401(k) Plans

19,321 topics in this forum

1. Forfeiture of Matching Contributions Due to Failed ADP Test

   By Guest Lentils, November 11, 2014
   • 7 replies
   • 6.4k views
   • 
   • Tom Poje
   • March 14, 2016

2. Rehires and Rule of Parity

   By Towanda, September 18, 2023
   • 7 replies
   • 2.6k views
   • 
   • Towanda
   • September 21, 2023

3. Excess Deferral

   By mmustafa, March 2, 2018
   • 7 replies
   • 1.5k views
   • 
   • Tom Poje
   • March 7, 2018

4. Can you exclude refunded deferrals from account balances for calculati

   By Guest pension222, April 26, 2001
   • 7 replies
   • 2.6k views
   • 
   • Medusa
   • April 30, 2001

5. Plan Sponsor's cost reduction

   By Guest Iwonder, December 16, 2009
   • 7 replies
   • 1.3k views
   • 
   • cpc0506
   • December 20, 2009

6. Negative Assets?

   By 415 Limit, April 14, 2010
   • 7 replies
   • 1.5k views
   • 
   • Ron Snyder
   • April 16, 2010

7. Profit Share Contribution

   By coleboy, January 12, 2018
   • 7 replies
   • 1.7k views
   • 
   • coleboy
   • January 12, 2018

8. EPCRS Retro Amendment for HCE

   By austin3515, March 2, 2017
   • 7 replies
   • 1.1k views
   • 
   • CuseFan
   • March 3, 2017

9. Compensation Limit- Contributions Post Tax

   By coleboy, February 1, 2021
   • 7 replies
   • 1.7k views
   • 
   • Luke Bailey
   • February 2, 2021

10. plan with no value - how to complete 5500-EZ?

    By AlbanyConsultant, September 20, 2024
    • 7 replies
    • 1k views
    • 
    • Ecianas
    • September 28, 2024

11. Too easy or too difficult?

    By Guest Emiman, November 11, 2005
    • 7 replies
    • 1.7k views
    • 
    • E as in ERISA
    • November 14, 2005

12. missing plan participants

    By Guest Rockford, April 17, 2002
    • 7 replies
    • 2k views
    • 
    • mbozek
    • April 21, 2002

13. Safe Harbor Notice

    By Guest Xiomara914, November 17, 2006
    • 7 replies
    • 3.3k views
    • 
    • Bird
    • November 22, 2006

14. Excess contributions & fed tax withholding

    By SusanKD, February 17, 2010
    • 7 replies
    • 3.1k views
    • 
    • GMK
    • February 26, 2010

15. Rollover/Transfer of 401K Funds

    By Guest John P., May 29, 2013   

    • 401K rollovers
    • direct 401k transfers
    • (and 1 more)

      Tagged with:

      • 401K rollovers
      • direct 401k transfers
      • IRS rollover documentation
    • 7 replies
    • 4.9k views
    • 
    • Appleby
    • June 3, 2013

16. Independent contractor medical practice

    By R. Butler, November 15, 2017
    • 7 replies
    • 1.8k views
    • 
    • Belgarath
    • November 17, 2017

17. Terminating and establishing a new 401k plan

    By Guest WBrown, June 29, 1999
    • 7 replies
    • 14.4k views
    • 
    • richard
    • July 2, 1999

18. Terminating 401K Plan

    By Guest NJCompany, June 18, 2002
    • 7 replies
    • 3.1k views
    • 
    • mbozek
    • June 19, 2002

19. Availability of Different Rates of Match

    By Guest merlin, April 14, 2003
    • 7 replies
    • 2k views
    • 
    • MWeddell
    • April 15, 2003

20. Which fees can be charged to participants?

    By Guest TBene, January 27, 1999
    • 7 replies
    • 2.9k views
    • 
    • Wessex
    • January 28, 1999

21. Control Group issue

    By MaryM, October 27, 2010
    • 7 replies
    • 1.4k views
    • 
    • MaryM
    • October 27, 2010

22. 4% minimum deferral rate

    By justanotheradmin, December 9, 2019
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • December 10, 2019

23. safe harbor notice - non elective

    By k man, November 29, 2001
    • 7 replies
    • 2.2k views
    • 
    • KJohnson
    • November 30, 2001

24. qualifications for employers.....

    By Guest SprinklerGuy, March 3, 2004
    • 7 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 3, 2004

25. Hardship Withdrawal

    By Guest M.A., April 25, 2006
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 26, 2006

26. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 3.6k views
    • 
    • austin3515
    • March 8, 2018

27. Combine plans for coverage

    By Jim Chad, August 9, 2018
    • 7 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 10, 2018

28. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 27, 2020

29. Match On Total before or after flex deductions

    By Guest veditasse, April 7, 2008
    • 7 replies
    • 1.3k views
    • 
    • GMK
    • April 11, 2008

30. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1k views
    • 
    • Lou S.
    • February 4, 2021

31. Plan entry dates

    By Guest KWarren, December 13, 2002
    • 7 replies
    • 2k views
    • 
    • Guest
    • December 16, 2002

32. simple participant loan question

    By Brenda Wren, January 23, 2003
    • 7 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • January 24, 2003

33. Safe Harbor Plan

    By John Feldt ERPA CPC QPA, July 29, 2008
    • 7 replies
    • 2k views
    • 
    • justatester
    • August 1, 2008

34. Sole Prop - 25% PS and max deferral

    By tjw572, August 14, 2017   

    • sole prop
    • catchup
    • 7 replies
    • 1.2k views
    • 
    • Earl
    • August 15, 2017

35. Repay 401K loan with in 5 year term

    By Andy Daniels, August 9, 2018   

    • loan repay
    • amend tax return
    • 7 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 14, 2018

36. Using Negative Contributions to Correct Excess Deferrals

    By 401 Chaos, November 19, 2018
    • 7 replies
    • 3.8k views
    • 
    • CJ Allen
    • November 20, 2018

37. What are the difficulties with 60-something catch-up elective deferrals?

    By Peter Gulia, December 23, 2022
    • 7 replies
    • 841 views
    • 
    • Peter Gulia
    • January 1, 2023

38. Participant Loans - Terminated EE's

    By MBCarey, April 18, 2002
    • 7 replies
    • 2.7k views
    • 
    • Earl
    • April 19, 2002

39. Ex Wives and beneficiary

    By Guest dulan, January 19, 2007
    • 7 replies
    • 3.6k views
    • 
    • Guest
    • January 23, 2007

40. IRA and 401k

    By Gadgetfreak, April 5, 2012
    • 7 replies
    • 1.4k views
    • 
    • K2retire
    • April 5, 2012

41. death of beneficiary

    By Jennifer D., August 28, 2013
    • 7 replies
    • 3.4k views
    • 
    • masteff
    • August 29, 2013

42. plan design help

    By wsp, September 26, 2005
    • 7 replies
    • 1.5k views
    • 
    • jquazza
    • September 28, 2005

43. Avoiding(?) True-ups on Catch-Ups in Safe Harbor Plan?

    By Guest EEC1, August 28, 2009
    • 7 replies
    • 1.8k views
    • 
    • GMK
    • August 28, 2009

44. Pending Divorce; Form Standing Order, No QDRO

    By ERISAlaw, March 24, 2020
    • 7 replies
    • 2.1k views
    • 
    • QDROphile
    • March 25, 2020

45. Incorrect deferals and Match

    By Guest kelly9522, February 20, 2003
    • 7 replies
    • 1.4k views
    • 
    • E as in ERISA
    • February 24, 2003

46. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

47. Compensation for ADP/ACP Test

    By pam@bbm, March 6, 2018
    • 7 replies
    • 5.4k views
    • 
    • Tom Poje
    • March 9, 2018

48. Mid year SH amendment changing from plan year to per payroll

    By Belgarath, June 23, 2020
    • 7 replies
    • 2.2k views
    • 
    • Belgarath
    • June 25, 2020

49. Valuation Date for 401(k) Plan

    By 401(k)athryn, February 3, 2021
    • 7 replies
    • 1.9k views
    • 
    • Luke Bailey
    • February 4, 2021

50. Does wife become a Key Employee if she is not an employee at the time

    By Earl, March 15, 2001
    • 7 replies
    • 2k views
    • 
    • Earl
    • March 16, 2001