401(k) Plans

19,332 topics in this forum

1. 401k 415

   By pgold, February 6, 2017
   • 4 replies
   • 522 views
   • 
   • K2
   • February 6, 2017

2. Beneficiary lump sum 1 year or 5?

   By 401ok, February 5, 2017
   • 4 replies
   • 1.2k views
   • 
   • Bird
   • February 7, 2017

3. 401k Safe Harbor Question

   By RTChief, February 3, 2017   

   • 401k
   • 3 replies
   • 681 views
   • 
   • RTChief
   • February 3, 2017

4. PayChex Problems - 125 Excluded from 401k Calc

   By austin3515, February 2, 2017
   • 6 replies
   • 1.5k views
   • 
   • Eric Taylor
   • February 3, 2017

5. timing for deposit for quarterly match

   By AlbanyConsultant, February 2, 2017
   • 2 replies
   • 481 views
   • 
   • AlbanyConsultant
   • February 3, 2017

6. employer switch

   By gregburst, February 2, 2017
   • 1 reply
   • 531 views
   • 
   • ETA Consulting LLC
   • February 2, 2017

7. 415 Limit when an owner is in more than one plan

   By emmetttrudy, February 1, 2017
   • 2 replies
   • 655 views
   • 
   • emmetttrudy
   • February 2, 2017

8. Match not funded on Pay-period basis

   By Vlad401k, January 31, 2017
   • 4 replies
   • 1.1k views
   • 
   • Kevin C
   • February 1, 2017

9. Deferral Election: Dollar Amount or Percentage of Pay?

   By Lori H, January 31, 2017
   • 8 replies
   • 3k views
   • 
   • Lori H
   • January 31, 2017

10. New Plan - Prior Service

    By HafnerN1, January 31, 2017   

    • 401(k)
    • 2 replies
    • 896 views
    • 
    • Belgarath
    • January 31, 2017

11. QACA Auto Increases

    By austin3515, January 31, 2017
    • 5 replies
    • 962 views
    • 
    • austin3515
    • February 2, 2017

12. CPA just called and said he wants to add a Safe Harbor Feature to his existing KPlan

    By CharlesLeggette, January 30, 2017   

    • safe
    • 2 replies
    • 567 views
    • 
    • austin3515
    • January 31, 2017

13. ADP test excludable employee

    By EBDI, January 30, 2017
    • 19 replies
    • 2.4k views
    • 
    • My 2 cents
    • February 8, 2017

14. BRF on Match Formula

    By austin3515, January 27, 2017
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • January 30, 2017

15. Delay / Repeal of Fiduciary Rule Expected

    By austin3515, January 27, 2017
    • 7 replies
    • 710 views
    • 
    • TPAJake
    • February 3, 2017

16. Using SS Retirement Age as Testing Age

    By austin3515, January 27, 2017
    • 7 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 20, 2018

17. Excluded class of employees vs allocation conditions for Coverage Testing

    By tghooper, January 26, 2017
    • 1 reply
    • 505 views
    • 
    • Mike Preston
    • January 26, 2017

18. Fidelity will only release retirement with a QDRO. Options??

    By paterinick, January 26, 2017   

    • qdro
    • fidelity
    • 10 replies
    • 6k views
    • 
    • paterinick
    • January 26, 2017

19. Should an owner still participate once they have collected S.S.?

    By Lori H, January 24, 2017
    • 3 replies
    • 881 views
    • 
    • Lori H
    • January 25, 2017

20. ADP Prior Year Testing - employee NHCE in 2015 but HCE in 2016

    By waid10, January 24, 2017
    • 1 reply
    • 548 views
    • 
    • Lou S.
    • January 24, 2017

21. Should a charity's retirement plan be a 403(b) or a 401(k)?

    By Peter Gulia, January 24, 2017   

    • 401(k); 403(b); charitable
    • 18 replies
    • 1.7k views
    • 
    • Belgarath
    • February 14, 2017

22. Rollover processed as a lump sum

    By jmartin, January 24, 2017
    • 6 replies
    • 904 views
    • 
    • RatherBeGolfing
    • January 24, 2017

23. payroll company will not match 401k contributions

    By TPApril, January 24, 2017
    • 14 replies
    • 1.2k views
    • 
    • TPAJake
    • January 27, 2017

24. Loan then early withdrawal

    By Gmass, January 24, 2017
    • 1 reply
    • 623 views
    • 
    • 401king
    • January 24, 2017

25. Life Insurance Salesman as Statutory Employee

    By TPA Bob, January 23, 2017
    • 5 replies
    • 1.2k views
    • 
    • TPA Bob
    • January 24, 2017

26. Former HCE Death Benefit re-named, Spouse now HCE, count for Top Heavy?

    By JWRB, January 20, 2017
    • 3 replies
    • 902 views
    • 
    • JWRB
    • January 20, 2017

27. Using forfeitures for safe harbor match

    By djhpro, January 20, 2017
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 20, 2017

28. Fixed match in safe harbor 401k

    By sammyp42, January 19, 2017
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • January 24, 2017

29. 410b test and suspension provision

    By Mr Bagwell, January 19, 2017   

    • 410b
    • suspension
    • 5 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 20, 2017

30. Late Deposit of Deferrals?

    By BG5150, January 19, 2017
    • 6 replies
    • 1.1k views
    • 
    • RestAssured
    • June 15, 2017

31. Cash buyout of Life Ins included as compensation?

    By kmhaab, January 19, 2017
    • 0 replies
    • 360 views
    • 
    • kmhaab
    • January 19, 2017

32. Change in Eligiblity

    By coleboy, January 19, 2017
    • 2 replies
    • 430 views
    • 
    • RatherBeGolfing
    • January 19, 2017

33. IRS Finally Relaxes Forfeitures for Safe Harbor Plans

    By austin3515, January 18, 2017
    • 3 replies
    • 553 views
    • 
    • RatherBeGolfing
    • January 18, 2017

34. Eligibility

    By Chippy, January 18, 2017
    • 1 reply
    • 416 views
    • 
    • duckthing
    • January 18, 2017

35. How many 401(k) plans have at least $50 million?

    By Peter Gulia, January 18, 2017   

    • market segmentation
    • 5 replies
    • 9.1k views
    • 
    • Peter Gulia
    • January 19, 2017

36. Loan Deemed Distribution

    By austin3515, January 18, 2017
    • 2 replies
    • 420 views
    • 
    • BG5150
    • January 18, 2017

37. Who gets the match?

    By BG5150, January 17, 2017
    • 2 replies
    • 547 views
    • 
    • BG5150
    • January 20, 2017

38. short plan year failed ADP

    By R. Butler, January 17, 2017
    • 11 replies
    • 2.8k views
    • 
    • Mike Preston
    • January 19, 2017

39. Proposed Regs for definition of QNEC and QMAC 1 2

    By Kevin C, January 17, 2017   

    • in the news section today
    • 71 replies
    • 8k views
    • 
    • Kevin C
    • January 25, 2017

40. Safe Harbor Plans / 414s

    By austin3515, January 16, 2017
    • 6 replies
    • 742 views
    • 
    • austin3515
    • January 16, 2017

41. How Can I Define A Resident Alien

    By Kaizen401k, January 13, 2017
    • 30 replies
    • 3k views
    • 
    • MoJo
    • January 16, 2017

42. Participant Loan Default

    By austin3515, January 12, 2017
    • 12 replies
    • 2.6k views
    • 
    • austin3515
    • January 16, 2017

43. QACA Safe Harbor

    By justatester, January 12, 2017
    • 4 replies
    • 1.2k views
    • 
    • justatester
    • January 12, 2017

44. Jelly of the month 401(k)

    By Mr Bagwell, January 11, 2017
    • 8 replies
    • 1.2k views
    • 
    • Mr Bagwell
    • January 12, 2017

45. 401(k) loan interest rate and how do employees on straight commission pay back their loan if sometimes they get no pay?

    By RayJJohnsonJr, January 11, 2017
    • 7 replies
    • 1.5k views
    • 
    • MWeddell
    • January 24, 2017

46. Match in Excess of Cap

    By bzorc, January 11, 2017
    • 4 replies
    • 514 views
    • 
    • BG5150
    • January 11, 2017

47. Early Inclusion Error - How to Proceed

    By Confused55, January 11, 2017
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • January 11, 2017

48. Top Heavy Fix Basics

    By rushlakeguy, January 10, 2017
    • 41 replies
    • 6.9k views
    • 
    • rushlakeguy
    • January 12, 2017

49. Beneficiary - Participant deceased and divorced

    By jmartin, January 10, 2017
    • 7 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 10, 2017

50. DOT = 12/31 Employed on Last Day of the Year?

    By BG5150, January 10, 2017
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • January 10, 2017