401(k) Plans

19,275 topics in this forum

1. LLC members & loans

   By Guest pinsall, June 4, 2000
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • June 8, 2000

2. One man plan investing in collectibles

   By jkharvey, September 26, 2014
   • 6 replies
   • 1.4k views
   • 
   • Bird
   • September 29, 2014

3. Urgent 401(a)(17) Question, Attn: Tom Poje

   By Guest bjschiedel, July 8, 2004
   • 6 replies
   • 1.7k views
   • 
   • Tom Poje
   • July 9, 2004

4. 401(k) Loan Deem and Offset

   By Guest Tdavid, December 20, 2012
   • 6 replies
   • 22.7k views
   • 
   • Guest
   • December 21, 2012

5. Allocation Hours for First Short Plan Year

   By Vlad401k, February 8, 2016
   • 6 replies
   • 2.3k views
   • 
   • Mike Preston
   • February 26, 2016

6. Employer Withheld Too Much 401k - correction required?

   By cheersmate, February 2, 2021   

   • 401k correction
   • employer withheld too much
   • 6 replies
   • 1.3k views
   • 
   • cheersmate
   • February 3, 2021

7. LTPT vs. elapsed time

   By AlbanyConsultant, July 19, 2023
   • 6 replies
   • 1.3k views
   • 
   • Paul I
   • August 3, 2023

8. deferral deposits for shareholders

   By thepensionmaven, February 4, 2020
   • 6 replies
   • 988 views
   • 
   • Luke Bailey
   • February 5, 2020

9. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

   By 401 Chaos, March 24, 2020
   • 6 replies
   • 2.1k views
   • 
   • 403bear
   • June 14, 2020

10. When did a merger really happen

    By austin3515, July 17
    • 6 replies
    • 966 views
    • 
    • CuseFan
    • July 21

11. merger of safe harbor 401(k)'s

    By R. Butler, August 7, 2006
    • 6 replies
    • 2.2k views
    • 
    • Tom Poje
    • August 8, 2006

12. Deducting More than 415 Limit on partner's 1040

    By Danny CPA, September 22, 2021
    • 6 replies
    • 1k views
    • 
    • Mike Preston
    • September 22, 2021

13. Change of Union Status for ADP/ACP testing

    By Guest jvi, July 6, 1999
    • 6 replies
    • 3.3k views
    • 
    • MWeddell
    • March 28, 2002

14. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 957 views
    • 
    • Bird
    • July 21, 2023

15. How can I find a missing beneficiary under a 401k plan, for whom I hav

    By Guest Gage, October 2, 2000
    • 6 replies
    • 3.3k views
    • 
    • Bill Berke
    • November 3, 2000

16. Last Day rule (?) for Safe Harbor contrib

    By Brian Gallagher, June 12, 2003
    • 6 replies
    • 8.5k views
    • 
    • Guest
    • June 17, 2003

17. Subsidiary's employees

    By Guest DSS, April 3, 2007
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • April 3, 2007

18. Salary Deferrals/Canadian Participant

    By Guest greymann, January 28, 1999
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • February 2, 1999

19. Catch up Election and Reporting

    By Guest wolfman, January 10, 2002
    • 6 replies
    • 1.9k views
    • 
    • Tom Poje
    • January 11, 2002

20. Loan Defualt due to Employer Error

    By Guest lavander30, April 18, 2002
    • 6 replies
    • 3.7k views
    • 
    • Belgarath
    • April 23, 2002

21. Rehires

    By Guest JEP, July 9, 2002
    • 6 replies
    • 2k views
    • 
    • jaemmons
    • July 10, 2002

22. What should we do if an employee’s paycheck isn’t big enough to make his or her deferral election?

    By Guest Bud, August 4, 2005
    • 6 replies
    • 2.9k views
    • 
    • austin3515
    • August 5, 2005

23. Proof of Safe Harbor Notice

    By nancy, June 23, 2020
    • 6 replies
    • 1.1k views
    • 
    • Peter Gulia
    • June 24, 2020

24. Deemed distribution of participant loan that did not include accrued interest

    By Walter7020, January 21, 2022
    • 6 replies
    • 979 views
    • 
    • BeachBum
    • January 25, 2022

25. Safe Harbor 401(k) Plans - usual to provide contributions to HCEs as w

    By John A, January 10, 2002
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • January 22, 2002

26. Brain cramp - non statutory excluded class and ADP

    By mwyatt, June 16, 2004
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • June 17, 2004

27. 401(k) Loan Outstanding when Participant Dies

    By Guest progressivejoe, September 5, 2006
    • 6 replies
    • 26.3k views
    • 
    • Earl
    • September 18, 2006

28. US plan with one Puerto Rico resident

    By K2retire, November 12, 2012
    • 6 replies
    • 10.7k views
    • 
    • k man
    • October 7, 2013

29. Form 5500 (item #8a)

    By Guest Giovanni, July 9, 2004
    • 6 replies
    • 1.8k views
    • 
    • pmacduff
    • July 13, 2004

30. Late Deferrals and VFCP/Form 5330

    By J. Bringhurst, October 27, 2004
    • 6 replies
    • 2.9k views
    • 
    • J. Bringhurst
    • November 1, 2004

31. Evergreen Deferral Election for Sched C / K-1

    By austin3515, December 21, 2012
    • 6 replies
    • 1.4k views
    • 
    • 12AX7
    • December 21, 2012

32. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 925 views
    • 
    • TPApril
    • January 19, 2018

33. Fidelity Bond

    By 401(k)athryn, July 3, 2019
    • 6 replies
    • 1.5k views
    • 
    • 401(k)athryn
    • July 8, 2019

34. Can a 401(k) participant buy securities on margin within his or her se

    By AndyT, June 9, 2000
    • 6 replies
    • 1.8k views
    • 
    • Jon Chambers
    • June 16, 2000

35. I have a simple IRA at my office, and I want to start a 401k in 2024. Do I need to rollover the funds into 401k account?

    By rbridges, November 21, 2023
    • 6 replies
    • 1.2k views
    • 
    • rbridges
    • November 22, 2023

36. Illegal withdraw of 401k funds

    By Guest loconnell, July 28, 2003
    • 6 replies
    • 2.4k views
    • 
    • Harwood
    • July 30, 2003

37. Beneficiary Designations and Divorce

    By youngbenefitslawyer, January 31
    • 6 replies
    • 1k views
    • 
    • fmsinc
    • February 1

38. Plan Expenses

    By Guest Ralph, July 26, 2001
    • 6 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • July 31, 2001

39. Employer Stock Fund

    By Randy Watson, June 1, 2007
    • 6 replies
    • 2.3k views
    • 
    • masteff
    • June 1, 2007

40. Vesting Scenario

    By Mr Bagwell, October 1, 2018   

    • vesting
    • 6 replies
    • 983 views
    • 
    • Mr Bagwell
    • October 2, 2018

41. 3 months eligibility with 520 hours

    By jsample, August 2
    • 6 replies
    • 1.2k views
    • 
    • Below Ground
    • August 5

42. Odd Issue

    By Guest elang, February 18, 2010
    • 6 replies
    • 1.2k views
    • 
    • david rigby
    • February 19, 2010

43. CONTROLLED GROUP/ADP TESTING

    By Chippy, March 8, 2017
    • 6 replies
    • 523 views
    • 
    • Tom Poje
    • March 8, 2017

44. excluding "on-call" pay and hours

    By M Norton, January 21, 2019   

    • exclusions
    • on-call pay
    • 6 replies
    • 2.8k views
    • 
    • M Norton
    • January 31, 2019

45. Forfeitures to reduce plan expenses?

    By Guest mattman, May 27, 2003
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • May 28, 2003

46. Controlled Group-Lost Opportunity

    By Guest Kevin1, March 17, 2010
    • 6 replies
    • 1.1k views
    • 
    • austin3515
    • March 19, 2010

47. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • February 9, 2021

48. 414s test

    By gregburst, June 24
    • 6 replies
    • 1.1k views
    • 
    • Bri
    • June 27

49. Impact on 401(a)(4) of using match to satisfy top heavy minimum?

    By AndyH, January 7, 2003
    • 6 replies
    • 4.2k views
    • 
    • AndyH
    • January 9, 2003

50. Walmartization of 401(k) Plans

    By Locust, May 26, 2006
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • June 3, 2006