Group

    By Guest elang, May 25, 2010
    • 8 replies
    • 3k views
    • 
    • Guest
    • May 26, 2010

48. 409A

    By Belgarath, January 9, 2020
    • 8 replies
    • 2.2k views
    • 
    • Luke Bailey
    • February 25, 2020

49. Amend vesting

    By jkharvey, January 11, 2011
    • 8 replies
    • 5.2k views
    • 
    • Guest
    • January 12, 2011

50. 1% owner for key employee

    By nancy, April 7, 1999
    • 8 replies
    • 3.9k views
    • 
    • Dan
    • April 9, 1999