401(k) Plans

19,321 topics in this forum

1. Safe Harbor Notice

   By Earl, April 13, 2018
   • 2 replies
   • 565 views
   • 
   • Earl
   • April 22, 2018

2. 402g Roth failure correction after April 15

   By WCC, April 18, 2018
   • 10 replies
   • 3.4k views
   • 
   • Tom Poje
   • April 20, 2018

3. [Update] Excess deferral in 2017 (not corrected by April 15, 2018) with two unrelated employers/plans

   By Pxhesq, April 19, 2018   

   • 401(k)
   • excess deferral
   • 5 replies
   • 2.8k views
   • 
   • Kac1214
   • April 20, 2018

4. Retroactively amend compensation definition

   By Guest Iwonder, May 2, 2006
   • 7 replies
   • 8.1k views
   • 
   • Tom Poje
   • April 18, 2018

5. Interesting Update On VCP Fees (not exciting news)

   By austin3515, April 18, 2018
   • 2 replies
   • 507 views
   • 
   • austin3515
   • April 18, 2018

6. 401K DISTRIBUTION ERRORS

   By dave 222, April 13, 2018
   • 6 replies
   • 1.3k views
   • 
   • BG5150
   • April 18, 2018

7. Excluding some NHCE from Safe Harbor Match

   By BG5150, April 18, 2018
   • 5 replies
   • 1.3k views
   • 
   • ERISAAPPLE
   • April 18, 2018

8. Terminating Money Purchase Plan - Starting new 401k Plan

   By coleboy, April 18, 2018
   • 6 replies
   • 1.4k views
   • 
   • CuseFan
   • April 18, 2018

9. failure to implement auto escalation

   By K2retire, April 18, 2018
   • 0 replies
   • 790 views
   • 
   • K2retire
   • April 18, 2018

10. general question - allowed to contribute for 2017 now & wants corrected w2?

    By Erica23, April 16, 2018
    • 11 replies
    • 810 views
    • 
    • Tom Poje
    • April 17, 2018

11. Safe harbor plan with enhanced match and additional match

    By 30Rock, April 4, 2018
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • April 16, 2018

12. Controlled Group - combined testing

    By RPC-TPA, April 16, 2018
    • 1 reply
    • 967 views
    • 
    • Mike Preston
    • April 16, 2018

13. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.7k views
    • 
    • ERISAAPPLE
    • April 16, 2018

14. 401(k) participation by credit card tips

    By dan654083, April 7, 2018
    • 5 replies
    • 1.8k views
    • 
    • MWeddell
    • April 16, 2018

15. Match contribution based on service

    By Santo Gold, April 12, 2018
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • April 16, 2018

16. Deferral rate changes for money earned but not paid

    By Loves401(k), April 13, 2018
    • 1 reply
    • 470 views
    • 
    • WCC
    • April 13, 2018

17. Automatic Enrollment - notice not provided

    By Tinman, April 12, 2018
    • 1 reply
    • 2.7k views
    • 
    • Kevin C
    • April 13, 2018

18. entered early by mistake

    By Earl, April 13, 2018
    • 1 reply
    • 542 views
    • 
    • ETA Consulting LLC
    • April 13, 2018

19. Partners & K- 1 Earnings

    By coleboy, April 12, 2018
    • 3 replies
    • 600 views
    • 
    • Larry Starr
    • April 12, 2018

20. Off-Calendar year end plan, catch-up contributions

    By AATPA, April 11, 2018   

    • catch-up
    • off-calendar
    • 9 replies
    • 3.2k views
    • 
    • AATPA
    • April 12, 2018

21. Late Deposit

    By PFranckowiak, April 12, 2018
    • 1 reply
    • 508 views
    • 
    • ETA Consulting LLC
    • April 12, 2018

22. discretionary match after QACA SH contribution

    By bmore1147, April 6, 2018   

    • 401k
    • safe harbor
    • (and 3 more)

      Tagged with:

      • 401k
      • safe harbor
      • qaca
      • match
      • testing
    • 2 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 11, 2018

23. EACA Notice Requirement for Mid-Year Lookback

    By Gruegen, April 11, 2018
    • 1 reply
    • 987 views
    • 
    • BG5150
    • April 11, 2018

24. 1 year of Service

    By wifrbr, April 4, 2018
    • 14 replies
    • 4k views
    • 
    • Doc Ument
    • April 10, 2018

25. Schedule C compensation

    By pensionLifer, April 10, 2018
    • 5 replies
    • 2.3k views
    • 
    • Larry Starr
    • April 10, 2018

26. excluding hce from safe harbor in a board res

    By hileman, April 10, 2018
    • 2 replies
    • 977 views
    • 
    • Larry Starr
    • April 10, 2018

27. Successor Plan?

    By Kac1214, April 4, 2018
    • 7 replies
    • 902 views
    • 
    • Luke Bailey
    • April 10, 2018

28. 401K 2nd Loan

    By MareiL, April 8, 2018
    • 5 replies
    • 8.1k views
    • 
    • MareiL
    • April 10, 2018

29. Forfeitures in late correction of ACP failure

    By CuseFan, April 9, 2018
    • 2 replies
    • 649 views
    • 
    • CuseFan
    • April 10, 2018

30. Hardship withdrawals

    By thepensionmaven, April 10, 2018   

    • hardship
    • 3 replies
    • 621 views
    • 
    • duckthing
    • April 10, 2018

31. accrual of elective deferral

    By thepensionmaven, April 4, 2018   

    • accrual
    • 7 replies
    • 1.1k views
    • 
    • thepensionmaven
    • April 10, 2018

32. ADP Excess Contribution Recharacterization

    By TheoDawg, April 6, 2018
    • 2 replies
    • 1.7k views
    • 
    • Luke Bailey
    • April 9, 2018

33. Safe harbor non-elective not yet made

    By thepensionmaven, May 24, 2017
    • 27 replies
    • 8.6k views
    • 
    • 401(k)athryn
    • April 6, 2018

34. Late Forms 1099R

    By CLKent23, April 3, 2018
    • 5 replies
    • 1.7k views
    • 
    • JamesK
    • April 6, 2018

35. Non-Resident Trustee

    By wifrbr, April 2, 2018
    • 6 replies
    • 2k views
    • 
    • QP_Guy
    • April 5, 2018

36. Allocation between Roth and non-Roth amounts when participant receives partial distribution from plan

    By Luke Bailey, April 4, 2018   

    • roth
    • 401(k)
    • (and 2 more)

      Tagged with:

      • roth
      • 401(k)
      • non-roth
      • distribution
    • 6 replies
    • 2k views
    • 
    • ETA Consulting LLC
    • April 5, 2018

37. Interest calc on excess deferrals

    By thepensionmaven, April 4, 2018   

    • excees deferrals
    • 1 reply
    • 426 views
    • 
    • Mike Preston
    • April 5, 2018

38. 415c Maximum Contributions

    By Marlene, January 24, 2018   

    • cross testing
    • 12 replies
    • 3k views
    • 
    • msmith
    • April 4, 2018

39. Safe Harbor Hardship Distribution and 409A

    By Randy Watson, February 12, 2008
    • 9 replies
    • 5k views
    • 
    • XTitan
    • April 4, 2018

40. Safe Harbor & Participation Comp

    By ERISAAPPLE, March 29, 2018
    • 4 replies
    • 1.1k views
    • 
    • ERISAAPPLE
    • April 4, 2018

41. missed deferral incorrect correction

    By K2retire, April 3, 2018   

    • qnec
    • wrong compensation definition
    • 1 reply
    • 597 views
    • 
    • Luke Bailey
    • April 4, 2018

42. Plan Eligibility

    By EBDI, April 2, 2018
    • 5 replies
    • 1.3k views
    • 
    • EBDI
    • April 3, 2018

43. Sole Prop with No Income

    By Earl, April 1, 2018
    • 5 replies
    • 684 views
    • 
    • BG5150
    • April 3, 2018

44. Failed ADP Test

    By coleboy, March 27, 2018
    • 15 replies
    • 3k views
    • 
    • Bird
    • April 2, 2018

45. In Home Supported Services (IHSS)

    By Jennie, March 30, 2018
    • 6 replies
    • 6.4k views
    • 
    • Jennie
    • April 2, 2018

46. Help needed...tough situation

    By scarabrad, April 2, 2018
    • 1 reply
    • 481 views
    • 
    • jpod
    • April 2, 2018

47. Missed Deferrals Less Than 3 months

    By coleboy, March 30, 2018
    • 5 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • March 30, 2018

48. 401k Overcontribution Correction

    By Doghouse, March 27, 2018
    • 7 replies
    • 2k views
    • 
    • ERISAAPPLE
    • March 30, 2018

49. Enrollment

    By mjf06241972, March 28, 2018   

    • enrollment 401k employees
    • 6 replies
    • 2k views
    • 
    • Kevin C
    • March 29, 2018

50. Mid-year Amendment to a Safe Harbor Plan

    By austin3515, March 28, 2018
    • 21 replies
    • 4.1k views
    • 
    • austin3515
    • March 29, 2018