Cross-Tested Plans

1,233 topics in this forum

1. Change Normal Retirement Age

   By 12AX7, December 8, 2008
   • 4 replies
   • 1.4k views
   • 
   • 12AX7
   • December 8, 2008

2. Restructuring

   By R. Butler, February 12, 2023
   • 9 replies
   • 1.4k views
   • 
   • truphao
   • February 14, 2023

3. ERISA Notice Dated 5/15/99

   By Guest, April 28, 2000
   • 2 replies
   • 1.4k views
   • 
   • richard
   • April 30, 2000

4. Using Years of Services for determining allocations.

   By Guest SPollock, April 10, 2000
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • April 10, 2000

5. Limited Liability Company - Each participant in own group

   By Guest jvanheyde, December 20, 2007
   • 1 reply
   • 1.4k views
   • 
   • J Simmons
   • December 20, 2007

6. Future of Cross-Tested Plans?

   By mwyatt, November 3, 1999
   • 3 replies
   • 1.4k views
   • 
   • mwyatt
   • February 29, 2000

7. cross tested plan for 2002

   By Guest mich823, December 17, 2001
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • December 18, 2001

8. 401(k) with 3% SHNEC and Age Weighted P/S

   By TBob, April 28, 2004
   • 3 replies
   • 1.4k views
   • 
   • Tom Poje
   • April 29, 2004

9. Target Benefit Plan- final average compensation for determining contri

   By AndyH, October 17, 2002
   • 3 replies
   • 1.3k views
   • 
   • AndyH
   • October 23, 2002

10. IRA Beneficiary Designation Question

    By Guest ElizabethH, May 18, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 18, 2000

11. New Comp allocations for partners

    By Guest TomB432, November 8, 2012
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • November 9, 2012

12. Attorney objects to each physician setting his own annual profit sharing

    By CharlesLeggette, November 13, 2015
    • 8 replies
    • 1.3k views
    • 
    • QDROphile
    • November 13, 2015

13. opinions desired regarding the 'Cross testing' Pension Loopholes artic

    By Guest, March 8, 2000
    • 1 reply
    • 1.3k views
    • 
    • Dave Baker
    • March 9, 2000

14. Increasing PS Cross Tested Percentage to pass Testing for a Participant who worked less than 1000 hours but the plan has 1000 hour and last day requirement

    By Dawn Marlar, February 24, 2022
    • 7 replies
    • 1.3k views
    • 
    • chc93
    • February 28, 2022

15. Quest on New Comp allocation to a HCE

    By Guest jc1457, March 30, 2009
    • 4 replies
    • 1.3k views
    • 
    • QDROphile
    • March 30, 2009

16. Amending plan to New Comp

    By Guest chris4013, April 30, 2003
    • 7 replies
    • 1.3k views
    • 
    • Mike Preston
    • April 30, 2003

17. Age-Weighted Profit Sharing Plan

    By ac, October 27, 2003
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 27, 2003

18. Permitted Disparity Factor (DB side)

    By Vlad401k, February 28, 2017
    • 4 replies
    • 1.3k views
    • 
    • jim241
    • February 1, 2019

19. Testing Age DB/DC combination

    By John Feldt ERPA CPC QPA, December 9, 2010
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 9, 2010

20. New comp plan and prevailing wage

    By Guest noans, April 5, 2012
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • April 9, 2012

21. Aggregated DB/DC 401a4 Testing

    By JBones, March 15, 2011
    • 0 replies
    • 1.3k views
    • 
    • JBones
    • March 15, 2011

22. ABT for 410(b), Crtst for 401(a)4)

    By Guest RSNOW, August 21, 2003
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • August 22, 2003

23. permissable correction method?

    By AndyH, July 10, 2001
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • July 10, 2001

24. Cross Tested that Does not Work

    By jeff77, April 17, 2012
    • 4 replies
    • 1.3k views
    • 
    • Mike Preston
    • April 17, 2012

25. Guesses or insight into timing of final regulations?

    By AndyH, April 12, 2001
    • 2 replies
    • 1.3k views
    • 
    • MGB
    • April 13, 2001

26. Who's employees are they?

    By Dennis Povloski, January 7, 2011
    • 3 replies
    • 1.3k views
    • 
    • Dennis Povloski
    • January 10, 2011

27. Is Gateway contribution required in this case?

    By AKconsult, August 13, 2015
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 13, 2015

28. Form 5310 Question When Terminating a Cross-Tested Plan

    By Guest, June 13, 2000
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • June 13, 2000

29. Employee calssifications

    By R. Butler, November 7, 2002
    • 8 replies
    • 1.3k views
    • 
    • Guest
    • November 8, 2002

30. 415(c) and Administering the Mega Backdoor Roth for 401(k) and ESOP Plans

    By Cardscrazy, April 29, 2021   

    • esop
    • 401k
    • (and 2 more)

      Tagged with:

      • esop
      • 401k
      • roth 401(k)
      • 415(c)
    • 2 replies
    • 1.3k views
    • 
    • Cardscrazy
    • May 4, 2021

31. Testing using comp ;ess deferrals

    By Richard Anderson, September 6, 2012
    • 4 replies
    • 1.3k views
    • 
    • Kevin C
    • September 7, 2012

32. Testing 2 plans with different year ends

    By Dougsbpc, October 22, 2021
    • 2 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • October 22, 2021

33. Cross Tested /Controlled Group

    By Guest csk, March 2, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2004

34. Document issues-gateway rules-how to handle?

    By AndyH, September 26, 2001
    • 0 replies
    • 1.3k views
    • 
    • AndyH
    • September 26, 2001

35. Flexibility on Cross tested plan with separate rate groups for each HCE

    By Guest rffahey, November 17, 2003
    • 6 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • November 17, 2003

36. Another gateway question

    By Guest dietpepsi, May 15, 2003
    • 8 replies
    • 1.3k views
    • 
    • Mike Preston
    • May 15, 2003

37. SHNE Stopped Mid-Year

    By Laura Harrington, February 24, 2010
    • 2 replies
    • 1.3k views
    • 
    • Jim Chad
    • February 27, 2010

38. submitting cross-tested plans

    By MR, January 17, 2002
    • 0 replies
    • 1.3k views
    • 
    • MR
    • January 17, 2002

39. Cross Tested PSP: Adding a subsidiary company

    By Guest Troy S., September 11, 2007
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • September 12, 2007

40. Amendment of Allocation Basis-Protected Benefit

    By Guest merlin, December 4, 2001
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 4, 2001

41. PS Plan - grouping for a new category

    By Jakyasar, May 2, 2020
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • May 12, 2020

42. Maximum number of allocation groups

    By rblum50, January 5, 2011
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • January 5, 2011

43. Restructuring and Gateway rules

    By AndyH, February 12, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • February 13, 2003

44. Conversion of MP Plan to Cross-Tested PS Plan

    By Guest merlin, April 11, 2002
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 11, 2002

45. Gateway, Top Heavy, and Class Exclusion

    By Lynn Campbell, August 12, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • August 12, 2003

46. NHCE gets allocation and forfeits in same year

    By SheilaD, May 13, 2010
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 24, 2010

47. NC 401(k) with match /term ee's/TH cont

    By Guest welcomehome, December 14, 2004
    • 3 replies
    • 1.3k views
    • 
    • AndyH
    • December 14, 2004

48. Rate Group Membership Determination snapshot

    By Guest ridgecourt2002, February 10, 2010
    • 4 replies
    • 1.3k views
    • 
    • Earl
    • February 28, 2010

49. Amend groups after EE retires

    By Sully, December 11, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • December 11, 2007

50. DB/DC testing and consistency

    By cathyw, May 6, 2016
    • 2 replies
    • 1.3k views
    • 
    • cathyw
    • May 6, 2016