401(k) Plans

19,275 topics in this forum

1. RMD for Owner's Parents?

   By 401king, September 10, 2014
   • 3 replies
   • 7.9k views
   • 
   • FT Retire
   • November 23, 2022

2. Forfeiture in the year of plan termination

   By Guest Dave Peckham, July 2, 2011
   • 15 replies
   • 7.9k views
   • 
   • K2retire
   • July 7, 2011

3. Quit and rehired - rules for termination?

   By Guest Michael Anderson, November 21, 2003
   • 3 replies
   • 7.9k views
   • 
   • Alf
   • November 21, 2003

4. Dual Eligibility & a Safe-Harbor Plan

   By Fred Payne, October 27, 2004
   • 17 replies
   • 7.9k views
   • 
   • Kimberly S
   • June 5, 2008

5. Does this 401k get a new plan sequence number?

   By Guest steve55, November 24, 2004
   • 4 replies
   • 7.9k views
   • 
   • actuarysmith
   • November 30, 2004

6. Annual Percentage Rate (APR) in Cross Testing

   By Alex Daisy, December 29, 2007
   • 26 replies
   • 7.9k views
   • 
   • Mike Preston
   • January 15, 2008

7. Getting 401(k) contributions for unused vacation days

   By Guest r. d. olney, October 20, 1999
   • 15 replies
   • 7.8k views
   • 
   • fiona1
   • October 1, 2009

8. Massachusetts State Taxes on Distributions

   By Guest CHRISTA, June 28, 2001
   • 6 replies
   • 7.8k views
   • 
   • AndyH
   • July 11, 2001

9. Proposed Regs for definition of QNEC and QMAC 1 2

   By Kevin C, January 17, 2017   

   • in the news section today
   • 71 replies
   • 7.8k views
   • 
   • Kevin C
   • January 25, 2017

10. Would beneficiary witnessing signature invalidate designation?

    By Guest FREE401k, March 29, 2001
    • 16 replies
    • 7.8k views
    • 
    • Guest
    • April 6, 2001

11. NUA and lump sum distributions

    By Guest Learner, April 20, 2006
    • 13 replies
    • 7.7k views
    • 
    • Guest
    • August 29, 2006

12. Hardship for Medical Expenses Not Yet Incurred

    By Guest SWH, July 8, 2011
    • 2 replies
    • 7.7k views
    • 
    • Guest
    • July 8, 2011

13. Off Calendar Year Limits

    By MBCarey, November 6, 2008
    • 3 replies
    • 7.7k views
    • 
    • Tom Poje
    • November 6, 2008

14. Are 401k's from former employee a problem?

    By Shuo, August 5, 2020
    • 22 replies
    • 7.7k views
    • 
    • MoJo
    • August 12, 2020

15. Invalid Beneficiary Designation Form

    By Guest Thornton, April 18, 2008
    • 8 replies
    • 7.7k views
    • 
    • Peter Gulia
    • April 25, 2008

16. Rule of parity

    By Guest carsca, December 11, 2002
    • 18 replies
    • 7.7k views
    • 
    • Guest
    • September 12, 2003

17. Correcting 401(k) Deferrals That Went in As Ordinary Instead of Roth

    By 401 Chaos, January 10, 2011
    • 8 replies
    • 7.7k views
    • 
    • DMcGovern
    • January 14, 2011

18. Who is the best ERISA attorney in the U.S.

    By Guest koo, October 8, 2009
    • 16 replies
    • 7.7k views
    • 
    • Ron Snyder
    • October 16, 2009

19. Divorced Spouse not removed as Beneficiary

    By ratherbereading, July 18, 2022
    • 21 replies
    • 7.6k views
    • 
    • ESOP Guy
    • July 11, 2024

20. Pass through dividends on company stock held in 401(k) plan

    By Tegernsee, March 20, 2023
    • 12 replies
    • 7.6k views
    • 
    • Tegernsee
    • March 22, 2023

21. Late contributions to 401k. Use DOL calculator for all contribution types?

    By Francis, July 1, 2019
    • 22 replies
    • 7.6k views
    • 
    • pmacduff
    • November 21, 2019

22. Ineligible employee allowed to defer too soon

    By Pammie57, June 30, 2015
    • 3 replies
    • 7.6k views
    • 
    • Tom Poje
    • July 1, 2015

23. Stumped on Plan Loan/Payroll Repayment Default Issue

    By ERISAatty, July 24, 2009
    • 8 replies
    • 7.6k views
    • 
    • Peter Gulia
    • July 28, 2009

24. Insider Trading in a 401(k)?

    By Guest lkramer, February 7, 2002
    • 7 replies
    • 7.6k views
    • 
    • Jon Chambers
    • February 20, 2002

25. Amend SH 401(k) Plan During Year

    By JRN, October 2, 2012
    • 13 replies
    • 7.6k views
    • 
    • James B
    • March 20, 2013

26. Timing of Deposit of 401(k) Salary Deferrals

    By Guest ubpMR, April 8, 2002
    • 25 replies
    • 7.6k views
    • 
    • Guest
    • April 17, 2002

27. Ineligible 401k participant

    By Guest Ed Walker, February 26, 2002
    • 11 replies
    • 7.6k views
    • 
    • lkpittman
    • December 23, 2002

28. ER Match/BRF Issue

    By Laura Harrington, August 26, 2008
    • 29 replies
    • 7.6k views
    • 
    • Guest
    • September 6, 2008

29. Ineligible Employee defers during the plan year

    By JKW, February 13, 2013
    • 8 replies
    • 7.5k views
    • 
    • Kevin C
    • February 22, 2013

30. Distribution of post-'86 after-tax contributions

    By Guest Everitt, February 7, 2004
    • 0 replies
    • 7.5k views
    • 
    • Guest
    • February 7, 2004

31. PA withholding on 401(k) contribs

    By HarleyBabe, July 23, 2012
    • 8 replies
    • 7.5k views
    • 
    • mbozek
    • July 24, 2012

32. 415 Definition of Compensation

    By ERISA25, September 9, 2009
    • 4 replies
    • 7.5k views
    • 
    • Guest
    • September 10, 2009

33. Are safe harbor contributions available for in-service withdrawal?

    By Trekker, December 6, 2007
    • 3 replies
    • 7.5k views
    • 
    • Trekker
    • December 7, 2007

34. Amendment to Comply with Final 401(k) Regulations

    By smm, February 14, 2006
    • 17 replies
    • 7.5k views
    • 
    • mariemonroe
    • October 20, 2006

35. Changing the match formula in mid-year

    By Santo Gold, March 23, 2005
    • 8 replies
    • 7.5k views
    • 
    • Kirk Maldonado
    • March 25, 2005

36. Compensation for 3% SH Nonelective contribution

    By Guest NPS Darren, January 14, 2009
    • 7 replies
    • 7.5k views
    • 
    • Guest
    • August 30, 2010

37. Unrelated Participating Employer - No Participation Agreement

    By LANDO, October 21, 2015   

    • Participation Agreement
    • VCP
    • (and 5 more)

      Tagged with:

      • Participation Agreement
      • VCP
      • Operational Failure
      • Document Error
      • 401k
      • qualification issue
      • multiple employer plan
    • 14 replies
    • 7.5k views
    • 
    • LANDO
    • October 22, 2015

38. Spreadsheet for 401K

    By Guest Liosis, January 19, 2011
    • 9 replies
    • 7.4k views
    • 
    • GMK
    • March 14, 2011

39. Forfeitures to pay expenses

    By jkharvey, July 20, 2012
    • 18 replies
    • 7.4k views
    • 
    • MoJo
    • August 1, 2012

40. Scrivener's error

    By rlb64, January 3, 2005
    • 20 replies
    • 7.4k views
    • 
    • 401 Chaos
    • January 6, 2005

41. use of QMAC and QNEC

    By Gary, August 5, 2011
    • 4 replies
    • 7.4k views
    • 
    • fiona1
    • August 11, 2011

42. When does top-heavy minimum contribution have to be deposited?

    By KateSmithPA, August 3, 2001
    • 14 replies
    • 7.4k views
    • 
    • John A
    • October 11, 2001

43. plan entry date question

    By K2retire, December 12, 2016
    • 14 replies
    • 7.4k views
    • 
    • K2retire
    • December 15, 2016

44. Hardship / Casualty Loss

    By austin3515, June 30, 2014
    • 28 replies
    • 7.4k views
    • 
    • austin3515
    • September 21, 2015

45. a way to avoid a plan audit?

    By betheeg, February 23, 2006
    • 19 replies
    • 7.4k views
    • 
    • betheeg
    • March 9, 2006

46. Spousal rights to 401(k) account

    By Guest Cbanarer, September 4, 1998
    • 5 replies
    • 7.4k views
    • 
    • LCARUSI
    • September 7, 1998

47. Doctor with leased employees

    By Guest Pat Metallic, September 24, 2007
    • 25 replies
    • 7.4k views
    • 
    • Guest
    • October 1, 2007

48. Safe Harbor Match maximum formula

    By Brian Gallagher, April 21, 2004
    • 3 replies
    • 7.3k views
    • 
    • TPApril
    • November 8, 2019

49. 401K-waiting period for final distribution

    By golfnut, May 1, 2021
    • 9 replies
    • 7.3k views
    • 
    • golfnut
    • May 8, 2021

50. Charging Administrative Fees to Terminated Vested Participants

    By Randy Watson, July 26, 2005
    • 15 replies
    • 7.3k views
    • 
    • Beltane
    • October 26, 2007