Cross-Tested Plans

1,233 topics in this forum

1. What problems arise when using calendar year compensation for non-cale

   By Guest mo again, November 8, 2000
   • 2 replies
   • 1.6k views
   • 
   • M R Bernardin
   • November 16, 2000

2. SH401k w PS: Employer Deposit is late

   By cheersmate, May 16, 2019
   • 11 replies
   • 1.6k views
   • 
   • cheersmate
   • May 20, 2019

3. Testing Comp

   By Fred Payne, December 29, 2001
   • 2 replies
   • 1.6k views
   • 
   • Mike Preston
   • January 2, 2002

4. Multiple Eligibilty Conditions/Entry Dates - Who's Excludable?

   By Guest merlin, February 10, 2005
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • February 14, 2005

5. Affiliated Service Group/Whose an HCE Question

   By Guest Grumpy456, June 12, 2006
   • 3 replies
   • 1.6k views
   • 
   • Blinky the 3-eyed Fish
   • June 16, 2006

6. Waiver of Participation

   By Guest lforesz, July 16, 2001
   • 7 replies
   • 1.6k views
   • 
   • Tom Poje
   • July 30, 2001

7. Cross tested Profit sharing plan and discrimination issues

   By Guest smhjr, December 18, 2004
   • 2 replies
   • 1.6k views
   • 
   • AndyH
   • December 18, 2004

8. eligibility issues

   By wsp, December 21, 2007
   • 2 replies
   • 1.6k views
   • 
   • rcline46
   • December 27, 2007

9. Can contribution also be used to satisfy 401(k) safe harbor rules?

   By MWeddell, August 22, 2001
   • 6 replies
   • 1.6k views
   • 
   • Tom Poje
   • August 23, 2001

10. Cross tested plan that passes ratio percentage test.

    By Guest, April 4, 2000
    • 1 reply
    • 1.6k views
    • 
    • AndyH
    • April 5, 2000

11. Super integrated plan validity

    By Guest DGervais, February 20, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 21, 1999

12. Forfeitures with cross testing

    By pmacduff, December 8, 2004
    • 2 replies
    • 1.6k views
    • 
    • pmacduff
    • December 9, 2004

13. Gateway Compensation & Inclusion

    By Hoard1, February 12, 2002
    • 2 replies
    • 1.6k views
    • 
    • Hoard1
    • February 12, 2002

14. Aggregation with 403(b) plan

    By AndyH, February 9, 2001
    • 2 replies
    • 1.6k views
    • 
    • AndyH
    • February 15, 2001

15. 410(b) Multiple Employer Question

    By Guest SDS, March 3, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • March 21, 2000

16. Use of the modified average benefit test in applying 401(a) non discri

    By Guest khaskell, September 1, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 1, 2000

17. Would like opinions on this interesting situation.

    By Guest tpa, December 5, 2000
    • 6 replies
    • 1.6k views
    • 
    • richard
    • December 6, 2000

18. cross test TH min/gateway to otherwise excludable ee

    By jmartin, April 3, 2012
    • 2 replies
    • 1.6k views
    • 
    • jmartin
    • April 3, 2012

19. Combo Testing, bad document drafting, and 11g amendment

    By Dennis Povloski, January 27, 2010
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • January 27, 2010

20. When using current year pay in calculating each participant's EBAR, in

    By Guest JL, December 1, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 1, 1999

21. ASPA update on cross-tested plans

    By Guest, March 21, 2000
    • 4 replies
    • 1.6k views
    • 
    • richard
    • May 16, 2000

22. Cross Tested 401kPS w 3%SH

    By cheersmate, January 29, 2019   

    • bottom up allocation
    • cross tested ps
    • (and 1 more)

      Tagged with:

      • bottom up allocation
      • cross tested ps
      • safe harbor 401k
    • 11 replies
    • 1.6k views
    • 
    • shERPA
    • September 9, 2020

23. When a participant moves from one allocation group to another

    By DLavigne, November 4, 2011
    • 8 replies
    • 1.6k views
    • 
    • ak2ary
    • December 27, 2011

24. Allowing owners (by family attribution) to opt out of participation

    By Guest Troy S., December 14, 2006
    • 2 replies
    • 1.6k views
    • 
    • pmacduff
    • December 14, 2006

25. DB/DC Rights and Features

    By Guest Rags, May 5, 2009
    • 1 reply
    • 1.6k views
    • 
    • Everett Moreland
    • May 5, 2009

26. Testing age

    By Richard Anderson, September 3, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 3, 1999

27. New Comparibility Plan and QNECs

    By Richard Anderson, September 6, 1999
    • 1 reply
    • 1.6k views
    • 
    • Erik Read
    • September 8, 1999

28. 11-g amendment

    By Dougsbpc, July 1, 2014   

    • Any order involved?
    • 1 reply
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • July 1, 2014

29. Husband and wife Companies

    By Dougsbpc, December 3, 2015
    • 8 replies
    • 1.6k views
    • 
    • Calavera
    • December 7, 2015

30. Amending Cross-tested Money Purchase Plan - How Often Is Too Often?

    By SMB, December 16, 1999
    • 2 replies
    • 1.6k views
    • 
    • Lorraine Dorsa
    • January 18, 2000

31. Offsetting discretionary contributions by safe harbor non-elective con

    By AndyH, January 3, 2000
    • 2 replies
    • 1.6k views
    • 
    • AndyH
    • January 5, 2000

32. Last Day Entry Date/Compensation for testing purposes

    By Guest, November 29, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 30, 2000

33. include excess deferrals in avg. benefit % test

    By Guest ksumner, August 26, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 26, 1999

34. Class allocated profit sharing with last day of year employment condition

    By Tom, June 28, 2021
    • 6 replies
    • 1.6k views
    • 
    • C. B. Zeller
    • June 30, 2021

35. What do you think - is it safe to keep selling cross-tested plans, in

    By AndyT, February 25, 2000
    • 10 replies
    • 1.6k views
    • 
    • Lorraine Dorsa
    • March 8, 2000

36. 2 Plans Not Paaing 410(b)

    By Dougsbpc, April 12, 2011
    • 4 replies
    • 1.6k views
    • 
    • Dougsbpc
    • April 22, 2011

37. Need tips on how to break down nonelective contributions to do compone

    By Guest Phil L., July 18, 2000
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • July 28, 2000

38. SH NEC - do you have to add to PS for testing necessarily?

    By mwyatt, January 5, 2012
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • January 5, 2012

39. Minimum Allocation Gateway + 3% SH NEC

    By Cynchbeast, February 25, 2009
    • 2 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 25, 2009

40. QDRO included in Accrued to Date Account Balance

    By Guest rslagle224, February 10, 2005
    • 3 replies
    • 1.6k views
    • 
    • AndyH
    • February 11, 2005

41. Documentation for Cross Tested Plan

    By Hoard1, June 29, 1999
    • 4 replies
    • 1.6k views
    • 
    • Ervin Barham
    • July 21, 1999

42. Target Benefit Plans

    By Guest LKHartnett, September 6, 2002
    • 5 replies
    • 1.6k views
    • 
    • Tom Poje
    • September 9, 2002

43. Points based service based allocation

    By dmb, August 11, 2017
    • 5 replies
    • 1.6k views
    • 
    • dmb
    • August 14, 2017

44. 403(b) with cross-tested PS

    By dmb, November 16, 2007
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • December 5, 2007

45. Re;Class allocation by $$ amount(not % of comp.)

    By Guest AlCal, April 23, 1999
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • April 23, 1999

46. Is SPD amendment required to notify Participants of cross tested alloc

    By Guest LMalone, January 19, 2001
    • 1 reply
    • 1.6k views
    • 
    • Richard Anderson
    • January 19, 2001

47. Rate group question

    By FJR, July 28, 2005
    • 2 replies
    • 1.6k views
    • 
    • could be me maybe not
    • July 28, 2005

48. Covered Compensation Tables

    By Fred Payne, November 8, 2002
    • 7 replies
    • 1.6k views
    • 
    • Fred Payne
    • November 16, 2002

49. 401(a)(4)

    By Guest JimD, March 7, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 8, 2002

50. Question on who to include in the 410(b) and 401(a)(4) tests.

    By AndyT, March 2, 2000
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 3, 2000