Cross-Tested Plans

1,234 topics in this forum

1. Are deferrals in the (k) portion of a plan included in non-discriminat

   By Guest LMalone, December 19, 2000
   • 3 replies
   • 1.7k views
   • 
   • Erik Read
   • December 19, 2000

2. Individual Rate Group Clarification Question

   By bzorc, November 25, 2003
   • 3 replies
   • 1.5k views
   • 
   • AndyH
   • November 25, 2003

3. ABT with 2 year wait

   By jaemmons, February 9, 2005
   • 3 replies
   • 2.1k views
   • 
   • Tom Poje
   • February 28, 2005

4. Vesting Schedules, BRF Testing

   By LarryDavid, April 18, 2011
   • 3 replies
   • 3.1k views
   • 
   • QNPG
   • April 19, 2011

5. Average Benefit Test with different eligilibilities

   By Guest Roman, February 16, 2004
   • 3 replies
   • 1.2k views
   • 
   • Mike Preston
   • February 17, 2004

6. is VCP necessary for 401(a) 11-g corrective amendment

   By AKconsult, June 10, 2011
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • June 16, 2011

7. Top Heavy DB/DC and Minimum Gateway

   By Dougsbpc, May 2, 2008
   • 3 replies
   • 2.3k views
   • 
   • Blinky the 3-eyed Fish
   • May 6, 2008

8. Cross Tested PS Plan with 401(k) deferrals

   By Guest KAGrist, February 3, 2006
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • February 6, 2006

9. 401(a)(4) and irrevocable waiver

   By cdavis25, January 20, 2012
   • 3 replies
   • 1.6k views
   • 
   • cdavis25
   • February 2, 2012

10. Safe Harbor Plan Uses Component Plans and Imputes Disparity

    By John Feldt ERPA CPC QPA, July 9, 2013
    • 3 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 9, 2013

11. Target Benefit Plan- final average compensation for determining contri

    By AndyH, October 17, 2002
    • 3 replies
    • 1.4k views
    • 
    • AndyH
    • October 23, 2002

12. coverage (70% or ABPT)

    By Guest greggi39, December 12, 2002
    • 3 replies
    • 1.3k views
    • 
    • AndyH
    • December 13, 2002

13. Gateway Contribution for plan with a "terminated" participant group

    By Guest Scrappy, April 2, 2004
    • 3 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • April 2, 2004

14. 11g Amendment and Eligibility

    By Dougsbpc, June 24, 2015
    • 3 replies
    • 2.7k views
    • 
    • Dougsbpc
    • June 25, 2015

15. 401(a)(4) TEST GROUP

    By Guest gkaley, May 23, 2003
    • 3 replies
    • 2.1k views
    • 
    • AndyH
    • May 23, 2003

16. Cross testing DC plan for sponsor with DB plan

    By AndyH, January 15, 2001
    • 3 replies
    • 1.8k views
    • 
    • AndyH
    • January 16, 2001

17. New Comp allocations for partners

    By Guest TomB432, November 8, 2012
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • November 9, 2012

18. Group Allocations?

    By Jilliandiz, January 12, 2004
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • January 12, 2004

19. Testing Table

    By Young Curmudgeon, February 5, 2016
    • 3 replies
    • 756 views
    • 
    • Mike Preston
    • February 5, 2016

20. Group Classifications

    By Guest Mike Schwing, November 6, 2002
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • November 6, 2002

21. Who's in a Rate Group?

    By Towanda, August 8, 2018   

    • cross testing
    • 3 replies
    • 1.7k views
    • 
    • Towanda
    • August 8, 2018

22. Cross Test with SHNEC - Max Profit Sharing to HCE and 0 to NHCE

    By MP CPC, March 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • March 24, 2022

23. QDRO included in Accrued to Date Account Balance

    By Guest rslagle224, February 10, 2005
    • 3 replies
    • 1.6k views
    • 
    • AndyH
    • February 11, 2005

24. Testing where self-correction involved

    By Belgarath, February 3, 2020
    • 3 replies
    • 899 views
    • 
    • JackS
    • February 3, 2020

25. gateway test when def/SH & PS have diff elig requirements

    By Audrey, May 14, 2024
    • 3 replies
    • 1.2k views
    • 
    • Audrey
    • May 14, 2024

26. Calculatign EBARs

    By Guest SPOT, January 29, 2004
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 4, 2004

27. Excluding Son of HCE vs. 0% allocation

    By Guest chris4013, December 12, 2005
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • December 13, 2005

28. TH only need Gateway?

    By BG5150, February 3, 2021
    • 3 replies
    • 853 views
    • 
    • Mike Preston
    • February 4, 2021

29. Cross-Tested plan with only HCE employeea

    By Guest vqualplan, October 18, 2005
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • October 18, 2005

30. Integrated allocation in Cross tested plan

    By Karen McIver, November 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • Karen McIver
    • December 3, 2018

31. Cross testing w/w/o QNEC

    By Guest mparker2028, December 13, 2005
    • 3 replies
    • 1.9k views
    • 
    • AndyH
    • December 13, 2005

32. Cross-Tested Document Issue

    By PensionPro, April 9, 2008
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • April 9, 2008

33. Cross Tested Profit Sharing Plan Scenario

    By Guest MCarey1, October 21, 2002
    • 3 replies
    • 1.8k views
    • 
    • Fred Payne
    • October 25, 2002

34. Terminated participant and no last day rule

    By dmb, December 29, 2010
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • December 29, 2010

35. Brushing Up On Cross Testing

    By mming, March 12, 2013
    • 3 replies
    • 1.4k views
    • 
    • mming
    • March 12, 2013

36. Is it possible to have too many classes of employees in a cross-tested

    By Guest dflin, November 10, 2000
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 16, 2000

37. Definitely determinable benefits

    By Guest John Nelson, April 16, 2003
    • 3 replies
    • 2.3k views
    • 
    • AndyH
    • April 16, 2003

38. Integration in Xtested Plan?

    By jkharvey, August 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • August 19, 2003

39. Cross Testing/Coverage/ADP Test

    By tjw572, January 20, 2017
    • 3 replies
    • 1.1k views
    • 
    • tjw572
    • March 23, 2017

40. Comparability Plan Formula

    By Guest laurasbay, October 30, 2007
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • October 31, 2007

41. Average Benefit Test - Allocations vs Accruals

    By MGOAdmin, September 3, 2015   

    • average benefit test
    • allocation
    • (and 3 more)

      Tagged with:

      • average benefit test
      • allocation
      • accrual
      • contribution
      • benefit
    • 3 replies
    • 1.8k views
    • 
    • Mike Preston
    • September 3, 2015

42. Average Benefits Test

    By mming, January 29, 2022
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • January 31, 2022

43. MP Plan - Defined Groups - list in SPD?

    By TPApril, September 29, 2021
    • 3 replies
    • 850 views
    • 
    • Peter Gulia
    • September 30, 2021

44. Use of interest rate in the cross test

    By BG5150, December 6, 2013
    • 3 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 6, 2013

45. Safe Harbor Matching 401k - Bifurcate Testing?

    By cheersmate, April 1, 2022   

    • safe harbor plan
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • April 4, 2022

46. Safe Harbor 3% Plus 2% New Comp - Does that count as a 5% Gateway?

    By Guest LKHartnett, October 22, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • October 22, 2002

47. Combined Plan Top Heavy

    By stbennet, January 30, 2013
    • 3 replies
    • 1.8k views
    • 
    • stbennet
    • January 30, 2013

48. crosstesting tables

    By Guest 401kproman, January 30, 2002
    • 3 replies
    • 1.8k views
    • 
    • david rigby
    • January 30, 2002

49. 5% Gateway for disaggregated group?

    By Richard Anderson, December 21, 2001
    • 3 replies
    • 1.8k views
    • 
    • Mike Preston
    • December 27, 2001

50. New Comp and Aggregation

    By wsp, June 1, 2006
    • 3 replies
    • 1.7k views
    • 
    • Jim Norman
    • June 2, 2006