401(k) Plans

19,319 topics in this forum

1. "Participant" definition

   By psmnlaw, October 10, 2017
   • 36 replies
   • 2.8k views
   • 
   • psmnlaw
   • October 12, 2017

2. Use of forfeitures to fund elective contributions and loan repayments in 401(k) plan

   By Luke Bailey, September 21, 2017   

   • 401(k)
   • forfeitures
   • 24 replies
   • 2.8k views
   • 
   • duckthing
   • September 27, 2017

3. Safe harbor hardship withdrawal standard

   By Guest Bud, June 24, 2002
   • 1 reply
   • 2.8k views
   • 
   • MWeddell
   • July 2, 2002

4. Union and Non-Union Plan

   By steverenner, September 19, 2016
   • 4 replies
   • 2.8k views
   • 
   • Griswold
   • September 20, 2016

5. 402h notice - sample

   By Guest A. Rostosky, December 28, 2000
   • 0 replies
   • 2.8k views
   • 
   • Guest
   • December 28, 2000

6. 401(k) to replace Simple IRA

   By Guest MrBoldman, February 7, 2005
   • 8 replies
   • 2.8k views
   • 
   • Appleby
   • February 11, 2005

7. "Bridge" loans on plan termination

   By JWK, June 15, 2000
   • 1 reply
   • 2.8k views
   • 
   • Guest
   • June 22, 2000

8. HSA Contributions - Considered Comp or Excluded

   By Guest glhotdog, March 26, 2010
   • 2 replies
   • 2.8k views
   • 
   • austin3515
   • March 27, 2010

9. Top Paid Group

   By cpc0506, September 16, 2010
   • 7 replies
   • 2.8k views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2010

10. New Blackout Notice Requirements?

    By Logan401, April 5, 2011
    • 6 replies
    • 2.8k views
    • 
    • Logan401
    • April 8, 2011

11. Excise tax for failed ADP test

    By Guest mo, April 25, 2000
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • April 25, 2000

12. Over paid distribution

    By Guest johnpetrancosta, September 13, 2005
    • 12 replies
    • 2.8k views
    • 
    • Guest
    • November 11, 2005

13. Esops And Lesops. - What Risk Do Fiduciaries Have??

    By fidu, February 5, 2002
    • 15 replies
    • 2.8k views
    • 
    • mbozek
    • February 27, 2002

14. Eligibility for A Participant Working Remotely Out of the US

    By metsfan026, August 29, 2025
    • 13 replies
    • 2.8k views
    • 
    • Artie M
    • September 2, 2025

15. TPA responsibility for late 401k deposits

    By Guest Stacey Richard, December 5, 2011
    • 6 replies
    • 2.8k views
    • 
    • Below Ground
    • December 7, 2011

16. 401K Distribution after Employment

    By Guest salford, October 16, 2001
    • 10 replies
    • 2.8k views
    • 
    • jpod
    • October 17, 2001

17. New HArdship Self Certification

    By austin3515, January 3, 2023
    • 17 replies
    • 2.8k views
    • 
    • BruceM
    • January 5, 2023

18. Catch-Up Contribution/Off-calendar Year Plan

    By BFree, December 12, 2001
    • 9 replies
    • 2.8k views
    • 
    • John A
    • December 26, 2001

19. Davis Bacon Plan/401(k) Plan

    By MarZDoates, April 16, 2013
    • 4 replies
    • 2.8k views
    • 
    • 12AX7
    • April 19, 2013

20. Prepaid elective deferrals

    By Guest esi-jht, August 22, 2006
    • 12 replies
    • 2.8k views
    • 
    • GBurns
    • August 25, 2006

21. Average Benefit Percentage Test "Testing Group" and "taken into account"

    By John Feldt ERPA CPC QPA, May 24, 2016   

    • 410(b)
    • Average Benefit Percentage
    • (and 4 more)

      Tagged with:

      • 410(b)
      • Average Benefit Percentage
      • testing group
      • coverage test
      • permissive aggregation
      • controlled group
    • 3 replies
    • 2.8k views
    • 
    • Belgarath
    • May 25, 2016

22. QNEC for plan that uses prior year testing method

    By nerd-party-administrator, March 10, 2020
    • 5 replies
    • 2.8k views
    • 
    • BG5150
    • March 13, 2020

23. HELP! Same Desk Rule Blues

    By Guest Adam1, November 7, 1998
    • 9 replies
    • 2.8k views
    • 
    • Wessex
    • November 21, 1998

24. Mid-Year Termination of Safe Harbor 401(k) Plan

    By Guest renhark, November 23, 2005
    • 0 replies
    • 2.8k views
    • 
    • Guest
    • November 23, 2005

25. Can I invest my 401k in my hedge fund?

    By Jakyasar, August 3, 2022
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 4, 2022

26. Small Business needs to set up 401(k) w/Cafeteria Plan

    By Guest ArachAmy, October 13, 1998
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • October 17, 1998

27. safe harbor match changing from payroll calc to annual

    By Santo Gold, October 24, 2007
    • 7 replies
    • 2.8k views
    • 
    • Kevin C
    • November 5, 2007

28. Non-uniform match

    By 401_noob, February 28, 2017
    • 18 replies
    • 2.8k views
    • 
    • Kevin C
    • March 3, 2017

29. Options for HCEs

    By Guest Curiousgeorge, September 10, 2013
    • 8 replies
    • 2.8k views
    • 
    • GMK
    • September 10, 2013

30. s-corp bank stock in 401k

    By Guest padmin, March 20, 2007
    • 2 replies
    • 2.8k views
    • 
    • BeckyMiller
    • April 9, 2007

31. May a young child participate in a safe-harbor 401(k) retirement plan?

    By Peter Gulia, January 4, 2018
    • 8 replies
    • 2.8k views
    • 
    • Larry Starr
    • January 8, 2018

32. 401k Loan

    By Guest jousty, November 25, 2002
    • 5 replies
    • 2.8k views
    • 
    • E as in ERISA
    • November 26, 2002

33. Inclusion in ACP test

    By rcline46, August 7, 2009
    • 6 replies
    • 2.8k views
    • 
    • MWeddell
    • August 12, 2009

34. Not withholding deferrals

    By Guest cconnell, January 19, 2007
    • 3 replies
    • 2.8k views
    • 
    • Guest
    • January 19, 2007

35. Limited Scope Audits

    By Guest Taxman, June 13, 2003
    • 10 replies
    • 2.8k views
    • 
    • Guest
    • June 21, 2003

36. Free 5500 Database

    By Guest GGSMS, November 3, 2006
    • 0 replies
    • 2.7k views
    • 
    • Guest
    • November 3, 2006

37. Safe Harbor Match Cont Count Towards Gateway

    By sdix401k, January 18, 2007
    • 2 replies
    • 2.7k views
    • 
    • Below Ground
    • January 19, 2007

38. Beneficiary Problem

    By Guest snmhanson, May 7, 2014
    • 5 replies
    • 2.7k views
    • 
    • My 2 cents
    • May 8, 2014

39. when is a deferral remittance actually considered "late"

    By M Norton, February 23, 2020
    • 11 replies
    • 2.7k views
    • 
    • Linda Wilkins
    • February 26, 2020

40. ADP refund deadline

    By Guest Lex, February 27, 2003
    • 1 reply
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • February 27, 2003

41. prefunding of profit sharing

    By wsp, March 2, 2007
    • 3 replies
    • 2.7k views
    • 
    • Belgarath
    • March 2, 2007

42. Special Tax Notice

    By austin3515, January 17, 2024
    • 12 replies
    • 2.7k views
    • 
    • Peter Gulia
    • January 17, 2024

43. Can QMACs count toward the gateway?

    By Guest Dave Peckham, April 5, 2006
    • 7 replies
    • 2.7k views
    • 
    • Belgarath
    • April 6, 2006

44. Participant Disclosure Requirements

    By Guest JMN, November 11, 2011
    • 10 replies
    • 2.7k views
    • 
    • ERISA1
    • January 12, 2012

45. Eligible Employee Omitted from 401(k). How do we fix the lost deferra

    By Guest TrustMe401k, August 8, 2000
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • August 18, 2000

46. Tax reporting of refunded contributions

    By GBurns, May 23, 2002
    • 10 replies
    • 2.7k views
    • 
    • pjkoehler
    • May 31, 2002

47. dual eligibility and top heavy

    By Guest richard j. decock, December 18, 2001
    • 4 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 20, 2001

48. Increasing participation of foreign nationals in 401(k) plans

    By Guest llerner, November 26, 1998
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • December 5, 1998

49. Can Plan Sponsor Reimburse Plan for Fees Paid?

    By JWRB, June 1, 2017
    • 5 replies
    • 2.7k views
    • 
    • QDROphile
    • June 2, 2017

50. 872-H

    By austin3515, March 27, 2014
    • 3 replies
    • 2.7k views
    • 
    • austin3515
    • March 27, 2014