401(k) Plans

19,321 topics in this forum

1. Correcting Excess Deferrals

   By steve45, December 31, 2021   

   • 402g refund
   • 402g limit
   • (and 1 more)

     Tagged with:

     • 402g refund
     • 402g limit
     • excess
   • 6 replies
   • 1.2k views
   • 
   • chc93
   • January 3, 2022

2. Can Plan Sponsor make a loan to a plan?

   By TPApril, February 26, 2019
   • 6 replies
   • 1.4k views
   • 
   • Luke Bailey
   • February 26, 2019

3. Plan Termination

   By KevinMc, November 20, 2019
   • 6 replies
   • 1.9k views
   • 
   • ESOP Guy
   • November 21, 2019

4. 401(k) Plan Sponsor Entity and EIN Change

   By hsctpa, November 24, 2020
   • 6 replies
   • 1.4k views
   • 
   • Gilmore
   • November 26, 2020

5. Fidelity vs. Fiduciary Bonds?

   By Guest susan w, May 14, 2001
   • 6 replies
   • 4.2k views
   • 
   • Guest
   • May 18, 2001

6. Deferral Limit on HCE's

   By Guest scuba80, September 17, 2008
   • 6 replies
   • 2.5k views
   • 
   • Guest
   • September 18, 2008

7. In a SH new comparability plan, can the PS allocation include the 3% Nonelective?

   By kwalified, December 7, 2012
   • 6 replies
   • 1.1k views
   • 
   • kwalified
   • December 7, 2012

8. QJSA Spousal Consent in DC Plans

   By ERISAAPPLE, February 15, 2018   

   • spousal consent
   • 2012-3
   • (and 1 more)

     Tagged with:

     • spousal consent
     • 2012-3
     • qjsa
   • 6 replies
   • 2.2k views
   • 
   • Bird
   • February 19, 2018

9. LLP Questions

   By Guest Effie Clark, August 12, 2002
   • 6 replies
   • 1.6k views
   • 
   • Guest
   • August 13, 2002

10. Excludible employee

    By Guest erepper, January 28, 2008
    • 6 replies
    • 1.9k views
    • 
    • austin3515
    • January 30, 2008

11. Deferrals made on negative Sch C income

    By Guest fiddler, October 12, 2009
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • October 12, 2009

12. May a Money Purchase Plan be amended & restated to become a Safe H

    By Guest PLHart, May 7, 1999
    • 6 replies
    • 3.2k views
    • 
    • Ervin Barham
    • May 13, 1999

13. Participation starts when?

    By Guest cpamichael, July 19, 2001
    • 6 replies
    • 1.7k views
    • 
    • Earl
    • July 20, 2001

14. Control Group Determination

    By pixmax, July 23, 2014
    • 6 replies
    • 1.2k views
    • 
    • My 2 cents
    • July 24, 2014

15. Top-Heavy Minimum/401(m) Matching Part II

    By John A, September 23, 1999
    • 6 replies
    • 2.3k views
    • 
    • John A
    • September 29, 1999

16. change in vesting method

    By Guest EDSAADE, November 3, 2003
    • 6 replies
    • 1.6k views
    • 
    • Brian Gallagher
    • November 4, 2003

17. Do 401(k) deferrals count under Average Benefit Percentage Test?

    By Übernerd, July 27, 2006
    • 6 replies
    • 5.1k views
    • 
    • Übernerd
    • July 28, 2006

18. Safe Harbor Match

    By thepensionmaven, July 25, 2017   

    • elapsed time calculation
    • 6 replies
    • 806 views
    • 
    • thepensionmaven
    • July 30, 2017

19. Brokerage accounts setup under Employer EIN

    By BG5150, December 7, 2022
    • 6 replies
    • 2k views
    • 
    • Kac1214
    • December 12, 2022

20. RMD - changing ownership-not always 5%

    By jmartin, June 12, 2015
    • 6 replies
    • 1.9k views
    • 
    • GMK
    • June 22, 2015

21. Smoke & Mirrors; Accounting standards, SSAE/SOC

    By Puffinator, June 1, 2017
    • 6 replies
    • 1.4k views
    • 
    • My 2 cents
    • June 1, 2017

22. Integrated Formula - Different Contribution Amount for HCEs

    By Danny CPA, July 25, 2017
    • 6 replies
    • 1k views
    • 
    • Danny CPA
    • July 26, 2017

23. Terminated Plan without Interim Amendments

    By EmpbAF, September 30, 2022
    • 6 replies
    • 1.3k views
    • 
    • EmpbAF
    • October 5, 2022

24. Interpretation LTPT

    By thepensionmaven, March 1, 2024
    • 6 replies
    • 653 views
    • 
    • Peter Gulia
    • March 7, 2024

25. Definition of Zero % Vested (Forfeiture Timing Issue)

    By Guest RS Vatalaro, May 2, 2002
    • 6 replies
    • 4.6k views
    • 
    • Guest
    • May 3, 2002

26. Controlled Group - Plans have different Plan Year Ends

    By Steve Waddo, June 2, 2011
    • 6 replies
    • 3k views
    • 
    • Trekker
    • October 8, 2014

27. Error in Administrating Loan Rate

    By KCoursey, August 11, 2015
    • 6 replies
    • 1.3k views
    • 
    • Briandfox
    • August 12, 2015

28. Calculating 25% of eligible compensation for deductibility limit

    By gdlfa, August 14, 2019
    • 6 replies
    • 5.5k views
    • 
    • NJ Mike
    • August 15, 2019

29. Lifetime Income Illustrations

    By Belgarath, September 30, 2022
    • 6 replies
    • 925 views
    • 
    • Bird
    • September 30, 2022

30. Voluntary Loan Defaults

    By Guest ANNEBV, March 8, 2001
    • 6 replies
    • 9k views
    • 
    • MoJo
    • March 12, 2001

31. Pending Divorce

    By k man, June 28, 2001
    • 6 replies
    • 2.4k views
    • 
    • QDROphile
    • June 29, 2001

32. Software Opinions

    By Guest Partly Cloudy, July 22, 2004
    • 6 replies
    • 1.3k views
    • 
    • stephen
    • July 22, 2004

33. Are Solo(k)s Subject to ERISA?

    By Alf, August 23, 2005
    • 6 replies
    • 12.8k views
    • 
    • wmyer
    • August 23, 2005

34. after tax contributions

    By Guest lskin, June 21, 2006
    • 6 replies
    • 1.7k views
    • 
    • RTK
    • June 28, 2006

35. Severance from Employment

    By Guest CharlieLaur, August 19, 2008
    • 6 replies
    • 3.4k views
    • 
    • Guest
    • August 20, 2008

36. available loan funds

    By cpc0506, November 17, 2010
    • 6 replies
    • 1.4k views
    • 
    • BG5150
    • November 18, 2010

37. not finding it in black & white: S-Corp K-1 isn't comp

    By AlbanyConsultant, February 25, 2014
    • 6 replies
    • 1.5k views
    • 
    • Calavera
    • February 26, 2014

38. ECPCRS - Missed Deferral Oppotunity Corrections for 401k

    By austin3515, May 10, 2022
    • 6 replies
    • 1.1k views
    • 
    • Nate S
    • May 10, 2022

39. elapsed time - vesting

    By Lou81, May 22, 2025   

    • vesting
    • 6 replies
    • 1.1k views
    • 
    • Calavera
    • June 5, 2025

40. Amending a Standardized Plan

    By austin3515, February 18, 2012
    • 6 replies
    • 948 views
    • 
    • Guest
    • February 23, 2012

41. deferral deduction from which business, partnership or corporation?

    By AJC, June 3, 2020
    • 6 replies
    • 1.4k views
    • 
    • AJC
    • June 5, 2020

42. Failure to Withhold Elected Deferral

    By oriecat, June 3, 2010
    • 6 replies
    • 1.6k views
    • 
    • oriecat
    • June 3, 2010

43. RMD Fail

    By Plan Doc, September 30, 2020
    • 6 replies
    • 1.2k views
    • 
    • JulesInCNY
    • February 25, 2021

44. Changing recordkeeper, trustee, and investment house.

    By Guest Bill55, January 2, 2000
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • May 3, 2000

45. Foreign National who pays US Taxes participate in 401(k)

    By Guest bueler, March 1, 2004
    • 6 replies
    • 4.1k views
    • 
    • jquazza
    • March 1, 2004

46. Indvidual (k) Question

    By Guest EAS, December 23, 2004
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 26, 2004

47. I didn't think you could do this

    By PLAN MAN, October 13, 2009
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • October 28, 2009

48. Safe Harbor 401k Plan

    By Guest Dumb & Dumber, June 2, 2011
    • 6 replies
    • 1.3k views
    • 
    • 12AX7
    • June 3, 2011

49. Senior moment

    By thepensionmaven, April 20, 2015
    • 6 replies
    • 1.2k views
    • 
    • Tom Poje
    • May 4, 2015

50. 408(b)(2) and the plan sponsor

    By CLE401kGuy, June 17, 2012
    • 6 replies
    • 1.4k views
    • 
    • GMK
    • June 19, 2012