401(k) Plans

19,317 topics in this forum

1. Are 401k's from former employee a problem?

   By Shuo, August 5, 2020
   • 22 replies
   • 8.1k views
   • 
   • MoJo
   • August 12, 2020

2. Quit and rehired - rules for termination?

   By Guest Michael Anderson, November 21, 2003
   • 3 replies
   • 8.1k views
   • 
   • Alf
   • November 21, 2003

3. safe harbor match plus discretionary match

   By WCC, January 23, 2018
   • 6 replies
   • 8.1k views
   • 
   • ldr
   • December 19, 2018

4. Retroactively amend compensation definition

   By Guest Iwonder, May 2, 2006
   • 7 replies
   • 8k views
   • 
   • Tom Poje
   • April 18, 2018

5. RMD for Owner's Parents?

   By 401king, September 10, 2014
   • 3 replies
   • 8k views
   • 
   • FT Retire
   • November 23, 2022

6. Timing of Deposit of 401(k) Salary Deferrals

   By Guest ubpMR, April 8, 2002
   • 25 replies
   • 8k views
   • 
   • Guest
   • April 17, 2002

7. Getting 401(k) contributions for unused vacation days

   By Guest r. d. olney, October 20, 1999
   • 15 replies
   • 8k views
   • 
   • fiona1
   • October 1, 2009

8. Does this 401k get a new plan sequence number?

   By Guest steve55, November 24, 2004
   • 4 replies
   • 8k views
   • 
   • actuarysmith
   • November 30, 2004

9. Annual Percentage Rate (APR) in Cross Testing

   By Alex Daisy, December 29, 2007
   • 26 replies
   • 8k views
   • 
   • Mike Preston
   • January 15, 2008

10. 401K 2nd Loan

    By MareiL, April 8, 2018
    • 5 replies
    • 8k views
    • 
    • MareiL
    • April 10, 2018

11. Forfeiture in the year of plan termination

    By Guest Dave Peckham, July 2, 2011
    • 15 replies
    • 8k views
    • 
    • K2retire
    • July 7, 2011

12. Excess Contributions and the 415 Limit

    By msmith, January 20, 2016
    • 12 replies
    • 8k views
    • 
    • msmith
    • February 22, 2016

13. ADP Test & Catch-up Contributions

    By Danny CPA, January 24, 2011
    • 13 replies
    • 8k views
    • 
    • austin3515
    • January 27, 2011

14. Average mutual fund expense ratios by class

    By Guest marie567, December 3, 2003
    • 40 replies
    • 8k views
    • 
    • joel
    • December 18, 2003

15. Proposed Regs for definition of QNEC and QMAC 1 2

    By Kevin C, January 17, 2017   

    • in the news section today
    • 71 replies
    • 8k views
    • 
    • Kevin C
    • January 25, 2017

16. Flat Dollar 401(k)

    By Guest moltengater, August 25, 2006
    • 1 reply
    • 8k views
    • 
    • wsp
    • August 25, 2006

17. Would beneficiary witnessing signature invalidate designation?

    By Guest FREE401k, March 29, 2001
    • 16 replies
    • 7.9k views
    • 
    • Guest
    • April 6, 2001

18. Dual Eligibility & a Safe-Harbor Plan

    By Fred Payne, October 27, 2004
    • 17 replies
    • 7.9k views
    • 
    • Kimberly S
    • June 5, 2008

19. Hardship for Medical Expenses Not Yet Incurred

    By Guest SWH, July 8, 2011
    • 2 replies
    • 7.8k views
    • 
    • Guest
    • July 8, 2011

20. NUA and lump sum distributions

    By Guest Learner, April 20, 2006
    • 13 replies
    • 7.8k views
    • 
    • Guest
    • August 29, 2006

21. Correcting 401(k) Deferrals That Went in As Ordinary Instead of Roth

    By 401 Chaos, January 10, 2011
    • 8 replies
    • 7.8k views
    • 
    • DMcGovern
    • January 14, 2011

22. Late contributions to 401k. Use DOL calculator for all contribution types?

    By Francis, July 1, 2019
    • 22 replies
    • 7.8k views
    • 
    • pmacduff
    • November 21, 2019

23. Off Calendar Year Limits

    By MBCarey, November 6, 2008
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • November 6, 2008

24. Insider Trading in a 401(k)?

    By Guest lkramer, February 7, 2002
    • 7 replies
    • 7.7k views
    • 
    • Jon Chambers
    • February 20, 2002

25. Invalid Beneficiary Designation Form

    By Guest Thornton, April 18, 2008
    • 8 replies
    • 7.7k views
    • 
    • Peter Gulia
    • April 25, 2008

26. Rule of parity

    By Guest carsca, December 11, 2002
    • 18 replies
    • 7.7k views
    • 
    • Guest
    • September 12, 2003

27. Who is the best ERISA attorney in the U.S.

    By Guest koo, October 8, 2009
    • 16 replies
    • 7.7k views
    • 
    • Ron Snyder
    • October 16, 2009

28. Changing the match formula in mid-year

    By Santo Gold, March 23, 2005
    • 8 replies
    • 7.7k views
    • 
    • Kirk Maldonado
    • March 25, 2005

29. Stumped on Plan Loan/Payroll Repayment Default Issue

    By ERISAatty, July 24, 2009
    • 8 replies
    • 7.7k views
    • 
    • Peter Gulia
    • July 28, 2009

30. Distribution Notice Time Line

    By Guest MEGK, April 26, 2012
    • 32 replies
    • 7.7k views
    • 
    • masteff
    • May 22, 2012

31. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • July 1, 2015

32. Employer never contributed

    By Mikefern, April 9, 2020
    • 41 replies
    • 7.7k views
    • 
    • Belgarath
    • April 20, 2020

33. Amend SH 401(k) Plan During Year

    By JRN, October 2, 2012
    • 13 replies
    • 7.6k views
    • 
    • James B
    • March 20, 2013

34. Ineligible 401k participant

    By Guest Ed Walker, February 26, 2002
    • 11 replies
    • 7.6k views
    • 
    • lkpittman
    • December 23, 2002

35. "Solo 401(k)" [note the quotations] Contribution Deadline from Online Article

    By WDIK, December 13, 2023
    • 9 replies
    • 7.6k views
    • 
    • Peter Gulia
    • December 18, 2023

36. ER Match/BRF Issue

    By Laura Harrington, August 26, 2008
    • 29 replies
    • 7.6k views
    • 
    • Guest
    • September 6, 2008

37. Compensation for 3% SH Nonelective contribution

    By Guest NPS Darren, January 14, 2009
    • 7 replies
    • 7.6k views
    • 
    • Guest
    • August 30, 2010

38. plan entry date question

    By K2retire, December 12, 2016
    • 14 replies
    • 7.6k views
    • 
    • K2retire
    • December 15, 2016

39. Loan Repayments/Payroll Cycle Change

    By whitboston, May 19, 2006
    • 12 replies
    • 7.6k views
    • 
    • Mike Preston
    • May 19, 2006

40. Unrelated Participating Employer - No Participation Agreement

    By LANDO, October 21, 2015   

    • Participation Agreement
    • VCP
    • (and 5 more)

      Tagged with:

      • Participation Agreement
      • VCP
      • Operational Failure
      • Document Error
      • 401k
      • qualification issue
      • multiple employer plan
    • 14 replies
    • 7.6k views
    • 
    • LANDO
    • October 22, 2015

41. Rollover of terminated money purchase plan balances into 401(k)

    By holdco, April 9, 2012
    • 14 replies
    • 7.6k views
    • 
    • holdco
    • April 10, 2012

42. Ineligible Employee defers during the plan year

    By JKW, February 13, 2013
    • 8 replies
    • 7.6k views
    • 
    • Kevin C
    • February 22, 2013

43. Distribution of post-'86 after-tax contributions

    By Guest Everitt, February 7, 2004
    • 0 replies
    • 7.5k views
    • 
    • Guest
    • February 7, 2004

44. 415 Definition of Compensation

    By ERISA25, September 9, 2009
    • 4 replies
    • 7.5k views
    • 
    • Guest
    • September 10, 2009

45. Are safe harbor contributions available for in-service withdrawal?

    By Trekker, December 6, 2007
    • 3 replies
    • 7.5k views
    • 
    • Trekker
    • December 7, 2007

46. Forfeitures to pay expenses

    By jkharvey, July 20, 2012
    • 18 replies
    • 7.5k views
    • 
    • MoJo
    • August 1, 2012

47. Can a partner participate in the company's 401(k) plan?

    By Sean Macklin, January 5, 2021
    • 23 replies
    • 7.5k views
    • 
    • Luke Bailey
    • January 12, 2021

48. Amendment to Comply with Final 401(k) Regulations

    By smm, February 14, 2006
    • 17 replies
    • 7.5k views
    • 
    • mariemonroe
    • October 20, 2006

49. Participant in prison , wife and father each have a power of attorney and want to withdraw full amount

    By Jim Chad, May 18, 2004
    • 7 replies
    • 7.5k views
    • 
    • TPApril
    • September 14, 2013

50. When does top-heavy minimum contribution have to be deposited?

    By KateSmithPA, August 3, 2001
    • 14 replies
    • 7.5k views
    • 
    • John A
    • October 11, 2001