401(k) Plans

19,332 topics in this forum

1. Non-discrimination test for merger occurring mid-year

   By Guest benefitsanalyst, April 5, 2002
   • 1 reply
   • 2.8k views
   • 
   • mbozek
   • April 8, 2002

2. ACP Refund Correction Method

   By jmartin, September 1, 2016
   • 7 replies
   • 2.8k views
   • 
   • Tom Poje
   • September 7, 2016

3. ACP prior year test w/ no prior year match

   By Guest tmills, January 26, 2010
   • 8 replies
   • 2.8k views
   • 
   • Tom Poje
   • January 28, 2010

4. Casual Labor Employees

   By Guest TLCPension, January 15, 2003
   • 6 replies
   • 2.8k views
   • 
   • Guest
   • January 15, 2003

5. Excess deferral question

   By Tom, September 11, 2025
   • 4 replies
   • 2.8k views
   • 
   • austin3515
   • September 12, 2025

6. Commission-Only Employees

   By Guest Tad77, May 20, 2009
   • 5 replies
   • 2.8k views
   • 
   • Blinky the 3-eyed Fish
   • May 26, 2009

7. Testing ACP Safe Harbor Contributions

   By Guest T-BONE, April 19, 2002
   • 5 replies
   • 2.8k views
   • 
   • Tom Poje
   • April 19, 2002

8. [Update] Excess deferral in 2017 (not corrected by April 15, 2018) with two unrelated employers/plans

   By Pxhesq, April 19, 2018   

   • 401(k)
   • excess deferral
   • 5 replies
   • 2.8k views
   • 
   • Kac1214
   • April 20, 2018

9. union employees and separate plan provisions

   By Guest Iwonder, September 2, 2011
   • 3 replies
   • 2.8k views
   • 
   • Guest
   • September 12, 2011

10. Trust EIN number questions.

    By wsp, October 24, 2002
    • 1 reply
    • 2.8k views
    • 
    • E as in ERISA
    • October 25, 2002

11. Catch up contributions for owners?

    By Guest Michael Anderson, January 24, 2002
    • 18 replies
    • 2.8k views
    • 
    • MGB
    • February 7, 2002

12. Current Availability of Benefits

    By Guest Thornton, July 23, 2002
    • 11 replies
    • 2.8k views
    • 
    • mbozek
    • July 24, 2002

13. Owner wants separate plan from union

    By Guest Bear, December 7, 2004
    • 8 replies
    • 2.8k views
    • 
    • SoCalActuary
    • December 8, 2004

14. QDRO for a Nonqualified Deferred Compensation Plan

    By Guest koolkid, November 25, 2002
    • 5 replies
    • 2.8k views
    • 
    • mbozek
    • November 26, 2002

15. Payout of participants with balance <$5,000

    By Guest wallacea, February 28, 2000
    • 7 replies
    • 2.8k views
    • 
    • K2retire
    • July 23, 2009

16. Boss sold practice in 8/15. Termination letter of 401k 4/16

    By daniellerdh05, April 29, 2016   

    • Shady 401K by employer
    • 18 replies
    • 2.8k views
    • 
    • Lou S.
    • April 29, 2016

17. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 27, 2020

18. Solo k for Sole Proprietor - Computation of Contributions for Proprietor Based on Earned Income

    By rocknrolls2, September 22, 2021
    • 13 replies
    • 2.8k views
    • 
    • Mike Preston
    • September 25, 2021

19. Can you stop and restart Safe Harbor Match Contributions the same Plan

    By Guest UKH, January 4, 2001
    • 1 reply
    • 2.8k views
    • 
    • wmyer
    • January 4, 2001

20. Eligibility for A Participant Working Remotely Out of the US

    By metsfan026, August 29, 2025
    • 13 replies
    • 2.8k views
    • 
    • Artie M
    • September 2, 2025

21. Can you have 2 profit sharing plans under 1 employer, both of which co

    By MWeddell, December 10, 1999
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • December 10, 1999

22. 401(a)(4) Testing

    By Guest LCOLLINS, May 9, 2006
    • 8 replies
    • 2.8k views
    • 
    • Mike Preston
    • May 9, 2006

23. Administration of catch up contributions

    By Guest Diane DuFresne, February 5, 2002
    • 17 replies
    • 2.8k views
    • 
    • Guest
    • February 20, 2002

24. same desk rule in asset sale

    By Gudgergirl, June 22, 2009
    • 2 replies
    • 2.8k views
    • 
    • masteff
    • June 23, 2009

25. May a young child participate in a safe-harbor 401(k) retirement plan?

    By Peter Gulia, January 4, 2018
    • 8 replies
    • 2.8k views
    • 
    • Larry Starr
    • January 8, 2018

26. Hardship Distribution vs. Known Divorce

    By Guest Taxaholic, July 3, 2007
    • 6 replies
    • 2.8k views
    • 
    • Mike Preston
    • July 3, 2007

27. File Retention

    By Guest bernverd, June 5, 2008
    • 13 replies
    • 2.8k views
    • 
    • Guest
    • June 25, 2008

28. Mergers & Acquisitions- Merging 401(K) Plans.

    By Guest RichardLHill, February 24, 1999
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • March 5, 1999

29. 401K and Cafeteria Plans

    By Guest Lex, November 20, 2002
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • November 20, 2002

30. Changing the matching formula

    By Guest Kelly Igel, December 14, 2001
    • 3 replies
    • 2.8k views
    • 
    • RTK
    • August 29, 2002

31. Deemed Loan in 401(k) Plan

    By lisabroc, August 21, 2015
    • 16 replies
    • 2.8k views
    • 
    • lisabroc
    • August 27, 2015

32. 401k spousal consent to distribution

    By Guest mariaguzzetta, April 8, 2002
    • 0 replies
    • 2.8k views
    • 
    • Guest
    • April 8, 2002

33. eligibility

    By pmacduff, November 16, 2017
    • 9 replies
    • 2.8k views
    • 
    • Tom Poje
    • November 21, 2017

34. Completing Form 5330 for Late Deferrals

    By Guest KAGrist, October 15, 2001
    • 2 replies
    • 2.8k views
    • 
    • KJohnson
    • October 16, 2001

35. Per Stirpes Beneficiary Designation

    By sdix401k, April 23, 2019
    • 6 replies
    • 2.8k views
    • 
    • sdix401k
    • April 26, 2019

36. Key Employee definition under EGTRRA

    By Guest Jane Freeman, November 15, 2001
    • 5 replies
    • 2.8k views
    • 
    • R. Butler
    • November 16, 2001

37. Form 5500 for a Terminated- Bankrupt Plan

    By Nassau, September 14, 2010
    • 1 reply
    • 2.8k views
    • 
    • PensionPro
    • September 14, 2010

38. Plan document restatement

    By Gary, July 10, 2009
    • 3 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • July 10, 2009

39. terminate 401(k) and start up a new one

    By thepensionmaven, October 25, 2016
    • 12 replies
    • 2.8k views
    • 
    • TPAJake
    • October 28, 2016

40. What is "de minimus"?

    By K2retire, July 15, 2011
    • 9 replies
    • 2.8k views
    • 
    • austin3515
    • July 19, 2011

41. Employer contributions to a HSA made through a Section 125 plan - income for 401k plan purposes?

    By Belgarath, January 25, 2022
    • 9 replies
    • 2.8k views
    • 
    • Belgarath
    • January 28, 2022

42. Guam and other US Territories

    By justatester, May 17, 2013
    • 1 reply
    • 2.8k views
    • 
    • TPApril
    • May 17, 2017

43. Plan entry of employees when Predecessor Employer Service is counted.

    By Guest Sara H, September 20, 2001
    • 3 replies
    • 2.8k views
    • 
    • RCK
    • September 27, 2001

44. Special Tax Notice

    By austin3515, January 17, 2024
    • 12 replies
    • 2.8k views
    • 
    • Peter Gulia
    • January 17, 2024

45. Code Sec 404(a)(3) Deduction Limit - Can you count Comp of a Participa

    By Guest David Danziger, February 16, 1999
    • 6 replies
    • 2.8k views
    • 
    • PLAN MAN
    • February 18, 1999

46. SECURE - LTPT EEs - Interns?

    By doombuggy, October 25, 2023
    • 16 replies
    • 2.8k views
    • 
    • Peter Gulia
    • October 29, 2023

47. Beneficial Interest / Controlled Groups

    By austin3515, February 5, 2019
    • 9 replies
    • 2.8k views
    • 
    • PensionPro
    • February 5, 2019

48. Should disabled but working employee enroll in the 401k?

    By CFP, June 7, 2024
    • 4 replies
    • 2.8k views
    • 
    • FPGuy
    • June 11, 2024

49. S-Corp owner-only 401(k) plan, deferral deposit deadline

    By JustnERPA, December 18, 2018
    • 5 replies
    • 2.8k views
    • 
    • spiritrider
    • December 19, 2018

50. Gateway and Fail Safe Language

    By sdix401k, February 19, 2014
    • 7 replies
    • 2.8k views
    • 
    • Belgarath
    • April 18, 2014