401(k) Plans

19,319 topics in this forum

1. 401(a) early withdrawal now considered an overpayment!

   By Maria Danna, November 1, 2019   

   • distribution
   • overpayment
   • 14 replies
   • 2.4k views
   • 
   • Bird
   • September 16, 2020

2. Mid-Plan Year Termination and Failed ADP Test

   By msmith, July 10, 2018
   • 7 replies
   • 2.4k views
   • 
   • msmith
   • July 14, 2018

3. Top Heavy Exemption if HCEs do not receive Safe Harbor?

   By Guest wickedp1, September 13, 2014   

   • Safe Harbor
   • Top Heavy Exemption
   • 2 replies
   • 2.4k views
   • 
   • Guest
   • September 15, 2014

4. Missed Safe Harbor contribution

   By JKW, July 9, 2013
   • 1 reply
   • 2.4k views
   • 
   • John Feldt ERPA CPC QPA
   • July 9, 2013

5. spousal consent required when no J&S exists

   By WCC, September 2, 2015
   • 9 replies
   • 2.4k views
   • 
   • mbozek
   • September 2, 2015

6. TOP HEAVY TEST

   By Guest DP in CA, March 10, 2006
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • March 11, 2006

7. Do excess contributions automatically "convert" to catch-up contributions ?

   By Guest hyper, March 9, 2004
   • 4 replies
   • 2.4k views
   • 
   • Blinky the 3-eyed Fish
   • March 10, 2004

8. Say Goodbye to ERPA (eventually, I guess)

   By austin3515, November 9, 2015
   • 14 replies
   • 2.4k views
   • 
   • austin3515
   • December 2, 2015

9. Vesting Schedule Change

   By JKW, September 13, 2011
   • 6 replies
   • 2.4k views
   • 
   • JKW
   • October 4, 2011

10. Plan Year Different from Company Fiscal Year

    By LCARUSI, September 29, 1999
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • October 13, 1999

11. Life insurance -- Incidental benefit rules applies on a cumulative bas

    By R. Butler, July 25, 2000
    • 3 replies
    • 2.4k views
    • 
    • Michael Devault
    • August 7, 2000

12. HCE Definition

    By Guest Pete Joachim, September 15, 2006
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • September 19, 2006

13. Plan w/Basic Safe Harbor Match - Can Auto Enroll Be Added Mid-year?

    By Mr401k, December 1, 2015
    • 4 replies
    • 2.4k views
    • 
    • rcline46
    • December 2, 2015

14. coordination of deferral limits in different plans

    By Craig Garner, February 23, 2009
    • 2 replies
    • 2.4k views
    • 
    • Kevin C
    • February 23, 2009

15. Excludable v.s. Non Excludable for coverage testing

    By RRB, February 1, 2012
    • 5 replies
    • 2.4k views
    • 
    • RRB
    • February 3, 2012

16. after-tax ee contributions

    By alexa, June 24, 2002
    • 1 reply
    • 2.4k views
    • 
    • JanetM
    • June 25, 2002

17. Related? Unrelated? Rollover? Top Heavy

    By Mr Bagwell, February 25, 2014
    • 1 reply
    • 2.4k views
    • 
    • ETA Consulting LLC
    • February 25, 2014

18. Failed ADP/ACP: Employer Puttiing Bulk of Matching In Forfeiture Acct...

    By 401kquestion, March 8, 2014
    • 6 replies
    • 2.4k views
    • 
    • masteff
    • March 10, 2014

19. 70 1/2 RMD from 401(k) and IRA

    By doombuggy, October 7, 2002
    • 9 replies
    • 2.4k views
    • 
    • Mary Kay Foss
    • November 20, 2002

20. Employer Wants to Reimburse Plan

    By austin3515, March 15, 2012
    • 13 replies
    • 2.4k views
    • 
    • Kevin C
    • March 21, 2012

21. Automatic Enrollment at our company - less than 10% are changing their

    By RCK, January 4, 2001
    • 12 replies
    • 2.4k views
    • 
    • david rigby
    • January 9, 2001

22. Income tax withholding rules for required minimum distributions - can participant opt out?

    By Guest yannib, December 30, 2003
    • 2 replies
    • 2.4k views
    • 
    • Appleby
    • December 31, 2003

23. Discretionary PS Funded Year Round

    By austin3515, August 8, 2012
    • 13 replies
    • 2.4k views
    • 
    • Bird
    • August 10, 2012

24. How to apply cap on matching contributions expressed in terms of a per

    By Hoard1, November 15, 1999
    • 7 replies
    • 2.4k views
    • 
    • Hoard1
    • November 18, 1999

25. Incorrect vesting on a death benefit

    By Riley Britton, June 14, 2020
    • 15 replies
    • 2.4k views
    • 
    • Kevin C
    • June 18, 2020

26. Why we require salary data

    By Guest liljunebug, April 2, 2008
    • 17 replies
    • 2.4k views
    • 
    • Below Ground
    • April 4, 2008

27. Top Heavy 401(k) Plan

    By bzorc, February 3, 2012
    • 13 replies
    • 2.4k views
    • 
    • chc93
    • October 31, 2012

28. Distribution Fees

    By Guest Midas, June 9, 2005
    • 6 replies
    • 2.4k views
    • 
    • david rigby
    • June 16, 2005

29. New Plan - Participant Count for Form 5500

    By AdKu, October 6, 2016   

    • New Plan Part Count Form 5500
    • 11 replies
    • 2.4k views
    • 
    • Bill Presson
    • October 6, 2016

30. Acquisition and HCE determination

    By Guest cosmo1215, December 16, 2004
    • 3 replies
    • 2.4k views
    • 
    • g8r
    • December 21, 2004

31. Employer Stock

    By cs771, January 4, 2013
    • 6 replies
    • 2.4k views
    • 
    • cs771
    • January 4, 2013

32. Does the incidental benefit rule for life insurance apply to elective

    By Guest John Nelson, October 27, 2000
    • 3 replies
    • 2.4k views
    • 
    • Richard Anderson
    • September 6, 2001

33. Vesting and BRF

    By justatester, August 15, 2011
    • 3 replies
    • 2.4k views
    • 
    • Tom Poje
    • August 16, 2011

34. Remedy for late transfer of employee contributions to 401(k)plan.

    By KIP KRAUS, July 19, 2000
    • 5 replies
    • 2.4k views
    • 
    • pjkoehler
    • July 19, 2000

35. Combining employee elective deferrals and company match contributions

    By Guest David_R, June 6, 2000
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • June 7, 2000

36. 3% nonelective contribution issue

    By chris, September 13, 2001
    • 9 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 30, 2002

37. 401(k) Safe Harbor with Profit Sharing

    By MBCarey, October 8, 2003
    • 7 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2003

38. Is rollover money exempt from the 10% penalty?

    By ldr, February 20, 2019   

    • rollover
    • withdrawal
    • (and 1 more)

      Tagged with:

      • rollover
      • withdrawal
      • penalty
    • 17 replies
    • 2.4k views
    • 
    • ldr
    • February 22, 2019

39. Partner with Negative earned Income

    By Lou S., April 4, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • April 4, 2011

40. 1600 hour service requirement?

    By kmhaab, February 13, 2019
    • 26 replies
    • 2.4k views
    • 
    • BG5150
    • February 20, 2019

41. ADP failure/Catch-up

    By Guest TrustMe401k, December 23, 2004
    • 12 replies
    • 2.4k views
    • 
    • pmacduff
    • December 28, 2004

42. USERRA and Profit Sharing Plans

    By LCARUSI, September 24, 2001
    • 1 reply
    • 2.4k views
    • 
    • Everett Moreland
    • September 24, 2001

43. Prevailing Wage contributions included in ADP test

    By 2muchstress, October 9, 2002
    • 2 replies
    • 2.4k views
    • 
    • 2muchstress
    • October 9, 2002

44. $26,000 Market adjustment on a fixed account at surrender of annuity

    By Jim Chad, September 2, 2004
    • 3 replies
    • 2.4k views
    • 
    • MGB
    • September 2, 2004

45. Deferrals from bonus question

    By BG5150, June 8, 2020
    • 10 replies
    • 2.4k views
    • 
    • Larry Starr
    • June 9, 2020

46. 1000 hours requirement waived for disability

    By Guest Tammy2006, January 6, 2006
    • 7 replies
    • 2.4k views
    • 
    • Tom Poje
    • January 6, 2006

47. How do you correct an excess deposit to a deferral account?

    By Guest, February 21, 2001
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • February 22, 2001

48. In-Plan Roth Conversions

    By Guest Tom:, May 11, 2011
    • 8 replies
    • 2.4k views
    • 
    • masteff
    • May 12, 2011

49. Foreign Beneficiary on a US 401(k) Plan

    By Guest LStein, October 4, 2012
    • 4 replies
    • 2.4k views
    • 
    • mbozek
    • October 10, 2012

50. Top Heavy and Safe Harbor

    By coleboy, April 13, 2021
    • 29 replies
    • 2.4k views
    • 
    • Lou S.
    • April 15, 2021