401(k) Plans

19,334 topics in this forum

1. SOLO 401K MISFILED - HOW TO HANDLE?

   By jbsoffen, November 20, 2023
   • 12 replies
   • 2.1k views
   • 
   • Appleby
   • November 24, 2023

2. ADP testing compensation and controlled groups

   By Guest lforesz, January 28, 2002
   • 3 replies
   • 2.1k views
   • 
   • MWeddell
   • January 29, 2002

3. Distribution at Termination?

   By Guest M.A., July 10, 2006
   • 5 replies
   • 2.1k views
   • 
   • Nate X
   • July 11, 2006

4. Valid signature & elections on second distribution

   By Guest Phil L, November 7, 2000
   • 3 replies
   • 2.1k views
   • 
   • KJohnson
   • November 7, 2000

5. Solo 401k established, but not funded

   By Spencer, May 12, 2021   

   • solo 401k
   • missed deferral opportunity
   • 21 replies
   • 2.1k views
   • 
   • BG5150
   • May 19, 2021

6. Net Unrealized Appreciation in a NON LUMPSUM distribution

   By Guest jrseattle, January 16, 1999
   • 4 replies
   • 2.1k views
   • 
   • Guest
   • January 19, 1999

7. safe harbor match accrual options

   By Earl, July 8, 2004
   • 2 replies
   • 2.1k views
   • 
   • Earl
   • July 9, 2004

8. affiliated service group - esop and non-esop

   By Guest mk2308, August 25, 2004
   • 2 replies
   • 2.1k views
   • 
   • BeckyMiller
   • September 9, 2004

9. Match contribution as a mistake of fact

   By Jean, February 24, 1999
   • 2 replies
   • 2.1k views
   • 
   • Jean
   • March 1, 1999

10. Definition of Alternate Payee

    By Guest Thornton, August 30, 2002
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • August 30, 2002

11. Revocation of Safe Harbor Match Contribution

    By Guest ELS, December 12, 2001
    • 1 reply
    • 2.1k views
    • 
    • R. Butler
    • December 12, 2001

12. Safe Harbor Nonelective in Integrated Plan

    By Guest djsimonetti, January 25, 2000
    • 1 reply
    • 2.1k views
    • 
    • MWeddell
    • January 25, 2000

13. Failing 414(s) in SH Plan

    By BG5150, May 12, 2016
    • 5 replies
    • 2.1k views
    • 
    • Mike Preston
    • May 13, 2016

14. Reason For Hardship Withdrawal

    By Guest ROB VIDOVICH, August 12, 2003
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • August 14, 2003

15. Compensation and Safe Harbor Match

    By Susan S., January 23, 2013
    • 4 replies
    • 2.1k views
    • 
    • Susan S.
    • January 24, 2013

16. Pending Divorce; Form Standing Order, No QDRO

    By ERISAlaw, March 24, 2020
    • 7 replies
    • 2.1k views
    • 
    • QDROphile
    • March 25, 2020

17. Different Matching Contribution For Different Employees Question

    By metsfan026, April 5, 2025
    • 6 replies
    • 2.1k views
    • 
    • metsfan026
    • April 11, 2025

18. Distribution of Employer Securities

    By bdeancpa, January 30, 2002
    • 1 reply
    • 2.1k views
    • 
    • QDROphile
    • January 30, 2002

19. Defer from Maternity pay?

    By MSN, June 6, 2008
    • 4 replies
    • 2.1k views
    • 
    • Laura Harrington
    • June 9, 2008

20. Are "safe-harbor 401(k) plans" really 100% vested

    By Moe Howard, June 17, 2003
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • June 23, 2003

21. EGTRRA Section 416(g)(h) on "top-heavy" safe harbor plans

    By Guest Lawrence_Groves, June 21, 2004
    • 9 replies
    • 2.1k views
    • 
    • KJohnson
    • June 22, 2004

22. Solo 401(k) - No intention of utilizing

    By MjInvestments, February 15, 2021
    • 16 replies
    • 2.1k views
    • 
    • Luke Bailey
    • February 18, 2021

23. 401(k) Suspension of Employer Match Notice for Non-Safe Harbor Plan

    By Guest Employee Benefits Gardener, March 25, 2009
    • 5 replies
    • 2.1k views
    • 
    • Bird
    • March 26, 2009

24. May an in service distribution from a safe harbor 401(k) include safe harbor contributions?

    By mariemonroe, April 6, 2005
    • 3 replies
    • 2.1k views
    • 
    • Alf
    • April 6, 2005

25. Eligibility Question

    By Guest Spock, July 21, 2009
    • 5 replies
    • 2.1k views
    • 
    • Kevin C
    • July 21, 2009

26. Trust EIN... yes or no

    By K-t-F, December 30, 2003
    • 3 replies
    • 2.1k views
    • 
    • pmacduff
    • December 30, 2003

27. 401k Communication

    By Guest jfgc, February 3, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • February 5, 2000

28. 401(k) deferrals in top heavy plan make contributions exceed 415 for g

    By Guest MEGary, August 19, 2002
    • 7 replies
    • 2.1k views
    • 
    • Mike Preston
    • August 22, 2002

29. Termination of Employment - Time period to repay loan

    By Guest SWH, March 19, 2008
    • 3 replies
    • 2.1k views
    • 
    • QDROphile
    • March 20, 2008

30. Prohibited Transaction

    By Guest LTurner, August 25, 2003
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • August 26, 2003

31. Restructuring a 401(k) for coverage

    By MSN, July 30, 2009
    • 6 replies
    • 2.1k views
    • 
    • MSN
    • August 4, 2009

32. Brain cramp - non statutory excluded class and ADP

    By mwyatt, June 16, 2004
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • June 17, 2004

33. Roth 401(k) effective date

    By Belgarath, December 15, 2005
    • 3 replies
    • 2.1k views
    • 
    • Belgarath
    • December 15, 2005

34. Increased Catch-up Limit for ages 60-63

    By austin3515, May 21, 2023
    • 9 replies
    • 2.1k views
    • 
    • G8Rs
    • May 24, 2023

35. Remove a participating employer

    By 401Kerfuffle, December 6, 2018
    • 2 replies
    • 2.1k views
    • 
    • Luke Bailey
    • December 7, 2018

36. Merger Effective 1/1/2010

    By austin3515, December 15, 2010
    • 7 replies
    • 2.1k views
    • 
    • david rigby
    • December 17, 2010

37. Forfeiture Reallocation

    By bevfair, April 15, 2016
    • 4 replies
    • 2.1k views
    • 
    • buckaroo
    • April 18, 2016

38. Controlled Group - Are separate plans an option?

    By Renee H, October 10, 2023
    • 5 replies
    • 2.1k views
    • 
    • CuseFan
    • October 12, 2023

39. Passive Enrollment

    By Guest smc, June 21, 2001
    • 2 replies
    • 2.1k views
    • 
    • IRC401
    • June 23, 2001

40. How does an owner who gets no paycheck make a deferral

    By CharlesLeggette, December 13, 2017   

    • deferrals
    • 12 replies
    • 2.1k views
    • 
    • Luke Bailey
    • December 14, 2017

41. After-tax contribution deadline

    By BTG, July 6, 2021
    • 5 replies
    • 2.1k views
    • 
    • Bill Presson
    • January 2, 2025

42. Forfeitures used to reduce employer contribution.

    By Guest Giovanni, March 30, 2001
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • April 16, 2001

43. "Carve-out" of NCHE in ADP test

    By BG5150, February 24, 2017
    • 2 replies
    • 2.1k views
    • 
    • Mike Preston
    • February 24, 2017

44. Former employee has significant loss after funds changed without notic

    By Guest KGibson, December 4, 2000
    • 8 replies
    • 2.1k views
    • 
    • Erik Read
    • December 14, 2000

45. Adding a 401k (with safe harbor) mid year

    By Belgarath, May 12, 2016
    • 6 replies
    • 2.1k views
    • 
    • chc93
    • May 14, 2016

46. Catch-up

    By rlb64, May 24, 2005
    • 7 replies
    • 2.1k views
    • 
    • WDIK
    • May 25, 2005

47. Enrollment

    By mjf06241972, March 28, 2018   

    • enrollment 401k employees
    • 6 replies
    • 2.1k views
    • 
    • Kevin C
    • March 29, 2018

48. Owner of company wants to invest his plan assets in the company.

    By katieinny, June 2, 2005
    • 9 replies
    • 2.1k views
    • 
    • QDROphile
    • June 8, 2005

49. Hardship for Student Loan

    By Guest mrskelly2u, August 16, 2001
    • 2 replies
    • 2.1k views
    • 
    • Jon Chambers
    • August 18, 2001

50. 3% SHNEC

    By SMB, April 26, 2006
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • April 26, 2006