401(k) Plans

19,275 topics in this forum

1. Safe Harbor Notice

   By Guest Xiomara914, November 17, 2006
   • 7 replies
   • 3.3k views
   • 
   • Bird
   • November 22, 2006

2. Excess contributions & fed tax withholding

   By SusanKD, February 17, 2010
   • 7 replies
   • 3k views
   • 
   • GMK
   • February 26, 2010

3. Rollover/Transfer of 401K Funds

   By Guest John P., May 29, 2013   

   • 401K rollovers
   • direct 401k transfers
   • (and 1 more)

     Tagged with:

     • 401K rollovers
     • direct 401k transfers
     • IRS rollover documentation
   • 7 replies
   • 4.6k views
   • 
   • Appleby
   • June 3, 2013

4. Independent contractor medical practice

   By R. Butler, November 15, 2017
   • 7 replies
   • 1.8k views
   • 
   • Belgarath
   • November 17, 2017

5. Terminating and establishing a new 401k plan

   By Guest WBrown, June 29, 1999
   • 7 replies
   • 14.2k views
   • 
   • richard
   • July 2, 1999

6. Terminating 401K Plan

   By Guest NJCompany, June 18, 2002
   • 7 replies
   • 3.1k views
   • 
   • mbozek
   • June 19, 2002

7. Availability of Different Rates of Match

   By Guest merlin, April 14, 2003
   • 7 replies
   • 1.9k views
   • 
   • MWeddell
   • April 15, 2003

8. Which fees can be charged to participants?

   By Guest TBene, January 27, 1999
   • 7 replies
   • 2.9k views
   • 
   • Wessex
   • January 28, 1999

9. Control Group issue

   By MaryM, October 27, 2010
   • 7 replies
   • 1.4k views
   • 
   • MaryM
   • October 27, 2010

10. 4% minimum deferral rate

    By justanotheradmin, December 9, 2019
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • December 10, 2019

11. safe harbor notice - non elective

    By k man, November 29, 2001
    • 7 replies
    • 2.2k views
    • 
    • KJohnson
    • November 30, 2001

12. qualifications for employers.....

    By Guest SprinklerGuy, March 3, 2004
    • 7 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 3, 2004

13. Hardship Withdrawal

    By Guest M.A., April 25, 2006
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 26, 2006

14. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 3.5k views
    • 
    • austin3515
    • March 8, 2018

15. Combine plans for coverage

    By Jim Chad, August 9, 2018
    • 7 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 10, 2018

16. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.7k views
    • 
    • Luke Bailey
    • August 27, 2020

17. Match On Total before or after flex deductions

    By Guest veditasse, April 7, 2008
    • 7 replies
    • 1.3k views
    • 
    • GMK
    • April 11, 2008

18. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 991 views
    • 
    • Lou S.
    • February 4, 2021

19. Plan entry dates

    By Guest KWarren, December 13, 2002
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • December 16, 2002

20. simple participant loan question

    By Brenda Wren, January 23, 2003
    • 7 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • January 24, 2003

21. Safe Harbor Plan

    By John Feldt ERPA CPC QPA, July 29, 2008
    • 7 replies
    • 2k views
    • 
    • justatester
    • August 1, 2008

22. Sole Prop - 25% PS and max deferral

    By tjw572, August 14, 2017   

    • sole prop
    • catchup
    • 7 replies
    • 1.2k views
    • 
    • Earl
    • August 15, 2017

23. Repay 401K loan with in 5 year term

    By Andy Daniels, August 9, 2018   

    • loan repay
    • amend tax return
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 14, 2018

24. Using Negative Contributions to Correct Excess Deferrals

    By 401 Chaos, November 19, 2018
    • 7 replies
    • 3.7k views
    • 
    • CJ Allen
    • November 20, 2018

25. What are the difficulties with 60-something catch-up elective deferrals?

    By Peter Gulia, December 23, 2022
    • 7 replies
    • 806 views
    • 
    • Peter Gulia
    • January 1, 2023

26. Participant Loans - Terminated EE's

    By MBCarey, April 18, 2002
    • 7 replies
    • 2.6k views
    • 
    • Earl
    • April 19, 2002

27. Ex Wives and beneficiary

    By Guest dulan, January 19, 2007
    • 7 replies
    • 3.5k views
    • 
    • Guest
    • January 23, 2007

28. IRA and 401k

    By Gadgetfreak, April 5, 2012
    • 7 replies
    • 1.4k views
    • 
    • K2retire
    • April 5, 2012

29. death of beneficiary

    By Jennifer D., August 28, 2013
    • 7 replies
    • 3.3k views
    • 
    • masteff
    • August 29, 2013

30. plan design help

    By wsp, September 26, 2005
    • 7 replies
    • 1.5k views
    • 
    • jquazza
    • September 28, 2005

31. Avoiding(?) True-ups on Catch-Ups in Safe Harbor Plan?

    By Guest EEC1, August 28, 2009
    • 7 replies
    • 1.8k views
    • 
    • GMK
    • August 28, 2009

32. Pending Divorce; Form Standing Order, No QDRO

    By ERISAlaw, March 24, 2020
    • 7 replies
    • 2k views
    • 
    • QDROphile
    • March 25, 2020

33. Incorrect deferals and Match

    By Guest kelly9522, February 20, 2003
    • 7 replies
    • 1.4k views
    • 
    • E as in ERISA
    • February 24, 2003

34. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.6k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

35. Compensation for ADP/ACP Test

    By pam@bbm, March 6, 2018
    • 7 replies
    • 5.2k views
    • 
    • Tom Poje
    • March 9, 2018

36. Mid year SH amendment changing from plan year to per payroll

    By Belgarath, June 23, 2020
    • 7 replies
    • 2k views
    • 
    • Belgarath
    • June 25, 2020

37. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 1.8k views
    • 
    • Luke Bailey
    • February 4, 2021

38. Does wife become a Key Employee if she is not an employee at the time

    By Earl, March 15, 2001
    • 7 replies
    • 2k views
    • 
    • Earl
    • March 16, 2001

39. AE Mandate

    By MATRIX, July 30
    • 7 replies
    • 1.9k views
    • 
    • MATRIX
    • July 30

40. Safe Harbor 3% Non-elective with Match

    By Guest PensionHelpers, January 13, 2004
    • 7 replies
    • 1.7k views
    • 
    • chris
    • February 5, 2004

41. Forfeiture Account Incorrectly Used

    By Guest koo, January 20, 2010
    • 7 replies
    • 1.9k views
    • 
    • austin3515
    • January 21, 2010

42. Payroll Deferral Election Changes

    By Gadgetfreak, June 17, 2011
    • 7 replies
    • 5.1k views
    • 
    • Guest
    • June 20, 2011

43. Taxes and Roth 401k Contributions

    By Zooey72, March 23, 2021
    • 7 replies
    • 1.7k views
    • 
    • Mike Preston
    • March 25, 2021

44. Aggressive Discretionary Matching Formula

    By metsfan026, April 2
    • 7 replies
    • 1k views
    • 
    • metsfan026
    • April 4

45. Original 401k adoption agreement from 2001 signed but not dated

    By Guest usafa89, April 19, 2013   

    • IRS audit cap
    • 7 replies
    • 3k views
    • 
    • Guest
    • May 13, 2013

46. For a merger of 401(k) plans, do you like December 31 or January 1

    By Peter Gulia, June 18, 2014
    • 7 replies
    • 3.3k views
    • 
    • anspai
    • March 29, 2015

47. How do you determine who is in the top-paid group?

    By Guest Tara Curran, September 14, 2000
    • 7 replies
    • 23.8k views
    • 
    • david rigby
    • September 15, 2000

48. Participant Opts Out!

    By Jilliandiz, October 18, 2005
    • 7 replies
    • 2.1k views
    • 
    • WDIK
    • October 20, 2005

49. 401k plan loan interest

    By Guest fender5150, August 2, 2007
    • 7 replies
    • 2.2k views
    • 
    • masteff
    • August 10, 2007

50. SIMPLE to 401K Mid-Year Question

    By Guest 401kguy, August 31, 2007
    • 7 replies
    • 1.7k views
    • 
    • CTipper
    • September 16, 2007