401(k) Plans

19,320 topics in this forum

1. Remove Auto Enroll

   By CJS07, March 22, 2017   

   • timing?
   • 2 replies
   • 2.3k views
   • 
   • TPAJake
   • March 23, 2017

2. Disguised service condition if 2 year match tier

   By 30Rock, July 14, 2018
   • 12 replies
   • 2.3k views
   • 
   • Purplemandinga
   • July 27, 2018

3. Plan with Employer Stock

   By stevena, September 14, 2005
   • 12 replies
   • 2.3k views
   • 
   • stevena
   • September 22, 2005

4. Loan Fees on SPD

   By Guest KJSpaeth, October 14, 2002
   • 8 replies
   • 2.3k views
   • 
   • Kirk Maldonado
   • October 15, 2002

5. safe harbor contributions/410(b) coverage testing

   By Guest M Lavelle, May 9, 2000
   • 0 replies
   • 2.3k views
   • 
   • Guest
   • May 9, 2000

6. SHNEC and Additional ER Contribution

   By justatester, April 22, 2020
   • 4 replies
   • 2.3k views
   • 
   • Kevin C
   • April 23, 2020

7. Eligibility Issues

   By Fred Payne, July 26, 2002
   • 11 replies
   • 2.3k views
   • 
   • E as in ERISA
   • July 31, 2002

8. In-kind PS deposit

   By TPApril, August 16, 2022
   • 14 replies
   • 2.3k views
   • 
   • Luke Bailey
   • August 22, 2022

9. Amend Plan Entry Dates

   By austin3515, December 16, 2014
   • 8 replies
   • 2.3k views
   • 
   • austin3515
   • December 16, 2014

10. ERISA Exposure for Issuing Beneficiary Form?

    By pog, August 3, 2015
    • 11 replies
    • 2.3k views
    • 
    • ESOP Guy
    • August 4, 2015

11. LLC and PEO - will it work?

    By Guest mickiemurphy, July 24, 2006
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • July 27, 2006

12. Union 401(k) and ADP testing

    By rcline46, March 10, 2005
    • 2 replies
    • 2.3k views
    • 
    • JanetM
    • March 11, 2005

13. 401k in 1999

    By Guest SPiwowar, November 6, 1998
    • 1 reply
    • 2.3k views
    • 
    • LCARUSI
    • November 6, 1998

14. 401(k) payroll deductions and employer match

    By Guest Leo, December 2, 1999
    • 6 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • February 1, 2000

15. 501(c)(6) Organizations

    By DTH, March 29, 2007
    • 2 replies
    • 2.3k views
    • 
    • J Simmons
    • March 29, 2007

16. Zero Compensation

    By Buckeye, December 15, 2022
    • 10 replies
    • 2.3k views
    • 
    • david rigby
    • December 19, 2022

17. Top 20% HCE group - can a change be made to use it?

    By Guest A. Rostosky, February 28, 2001
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • March 2, 2001

18. Theoretical idea regarding the 402(g) limit in a short plan year. Jus

    By Bri, September 1, 2000
    • 3 replies
    • 2.3k views
    • 
    • Bri
    • September 3, 2000

19. Discretionary Match

    By DP, August 13, 2003
    • 11 replies
    • 2.3k views
    • 
    • DP
    • August 15, 2003

20. Reversing a loan payment

    By Guest mkelly, July 26, 2002
    • 4 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • July 30, 2002

21. Prohibited Transactions within a 401(k) Plan

    By Guest Jeramy P. Lembeck, January 30, 2000
    • 8 replies
    • 2.3k views
    • 
    • Scuba 401
    • February 8, 2000

22. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

    By Zach Del, February 21, 2023
    • 5 replies
    • 2.3k views
    • 
    • Paul I
    • February 28, 2023

23. HCE in multiple plans and ADP testing

    By RCK, February 27, 2003
    • 5 replies
    • 2.3k views
    • 
    • RCK
    • February 28, 2003

24. Can a plan elect the safe harbor provisions if bonuses are excluded fr

    By Guest M.L. Martin, October 25, 2001
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • October 30, 2001

25. 2 year Military Leave

    By Lori H, October 16, 2006
    • 5 replies
    • 2.3k views
    • 
    • Lori H
    • October 19, 2006

26. Initial Eligibility Period Anniversary to Plan Year - Help on the entry date?

    By HarleyBabe, January 21, 2016
    • 13 replies
    • 2.3k views
    • 
    • Bill Presson
    • January 21, 2016

27. Failed ADP with late Refund

    By pixmax, March 31, 2010
    • 4 replies
    • 2.3k views
    • 
    • Tom Poje
    • March 31, 2010

28. Allocation Hours for First Short Plan Year

    By Vlad401k, February 8, 2016
    • 6 replies
    • 2.3k views
    • 
    • Mike Preston
    • February 26, 2016

29. precious metals in 401(k) Plan?

    By Jim Chad, August 12, 2014
    • 8 replies
    • 2.3k views
    • 
    • R. Butler
    • August 13, 2014

30. Testing compensation

    By jaemmons, March 31, 2005
    • 4 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 1, 2005

31. Participant Loans / Rollover of Note following Loan Offset

    By austin3515, June 8, 2021
    • 17 replies
    • 2.3k views
    • 
    • Bird
    • June 10, 2021

32. Does modifying payment frequency on an outstanding loan constitute a l

    By Guest Tim Breedlove, August 29, 2000
    • 1 reply
    • 2.3k views
    • 
    • Guest
    • August 31, 2000

33. 401(a)(17) and match per pay period

    By KJohnson, July 15, 2010
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • July 19, 2010

34. Prior year testing method/ADP/former employees

    By billfgrady, January 22, 2003
    • 2 replies
    • 2.3k views
    • 
    • billfgrady
    • January 23, 2003

35. Documenting an acquisition....

    By Guest A_Dude, October 15, 2013
    • 19 replies
    • 2.3k views
    • 
    • Guest
    • October 21, 2013

36. US Virgin Islands

    By Scuba 401, May 1, 2017
    • 3 replies
    • 2.3k views
    • 
    • Doghouse
    • May 1, 2017

37. Forfeiture Before 5 Years

    By EBECatty, January 6, 2023
    • 10 replies
    • 2.3k views
    • 
    • EBECatty
    • January 18, 2023

38. Plan vs Settlor Expenses

    By Guest meggie, September 11, 2003
    • 2 replies
    • 2.3k views
    • 
    • QDROphile
    • September 13, 2003

39. Safe Harbor Participant

    By Stash026, April 2, 2015
    • 13 replies
    • 2.3k views
    • 
    • cheersmate
    • July 8, 2015

40. Requirement of Excess Deferral distributed from deferral source?

    By Guest andmik, February 28, 2001
    • 8 replies
    • 2.3k views
    • 
    • R. Butler
    • December 7, 2001

41. Merger/Acquisitions

    By Nassau, October 12, 2012
    • 2 replies
    • 2.3k views
    • 
    • Tom Poje
    • October 26, 2012

42. Merging Plans of Parent/Subsidiary

    By Guest jefe96, August 18, 2005
    • 4 replies
    • 2.3k views
    • 
    • E as in ERISA
    • August 22, 2005

43. IRS Determination Letter

    By Guest Emiliano, May 23, 2000
    • 1 reply
    • 2.3k views
    • 
    • Guest
    • May 23, 2000

44. Active Particpant in 401k wants to Roll over his IRA into plan to avoid RMD

    By PainPA, March 17, 2010
    • 4 replies
    • 2.3k views
    • 
    • PainPA
    • March 17, 2010

45. Merge SEP into 401(k)?

    By Medusa, June 7, 2002
    • 2 replies
    • 2.3k views
    • 
    • mbozek
    • June 8, 2002

46. Deferrals withheld from Excluded Compensation

    By 401(k)athryn, November 10, 2016
    • 7 replies
    • 2.3k views
    • 
    • 401(k)athryn
    • November 17, 2016

47. 5500 audit report--short year exception

    By Guest m thom, December 3, 1999
    • 2 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • December 9, 1999

48. Installments and Rehires

    By Guest Mel Kiper Jr., May 16, 2011
    • 3 replies
    • 2.3k views
    • 
    • masteff
    • May 17, 2011

49. Safe Harbor 401(k) & Excluded Compensation

    By buckaroo, January 18, 2006
    • 1 reply
    • 2.3k views
    • 
    • Tom Poje
    • January 18, 2006

50. 410b test with sh match and disc match

    By Lou81, February 8, 2022
    • 9 replies
    • 2.3k views
    • 
    • Lou81
    • February 18, 2022