401(k) Plans

19,317 topics in this forum

1. 2019 PS - now want to fund but already filed tax return

   By doombuggy, May 18, 2020
   • 7 replies
   • 1.3k views
   • 
   • Bird
   • May 21, 2020

2. 2019-19 EPCRS

   By austin3515, July 25, 2019
   • 11 replies
   • 2.2k views
   • 
   • Luke Bailey
   • July 26, 2019

3. 2021 401(k) in 2022

   By ombskid, June 5, 2022
   • 5 replies
   • 680 views
   • 
   • CuseFan
   • June 7, 2022

4. 2021 401k+SH plan set up deadline

   By Jakyasar, November 5, 2020
   • 6 replies
   • 1.3k views
   • 
   • AndrewZ
   • November 9, 2020

5. 2021 distribution under 2020 CRD rules??

   By WCC, March 2, 2021
   • 3 replies
   • 3.5k views
   • 
   • Luke Bailey
   • March 3, 2021

6. 2021 Form 5558s being denied

   By ktrombino, October 18, 2022
   • 12 replies
   • 1.8k views
   • 
   • TPAinPA
   • December 1, 2022

7. 2022 415c failure distributed September 2023 - taxation?

   By AlbanyConsultant, August 25, 2023
   • 4 replies
   • 1.1k views
   • 
   • Luke Bailey
   • August 25, 2023

8. 2022 5500 not filed and without audit report

   By Tom, February 15, 2024
   • 2 replies
   • 734 views
   • 
   • Lois Baker
   • February 16, 2024

9. 2022 deferral and terminated employee

   By Jakyasar, December 5, 2022
   • 9 replies
   • 859 views
   • 
   • Jakyasar
   • December 17, 2022

10. 2022 SH contribution not deposited yet (2024) - how to fix?

    By M Norton, April 30, 2024
    • 2 replies
    • 648 views
    • 
    • M Norton
    • April 30, 2024

11. 2023 Profit Sharing contribution made to 2024 PEP

    By Keith Lowery, April 8, 2024
    • 1 reply
    • 572 views
    • 
    • Bri
    • April 9, 2024

12. 2023 retroactivity due to improper company match

    By Kikka, June 6, 2025
    • 3 replies
    • 788 views
    • 
    • Lou S.
    • June 11, 2025

13. 2023 RMD expectancy tables

    By FT Retire, February 1, 2023
    • 2 replies
    • 817 views
    • 
    • Jeff Hartmann
    • February 3, 2023

14. 2024 Catch-Ups as Roth

    By msmith, August 16, 2023
    • 2 replies
    • 524 views
    • 
    • Lou S.
    • August 16, 2023

15. 2024 COLA Limits

    By DPSRich, October 25, 2023
    • 2 replies
    • 975 views
    • 
    • BobbyV
    • October 26, 2023

16. 2024 Form 5330 Filing / Payment Question

    By notapensiongeek, September 18, 2025
    • 0 replies
    • 426 views
    • 
    • notapensiongeek
    • September 18, 2025

17. 2024 safe harbor notices

    By Belgarath, October 25, 2023
    • 6 replies
    • 970 views
    • 
    • Bird
    • November 2, 2023

18. 2025 comp for 2026 HPI

    By AlbanyConsultant, November 10, 2025
    • 7 replies
    • 1.4k views
    • 
    • AlbanyConsultant
    • November 14, 2025

19. 2025 super catchup

    By Tom, November 4, 2024
    • 7 replies
    • 1.1k views
    • 
    • MoJo
    • November 6, 2024

20. 2025’s limits on early-out distributions

    By Peter Gulia, November 4, 2024
    • 3 replies
    • 490 views
    • 
    • Peter Gulia
    • November 4, 2024

21. 2026 Roth Catch-ups for HPI's

    By Belgarath, April 29, 2025
    • 1 reply
    • 1.1k views
    • 
    • Peter Gulia
    • April 29, 2025

22. 204(h) Notice

    By Guest Eagle54, September 19, 2012
    • 3 replies
    • 3.2k views
    • 
    • AKconsult
    • September 21, 2012

23. 24 v 26 pay periods

    By Good401(k), October 5, 2018   

    • 401(k)
    • 403(b)
    • (and 1 more)

      Tagged with:

      • 401(k)
      • 403(b)
      • compliance
    • 14 replies
    • 5.7k views
    • 
    • CJ Allen
    • October 9, 2018

24. 242(b) elections

    By Guest arlene, April 6, 2004
    • 2 replies
    • 1.5k views
    • 
    • KJohnson
    • April 6, 2004

25. 242(b) RMD

    By MGOAdmin, April 27, 2016   

    • 242
    • RMD
    • 3 replies
    • 1.7k views
    • 
    • masteff
    • April 27, 2016

26. 242b and RMD's

    By CLE401kGuy, April 25, 2016
    • 2 replies
    • 1.3k views
    • 
    • GMK
    • April 27, 2016

27. 25% Cap on Employer Contributions

    By pjbaer, September 7, 2016   

    • 25% Cap on ER contributions
    • 1 reply
    • 1k views
    • 
    • Lou S.
    • September 7, 2016

28. 25% Deduction and off-calendar plan year

    By kocak, November 12, 2002
    • 2 replies
    • 1.6k views
    • 
    • kocak
    • November 13, 2002

29. 25% increase in Profit Sharing plan

    By FJR, May 23, 2002
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • May 23, 2002

30. 25% of Pay Limit

    By David, March 14, 2000
    • 3 replies
    • 1.8k views
    • 
    • John A
    • March 15, 2000

31. 27 Reasons to use current year testing

    By Guest Tbrown, May 12, 2004
    • 12 replies
    • 2.4k views
    • 
    • Kirk Maldonado
    • December 11, 2006

32. 2nd loan requirements

    By Beccyboo, May 17, 2018
    • 11 replies
    • 3.9k views
    • 
    • ratherbereading
    • May 21, 2018

33. 3 month eligibility

    By Guest decjr, June 10, 2014
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 10, 2014

34. 3 month eligibility question

    By Brian Gallagher, February 26, 2004
    • 3 replies
    • 1.5k views
    • 
    • E as in ERISA
    • February 26, 2004

35. 3 months eligibility with 520 hours

    By jsample, August 2, 2025
    • 6 replies
    • 1.3k views
    • 
    • Below Ground
    • August 5, 2025

36. 3-part organization with a 401(k) is no longer part of a controlled gr

    By Guest ars, February 7, 2000
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 10, 2000

37. 3-year cliff vesting still allowed

    By TPApril, October 7, 2021
    • 6 replies
    • 1.7k views
    • 
    • Luke Bailey
    • October 8, 2021

38. 3(16)

    By austin3515, September 3, 2019
    • 12 replies
    • 1.2k views
    • 
    • jpod
    • October 31, 2019

39. 3(16) Fiduciary Status

    By austin3515, May 28, 2014
    • 15 replies
    • 4.4k views
    • 
    • austin3515
    • June 2, 2014

40. 3(16) Plan Administrator Indemnification

    By MATRIX, October 2, 2025
    • 3 replies
    • 572 views
    • 
    • MATRIX
    • October 3, 2025

41. 3(16) Providers Revisited

    By TPAJake, April 17, 2017
    • 26 replies
    • 3.2k views
    • 
    • Bill Presson
    • April 21, 2017

42. 3(16) Signing Plan Documents

    By austin3515, November 18, 2019
    • 9 replies
    • 1.6k views
    • 
    • Luke Bailey
    • November 20, 2019

43. 3/15 is Sunday...ADP refunds taken by 3/16 ok?

    By jkharvey, February 25, 2015
    • 9 replies
    • 3k views
    • 
    • Belgarath
    • February 26, 2015

44. 3/31 Fiscal Year End - When is ER contribution due?

    By Guest CCarter, April 2, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • April 3, 2002

45. 3% Contribution For A Top Heavy Plan

    By Guest Jennifer M., June 22, 2001
    • 1 reply
    • 1.4k views
    • 
    • pmacduff
    • June 22, 2001

46. 3% Elective Safe Harbor Contribution satisfies the Top Heavy minimum r

    By Guest, October 20, 1999
    • 1 reply
    • 1.3k views
    • 
    • Hoard1
    • October 20, 1999

47. 3% employer safe harbor contribution - late or not late?

    By Guest Michael Anderson, November 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 24, 2003

48. 3% NEC Safe Harbor w/ permitted disparity PS allocation

    By dmb, February 5, 2003
    • 2 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 5, 2003

49. 3% Non Elective Safe Harbor

    By Guest kgsingletary, June 24, 2002
    • 2 replies
    • 1.8k views
    • 
    • Tom Poje
    • June 24, 2002

50. 3% Non-Elective Contr.

    By Guest penman, September 4, 2003
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • September 5, 2003