401(k) Plans

19,275 topics in this forum

1. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

   By Zach Del, February 21, 2023
   • 5 replies
   • 2.2k views
   • 
   • Paul I
   • February 28, 2023

2. Client has an Money Purchase Plan and now wants a 401(k). Can they ha

   By Guest michaelv, May 2, 2001
   • 5 replies
   • 2.2k views
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   • Moe Howard
   • May 3, 2001

3. Safe harbors & eligibility requirements

   By Guest Beth N, July 29, 1999
   • 5 replies
   • 2.2k views
   • 
   • Guest
   • August 16, 1999

4. Excludable for coverage

   By austin3515, December 17, 2005
   • 11 replies
   • 2.2k views
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   • Kevin C
   • January 6, 2006

5. Compensation defined in a SPD

   By Guest rustymonty, March 23, 2005
   • 8 replies
   • 2.1k views
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   • WDIK
   • March 25, 2005

6. Other Documents "Exclude" Compensation

   By EBECatty, March 13, 2018
   • 9 replies
   • 2.1k views
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   • Luke Bailey
   • March 15, 2018

7. Can you restate a MPPP into a 401kPSP?

   By Guest Lisa Karlin, December 22, 2003
   • 9 replies
   • 2.1k views
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   • Blinky the 3-eyed Fish
   • December 31, 2003

8. ADP correction under EPCRS - Controlled Group

   By Guest awojtaszek, May 10, 2007
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • May 15, 2007

9. Match contribution with no definite formula

   By Guest At Peace, October 20, 2004
   • 8 replies
   • 2.1k views
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   • WDIK
   • October 21, 2004

10. Prior Recordkeeper Not Providing Data for Old QDRO

    By cwallace, February 21, 2018
    • 21 replies
    • 2.1k views
    • 
    • ESOP Guy
    • February 27, 2018

11. Annual Qslob testing requirements

    By Floridaattorney, December 23, 2013
    • 0 replies
    • 2.1k views
    • 
    • Floridaattorney
    • December 23, 2013

12. 401(k) Safe Harbor Hardship Withdrawals

    By Guest rocnrols2, August 26, 2003
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • August 26, 2003

13. Correction of Disqualifying Distribution

    By Scott, April 29, 1999
    • 7 replies
    • 2.1k views
    • 
    • M R Bernardin
    • May 10, 1999

14. 404(c) revisited

    By Guest RJM, January 10, 2002
    • 10 replies
    • 2.1k views
    • 
    • Kirk Maldonado
    • January 22, 2002

15. Form 1099-R Reporting for Loans

    By Guest Joseph Corona, December 29, 2000
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • December 29, 2000

16. Question About Who Can Be A Trustee

    By Guest Grumpy456, March 23, 2009
    • 11 replies
    • 2.1k views
    • 
    • Peter Gulia
    • March 26, 2009

17. HCE calculation following a merger

    By Guest Hadden2001, December 6, 2001
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • December 7, 2001

18. Does a CBA supersede ERISA

    By Rai401k, April 1, 2011
    • 4 replies
    • 2.1k views
    • 
    • QDROphile
    • April 1, 2011

19. Catch-up reclassification

    By MoShawn, January 17, 2008
    • 3 replies
    • 2.1k views
    • 
    • buckaroo
    • January 23, 2008

20. ACP Failures of contributions that have not been deposited

    By Guest lfriede, March 11, 2004
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • March 12, 2004

21. 401(k) Plan Loan Documentary Stamp Tax

    By Guest, October 31, 2000
    • 1 reply
    • 2.1k views
    • 
    • david rigby
    • October 31, 2000

22. Overpayment of ADP/ACP corrections

    By Ervin Barham, March 8, 2001
    • 4 replies
    • 2.1k views
    • 
    • Kristina
    • March 8, 2001

23. Initial Plan Year - ADP testing

    By Pammie57, February 15, 2017
    • 2 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • February 16, 2017

24. Bankruptcy and 401k Loans

    By oriecat, July 1, 2004
    • 4 replies
    • 2.1k views
    • 
    • oriecat
    • July 2, 2004

25. Mega Back Door Roth

    By thepensionmaven, August 6
    • 4 replies
    • 2.1k views
    • 
    • truphao
    • August 6

26. Help with 401K annuity roll-over

    By Guest heike, January 14, 2006
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • January 19, 2006

27. EACA mid-year percentage change

    By Belgarath, March 20, 2014
    • 1 reply
    • 2.1k views
    • 
    • BG5150
    • March 20, 2014

28. determining a highly compensated employee

    By Guest abg, August 22, 1999
    • 6 replies
    • 2.1k views
    • 
    • Kathy
    • August 30, 1999

29. 401k city taxes

    By Guest youngal32, August 9, 2001
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • August 17, 2001

30. Changing discretionary per-payroll match mid-year

    By AlbanyConsultant, April 12, 2017
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • April 12, 2017

31. Participant Opts Out!

    By Jilliandiz, October 18, 2005
    • 7 replies
    • 2.1k views
    • 
    • WDIK
    • October 20, 2005

32. Top heavy

    By Guest Sieve, September 29, 2009
    • 22 replies
    • 2.1k views
    • 
    • Guest
    • May 24, 2010

33. Correcting 404 failures

    By Guest PatLovett, February 14, 2001
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 19, 2001

34. compensation ratio test failure

    By Guest Moira, December 8, 2006
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • December 13, 2006

35. Hardship Amendment - QNEC/QMACs allowed

    By austin3515, June 2, 2020
    • 15 replies
    • 2.1k views
    • 
    • austin3515
    • July 28, 2020

36. Top Heavy Minimum/401(m) Matching

    By Guest datalife, April 23, 1999
    • 6 replies
    • 2.1k views
    • 
    • John A
    • September 23, 1999

37. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • December 12, 2003

38. Plan Sponsor is an ESOP - testing?

    By Tom, January 5, 2018
    • 2 replies
    • 2.1k views
    • 
    • ESOP Guy
    • January 5, 2018

39. Charitable Donation of RMD

    By ldr, May 6, 2019   

    • donation
    • charitable
    • (and 2 more)

      Tagged with:

      • donation
      • charitable
      • rmd
      • plan termination
    • 17 replies
    • 2.1k views
    • 
    • ldr
    • May 13, 2019

40. Compensation

    By k man, February 27, 2002
    • 8 replies
    • 2.1k views
    • 
    • Mike Preston
    • March 11, 2002

41. TPA and asset-based fees, w/o revenue sharing agreements

    By Guest xplan, March 20, 2001
    • 5 replies
    • 2.1k views
    • 
    • MoJo
    • March 22, 2001

42. 401k and company stock

    By Guest jefbwerner, August 16, 1999
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • September 1, 1999

43. Safe harbor match stopped in mid year

    By Santo Gold, August 14, 2009
    • 1 reply
    • 2.1k views
    • 
    • J Simmons
    • August 14, 2009

44. Penalties for failure to maintain ERISA Bond

    By k man, July 20, 2000
    • 0 replies
    • 2.1k views
    • 
    • k man
    • July 20, 2000

45. Hours for Vesting

    By Guest Jen Willard, November 27, 2002
    • 8 replies
    • 2.1k views
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    • austin3515
    • November 28, 2002

46. EACA Plan - changing Default Percentage after 1/1/

    By 52626, December 8, 2016
    • 2 replies
    • 2.1k views
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    • K2retire
    • December 12, 2016

47. 2002 Excessive employer withdrawal/contribution to my 401K

    By Guest blb, March 23, 2003
    • 8 replies
    • 2.1k views
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    • 2muchstress
    • April 2, 2003

48. Safe-Harbor + Top-heavy

    By Lou S., March 10, 2008
    • 3 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • March 11, 2008

49. Minimum deferral to receive match.

    By Guest Thornton, September 5, 2013
    • 5 replies
    • 2.1k views
    • 
    • Tom Poje
    • September 9, 2013

50. PEO Questions

    By Guest Lex, March 21, 2003
    • 5 replies
    • 2.1k views
    • 
    • alanm
    • March 27, 2003