401(k) Plans

19,275 topics in this forum

1. Lost participants

   By cdavis25, September 10, 2012
   • 18 replies
   • 5.3k views
   • 
   • Kyle McDonald (PBI)
   • September 19, 2013

2. Plan Loan

   By Guest Hgreer, January 6, 2014
   • 18 replies
   • 2.2k views
   • 
   • Jim Chad
   • January 14, 2014

3. Where are the COLAs??

   By austin3515, October 31, 2018
   • 18 replies
   • 2k views
   • 
   • Karoline Curran
   • November 2, 2018

4. deduction for profit sharing contribution not actually made

   By k man, August 18, 2008
   • 18 replies
   • 2.5k views
   • 
   • K2retire
   • August 20, 2008

5. Quarterly entry and 1,000 hours

   By Guest JPIngold, December 1, 2011
   • 18 replies
   • 5.2k views
   • 
   • Guest
   • October 11, 2012

6. Solo 401(k)Plan

   By Dobber, March 5, 2021
   • 18 replies
   • 3.3k views
   • 
   • BeanCounterBlues
   • January 5, 2024

7. HCE -- top paid group tie breakers

   By Guest SWH, March 28, 2008
   • 18 replies
   • 5.3k views
   • 
   • BG5150
   • March 31, 2008

8. safe-harbor 401(k) / top-heavy

   By kmciver, March 21, 2003
   • 18 replies
   • 3.2k views
   • 
   • Mike Preston
   • April 7, 2003

9. I need help from a CPA - with qualified plan experience!

   By Guest 4Kicks, August 24, 2007
   • 18 replies
   • 2.4k views
   • 
   • austin3515
   • August 27, 2007

10. Multiple Employer Deferral Deposit Timing

    By Below Ground, June 23, 2006
    • 18 replies
    • 2.6k views
    • 
    • WDIK
    • June 29, 2006

11. IRS audit - auditor requires deferral elections before work is performed

    By John Feldt ERPA CPC QPA, April 1, 2009
    • 18 replies
    • 2.8k views
    • 
    • GMK
    • April 2, 2009

12. Safe Harbor Nonelective and 415

    By Gilmore, December 1, 2015
    • 18 replies
    • 2.1k views
    • 
    • BG5150
    • December 7, 2015

13. Vesting

    By Chippy, April 13, 2017
    • 18 replies
    • 3.4k views
    • 
    • BG5150
    • April 17, 2017

14. Catch up contributions for owners?

    By Guest Michael Anderson, January 24, 2002
    • 18 replies
    • 2.8k views
    • 
    • MGB
    • February 7, 2002

15. Question for CPA's

    By austin3515, May 2, 2003
    • 18 replies
    • 2.3k views
    • 
    • GBurns
    • May 4, 2003

16. 401k deferrals and Comp limit

    By alexa, August 23, 2008
    • 18 replies
    • 5.3k views
    • 
    • Guest
    • August 26, 2008

17. Rule of parity

    By Guest carsca, December 11, 2002
    • 18 replies
    • 7.7k views
    • 
    • Guest
    • September 12, 2003

18. Full-time for specific RATE of contribution

    By austin3515, July 30, 2014
    • 18 replies
    • 1.2k views
    • 
    • Kevin C
    • July 31, 2014

19. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.6k views
    • 
    • ERISAAPPLE
    • April 16, 2018

20. ADP/ACP Testing Question

    By Coleboy1, February 14, 2023
    • 18 replies
    • 2k views
    • 
    • Bird
    • February 17, 2023

21. Is there anyway to exclude 75 year old non HCE from safe harbor?

    By Guest MaryC, April 16, 2002
    • 18 replies
    • 2.3k views
    • 
    • Guest
    • April 18, 2002

22. Non-uniform match

    By 401_noob, February 28, 2017
    • 18 replies
    • 2.7k views
    • 
    • Kevin C
    • March 3, 2017

23. Compliance with DOL and IRS

    By Guest Scott E. Hall, May 25, 2000
    • 18 replies
    • 2.6k views
    • 
    • Guest
    • June 1, 2000

24. Forfeiture Account Problem

    By Guest halencourt, January 22, 2003
    • 18 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • January 24, 2003

25. Can a current calendar year 401(k) Plan still change to a safe harbor

    By Guest fiddler, December 21, 2000
    • 18 replies
    • 4.4k views
    • 
    • MWeddell
    • January 12, 2001

26. New Comparability Profit Sharing - Selective 'Groups'

    By thatguyfromHR, March 17, 2021   

    • new comparability
    • profit sharing
    • (and 3 more)

      Tagged with:

      • new comparability
      • profit sharing
      • profit-sharing
      • nhce
      • hce
    • 18 replies
    • 1.9k views
    • 
    • BG5150
    • March 18, 2021

27. EPCRS Before You Make a Mistake

    By austin3515, January 19, 2022
    • 18 replies
    • 1.5k views
    • 
    • Luke Bailey
    • January 21, 2022

28. Might the new requirement for an automatic-contribution arrangement slow down creations of new plans?

    By Peter Gulia, December 21, 2022
    • 18 replies
    • 1.4k views
    • 
    • CuseFan
    • January 3, 2023

29. Second 401K Loan Question

    By Guest stancel, June 25, 2012
    • 18 replies
    • 34.9k views
    • 
    • hr for me
    • August 17, 2017

30. Participant defers $20,000 into two unrelated 401(k) plans ($10,000 in

    By Richard Anderson, November 8, 2000
    • 18 replies
    • 3.2k views
    • 
    • david rigby
    • November 16, 2000

31. Safe Harbor / 401k = Different Eligibility Allowed?

    By jmartin, July 15, 2013
    • 18 replies
    • 8.5k views
    • 
    • BG5150
    • July 17, 2013

32. Can top heavy minimum also serve as QNEC?

    By Guest blaum8, January 6, 2003
    • 18 replies
    • 4.6k views
    • 
    • Blinky the 3-eyed Fish
    • January 8, 2003

33. Car Allownces

    By katie58, August 11, 2014
    • 18 replies
    • 19.1k views
    • 
    • MWeddell
    • August 12, 2014

34. Top Heavy in First Year

    By Guest KMP, August 22, 2002
    • 18 replies
    • 6.7k views
    • 
    • Mike Preston
    • August 29, 2002

35. Failed Compensation Ratio Test

    By Guest Rachelw, February 11, 2008
    • 18 replies
    • 15.6k views
    • 
    • Guest
    • May 8, 2008

36. Safe Harbor Match Miscalculated on Payroll by Payroll Basis?

    By kwalified, July 5, 2012
    • 18 replies
    • 3.5k views
    • 
    • austin3515
    • July 18, 2012

37. HCE with no comp but 1,000 hours

    By PensionNewbee, March 4, 2004
    • 18 replies
    • 5k views
    • 
    • Guest
    • March 8, 2004

38. Inclusion of Ineligible Ee - ECPRS/SCP

    By austin3515, September 2, 2015
    • 18 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 4, 2015

39. hce with no contribution

    By Guest Codi, August 23, 2002
    • 18 replies
    • 2.7k views
    • 
    • Mike Preston
    • August 28, 2002

40. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 1.7k views
    • 
    • MoJo
    • March 2, 2023

41. Plan Responsibility for Beneficiary Designation

    By khn, May 5, 2014
    • 18 replies
    • 4.9k views
    • 
    • GMK
    • May 7, 2014

42. 402g violation correction

    By K-t-F, June 18, 2004
    • 18 replies
    • 10.4k views
    • 
    • Guest
    • July 7, 2004

43. Should a charity's retirement plan be a 403(b) or a 401(k)?

    By Peter Gulia, January 24, 2017   

    • 401(k); 403(b); charitable
    • 18 replies
    • 1.7k views
    • 
    • Belgarath
    • February 14, 2017

44. Amending a Safe Harbor Plan

    By austin3515, November 8, 2011
    • 18 replies
    • 2.4k views
    • 
    • austin3515
    • November 22, 2011

45. First Contribution to 401(K) Plan

    By Guest Mike Schwing, April 11, 2008
    • 18 replies
    • 13.4k views
    • 
    • Mr Bagwell
    • October 27, 2017

46. Can a person irrevocable waive receiving a PS contribution?

    By BG5150, October 1, 2008
    • 18 replies
    • 6.6k views
    • 
    • J Simmons
    • October 2, 2008

47. S-Corp, C-Corp or LLC

    By Blue_Sky, October 29, 2020
    • 18 replies
    • 2.8k views
    • 
    • ESOP Guy
    • November 12, 2020

48. Mistake in fact or operational error

    By Guest Ken C, September 7, 2007
    • 18 replies
    • 16.2k views
    • 
    • Guest
    • September 12, 2007

49. After tax conversions to Roth

    By BW, December 4, 2018
    • 18 replies
    • 2.6k views
    • 
    • cdavis25
    • October 27, 2021

50. Funding ER contributions with PPP

    By Chippy, May 13, 2020
    • 18 replies
    • 1.7k views
    • 
    • Larry Starr
    • July 8, 2020