401(k) Plans

19,321 topics in this forum

1. Asset Purchase

   By Guest A_Dude, March 11, 2014
   • 6 replies
   • 3.1k views
   • 
   • Guest
   • March 17, 2014

2. Fringe Benefit? Meals and Lodging?

   By justanotheradmin, March 11, 2019
   • 6 replies
   • 3.1k views
   • 
   • justanotheradmin
   • March 13, 2019

3. Auto-Enrollment

   By jpod, July 1, 2019
   • 6 replies
   • 753 views
   • 
   • RatherBeGolfing
   • July 2, 2019

4. Top Heavy Coverage Test

   By blue, March 3, 2006
   • 6 replies
   • 3k views
   • 
   • R. Butler
   • March 6, 2006

5. Entry Date

   By DTH, September 23, 2016
   • 6 replies
   • 1.5k views
   • 
   • ETA Consulting LLC
   • September 30, 2016

6. Supplemental Security Inocme

   By R. Butler, April 23, 2018
   • 6 replies
   • 1.4k views
   • 
   • CuseFan
   • April 25, 2018

7. 5500 vs. 5500c/r

   By Guest P A Weick, June 11, 1999
   • 6 replies
   • 2.3k views
   • 
   • Tom Poje
   • July 2, 1999

8. Can an employer make matching contributions to a solo 401k?

   By dragondon, December 22, 2022
   • 6 replies
   • 1k views
   • 
   • Lou S.
   • December 22, 2022

9. Allocating Forfeiture Account For Terminated Plan

   By metsfan026, November 17, 2023
   • 6 replies
   • 2.9k views
   • 
   • Luke Bailey
   • November 21, 2023

10. Form 5500 Extension Requirement

    By metsfan026, July 29, 2025
    • 6 replies
    • 1.9k views
    • 
    • Bug on my window
    • July 29, 2025

11. IRS Audit- Power of Attorney

    By coleboy, August 29, 2019
    • 6 replies
    • 1.7k views
    • 
    • Bird
    • August 30, 2019

12. Employer Matching Contributions Used as Top Heavy Minimums

    By Guest Larry McNamara, February 9, 2000
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 22, 2000

13. 7 Year Graded Vesting

    By Alex Daisy, July 1, 2009
    • 6 replies
    • 5.6k views
    • 
    • Kevin C
    • July 2, 2009

14. Spousal rollover of loan due to death distribution

    By FundeK, January 30, 2009
    • 6 replies
    • 2.8k views
    • 
    • Kevin C
    • January 30, 2009

15. ADP Testing Question

    By metsfan026, September 21, 2021
    • 6 replies
    • 1k views
    • 
    • Mike Preston
    • September 22, 2021

16. LLC members & loans

    By Guest pinsall, June 4, 2000
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • June 8, 2000

17. One man plan investing in collectibles

    By jkharvey, September 26, 2014
    • 6 replies
    • 1.4k views
    • 
    • Bird
    • September 29, 2014

18. Urgent 401(a)(17) Question, Attn: Tom Poje

    By Guest bjschiedel, July 8, 2004
    • 6 replies
    • 1.7k views
    • 
    • Tom Poje
    • July 9, 2004

19. 401(k) Loan Deem and Offset

    By Guest Tdavid, December 20, 2012
    • 6 replies
    • 22.8k views
    • 
    • Guest
    • December 21, 2012

20. Allocation Hours for First Short Plan Year

    By Vlad401k, February 8, 2016
    • 6 replies
    • 2.3k views
    • 
    • Mike Preston
    • February 26, 2016

21. Employer Withheld Too Much 401k - correction required?

    By cheersmate, February 2, 2021   

    • 401k correction
    • employer withheld too much
    • 6 replies
    • 1.3k views
    • 
    • cheersmate
    • February 3, 2021

22. LTPT vs. elapsed time

    By AlbanyConsultant, July 19, 2023
    • 6 replies
    • 1.3k views
    • 
    • Paul I
    • August 3, 2023

23. deferral deposits for shareholders

    By thepensionmaven, February 4, 2020
    • 6 replies
    • 1.1k views
    • 
    • Luke Bailey
    • February 5, 2020

24. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

    By 401 Chaos, March 24, 2020
    • 6 replies
    • 2.1k views
    • 
    • 403bear
    • June 14, 2020

25. When did a merger really happen

    By austin3515, July 17, 2025
    • 6 replies
    • 1k views
    • 
    • CuseFan
    • July 21, 2025

26. Possible Fraudulent Participant Cash Out Request

    By DR_EA, November 20, 2025
    • 6 replies
    • 951 views
    • 
    • Peter Gulia
    • November 29, 2025

27. merger of safe harbor 401(k)'s

    By R. Butler, August 7, 2006
    • 6 replies
    • 2.2k views
    • 
    • Tom Poje
    • August 8, 2006

28. Deducting More than 415 Limit on partner's 1040

    By Danny CPA, September 22, 2021
    • 6 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 22, 2021

29. Change of Union Status for ADP/ACP testing

    By Guest jvi, July 6, 1999
    • 6 replies
    • 3.3k views
    • 
    • MWeddell
    • March 28, 2002

30. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 1k views
    • 
    • Bird
    • July 21, 2023

31. How can I find a missing beneficiary under a 401k plan, for whom I hav

    By Guest Gage, October 2, 2000
    • 6 replies
    • 3.3k views
    • 
    • Bill Berke
    • November 3, 2000

32. Last Day rule (?) for Safe Harbor contrib

    By Brian Gallagher, June 12, 2003
    • 6 replies
    • 8.6k views
    • 
    • Guest
    • June 17, 2003

33. Subsidiary's employees

    By Guest DSS, April 3, 2007
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • April 3, 2007

34. Salary Deferrals/Canadian Participant

    By Guest greymann, January 28, 1999
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • February 2, 1999

35. Catch up Election and Reporting

    By Guest wolfman, January 10, 2002
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • January 11, 2002

36. Loan Defualt due to Employer Error

    By Guest lavander30, April 18, 2002
    • 6 replies
    • 3.7k views
    • 
    • Belgarath
    • April 23, 2002

37. Rehires

    By Guest JEP, July 9, 2002
    • 6 replies
    • 2k views
    • 
    • jaemmons
    • July 10, 2002

38. What should we do if an employee’s paycheck isn’t big enough to make his or her deferral election?

    By Guest Bud, August 4, 2005
    • 6 replies
    • 3k views
    • 
    • austin3515
    • August 5, 2005

39. Proof of Safe Harbor Notice

    By nancy, June 23, 2020
    • 6 replies
    • 1.1k views
    • 
    • Peter Gulia
    • June 24, 2020

40. Deemed distribution of participant loan that did not include accrued interest

    By Walter7020, January 21, 2022
    • 6 replies
    • 1k views
    • 
    • BeachBum
    • January 25, 2022

41. Safe Harbor 401(k) Plans - usual to provide contributions to HCEs as w

    By John A, January 10, 2002
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • January 22, 2002

42. Brain cramp - non statutory excluded class and ADP

    By mwyatt, June 16, 2004
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • June 17, 2004

43. 401(k) Loan Outstanding when Participant Dies

    By Guest progressivejoe, September 5, 2006
    • 6 replies
    • 26.7k views
    • 
    • Earl
    • September 18, 2006

44. US plan with one Puerto Rico resident

    By K2retire, November 12, 2012
    • 6 replies
    • 10.9k views
    • 
    • k man
    • October 7, 2013

45. Form 5500 (item #8a)

    By Guest Giovanni, July 9, 2004
    • 6 replies
    • 1.8k views
    • 
    • pmacduff
    • July 13, 2004

46. Late Deferrals and VFCP/Form 5330

    By J. Bringhurst, October 27, 2004
    • 6 replies
    • 3k views
    • 
    • J. Bringhurst
    • November 1, 2004

47. Evergreen Deferral Election for Sched C / K-1

    By austin3515, December 21, 2012
    • 6 replies
    • 1.5k views
    • 
    • 12AX7
    • December 21, 2012

48. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 948 views
    • 
    • TPApril
    • January 19, 2018

49. Fidelity Bond

    By 401(k)athryn, July 3, 2019
    • 6 replies
    • 1.5k views
    • 
    • 401(k)athryn
    • July 8, 2019

50. Can a 401(k) participant buy securities on margin within his or her se

    By AndyT, June 9, 2000
    • 6 replies
    • 1.8k views
    • 
    • Jon Chambers
    • June 16, 2000