Cross-Tested Plans

1,233 topics in this forum

1. "Owners" in own group. What about son?

   By BG5150, March 2, 2016
   • 3 replies
   • 843 views
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   • Doghouse
   • March 2, 2016

2. ESOP's and Gateway

   By Guest gopher2378, April 17, 2007
   • 3 replies
   • 2.7k views
   • 
   • AndyH
   • April 25, 2007

3. Gateway must be met if ABT done as benefits?

   By Guest dietpepsi, July 16, 2008
   • 3 replies
   • 2k views
   • 
   • Guest
   • July 17, 2008

4. SH NEC - do you have to add to PS for testing necessarily?

   By mwyatt, January 5, 2012
   • 3 replies
   • 1.6k views
   • 
   • Tom Poje
   • January 5, 2012

5. Different criteria for allocation for different groups

   By dmb, September 20, 2013
   • 3 replies
   • 2.1k views
   • 
   • Tom Poje
   • September 23, 2013

6. Safe Harbor Match and Gateway

   By Dougsbpc, April 2, 2014
   • 3 replies
   • 2.9k views
   • 
   • pmacduff
   • April 4, 2014

7. Younger HCE

   By Guest klm401, December 3, 2012
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • December 4, 2012

8. Mortality table for calculations. Which one?

   By BG5150, September 24, 2015
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • September 25, 2015

9. Plan Doc Language for Smoothly Increasing Rates Gateway

   By LarryDavid, May 9, 2013
   • 3 replies
   • 1.6k views
   • 
   • John Feldt ERPA CPC QPA
   • May 9, 2013

10. Minimum allocation gateway w/ 3% SHNEC

    By Guest jpetrancosta, June 10, 2002
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • June 10, 2002

11. Cross tested plan uses High 3 average compensation

    By Richard Anderson, September 14, 2009
    • 3 replies
    • 2.3k views
    • 
    • Mike Preston
    • September 15, 2009

12. Safe-Harbor-Cross Test w/imputed disparity

    By JAY21, September 15, 2005
    • 3 replies
    • 1.9k views
    • 
    • JAY21
    • September 15, 2005

13. Minimum gateway calculation example

    By cohendrake, February 11, 2017
    • 3 replies
    • 5.6k views
    • 
    • Tom Poje
    • May 9, 2018

14. Excel for Cross Testing Modeling

    By Ken_BenefitScape, December 31, 2023   

    • cross testing
    • sep ira
    • 3 replies
    • 991 views
    • 
    • Bri
    • January 2, 2024

15. Include Roth Contributions in Average Benefits Percentage Test?

    By Guest im4thehoos, November 14, 2007
    • 3 replies
    • 2.9k views
    • 
    • Tom Poje
    • November 14, 2007

16. Proposed repeal of 25% 415 Limit - Impact on Age-Based Plans

    By mwyatt, September 28, 2000
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • May 10, 2001

17. Are you still issuing the (lame) "Trustee Notification"?

    By Guest Happy Actuary, October 10, 2003
    • 3 replies
    • 1.3k views
    • 
    • k man
    • October 17, 2003

18. 2 groups / corrective amendment for NHCE only?

    By TPAnnie, January 20, 2009
    • 3 replies
    • 1.3k views
    • 
    • TPAnnie
    • January 21, 2009

19. Compensation for average benefits percentage test

    By Belgarath, December 22, 2014
    • 3 replies
    • 2.1k views
    • 
    • chc93
    • December 23, 2014

20. Permissive Aggregation of Beginning of Year Valuation Date DB Plan with 401(k) Plan

    By Guest Jcarolan, February 28, 2008
    • 3 replies
    • 2.4k views
    • 
    • Mike Preston
    • February 29, 2008

21. "manage" census with young part-timers?

    By Guest rickw, December 30, 2002
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • December 30, 2002

22. 401(a)(4) testing using attained age or age nearest

    By chc93, July 8, 2021
    • 3 replies
    • 1.3k views
    • 
    • CuseFan
    • July 9, 2021

23. What contributions do you include for Cross-tested Gateway?

    By John A, March 10, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • March 12, 2002

24. Cross Tested Plans, Completing Schedule T, Form 5500

    By Guest Tim Breedlove, December 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 12, 2003

25. Gateway Test and Multiple Plans

    By jquazza, November 1, 2002
    • 3 replies
    • 1.2k views
    • 
    • AndyH
    • November 4, 2002

26. General Test SEP w/DB plan ?

    By JAY21, July 22, 2004
    • 3 replies
    • 1.4k views
    • 
    • JAY21
    • July 26, 2004

27. Cross tested Plan - 5 divisions

    By KateSmithPA, February 20, 2012
    • 3 replies
    • 1.2k views
    • 
    • KateSmithPA
    • February 21, 2012

28. DB/DC combos

    By Guest lforesz, April 8, 2003
    • 3 replies
    • 1.9k views
    • 
    • AndyH
    • April 9, 2003

29. Substantiation under Rev Proc 93-42

    By jaemmons, January 19, 2005
    • 3 replies
    • 4k views
    • 
    • AndyH
    • January 19, 2005

30. Need tips on how to break down nonelective contributions to do compone

    By Guest Phil L., July 18, 2000
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • July 28, 2000

31. 401(k) Cross Test Plan

    By Guest Thornton, December 31, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • January 2, 2003

32. Classification - part-timers?

    By Guest rickw, February 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • E as in ERISA
    • February 17, 2003

33. Min contribution by classification?

    By Guest rickw, February 17, 2003
    • 3 replies
    • 979 views
    • 
    • Mike Preston
    • February 18, 2003

34. Nondiscriminatory Classification Test

    By austin3515, May 28
    • 3 replies
    • 4.4k views
    • 
    • Belgarath
    • May 28

35. Rate Banding

    By Archimage, November 20, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 21, 2002

36. 401(k) Deferral Refund & ABT

    By Penman2006, October 21, 2007
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • October 25, 2007

37. Definately determinable benefits

    By No Name, December 6, 2004
    • 3 replies
    • 1.5k views
    • 
    • jquazza
    • December 20, 2004

38. Minimum Gateway Question

    By Guest notapensiongeek, March 11, 2009
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • March 12, 2009

39. Super Integrated Plan for a 501(c)(3) organization?

    By Guest, August 15, 2000
    • 3 replies
    • 1.4k views
    • 
    • actuarysmith
    • August 16, 2000

40. Can an 11g amendment add ineligibles?

    By Dougsbpc, February 18, 2009
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 18, 2009

41. Coverage Testing and Cross tested Plans

    By Guest uncle jack, June 20, 2012
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • July 24, 2012

42. cross-tested contribution made to one of two plans that are considered brother/sister control group

    By Guest gnappi, March 31, 2004
    • 3 replies
    • 1.4k views
    • 
    • AndyH
    • March 31, 2004

43. gateway contribution = 3% SH + 2% PS. Does PS have to be 100% vested?

    By Santo Gold, November 6, 2017
    • 3 replies
    • 1.1k views
    • 
    • Santo Gold
    • November 8, 2017

44. Cross Tested /Controlled Group

    By Guest csk, March 2, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2004

45. cross tested plan

    By pmacduff, February 8, 2007
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • February 9, 2007

46. Number of groups in document vs in test

    By bevfair, January 17, 2012
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • January 18, 2012

47. Profit Sharing & Cash Balance Plan

    By Laura Harrington, September 20, 2011
    • 3 replies
    • 2.5k views
    • 
    • AndyH
    • November 4, 2011

48. Profit Sharing and the Last Day Rule

    By Logan401, July 30, 2014   

    • New Comparability
    • 3 replies
    • 2.8k views
    • 
    • MWeddell
    • July 30, 2014

49. Nondiscriminatory Classification for ABT portion of Coverage

    By Vlad401k, February 26, 2018
    • 3 replies
    • 1.1k views
    • 
    • PensionPro
    • February 26, 2018

50. Are deferrals in the (k) portion of a plan included in non-discriminat

    By Guest LMalone, December 19, 2000
    • 3 replies
    • 1.7k views
    • 
    • Erik Read
    • December 19, 2000