Cross-Tested Plans

1,233 topics in this forum

1. Normalizing Factors (EBAR)

   By Below Ground, April 7, 2008
   • 34 replies
   • 12.2k views
   • 
   • Below Ground
   • June 10, 2008

2. Gateway Minimum

   By §#$%!, March 23, 2012
   • 16 replies
   • 12.1k views
   • 
   • frizzyguy
   • March 28, 2012

3. Not for profit with 401(a) and 403(b)

   By rcline46, March 17, 2010
   • 25 replies
   • 11.9k views
   • 
   • TLGeer
   • April 20, 2010

4. minimum gateway for safe harbor and terminated participant

   By eilano, December 14, 2006
   • 5 replies
   • 10.8k views
   • 
   • pmacduff
   • February 17, 2016

5. Spread sheet testing

   By Fred Payne, June 18, 2001
   • 31 replies
   • 10.8k views
   • 
   • Ken_BenefitScape
   • December 31, 2023

6. Compensation used for Minimum Allocation Gateway

   By LarryDavid, July 6, 2011
   • 8 replies
   • 10.5k views
   • 
   • tghooper
   • February 20, 2020

7. CPA says Gateway is only required contrib in a cross tested PSP

   By CharlesLeggette, July 22, 2014   

   • crosstesting
   • new comp
   • (and 1 more)

     Tagged with:

     • crosstesting
     • new comp
     • 401(a)(4)
   • 27 replies
   • 10.4k views
   • 
   • Mike Preston
   • August 22, 2014

8. Which Employees are "nonexcludable" for 401(a)(4) testing?

   By Lynn Campbell, September 13, 1999
   • 13 replies
   • 10.2k views
   • 
   • Tom Poje
   • April 2, 2002

9. minimum gateway for participant only entitled to top heavy?

   By betheeg, March 4, 2003
   • 25 replies
   • 10.1k views
   • 
   • AndyH
   • May 28, 2009

10. 3 year testing cycle

    By Guest padmin, September 22, 2008
    • 8 replies
    • 9.6k views
    • 
    • mwyatt
    • September 30, 2008

11. Preparation of 1099 for "current economic benefit" of life insurance coverage

    By SteveH, January 16, 2006
    • 9 replies
    • 8.6k views
    • 
    • SteveH
    • January 17, 2006

12. H.R. 4126 1 2

    By Guest kudler, December 1, 2009
    • 61 replies
    • 8.4k views
    • 
    • drakecohen
    • December 16, 2009

13. QNEC's and the Gateway...

    By TBob, February 11, 2004
    • 19 replies
    • 8.1k views
    • 
    • buckaroo
    • December 9, 2015

14. Who gets a 5% contribution?

    By Jeff Kirtner, July 9, 2001
    • 47 replies
    • 8.1k views
    • 
    • AndyH
    • November 12, 2002

15. 11(g) Amendments

    By Laura Harrington, April 16, 2009
    • 36 replies
    • 7.9k views
    • 
    • Kevin C
    • April 30, 2009

16. Gateway Minimum

    By commishvp, January 7, 2008
    • 18 replies
    • 7.8k views
    • 
    • AndyH
    • April 25, 2008

17. UP-1984 Table

    By Guest SPollock, October 17, 1999
    • 10 replies
    • 7k views
    • 
    • Guest
    • November 15, 1999

18. Cross-tested 401k plan uses QNECs to pass the ADP test. Are the QNECs

    By Guest greggi39, February 7, 2003
    • 18 replies
    • 6.8k views
    • 
    • Guest
    • September 11, 2003

19. 11(g) amendment for standardized prototype

    By Doghouse, April 11, 2012
    • 26 replies
    • 6.7k views
    • 
    • Belgarath
    • March 27, 2013

20. Gateway and Individual Groups

    By Guest RMPension, June 9, 2008
    • 28 replies
    • 6.4k views
    • 
    • ak2ary
    • June 30, 2008

21. Rate Group Test

    By Chippy, September 2, 2008
    • 9 replies
    • 6.3k views
    • 
    • Tom Poje
    • October 9, 2008

22. 401(a)(4) Testing Group

    By Guest Golden401k, December 11, 2006
    • 4 replies
    • 6.1k views
    • 
    • AndyH
    • December 12, 2006

23. Why include 401(k) & match in cross testing?

    By Guest SDS, January 15, 2000
    • 19 replies
    • 6.1k views
    • 
    • Tom Poje
    • January 25, 2002

24. Nondiscrimination testing - 414(s) compensation - which employees included?

    By Belgarath, April 16, 2013
    • 8 replies
    • 6.1k views
    • 
    • Belgarath
    • April 18, 2013

25. How I'm running nondiscrimination testing for doctor's plan; please check me

    By pbarrett, May 19, 2003
    • 32 replies
    • 5.7k views
    • 
    • Tom Poje
    • September 26, 2003

26. Gateway and Top Heavy

    By Gilmore, December 5, 2002
    • 24 replies
    • 5.6k views
    • 
    • KJohnson
    • January 27, 2003

27. Minimum gateway calculation example

    By cohendrake, February 11, 2017
    • 3 replies
    • 5.6k views
    • 
    • Tom Poje
    • May 9, 2018

28. HCE - family attribution rules

    By richard, September 18, 1998
    • 5 replies
    • 5.6k views
    • 
    • Tom Poje
    • September 21, 1998

29. Cross tested safe harbor etc....

    By pmacduff, July 10, 2007
    • 32 replies
    • 5.5k views
    • 
    • Tom Poje
    • October 12, 2007

30. CrossTested DC w/ a DB plan

    By dmb, June 28, 2001
    • 25 replies
    • 5.5k views
    • 
    • Tom Poje
    • October 15, 2001

31. Fail Safe Language

    By Lynn Campbell, May 6, 2003
    • 12 replies
    • 5.4k views
    • 
    • Tom Poje
    • June 3, 2003

32. Component Plan Testing

    By PensionPro, January 5, 2012
    • 9 replies
    • 5.4k views
    • 
    • Mike Preston
    • December 31, 2012

33. Rate groups and allocations

    By FJR, June 24, 2003
    • 24 replies
    • 5.4k views
    • 
    • AndyH
    • June 29, 2003

34. SELF EMPLOYED ISSUE

    By Guest Big Al, July 26, 2006
    • 19 replies
    • 5.4k views
    • 
    • Guest
    • September 2, 2006

35. New CTPS plan in addition to SH401k?

    By TPAnnie, October 5, 2012
    • 23 replies
    • 5.3k views
    • 
    • Kevin C
    • November 12, 2012

36. 401(a)(4) and 403b plan

    By 30Rock, October 31, 2013
    • 4 replies
    • 5.3k views
    • 
    • Tom Poje
    • November 1, 2013

37. Cross-Testing

    By Guest Golden401k, March 29, 2006
    • 19 replies
    • 5.3k views
    • 
    • Mike Preston
    • March 31, 2006

38. 1971 Individual Annuity Mortality Table

    By Logan401, December 24, 2012
    • 13 replies
    • 5.3k views
    • 
    • Logan401
    • February 15, 2013

39. Component plan testing

    By Richard Anderson, January 23, 2002
    • 15 replies
    • 5.1k views
    • 
    • Mike Preston
    • January 26, 2002

40. 403b plus New Comparability

    By zimbo, May 15, 2008
    • 8 replies
    • 5k views
    • 
    • Tom Poje
    • October 27, 2008

41. New Comparability Allocation Groups

    By 401_4_ever, November 11, 2006
    • 13 replies
    • 4.9k views
    • 
    • AndyH
    • November 16, 2006

42. Prevailing wage cross-tested plan. What's in the rate group test?

    By MR, September 27, 2000
    • 8 replies
    • 4.8k views
    • 
    • TPApril
    • April 21, 2015

43. new comp - each participant in their own group

    By Chippy, December 30, 2014
    • 4 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 30, 2014

44. Otherwise Excludables and the Gateway Contribution

    By Guest SCUDDESLER, February 10, 2004
    • 11 replies
    • 4.8k views
    • 
    • Guest
    • February 11, 2004

45. "Rate Banding"

    By BG5150, October 17, 2013
    • 4 replies
    • 4.8k views
    • 
    • John Feldt ERPA CPC QPA
    • October 18, 2013

46. Failing Avg Benefits Test - Return 401(k)?

    By Guest gopher2378, March 4, 2008
    • 21 replies
    • 4.7k views
    • 
    • buckaroo
    • April 1, 2008

47. Comment Re: Doggett's Proposal to Kill Cross-Testing

    By Andy the Actuary, May 6, 2010
    • 27 replies
    • 4.7k views
    • 
    • Bird
    • May 12, 2010

48. Imputing Permitted Disparity In a Safe Harbor 401(k) Plan With A Tiere

    By Guest merlin, October 19, 2001
    • 8 replies
    • 4.6k views
    • 
    • Guest
    • October 23, 2001

49. When New Comp Allocation Is Worse Than Pro Rata

    By mming, February 26, 2010
    • 10 replies
    • 4.5k views
    • 
    • J Simmons
    • March 1, 2010

50. Vesting on 11g amendment

    By Dougsbpc, August 7, 2014
    • 8 replies
    • 4.5k views
    • 
    • rcline46
    • September 4, 2014