401(k) Plans

19,319 topics in this forum

1. 401(k)(3)(F) Issue of Excluding NHCEs from ADP/ACP Test

   By Guest Edward McElroy, May 10, 1999
   • 1 reply
   • 2.4k views
   • 
   • MWeddell
   • May 11, 1999

2. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

   By metsfan026, September 16, 2025
   • 4 replies
   • 2.4k views
   • 
   • David D
   • September 17, 2025

3. Rollover (Related or Unrelated)

   By Guest jkrad, May 10, 2005
   • 1 reply
   • 2.4k views
   • 
   • WDIK
   • May 11, 2005

4. Loans options in M&A

   By udbelv1115, March 21, 2018
   • 11 replies
   • 2.4k views
   • 
   • Luke Bailey
   • March 22, 2018

5. Life Insurance

   By nancy, May 15, 2020
   • 9 replies
   • 2.4k views
   • 
   • Larry Starr
   • May 19, 2020

6. 414(S) COMPENSATION TESTING

   By Guest MCKEL, January 15, 2008
   • 4 replies
   • 2.4k views
   • 
   • AndyH
   • January 18, 2008

7. Converting two Solo 401k plans into one when you have an LLC and are self employed 

   By ill, May 12, 2023
   • 3 replies
   • 2.4k views
   • 
   • truphao
   • May 13, 2023

8. 401k plan - annual Comp limits

   By alexa, October 23, 2020
   • 10 replies
   • 2.4k views
   • 
   • Bird
   • October 26, 2020

9. discretionary contribution deposit deadline

   By Kimberly S, December 16, 2008
   • 4 replies
   • 2.4k views
   • 
   • Guest
   • December 17, 2008

10. timing of profit sharing contribution for related employers

    By k man, April 18, 2006
    • 8 replies
    • 2.4k views
    • 
    • WDIK
    • April 19, 2006

11. DOT = 12/31 Employed on Last Day of the Year?

    By BG5150, January 10, 2017
    • 3 replies
    • 2.4k views
    • 
    • Tom Poje
    • January 10, 2017

12. Company purchased. One or two discrimination tests?

    By KateSmithPA, August 15, 2001
    • 11 replies
    • 2.4k views
    • 
    • Guest
    • August 16, 2001

13. definition of compensation for 401(k) safe harbor plans

    By Guest Jane Freeman, October 7, 2004
    • 4 replies
    • 2.4k views
    • 
    • Lori Friedman
    • October 8, 2004

14. Can partners reverse deferrals after year end?

    By Spencer, June 14, 2010
    • 10 replies
    • 2.4k views
    • 
    • Spencer
    • June 23, 2010

15. Party in Interest

    By Randy Watson, July 22, 2005
    • 12 replies
    • 2.4k views
    • 
    • QDROphile
    • August 2, 2005

16. 5500 AUDIT REPORT

    By Guest JB2, February 1, 1999
    • 1 reply
    • 2.4k views
    • 
    • Guest
    • February 1, 1999

17. Partial Termination/Full termination

    By k man, November 22, 2005
    • 6 replies
    • 2.4k views
    • 
    • Kirk Maldonado
    • November 23, 2005

18. 402(g) Exceeded - Gain/Loss

    By Vlad401k, September 21, 2015
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 21, 2015

19. 5500 Due Date

    By Guest Jeff P, July 23, 1999
    • 10 replies
    • 2.4k views
    • 
    • John A
    • September 20, 1999

20. Recordkeeping Fees

    By Kent, May 16, 2015   

    • Fees
    • 8 replies
    • 2.4k views
    • 
    • ESOP Guy
    • May 18, 2015

21. Search Firms-Missing Participants

    By Guest MEWilson, October 31, 2005
    • 9 replies
    • 2.4k views
    • 
    • RCK
    • November 2, 2005

22. Safe Harbor match & top heavy

    By Santo Gold, March 2, 2006
    • 3 replies
    • 2.4k views
    • 
    • Leopurrd
    • March 2, 2006

23. A question about excluding participants from ACP Test.

    By Guest, February 9, 2001
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • February 12, 2001

24. 404a5 Fee Disclosures

    By CLE401kGuy, April 11, 2014
    • 5 replies
    • 2.4k views
    • 
    • Peter Gulia
    • April 14, 2014

25. 100% deferral leads to $0 paycheck

    By WCC, July 31, 2014
    • 6 replies
    • 2.4k views
    • 
    • masteff
    • August 1, 2014

26. Family Attribution Rules - Grandkids

    By metsfan026, August 31, 2022
    • 5 replies
    • 2.4k views
    • 
    • ESOP Guy
    • September 1, 2022

27. ACP test for some Safe Harbor Plans

    By Guest ERIC STRAND, February 25, 2004
    • 1 reply
    • 2.4k views
    • 
    • Tom Poje
    • February 25, 2004

28. Plan Administrator for 401(k) Plan

    By metsfan026, March 6, 2025
    • 5 replies
    • 2.4k views
    • 
    • Pam Shoup
    • March 7, 2025

29. 401(k) with QJ&SA normal form

    By Guest braindead, June 5, 2009
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • June 7, 2009

30. short plan year and entry dates

    By Guest mk2308, August 25, 2004
    • 6 replies
    • 2.4k views
    • 
    • rcline46
    • August 26, 2004

31. Can a plan require participants to work 1000 hours in six months?

    By Dan, January 13, 2005
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • January 13, 2005

32. Match and Top Heavy Minimum

    By austin3515, September 20, 2010
    • 14 replies
    • 2.4k views
    • 
    • austin3515
    • September 21, 2010

33. Poor Communication by Previous Employer Causes Great Losses to Persona

    By Guest Dan E., September 27, 2000
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • September 28, 2000

34. Employer Contributions

    By MARYMM, June 21, 2006
    • 9 replies
    • 2.4k views
    • 
    • austin3515
    • June 22, 2006

35. Auditors please help -audit of previously unaudited plan

    By Guest LisaPA, October 3, 2001
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • October 5, 2001

36. Mandatory Arbitration In Pension Plans

    By Randy Watson, March 16, 2005
    • 3 replies
    • 2.4k views
    • 
    • KJohnson
    • March 16, 2005

37. Terminating Safe Harbor Non-Elective Plan Mid-Year

    By Vlad401k, January 2, 2024
    • 2 replies
    • 2.4k views
    • 
    • Lou S.
    • January 3, 2024

38. 414(s) compensation & short term disability

    By MoShawn, April 3, 2009
    • 1 reply
    • 2.4k views
    • 
    • Guest
    • April 20, 2009

39. LLC Taxed as a Partnership - Prefunding Contributions

    By emmetttrudy, March 28, 2011
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • June 16, 2011

40. Am I over analyzing?

    By wsp, May 16, 2006
    • 7 replies
    • 2.4k views
    • 
    • wsp
    • May 18, 2006

41. Deadline for amending plan document to switch current / prior year ADP

    By MWeddell, April 15, 2002
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • October 20, 2004

42. Self Employment Income determination

    By Rose, September 11, 2023
    • 8 replies
    • 2.4k views
    • 
    • Zinco
    • August 5, 2025

43. EACA - Increase Default Percentage

    By Gilmore, March 25, 2021
    • 6 replies
    • 2.4k views
    • 
    • Gilmore
    • April 1, 2021

44. Payment of Death Benefits to Foreign National

    By Guest Cliff Langwith, December 27, 2005
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • December 28, 2005

45. participant mistakenly elected to defer too much

    By Scuba 401, July 18, 2013
    • 13 replies
    • 2.4k views
    • 
    • ForksnKnives
    • July 22, 2013

46. Feel like I'm getting played

    By Berto, June 3, 2024
    • 2 replies
    • 2.4k views
    • 
    • Luke Bailey
    • June 4, 2024

47. Safe Harbor Non Elective Contribution

    By Alex Daisy, December 16, 2008
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • December 17, 2008

48. ADP Refunds

    By 401_noob, March 11, 2016   

    • ADP
    • 3 replies
    • 2.4k views
    • 
    • 401_noob
    • March 16, 2016

49. Profit Sharing receivable in determining top heavy status.

    By R. Butler, March 15, 2001
    • 4 replies
    • 2.4k views
    • 
    • R. Butler
    • March 16, 2001

50. Removing True Up mid year from Safe Harbor Plan

    By 52626, May 13, 2019
    • 3 replies
    • 2.4k views
    • 
    • Below Ground
    • May 14, 2019