401(k) Plans

19,275 topics in this forum

1. Maximum Annual Addition for Non-Calendar Plan Year End

   By Guest Albatross, October 29, 2008
   • 4 replies
   • 2.3k views
   • 
   • Lou S.
   • October 30, 2008

2. Multiemployer 401(k) Plan

   By PJ2009, May 27, 2009
   • 6 replies
   • 2.3k views
   • 
   • PJ2009
   • May 28, 2009

3. Ineligible deferrals

   By Guest, January 12, 2001
   • 2 replies
   • 2.3k views
   • 
   • R. Butler
   • January 12, 2001

4. Top-Heavy Innoculation Exclusion

   By austin3515, March 27, 2024
   • 27 replies
   • 2.3k views
   • 
   • austin3515
   • April 1, 2024

5. Missed Payroll Contributions

   By Guest Ray Corneau, October 4, 2002
   • 5 replies
   • 2.3k views
   • 
   • MWeddell
   • October 15, 2002

6. Participant Loan Corrections - EPCRS

   By austin3515, May 24, 2013
   • 5 replies
   • 2.2k views
   • 
   • masteff
   • May 24, 2013

7. Self Employed Safe Harbor 401(k) - NEC Allocation

   By Guest Robin S. Vatalaro, January 3, 2005
   • 4 replies
   • 2.2k views
   • 
   • austin3515
   • January 4, 2005

8. Comingling (& no accounting for separate) sources?

   By John A, August 20, 2001
   • 10 replies
   • 2.2k views
   • 
   • R. Butler
   • August 29, 2001

9. Switch to Prior Year ADP Testing

   By Guest Factor, March 13, 2006
   • 2 replies
   • 2.2k views
   • 
   • TBob
   • May 24, 2006

10. Participant wants to change distribution election

    By Ananda, August 25, 2022
    • 10 replies
    • 2.2k views
    • 
    • Luke Bailey
    • August 26, 2022

11. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 2.2k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

12. 409A

    By Belgarath, January 9, 2020
    • 8 replies
    • 2.2k views
    • 
    • Luke Bailey
    • February 25, 2020

13. Hardships & Loan repayments

    By Brian Gallagher, August 22, 2002
    • 11 replies
    • 2.2k views
    • 
    • Mike Preston
    • August 22, 2002

14. QERP and QES

    By fidu, March 18, 2002
    • 5 replies
    • 2.2k views
    • 
    • fidu
    • March 22, 2002

15. Can a 401(k) plan be amended to change the requirements for hardship w

    By Guest Tara Curran, March 30, 2000
    • 9 replies
    • 2.2k views
    • 
    • Guest
    • April 1, 2000

16. plan termination

    By Guest lskin, September 19, 2005
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • November 5, 2005

17. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant, August 14
    • 5 replies
    • 2.2k views
    • 
    • AlbanyConsultant
    • August 19

18. 401(k) and life insurance

    By Guest PensionDesign, November 2, 2006
    • 4 replies
    • 2.2k views
    • 
    • Belgarath
    • November 2, 2006

19. Shifting QMACs of HCEs to ADP

    By Jeff Kirtner, June 10, 2003
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • June 12, 2003

20. 404(c)

    By Guest cabenefits, July 9, 2003
    • 12 replies
    • 2.2k views
    • 
    • g8r
    • July 12, 2003

21. Our Plan is top heavy - HELP

    By Guest BJW, May 23, 2001
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • June 12, 2001

22. Over 65 but still employed...how to withdrawal funds?

    By Guest tryathlons, March 27, 2013
    • 3 replies
    • 2.2k views
    • 
    • david rigby
    • March 27, 2013

23. Aggregating RMD's between different plan types

    By Guest Steve Nolan, December 28, 1998
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • December 28, 1998

24. Family Attribution Rules - Grandkids

    By metsfan026, August 31, 2022
    • 5 replies
    • 2.2k views
    • 
    • ESOP Guy
    • September 1, 2022

25. Prevailing Wage and prior year testing

    By cpc0506, December 9, 2014
    • 5 replies
    • 2.2k views
    • 
    • Lou S.
    • December 9, 2014

26. 401(k) Plan Termination and Forfeitures

    By Guest Leeney, May 2, 2002
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • May 2, 2002

27. Former Key/Top Heavy/EGTRRA

    By Brenda Wren, September 19, 2001
    • 7 replies
    • 2.2k views
    • 
    • Tom Poje
    • September 20, 2001

28. CARES Act loan provisions- Optional

    By Ian, April 2, 2020
    • 13 replies
    • 2.2k views
    • 
    • MoJo
    • April 6, 2020

29. Merging Plans of Parent/Subsidiary

    By Guest jefe96, August 18, 2005
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • August 22, 2005

30. Partners make varying PSP contributions

    By Guest long, September 17, 2003
    • 4 replies
    • 2.2k views
    • 
    • KJohnson
    • September 17, 2003

31. CALCULATING 5330 EXCISE TAX

    By Guest arlene, April 1, 2004
    • 4 replies
    • 2.2k views
    • 
    • Archimage
    • April 1, 2004

32. order of deductions

    By K2retire, September 5, 2014
    • 2 replies
    • 2.2k views
    • 
    • K2retire
    • September 5, 2014

33. P/S Deductability

    By Guest Thornton, December 30, 1998
    • 14 replies
    • 2.2k views
    • 
    • Guest
    • January 4, 1999

34. Repeal of Multiple Use Test

    By Guest cjk, October 18, 2002
    • 4 replies
    • 2.2k views
    • 
    • Guest
    • October 22, 2002

35. Current vs Prior Year testing

    By Guest CGBS, February 14, 2001
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 14, 2001

36. On Demand Pay Arrangements & Plan Compensation

    By MSN, January 31, 2023
    • 6 replies
    • 2.2k views
    • 
    • MSN
    • February 17, 2023

37. Pre-year end salary deferral issue

    By chris, December 28, 2001
    • 11 replies
    • 2.2k views
    • 
    • Jon Chambers
    • January 2, 2002

38. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.2k views
    • 
    • Archimage
    • December 8, 2003

39. DRO--Value fluctuations

    By Guest SWH, April 2, 2008
    • 11 replies
    • 2.2k views
    • 
    • dmwe
    • April 10, 2008

40. OK to use partial year comp for safe harbor 3% contribution?

    By Lynn Campbell, January 6, 2003
    • 5 replies
    • 2.2k views
    • 
    • Lynn Campbell
    • January 9, 2003

41. H1b1 - Resident or Nonresident alien

    By k man, December 22, 2003
    • 1 reply
    • 2.2k views
    • 
    • Harwood
    • December 22, 2003

42. Rehired Rules

    By Jilliandiz, February 7, 2007
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • February 8, 2007

43. current year testing versus prior year testing method

    By Guest Jane Freeman, January 9, 2002
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • January 22, 2002

44. Financial Advice - who can be billed for this service?

    By Guest jhilliard, January 14, 2004
    • 8 replies
    • 2.2k views
    • 
    • Guest
    • January 26, 2004

45. Life Insurance within a 401(k) Plan

    By Guest AndreaRyan, August 9, 2011
    • 3 replies
    • 2.2k views
    • 
    • MARYMM
    • August 10, 2011

46. Off Calendar Year End 402(g) Limit

    By Guest AdminFL, March 20, 2003
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • March 20, 2003

47. Catch-up cont only?

    By Guest DazedAndConfused, August 4, 2006
    • 8 replies
    • 2.2k views
    • 
    • stephen
    • August 10, 2006

48. Sticky Spinoff Issue

    By Scott, February 22, 2001
    • 1 reply
    • 2.2k views
    • 
    • Richard Anderson
    • February 22, 2001

49. Is distribution of excess annual additions included in ADP test?

    By Richard Anderson, September 5, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • September 14, 2000

50. Non-conforming states

    By Larry M, December 5, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • December 6, 2001