401(k) Plans

19,320 topics in this forum

1. Davis Bacon and general testing

   By gregburst, October 24, 2013
   • 1 reply
   • 2.3k views
   • 
   • Lou S.
   • October 24, 2013

2. Peo with a 401(k) question

   By abanky, July 16, 2002
   • 6 replies
   • 2.3k views
   • 
   • Guest
   • July 30, 2002

3. Add Profit Sharing to Existing 401(k) Plan with SECURE Act Retroactive Amendment

   By RPP2001, September 12, 2022
   • 12 replies
   • 2.3k views
   • 
   • Bill Presson
   • September 14, 2022

4. Can a 401(k) plan be amended to change the requirements for hardship w

   By Guest Tara Curran, March 30, 2000
   • 9 replies
   • 2.3k views
   • 
   • Guest
   • April 1, 2000

5. one employee in two unrelated employers plans.

   By Moe Howard, February 9, 2004
   • 6 replies
   • 2.3k views
   • 
   • Guest
   • February 12, 2004

6. Past Service

   By k man, February 26, 2008
   • 8 replies
   • 2.3k views
   • 
   • Mike Preston
   • February 27, 2008

7. Employer withheld 401k election amount twice

   By Dkozer, July 6, 2017   

   • 401k with holding error
   • 9 replies
   • 2.3k views
   • 
   • Dkozer
   • July 7, 2017

8. Switch to Prior Year ADP Testing

   By Guest Factor, March 13, 2006
   • 2 replies
   • 2.3k views
   • 
   • TBob
   • May 24, 2006

9. Retirement Allocation Condition

   By Vlad401k, January 13, 2021
   • 7 replies
   • 2.3k views
   • 
   • Cardscrazy
   • January 16, 2021

10. Hardship Amendment - QNEC/QMACs allowed

    By austin3515, June 2, 2020
    • 15 replies
    • 2.3k views
    • 
    • austin3515
    • July 28, 2020

11. Multiemployer 401(k) Plan

    By PJ2009, May 27, 2009
    • 6 replies
    • 2.3k views
    • 
    • PJ2009
    • May 28, 2009

12. Top Heavy Contribution

    By MBCarey, July 24, 2003
    • 7 replies
    • 2.3k views
    • 
    • R. Butler
    • July 24, 2003

13. SAR

    By Guest Juracek, February 9, 2000
    • 12 replies
    • 2.3k views
    • 
    • imchipbrown
    • February 18, 2000

14. CARES Act loan provisions- Optional

    By Ian, April 2, 2020
    • 13 replies
    • 2.3k views
    • 
    • MoJo
    • April 6, 2020

15. Fully Vesting only Active Employees

    By 401QUE, April 7, 2017   

    • vesting
    • protected benefits
    • (and 1 more)

      Tagged with:

      • vesting
      • protected benefits
      • irc 411
    • 9 replies
    • 2.3k views
    • 
    • 401QUE
    • April 28, 2017

16. Shifting QMACs of HCEs to ADP

    By Jeff Kirtner, June 10, 2003
    • 4 replies
    • 2.3k views
    • 
    • Tom Poje
    • June 12, 2003

17. Top-Heavy Plan

    By ac, March 7, 2013
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • April 22, 2013

18. Parnter Forfeits

    By austin3515, May 12, 2008
    • 9 replies
    • 2.3k views
    • 
    • Bird
    • May 19, 2008

19. plan termination

    By Guest lskin, September 19, 2005
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • November 5, 2005

20. Plan Expenses

    By Guest Ralph, July 26, 2001
    • 6 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • July 31, 2001

21. Late deposit of 2004 deferrals were done in early 2005, do we need to file two 5330's?

    By Beltane, July 19, 2005
    • 11 replies
    • 2.3k views
    • 
    • austin3515
    • July 26, 2005

22. Pre-Funded Profit Sharing

    By Becky Schwing, February 20, 2020
    • 12 replies
    • 2.3k views
    • 
    • Luke Bailey
    • March 13, 2020

23. Ineligible deferrals

    By Guest, January 12, 2001
    • 2 replies
    • 2.3k views
    • 
    • R. Butler
    • January 12, 2001

24. Voluntary Deemed Loan

    By Guest NGG53, March 28, 2011
    • 9 replies
    • 2.3k views
    • 
    • masteff
    • March 31, 2011

25. Brother-Sister Controlled Group

    By cpc0506, November 25, 2009
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • November 28, 2009

26. Contribution in year of termination

    By Guest esi-jht, June 29, 2006
    • 8 replies
    • 2.3k views
    • 
    • Locust
    • July 3, 2006

27. Missed Payroll Contributions

    By Guest Ray Corneau, October 4, 2002
    • 5 replies
    • 2.3k views
    • 
    • MWeddell
    • October 15, 2002

28. Fiduciary Concerns - Seeking Opinions

    By CuseFan, February 20, 2024
    • 21 replies
    • 2.3k views
    • 
    • david rigby
    • February 22, 2024

29. Participant Loan Corrections - EPCRS

    By austin3515, May 24, 2013
    • 5 replies
    • 2.3k views
    • 
    • masteff
    • May 24, 2013

30. 401(k) contributions and FICA

    By Santo Gold, November 22, 2004
    • 3 replies
    • 2.3k views
    • 
    • wmyer
    • November 22, 2004

31. Auto enrollment procedures

    By Santo Gold, August 11, 2025
    • 4 replies
    • 2.3k views
    • 
    • Peter Gulia
    • September 2, 2025

32. IRA Minimum Withdrawal Age

    By Guest majerczak, October 27, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • October 29, 1998

33. SH Match Question

    By buckaroo, August 14, 2014
    • 8 replies
    • 2.3k views
    • 
    • MWeddell
    • August 15, 2014

34. Can bargaining parties exclude employees from right to defer?

    By MAM08, May 21, 2015
    • 11 replies
    • 2.3k views
    • 
    • austin3515
    • July 28, 2016

35. 401k question: did not include Bonus in deferral

    By Victor, September 12, 2017
    • 7 replies
    • 2.3k views
    • 
    • Flyboyjohn
    • September 13, 2017

36. Triple Stacked Match

    By 401(k)athryn, November 8, 2016   

    • triple stacked match
    • fixed match
    • (and 1 more)

      Tagged with:

      • triple stacked match
      • fixed match
      • plan amendment
    • 10 replies
    • 2.3k views
    • 
    • TPAJake
    • November 11, 2016

37. Incorrect Deferral Percentage Correction

    By heygents, July 19, 2016
    • 7 replies
    • 2.3k views
    • 
    • Belgarath
    • July 20, 2016

38. Leased Employees Excluded from Safe Harbor 401(k) Plan?

    By Guest SCUDDESLER, October 11, 2004
    • 3 replies
    • 2.3k views
    • 
    • mbozek
    • October 11, 2004

39. Maximum Annual Addition for Non-Calendar Plan Year End

    By Guest Albatross, October 29, 2008
    • 4 replies
    • 2.3k views
    • 
    • Lou S.
    • October 30, 2008

40. order of deductions

    By K2retire, September 5, 2014
    • 2 replies
    • 2.3k views
    • 
    • K2retire
    • September 5, 2014

41. Aggregating RMD's between different plan types

    By Guest Steve Nolan, December 28, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • December 28, 1998

42. vesting due to "reduction in force"

    By k man, May 12, 2000
    • 4 replies
    • 2.3k views
    • 
    • k man
    • May 12, 2000

43. Payment for unused sick time.

    By Guest Kristy Alexander, September 6, 2002
    • 6 replies
    • 2.3k views
    • 
    • E as in ERISA
    • September 9, 2002

44. DRO--Value fluctuations

    By Guest SWH, April 2, 2008
    • 11 replies
    • 2.3k views
    • 
    • dmwe
    • April 10, 2008

45. Deferral Question

    By Guest Theresa, March 16, 2000
    • 6 replies
    • 2.3k views
    • 
    • Jon Chambers
    • March 21, 2000

46. GUST / EGTRRA Amendments - new to this and need a straight answer.

    By Guest tintree73, December 12, 2002
    • 3 replies
    • 2.3k views
    • 
    • Mike Preston
    • January 12, 2003

47. Self Employed Safe Harbor 401(k) - NEC Allocation

    By Guest Robin S. Vatalaro, January 3, 2005
    • 4 replies
    • 2.3k views
    • 
    • austin3515
    • January 4, 2005

48. Financial Advice - who can be billed for this service?

    By Guest jhilliard, January 14, 2004
    • 8 replies
    • 2.3k views
    • 
    • Guest
    • January 26, 2004

49. Comingling (& no accounting for separate) sources?

    By John A, August 20, 2001
    • 10 replies
    • 2.3k views
    • 
    • R. Butler
    • August 29, 2001

50. 401(k) and life insurance

    By Guest PensionDesign, November 2, 2006
    • 4 replies
    • 2.3k views
    • 
    • Belgarath
    • November 2, 2006