Defined Benefit Plans, Including Cash Balance

7,187 topics in this forum

1. Pass-Through Expenses--Cash Balance Plan

   By SadieJane, June 18, 2015   

   • plan expenses
   • cash balance
   • 7 replies
   • 2.7k views
   • 
   • QDROphile
   • June 18, 2015

2. Valuation date question

   By mphs77, June 15, 2015
   • 2 replies
   • 1.2k views
   • 
   • AndyH
   • June 16, 2015

3. 401(h) retiree medical

   By pcbenefits007, June 12, 2015
   • 1 reply
   • 979 views
   • 
   • Mike Preston
   • June 15, 2015

4. Distribution at early retirement

   By ombskid, June 11, 2015
   • 8 replies
   • 1.4k views
   • 
   • david rigby
   • June 12, 2015

5. Husband and wife each with DB Plans

   By Earl, June 10, 2015
   • 0 replies
   • 729 views
   • 
   • Earl
   • June 10, 2015

6. contribute more than max deductible for a plan year?

   By figure 8, June 9, 2015
   • 12 replies
   • 2.4k views
   • 
   • figure 8
   • June 10, 2015

7. a4 Combo Testing in Yr of Plan Term

   By Cloudy, June 9, 2015
   • 0 replies
   • 747 views
   • 
   • Cloudy
   • June 9, 2015

8. Found Plan Assets After Termination

   By Zorro1k, June 1, 2015   

   • Found Assets
   • 7 replies
   • 2.4k views
   • 
   • mbozek
   • June 1, 2015

9. Soft Frozen plan adding participants

   By Safeharbor29, May 26, 2015   

   • soft freeze
   • adding participants
   • 4 replies
   • 1.4k views
   • 
   • My 2 cents
   • May 28, 2015

10. Cash Balance Distribution Fees

    By MGOAdmin, May 13, 2015   

    • Cash Balance
    • Distribution fee
    • 10 replies
    • 4.1k views
    • 
    • My 2 cents
    • May 26, 2015

11. Historical Wages for DB pension

    By justasking, May 21, 2015
    • 3 replies
    • 1.2k views
    • 
    • david rigby
    • May 21, 2015

12. Fresh start with wear away

    By rodin111, May 20, 2015   

    • wear away
    • fresh start
    • (and 1 more)

      Tagged with:

      • wear away
      • fresh start
      • discrimination testing
    • 8 replies
    • 2.9k views
    • 
    • rodin111
    • May 20, 2015

13. Need help please 1 2

    By AndyH, August 26, 2008
    • 65 replies
    • 9.3k views
    • 
    • Guest
    • May 15, 2015

14. Question 11 on 5500-SF

    By Pension RC, May 14, 2015
    • 1 reply
    • 881 views
    • 
    • Lou S.
    • May 14, 2015

15. Rollover options for non-spouse beneficiaries in pay status at DB plan termination

    By Pension RC, May 8, 2015
    • 4 replies
    • 1.3k views
    • 
    • Kevin C
    • May 14, 2015

16. Cash balance plan with owner/spouse as sole participants; must be 100% funded to take a distribution?

    By MGOAdmin, May 8, 2015   

    • Cash Balance
    • funding
    • (and 1 more)

      Tagged with:

      • Cash Balance
      • funding
      • distribution
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • May 13, 2015

17. Late retirement and cash balance plans

    By AndyH, May 1, 2015
    • 21 replies
    • 5.9k views
    • 
    • ak2ary
    • May 11, 2015

18. Terminating DB Plan - Annuity for Retiree

    By ConnieStorer, May 6, 2015   

    • Annuity purchase
    • current retiree
    • 12 replies
    • 1.9k views
    • 
    • My 2 cents
    • May 7, 2015

19. 1971 TPF&C Mortality Table: Could You Verify?

    By david rigby, May 4, 2015
    • 2 replies
    • 2.9k views
    • 
    • Calavera
    • May 5, 2015

20. Plan Termination -- If adding a lump sum option for participants not in pay status may a different lookback month be used?

    By WestCoast, April 17, 2015   

    • lump sum
    • 417(e)
    • (and 2 more)

      Tagged with:

      • lump sum
      • 417(e)
      • anti-cutback
      • lookback month
    • 6 replies
    • 4.4k views
    • 
    • Andy the Actuary
    • May 5, 2015

21. Excess Assets and Possible Discrimination

    By Dougsbpc, May 3, 2015
    • 1 reply
    • 1.3k views
    • 
    • Effen
    • May 3, 2015

22. Terminated Plan and RMD

    By Dougsbpc, May 1, 2015
    • 1 reply
    • 819 views
    • 
    • Andy the Actuary
    • May 1, 2015

23. Software for Cash Balance Plans/testing

    By Chippy, April 13, 2015
    • 10 replies
    • 1.8k views
    • 
    • My 2 cents
    • April 28, 2015

24. merger of two plans

    By Dan, April 24, 2015   

    • merger
    • deduction
    • 1 reply
    • 1.9k views
    • 
    • david rigby
    • April 24, 2015

25. deminimus benefit

    By thepensionmaven, April 16, 2015
    • 6 replies
    • 1.2k views
    • 
    • Andy the Actuary
    • April 19, 2015

26. Frozen cash balance plan and floating equivalency rates

    By AndyH, April 16, 2015
    • 3 replies
    • 1k views
    • 
    • Effen
    • April 16, 2015

27. Individually Owned Annuities in a Cash Balance Plan

    By emmetttrudy, April 6, 2015
    • 12 replies
    • 2.7k views
    • 
    • K2retire
    • April 16, 2015

28. Operationally handling the DB/RMD

    By Jerry Erisa, April 15, 2015
    • 1 reply
    • 1.2k views
    • 
    • My 2 cents
    • April 16, 2015

29. Contribution Deadline

    By Pension RC, April 7, 2015
    • 1 reply
    • 1.5k views
    • 
    • Andy the Actuary
    • April 7, 2015

30. Frozen Cash Balance Plan

    By Guest Grumpy456, April 6, 2015
    • 2 replies
    • 1.3k views
    • 
    • My 2 cents
    • April 6, 2015

31. 412(e) and 401(k)

    By Tinman, April 3, 2015
    • 1 reply
    • 939 views
    • 
    • Mike Preston
    • April 3, 2015

32. Controlled Group?

    By figure 8, April 2, 2015
    • 3 replies
    • 1k views
    • 
    • figure 8
    • April 2, 2015

33. 110% Test - Restricted Employee

    By emmetttrudy, October 9, 2012
    • 14 replies
    • 5.9k views
    • 
    • My 2 cents
    • March 26, 2015

34. Annuity Purchase commissions or fees

    By Buzz, March 25, 2015
    • 0 replies
    • 979 views
    • 
    • Buzz
    • March 25, 2015

35. Lump sum based on a GATT minus rate

    By dmb, March 24, 2015
    • 5 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • March 25, 2015

36. Normal Retirement Age Amendment - Need help

    By amoy, March 19, 2015
    • 9 replies
    • 3.1k views
    • 
    • Effen
    • March 20, 2015

37. Boy val/aftap

    By Draper55, March 12, 2015
    • 4 replies
    • 1.3k views
    • 
    • StormShadow
    • March 19, 2015

38. 0% accrual by definition

    By Bri, March 17, 2015   

    • top heavy
    • defined benefit
    • (and 1 more)

      Tagged with:

      • top heavy
      • defined benefit
      • plan design
    • 6 replies
    • 2k views
    • 
    • John Feldt ERPA CPC QPA
    • March 17, 2015

39. cushion amount

    By Gary, March 8, 2011
    • 2 replies
    • 2.4k views
    • 
    • tymesup
    • March 16, 2015

40. Lump Sum Rates - Cite(s) Needed

    By ubermax, March 11, 2015
    • 7 replies
    • 1.2k views
    • 
    • ubermax
    • March 11, 2015

41. Plan Administrator's responsibility to contact participants

    By Pension RC, March 10, 2015
    • 6 replies
    • 2.4k views
    • 
    • mbozek
    • March 10, 2015

42. Suspension of benefits in a cash balance plan

    By Macuus, March 4, 2015
    • 10 replies
    • 4k views
    • 
    • AndyH
    • March 5, 2015

43. Company takes over a bankrupt company's DB plan

    By rodin111, February 28, 2015
    • 2 replies
    • 990 views
    • 
    • rodin111
    • March 4, 2015

44. Top Heavy Minimum for participant joining an excluded class

    By rodin111, February 28, 2015
    • 3 replies
    • 950 views
    • 
    • ETA Consulting LLC
    • March 1, 2015

45. Merger Question

    By ndj2377, February 25, 2015
    • 1 reply
    • 1.4k views
    • 
    • david rigby
    • February 25, 2015

46. Amending Crediting Rate

    By MGOAdmin, February 24, 2015   

    • amend
    • crediting rate
    • (and 1 more)

      Tagged with:

      • amend
      • crediting rate
      • interest
    • 2 replies
    • 1.2k views
    • 
    • Effen
    • February 24, 2015

47. Termination - waiving benefit

    By MGOAdmin, February 23, 2015   

    • termination
    • waiving
    • (and 2 more)

      Tagged with:

      • termination
      • waiving
      • benefit
      • underfunded
    • 2 replies
    • 1.4k views
    • 
    • Effen
    • February 23, 2015

48. RMD question

    By Mister Met, February 12, 2015
    • 6 replies
    • 1.5k views
    • 
    • Effen
    • February 12, 2015

49. Harm from de-risking?

    By My 2 cents, February 6, 2015
    • 12 replies
    • 2.5k views
    • 
    • mbozek
    • February 12, 2015

50. Vesting Service Question

    By tuni88, February 11, 2015
    • 3 replies
    • 1.4k views
    • 
    • AndyH
    • February 11, 2015