401(k) Plans

19,275 topics in this forum

1. Section 415 Limits and refunds on earnings

   By Dominic, March 3
   • 8 replies
   • 1.5k views
   • 
   • Dominic
   • March 13

2. Life insurance investment

   By Dan, November 7, 2006
   • 8 replies
   • 2.3k views
   • 
   • SteveH
   • November 10, 2006

3. Is a 5330 Necessary If Late Deposit of Deferrals Is Corrected Under VFC?

   By Übernerd, June 17, 2013   

   • 5330
   • VFCP
   • (and 1 more)

     Tagged with:

     • 5330
     • VFCP
     • PTE 2002-51
   • 8 replies
   • 5.4k views
   • 
   • jim241
   • December 15, 2020

4. Assignment Issue? Forgoing Match By Receiving Student Loan Assistance

   By erisa parrot, October 20, 2017
   • 8 replies
   • 1.4k views
   • 
   • Luke Bailey
   • October 23, 2017

5. Can a Safe Harbor 401(k) plan exclude a class of employees

   By katieinny, June 18, 2009
   • 8 replies
   • 13k views
   • 
   • Guest
   • June 19, 2009

6. 1099 for Excess Contribution

   By Rob P, March 3, 2010
   • 8 replies
   • 2.4k views
   • 
   • Tom Poje
   • March 8, 2010

7. Ineligible Employee defers during the plan year

   By JKW, February 13, 2013
   • 8 replies
   • 7.5k views
   • 
   • Kevin C
   • February 22, 2013

8. Match different for 2 parts of the year

   By Jim Chad, July 31, 2015
   • 8 replies
   • 1.1k views
   • 
   • Jim Chad
   • August 5, 2015

9. VFCP Program

   By austin3515, March 30, 2017
   • 8 replies
   • 1.1k views
   • 
   • austin3515
   • April 3, 2017

10. 402(g) excess for partner

    By R. Butler, September 12, 2017
    • 8 replies
    • 1.1k views
    • 
    • Tom Poje
    • September 14, 2017

11. Employee Deferrals incorrectly invested

    By Guest stevena1, June 15, 2006
    • 8 replies
    • 2k views
    • 
    • Dan
    • June 23, 2006

12. Relying on Social Security Administration decision about disability

    By Peter Gulia, December 20, 2016   

    • claims procedure; disability
    • 8 replies
    • 1.5k views
    • 
    • hr for me
    • December 21, 2016

13. 401(k) loans

    By Guest rfopiano, August 4, 2001
    • 8 replies
    • 2.4k views
    • 
    • Jon Chambers
    • August 9, 2001

14. Failure to contribute SH 3%

    By Brenda Wren, May 26, 2010
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • May 27, 2010

15. Amend Plan Entry Dates

    By austin3515, December 16, 2014
    • 8 replies
    • 2.3k views
    • 
    • austin3515
    • December 16, 2014

16. 401(k) Contribution Due Date - Over 100 Plan Participants

    By Stash026, November 16, 2020
    • 8 replies
    • 1k views
    • 
    • acm_acm
    • November 19, 2020

17. Corrective allocations a fiduciary issue?

    By Guest, December 12, 2000
    • 8 replies
    • 2k views
    • 
    • Jon Chambers
    • December 14, 2000

18. catch up contributions

    By Guest lindamichals, December 23, 2002
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • June 18, 2003

19. Margin purchases and short sales.

    By Guest Thornton, January 3, 2002
    • 8 replies
    • 3.5k views
    • 
    • Guest
    • January 8, 2002

20. Participant Loan Age Limit

    By austin3515, August 26, 2003
    • 8 replies
    • 1.7k views
    • 
    • austin3515
    • August 29, 2003

21. Looking for advice- 401(k) plan with several employees having post-tax balance...

    By Guest jhilliard, May 6, 2004
    • 8 replies
    • 1.2k views
    • 
    • Harwood
    • May 7, 2004

22. Restatements and Protected Benefits

    By Gadgetfreak, September 5, 2014   

    • Restatements
    • Protected Benefits
    • 8 replies
    • 3.9k views
    • 
    • Lou S.
    • September 5, 2014

23. Termination date for plan sponsor involved in asset sale

    By cpc0506, October 25, 2018
    • 8 replies
    • 1.8k views
    • 
    • cpc0506
    • October 27, 2018

24. Amending the Profit Sharing feature of a SH Plan

    By Barbara, October 25, 2018
    • 8 replies
    • 3.8k views
    • 
    • Kevin C
    • October 31, 2018

25. Taking over a Plan with excess contributions

    By Guest tbt, September 17, 2001
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • September 20, 2001

26. Age-weighted PSP in Floor/offset

    By Guest Ddalk, April 25, 2003
    • 8 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • April 29, 2003

27. Strange match request

    By Guest JPIngold, December 4, 2012
    • 8 replies
    • 1.5k views
    • 
    • Jim Chad
    • December 4, 2012

28. How to Eliminate In-Service Distributions in 401(k) in a Merger?

    By Guest woodchuck, April 22, 2008
    • 8 replies
    • 3.4k views
    • 
    • BG5150
    • April 25, 2008

29. Past Service

    By k man, February 26, 2008
    • 8 replies
    • 2.3k views
    • 
    • Mike Preston
    • February 27, 2008

30. QNEC Testing

    By justatester, December 4, 2012
    • 8 replies
    • 2.5k views
    • 
    • justatester
    • December 6, 2012

31.  If SH is removed mid-year due to acquisition, do SH provisions apply for that year and you don't need to worry about ADP testing?

    By Chris123, April 27, 2021
    • 8 replies
    • 1.6k views
    • 
    • Chris123
    • April 29, 2021

32. Lifetime Income Illustration Formula

    By JOH, August 25, 2021
    • 8 replies
    • 2.8k views
    • 
    • 401king
    • February 25, 2022

33. Receiving comission on your own plan?

    By Guest Rexx, September 2, 2004
    • 8 replies
    • 3.2k views
    • 
    • Guest
    • September 4, 2004

34. Current year testing vs. prior year

    By FJR, June 26, 2001
    • 8 replies
    • 3.6k views
    • 
    • Bob R
    • July 1, 2001

35. Catch up limits for low paid participants

    By pbarrett, March 20, 2003
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • March 21, 2003

36. SSA locates missing participant

    By CLE401kGuy, May 28, 2014
    • 8 replies
    • 1.4k views
    • 
    • austin3515
    • June 16, 2014

37. 410b issue in a controlled group?

    By AlbanyConsultant, February 16, 2013
    • 8 replies
    • 1.8k views
    • 
    • Mike Preston
    • February 19, 2013

38. RMD to a younger spouse beneficiary

    By Below Ground, September 8, 2014
    • 8 replies
    • 1.5k views
    • 
    • GMK
    • September 8, 2014

39. Eligibility related

    By Jakyasar, December 22, 2021
    • 8 replies
    • 1.1k views
    • 
    • Bri
    • December 23, 2021

40. Omitted employee's contribution for last year and 8 months. How do we handle this?

    By Guest Dave Flora, September 2, 2004
    • 8 replies
    • 1.9k views
    • 
    • RCK
    • September 3, 2004

41. Employer Contributions - Timing of Deposits

    By Gadgetfreak, August 18, 2010
    • 8 replies
    • 3.9k views
    • 
    • ESOP Guy
    • February 21, 2011

42. Limit HCE's to 4% of pay

    By Jim Chad, June 19, 2013
    • 8 replies
    • 1.7k views
    • 
    • Tom Poje
    • June 20, 2013

43. HCE-only Discretionary Match with NHCE-only Safe Harbor

    By Plan Doc, November 18, 2020
    • 8 replies
    • 1.7k views
    • 
    • Plan Doc
    • November 20, 2020

44. Is there a reason to prefer a Roth IRA over a Roth 401(k)?

    By Peter Gulia, December 26, 2023
    • 8 replies
    • 1.1k views
    • 
    • Belgarath
    • January 4, 2024

45. BRF - Match Formula

    By Gilmore, January 19, 2016
    • 8 replies
    • 2.3k views
    • 
    • Gilmore
    • January 20, 2016

46. Plan Sponsor Reimbursement from Forfeiture Account

    By MarZDoates, August 6, 2019
    • 8 replies
    • 2.8k views
    • 
    • RPAS
    • August 9, 2019

47. allocation conditions for ps and match

    By pmacduff, February 18, 2014
    • 8 replies
    • 2k views
    • 
    • pmacduff
    • February 18, 2014

48. Max contributions for K1 partners

    By ratherbereading, January 14, 2020
    • 8 replies
    • 4.1k views
    • 
    • Luke Bailey
    • January 15, 2020

49. Transfer of assets to a new 401K plan provider/trustee

    By Guest B12751, January 4, 2002
    • 8 replies
    • 3.5k views
    • 
    • Jon Chambers
    • January 4, 2002

50. Safe Harbor Discontinuation

    By Guest korchnoy, February 26, 2008
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • February 27, 2008