401(k) Plans

19,275 topics in this forum

1. Small Business needs to set up 401(k) w/Cafeteria Plan

   By Guest ArachAmy, October 13, 1998
   • 2 replies
   • 2.7k views
   • 
   • Guest
   • October 17, 1998

2. Simple 401(k)-exclusive plan requirement

   By AndyH, April 5, 2001
   • 9 replies
   • 2.7k views
   • 
   • Appleby
   • April 9, 2001

3. 401k Plan Termination - What Notice Required?

   By waid10, February 22, 2024
   • 3 replies
   • 2.7k views
   • 
   • Bird
   • February 22, 2024

4. ERISA Recapture Accounts

   By austin3515, July 3, 2013
   • 1 reply
   • 2.7k views
   • 
   • austin3515
   • July 3, 2013

5. What does a 401k plan do when they receive a notice of rejection from

   By Guest Leonard, August 10, 2000
   • 6 replies
   • 2.7k views
   • 
   • KIP KRAUS
   • August 11, 2000

6. Beneficiary Problem

   By Guest snmhanson, May 7, 2014
   • 5 replies
   • 2.7k views
   • 
   • My 2 cents
   • May 8, 2014

7. Safe Harbor and an Annual Match - how to?

   By Guest scdgoofy, February 12, 2007
   • 11 replies
   • 2.7k views
   • 
   • 12AX7
   • February 13, 2007

8. Should a plan’s administrator require a document to prove a birth or adoption?

   By Peter Gulia, January 31, 2020   

   • secure act
   • 12 replies
   • 2.7k views
   • 
   • Peter Gulia
   • February 4, 2020

9. Loan fees in Amortization Schedule

   By Alex Daisy, January 12, 2009
   • 5 replies
   • 2.7k views
   • 
   • jpod
   • January 14, 2009

10. Merger of single employer 401(k) Plan into multiple employer 401(k)

    By Guest pensionadmin, March 10, 2002
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • March 12, 2002

11. Severance pay

    By Guest RJF, March 28, 2006
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • April 10, 2006

12. Participant loan has to be less than 50% of vested balance?

    By Guest Lin, May 8, 2009
    • 8 replies
    • 2.7k views
    • 
    • J Simmons
    • May 8, 2009

13. IRS Audit

    By John Feldt ERPA CPC QPA, January 24, 2007
    • 8 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • April 25, 2007

14. imputed income and gross up

    By k man, November 22, 2005
    • 0 replies
    • 2.7k views
    • 
    • k man
    • November 22, 2005

15. cont. to eligible key employee who worked less than 500 hours in top heavy plan

    By Lori H, January 8, 2004
    • 10 replies
    • 2.7k views
    • 
    • R. Butler
    • January 9, 2004

16. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.7k views
    • 
    • Luke Bailey
    • August 27, 2020

17. ADP test fails, refund, and subsequent deferral limits

    By Belgarath, November 18, 2005
    • 5 replies
    • 2.7k views
    • 
    • Tom Poje
    • November 22, 2005

18. Excess Profit Sharing Money's/ Can it be returned

    By sdix401k, February 24, 2004
    • 11 replies
    • 2.7k views
    • 
    • E as in ERISA
    • February 26, 2004

19. 872-H

    By austin3515, March 27, 2014
    • 3 replies
    • 2.7k views
    • 
    • austin3515
    • March 27, 2014

20. Modification of loan repayment terms

    By Guest JDL, July 15, 2003
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • July 16, 2003

21. Increasing participation of foreign nationals in 401(k) plans

    By Guest llerner, November 26, 1998
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • December 5, 1998

22. ADP/ACP testing

    By Guest Joanne Davey, March 4, 2003
    • 11 replies
    • 2.7k views
    • 
    • Tom Poje
    • September 5, 2003

23. Plan Effective Date

    By mming, October 23, 2007
    • 4 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • October 23, 2007

24. 401k Funded Business (ROBS) Exempt in Personal Bankruptcy?

    By Stephen Michael, October 31, 2019   

    • 401k
    • robs
    • (and 2 more)

      Tagged with:

      • 401k
      • robs
      • personal bankruptcy
      • exemption
    • 6 replies
    • 2.7k views
    • 
    • Larry Starr
    • November 1, 2019

25. Permissible to reduce profit sharing contribution allocation by matchi

    By John A, March 13, 2002
    • 10 replies
    • 2.7k views
    • 
    • Greg Judd
    • March 21, 2002

26. Cancelling a new loan

    By Guest msf, August 8, 2001
    • 2 replies
    • 2.7k views
    • 
    • pmacduff
    • August 9, 2001

27. Prevailing Wage Formula Structured as a Match?

    By Purplemandinga, July 27, 2018
    • 11 replies
    • 2.7k views
    • 
    • Purplemandinga
    • July 30, 2018

28. HELP! Same Desk Rule Blues

    By Guest Adam1, November 7, 1998
    • 9 replies
    • 2.7k views
    • 
    • Wessex
    • November 21, 1998

29. Can a QACA Provide for Permissible Withdrawals?

    By rocknrolls2, December 4, 2007
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • January 16, 2008

30. pro-rating limits -- company established 12/1/02, 401k plan effective

    By maverick, December 2, 2002
    • 13 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 5, 2002

31. Changing ADP test from Prior to Current Year

    By Jed Macy, March 1, 2007
    • 1 reply
    • 2.7k views
    • 
    • Tom Poje
    • March 1, 2007

32. Average Benefits Test

    By Guest guest809, January 24, 2013   

    • ABTABPT
    • coverage test
    • (and 3 more)

      Tagged with:

      • ABTABPT
      • coverage test
      • controlled group
      • merger
      • M/A
    • 1 reply
    • 2.7k views
    • 
    • ETA Consulting LLC
    • January 24, 2013

33. Increasing Loan Interest Rate

    By austin3515, March 6, 2015
    • 15 replies
    • 2.7k views
    • 
    • GMK
    • March 9, 2015

34. Reporting of Management Fees on Form 5500

    By metsfan026, May 2, 2022
    • 6 replies
    • 2.7k views
    • 
    • Nate S
    • May 3, 2022

35. "Participant" definition

    By psmnlaw, October 10, 2017
    • 36 replies
    • 2.7k views
    • 
    • psmnlaw
    • October 12, 2017

36. Deferrals Not Withheld From Pay

    By Guest ERead, November 16, 1998
    • 7 replies
    • 2.7k views
    • 
    • Guest
    • December 23, 2002

37. Failure to make timely corrective distribution for Excess Contribution

    By James Matt Ullakko, April 30, 2001
    • 7 replies
    • 2.7k views
    • 
    • James Matt Ullakko
    • May 9, 2001

38. 2004 Payroll Error

    By Guest ActuaryWannabe, January 5, 2005
    • 13 replies
    • 2.7k views
    • 
    • Guest
    • January 6, 2005

39. Last minute 401k

    By Santo Gold, December 19, 2005
    • 9 replies
    • 2.7k views
    • 
    • R. Butler
    • January 5, 2006

40. Deadline Extension

    By Guest andmik, February 26, 2003
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • February 28, 2003

41. Controlled groups and ADP/ACP testing methods

    By Guest lforesz, February 6, 2002
    • 6 replies
    • 2.7k views
    • 
    • Guest
    • February 20, 2002

42. Who are the participants "affected" by partial termination

    By Luke Bailey, August 2, 2018   

    • partial termination
    • 9 replies
    • 2.7k views
    • 
    • Luke Bailey
    • August 8, 2018

43. Union and Non-Union Plan

    By steverenner, September 19, 2016
    • 4 replies
    • 2.7k views
    • 
    • Griswold
    • September 20, 2016

44. Company Match taxable ?

    By Guest tkraynak, November 21, 2000
    • 9 replies
    • 2.7k views
    • 
    • IRC401
    • November 25, 2000

45. QNEC – Grasping at Straws

    By buckaroo, November 4, 2008
    • 10 replies
    • 2.7k views
    • 
    • fiona1
    • November 5, 2008

46. In-plan Roth: protected benefit and recordkeeping

    By Flyboyjohn, June 18, 2015
    • 1 reply
    • 2.7k views
    • 
    • Belgarath
    • June 22, 2015

47. Compensation limit and match

    By rlb64, March 1, 2005
    • 11 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2005

48. Safe Harbor 401(k) for Sole Proprietor

    By MarZDoates, January 31, 2003
    • 5 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 31, 2003

49. QNEC for plan that uses prior year testing method

    By nerd-party-administrator, March 10, 2020
    • 5 replies
    • 2.7k views
    • 
    • BG5150
    • March 13, 2020

50. Weird Participant Loans

    By austin3515, November 21, 2002
    • 17 replies
    • 2.7k views
    • 
    • Guest
    • March 21, 2003