401(k) Plans

19,317 topics in this forum

1. Boss sold practice in 8/15. Termination letter of 401k 4/16

   By daniellerdh05, April 29, 2016   

   • Shady 401K by employer
   • 18 replies
   • 2.8k views
   • 
   • Lou S.
   • April 29, 2016

2. Lost participants

   By cdavis25, September 10, 2012
   • 18 replies
   • 5.4k views
   • 
   • Kyle McDonald (PBI)
   • September 19, 2013

3. Plan Loan

   By Guest Hgreer, January 6, 2014
   • 18 replies
   • 2.2k views
   • 
   • Jim Chad
   • January 14, 2014

4. Where are the COLAs??

   By austin3515, October 31, 2018
   • 18 replies
   • 2.1k views
   • 
   • Karoline Curran
   • November 2, 2018

5. deduction for profit sharing contribution not actually made

   By k man, August 18, 2008
   • 18 replies
   • 2.5k views
   • 
   • K2retire
   • August 20, 2008

6. Quarterly entry and 1,000 hours

   By Guest JPIngold, December 1, 2011
   • 18 replies
   • 5.3k views
   • 
   • Guest
   • October 11, 2012

7. Solo 401(k)Plan

   By Dobber, March 5, 2021
   • 18 replies
   • 3.9k views
   • 
   • BeanCounterBlues
   • January 5, 2024

8. HCE -- top paid group tie breakers

   By Guest SWH, March 28, 2008
   • 18 replies
   • 5.4k views
   • 
   • BG5150
   • March 31, 2008

9. safe-harbor 401(k) / top-heavy

   By kmciver, March 21, 2003
   • 18 replies
   • 3.3k views
   • 
   • Mike Preston
   • April 7, 2003

10. I need help from a CPA - with qualified plan experience!

    By Guest 4Kicks, August 24, 2007
    • 18 replies
    • 2.4k views
    • 
    • austin3515
    • August 27, 2007

11. Multiple Employer Deferral Deposit Timing

    By Below Ground, June 23, 2006
    • 18 replies
    • 2.6k views
    • 
    • WDIK
    • June 29, 2006

12. IRS audit - auditor requires deferral elections before work is performed

    By John Feldt ERPA CPC QPA, April 1, 2009
    • 18 replies
    • 2.9k views
    • 
    • GMK
    • April 2, 2009

13. Safe Harbor Nonelective and 415

    By Gilmore, December 1, 2015
    • 18 replies
    • 2.1k views
    • 
    • BG5150
    • December 7, 2015

14. Vesting

    By Chippy, April 13, 2017
    • 18 replies
    • 3.5k views
    • 
    • BG5150
    • April 17, 2017

15. Catch up contributions for owners?

    By Guest Michael Anderson, January 24, 2002
    • 18 replies
    • 2.8k views
    • 
    • MGB
    • February 7, 2002

16. Question for CPA's

    By austin3515, May 2, 2003
    • 18 replies
    • 2.3k views
    • 
    • GBurns
    • May 4, 2003

17. 401k deferrals and Comp limit

    By alexa, August 23, 2008
    • 18 replies
    • 5.3k views
    • 
    • Guest
    • August 26, 2008

18. Rule of parity

    By Guest carsca, December 11, 2002
    • 18 replies
    • 7.7k views
    • 
    • Guest
    • September 12, 2003

19. Full-time for specific RATE of contribution

    By austin3515, July 30, 2014
    • 18 replies
    • 1.2k views
    • 
    • Kevin C
    • July 31, 2014

20. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.7k views
    • 
    • ERISAAPPLE
    • April 16, 2018

21. ADP/ACP Testing Question

    By Coleboy1, February 14, 2023
    • 18 replies
    • 2.1k views
    • 
    • Bird
    • February 17, 2023

22. Is there anyway to exclude 75 year old non HCE from safe harbor?

    By Guest MaryC, April 16, 2002
    • 18 replies
    • 2.3k views
    • 
    • Guest
    • April 18, 2002

23. Non-uniform match

    By 401_noob, February 28, 2017
    • 18 replies
    • 2.7k views
    • 
    • Kevin C
    • March 3, 2017

24. Compliance with DOL and IRS

    By Guest Scott E. Hall, May 25, 2000
    • 18 replies
    • 2.6k views
    • 
    • Guest
    • June 1, 2000

25. Forfeiture Account Problem

    By Guest halencourt, January 22, 2003
    • 18 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • January 24, 2003

26. Can a current calendar year 401(k) Plan still change to a safe harbor

    By Guest fiddler, December 21, 2000
    • 18 replies
    • 4.4k views
    • 
    • MWeddell
    • January 12, 2001

27. New Comparability Profit Sharing - Selective 'Groups'

    By thatguyfromHR, March 17, 2021   

    • new comparability
    • profit sharing
    • (and 3 more)

      Tagged with:

      • new comparability
      • profit sharing
      • profit-sharing
      • nhce
      • hce
    • 18 replies
    • 1.9k views
    • 
    • BG5150
    • March 18, 2021

28. EPCRS Before You Make a Mistake

    By austin3515, January 19, 2022
    • 18 replies
    • 1.5k views
    • 
    • Luke Bailey
    • January 21, 2022

29. Might the new requirement for an automatic-contribution arrangement slow down creations of new plans?

    By Peter Gulia, December 21, 2022
    • 18 replies
    • 1.4k views
    • 
    • CuseFan
    • January 3, 2023

30. Second 401K Loan Question

    By Guest stancel, June 25, 2012
    • 18 replies
    • 35.8k views
    • 
    • hr for me
    • August 17, 2017

31. Participant defers $20,000 into two unrelated 401(k) plans ($10,000 in

    By Richard Anderson, November 8, 2000
    • 18 replies
    • 3.3k views
    • 
    • david rigby
    • November 16, 2000

32. Safe Harbor / 401k = Different Eligibility Allowed?

    By jmartin, July 15, 2013
    • 18 replies
    • 8.5k views
    • 
    • BG5150
    • July 17, 2013

33. Can top heavy minimum also serve as QNEC?

    By Guest blaum8, January 6, 2003
    • 18 replies
    • 4.6k views
    • 
    • Blinky the 3-eyed Fish
    • January 8, 2003

34. Car Allownces

    By katie58, August 11, 2014
    • 18 replies
    • 19.7k views
    • 
    • MWeddell
    • August 12, 2014

35. Top Heavy in First Year

    By Guest KMP, August 22, 2002
    • 18 replies
    • 6.8k views
    • 
    • Mike Preston
    • August 29, 2002

36. Failed Compensation Ratio Test

    By Guest Rachelw, February 11, 2008
    • 18 replies
    • 15.7k views
    • 
    • Guest
    • May 8, 2008

37. Safe Harbor Match Miscalculated on Payroll by Payroll Basis?

    By kwalified, July 5, 2012
    • 18 replies
    • 3.5k views
    • 
    • austin3515
    • July 18, 2012

38. HCE with no comp but 1,000 hours

    By PensionNewbee, March 4, 2004
    • 18 replies
    • 5.1k views
    • 
    • Guest
    • March 8, 2004

39. Inclusion of Ineligible Ee - ECPRS/SCP

    By austin3515, September 2, 2015
    • 18 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 4, 2015

40. hce with no contribution

    By Guest Codi, August 23, 2002
    • 18 replies
    • 2.7k views
    • 
    • Mike Preston
    • August 28, 2002

41. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 1.7k views
    • 
    • MoJo
    • March 2, 2023

42. Plan Responsibility for Beneficiary Designation

    By khn, May 5, 2014
    • 18 replies
    • 5k views
    • 
    • GMK
    • May 7, 2014

43. 402g violation correction

    By K-t-F, June 18, 2004
    • 18 replies
    • 10.4k views
    • 
    • Guest
    • July 7, 2004

44. Should a charity's retirement plan be a 403(b) or a 401(k)?

    By Peter Gulia, January 24, 2017   

    • 401(k); 403(b); charitable
    • 18 replies
    • 1.7k views
    • 
    • Belgarath
    • February 14, 2017

45. Amending a Safe Harbor Plan

    By austin3515, November 8, 2011
    • 18 replies
    • 2.4k views
    • 
    • austin3515
    • November 22, 2011

46. First Contribution to 401(K) Plan

    By Guest Mike Schwing, April 11, 2008
    • 18 replies
    • 13.9k views
    • 
    • Mr Bagwell
    • October 27, 2017

47. Can a person irrevocable waive receiving a PS contribution?

    By BG5150, October 1, 2008
    • 18 replies
    • 6.7k views
    • 
    • J Simmons
    • October 2, 2008

48. S-Corp, C-Corp or LLC

    By Blue_Sky, October 29, 2020
    • 18 replies
    • 3k views
    • 
    • ESOP Guy
    • November 12, 2020

49. Mistake in fact or operational error

    By Guest Ken C, September 7, 2007
    • 18 replies
    • 16.3k views
    • 
    • Guest
    • September 12, 2007

50. After tax conversions to Roth

    By BW, December 4, 2018
    • 18 replies
    • 2.8k views
    • 
    • cdavis25
    • October 27, 2021