Cross-Tested Plans

1,234 topics in this forum

1. Include Participant in Cross-Testing?

   By mming, January 10, 2019
   • 7 replies
   • 1k views
   • 
   • Bri
   • January 14, 2019

2. Include Roth Contributions in Average Benefits Percentage Test?

   By Guest im4thehoos, November 14, 2007
   • 3 replies
   • 2.9k views
   • 
   • Tom Poje
   • November 14, 2007

3. Include/Exclude Earnings During Measurement Period?

   By Guest sammy, February 27, 2004
   • 1 reply
   • 959 views
   • 
   • AndyH
   • February 27, 2004

4. Inclusion of excludable employee?

   By AndyH, January 11, 2002
   • 6 replies
   • 1.9k views
   • 
   • Richard Anderson
   • January 11, 2002

5. inclusion of owner's 12 year old son

   By dmb, July 23, 2001
   • 7 replies
   • 1.8k views
   • 
   • Tom Poje
   • July 24, 2001

6. Increasing PS Cross Tested Percentage to pass Testing for a Participant who worked less than 1000 hours but the plan has 1000 hour and last day requirement

   By Dawn Marlar, February 24, 2022
   • 7 replies
   • 1.4k views
   • 
   • chc93
   • February 28, 2022

7. Ind. rate grp flexibility

   By TPApril, February 3, 2021
   • 1 reply
   • 743 views
   • 
   • Mike Preston
   • February 4, 2021

8. Individual Groups now allowed in Volume Submitter Documents

   By Guest DNH, September 29, 2009
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • September 29, 2009

9. Individual Rate Group Clarification Question

   By bzorc, November 25, 2003
   • 3 replies
   • 1.5k views
   • 
   • AndyH
   • November 25, 2003

10. Individual Rate Groups & Gateway

    By CuseFan, February 18, 2021
    • 6 replies
    • 1.5k views
    • 
    • CuseFan
    • February 19, 2021

11. Individual Rate Groups and revised testing

    By buckaroo, June 9, 2008
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • June 11, 2008

12. Inputting Permitted Disparity

    By nancy, June 13, 2003
    • 7 replies
    • 3.2k views
    • 
    • AndyH
    • June 23, 2003

13. Insurance in a DB/DC cross tested arrangement

    By Guest saeissler, March 9, 2007
    • 9 replies
    • 2.6k views
    • 
    • Mike Preston
    • March 12, 2007

14. Insurance Premiums in New Comp Plan

    By Guest PAINPA, July 10, 2003
    • 3 replies
    • 1k views
    • 
    • Guest
    • July 11, 2003

15. Integrated allocation in Cross tested plan

    By Karen McIver, November 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • Karen McIver
    • December 3, 2018

16. Integrated formula in a cross-tested plan

    By eilano, March 11, 2003
    • 14 replies
    • 2.9k views
    • 
    • Earl
    • March 17, 2003

17. Integration in Xtested Plan?

    By jkharvey, August 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • August 19, 2003

18. Interest Rate used for a New Comp Plan

    By Guest AJM 34, April 20, 2007
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • April 20, 2007

19. Interesting notes from the IRS website on nondiscrim

    By Tom Poje, April 6, 2016
    • 3 replies
    • 1.2k views
    • 
    • Kevin C
    • April 7, 2016

20. Interst Rate Assumption

    By blue, August 17, 2005
    • 8 replies
    • 2k views
    • 
    • ak2ary
    • August 24, 2005

21. IRA Beneficiary Designation Question

    By Guest ElizabethH, May 18, 2000
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • May 18, 2000

22. Irrevocable Waiver

    By Archimage, February 27, 2003
    • 4 replies
    • 2.2k views
    • 
    • Archimage
    • March 6, 2003

23. IRS backs off on proposed nondiscrim regs

    By Tom Poje, April 15, 2016
    • 1 reply
    • 795 views
    • 
    • FAPInJax
    • April 15, 2016

24. IRS challenges "every participant is own allocation group" under audit

    By Guest jscarecrow, August 8, 2005
    • 5 replies
    • 2.3k views
    • 
    • ak2ary
    • August 24, 2005

25. Is Gateway contribution required in this case?

    By AKconsult, August 13, 2015
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 13, 2015

26. Is gateway required

    By Jakyasar, July 1, 2020
    • 4 replies
    • 1.2k views
    • 
    • Jakyasar
    • July 1, 2020

27. Is it necessary to have a catch-all group just for gateway?

    By Trekker, November 13, 2013
    • 6 replies
    • 2.2k views
    • 
    • Trekker
    • November 18, 2013

28. Is it possible to have too many classes of employees in a cross-tested

    By Guest dflin, November 10, 2000
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 16, 2000

29. Is SPD amendment required to notify Participants of cross tested alloc

    By Guest LMalone, January 19, 2001
    • 1 reply
    • 1.6k views
    • 
    • Richard Anderson
    • January 19, 2001

30. is there a minimum compensation

    By Guest ronald mexico, October 30, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • November 1, 2007

31. Is this a non-safe harbor allocation formula?

    By Earl, May 22, 2009
    • 5 replies
    • 2k views
    • 
    • Earl
    • May 25, 2009

32. Is this contribution definitely determinable?

    By Richard Anderson, December 17, 2001
    • 4 replies
    • 2k views
    • 
    • Mike Preston
    • December 26, 2001

33. is VCP necessary for 401(a) 11-g corrective amendment

    By AKconsult, June 10, 2011
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • June 16, 2011

34. It looks too good!

    By Guest saeissler, July 15, 2005
    • 10 replies
    • 2.6k views
    • 
    • AndyH
    • July 25, 2005

35. K refunds-how to handle for ABPT?

    By AndyH, March 12, 2002
    • 2 replies
    • 1.9k views
    • 
    • AndyH
    • March 12, 2002

36. Key opting out of plan

    By pbarrett, July 24, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 11, 2003

37. Last Day Entry Date/Compensation for testing purposes

    By Guest, November 29, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 30, 2000

38. Last Day Requirement

    By dmb, December 18, 2003
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • December 18, 2003

39. Last Day Rule but Wants to Allocate Terminated Participants

    By Logan401, February 19, 2022
    • 13 replies
    • 1.3k views
    • 
    • Logan401
    • February 21, 2022

40. Last day rule for participants in "All others" group (and another question)

    By BG5150, February 24, 2016
    • 4 replies
    • 954 views
    • 
    • Tom Poje
    • February 24, 2016

41. Last day rule, 5% gateway, July 1 entry date, etc.

    By Guest rffahey, December 22, 2003
    • 5 replies
    • 1.5k views
    • 
    • AndyH
    • December 22, 2003

42. Late Gateway Contribution

    By Meridith, September 18, 2015
    • 0 replies
    • 714 views
    • 
    • Meridith
    • September 18, 2015

43. Law Firm CB/DC

    By Cloudy, April 12, 2016
    • 3 replies
    • 958 views
    • 
    • Cloudy
    • April 13, 2016

44. Life Insurance in qualified plans - Policy Loan

    By Guest allanH, November 12, 2002
    • 4 replies
    • 2k views
    • 
    • mbozek
    • November 25, 2002

45. Limit compensation?

    By Guest esi-jht, March 13, 2006
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 13, 2006

46. Limitation on HCE rate groups

    By rcline46, May 14, 2007
    • 5 replies
    • 2.6k views
    • 
    • Mike Preston
    • July 13, 2007

47. Limitation Years After 12/31/01

    By Guest SWIN, June 22, 2001
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 25, 2001

48. Limited Liability Company - Each participant in own group

    By Guest jvanheyde, December 20, 2007
    • 1 reply
    • 1.4k views
    • 
    • J Simmons
    • December 20, 2007

49. List of required modifications

    By blue, November 28, 2006
    • 1 reply
    • 2.4k views
    • 
    • Tom Poje
    • November 29, 2006

50. LLCs and compensation issues

    By kocak, December 5, 2002
    • 0 replies
    • 973 views
    • 
    • kocak
    • December 5, 2002