Cross-Tested Plans

1,233 topics in this forum

1. New Comparability, Volume Submitters, and IRS Submissions

   By Guest LWilson, July 23, 2002
   • 17 replies
   • 3.7k views
   • 
   • BFree
   • November 20, 2003

2. Deemed Deferral?

   By SMB, June 9, 2004
   • 17 replies
   • 4.2k views
   • 
   • Blinky the 3-eyed Fish
   • June 11, 2004

3. Board of directors earn W-2 but work zero hours

   By Renee H, November 8, 2023
   • 17 replies
   • 2.5k views
   • 
   • Bird
   • November 10, 2023

4. Coverage Testing

   By Archimage, January 31, 2003
   • 17 replies
   • 2.6k views
   • 
   • Guest
   • February 5, 2003

5. Cross-Tested notice to Trustee

   By 401(k)athryn, June 11, 2018   

   • new comparability
   • padilla
   • (and 3 more)

     Tagged with:

     • new comparability
     • padilla
     • allocation groups
     • cross-tested
     • trustee notification
   • 17 replies
   • 2.3k views
   • 
   • Earl
   • June 14, 2018

6. Using safe harbor allocation when X-testing doesn't work

   By dmb, November 19, 2004
   • 17 replies
   • 2.8k views
   • 
   • Guest
   • December 9, 2004

7. Zero entry date comp, but gets TH minimum

   By Kevin C, February 17, 2016   

   • 401(a)(4) testing
   • 17 replies
   • 1.2k views
   • 
   • Mike Preston
   • February 18, 2016

8. More than gateway? How?

   By Earl, October 1, 2005
   • 17 replies
   • 3.7k views
   • 
   • Mike Preston
   • October 26, 2005

9. Gateway Minimum

   By §#$%!, March 23, 2012
   • 16 replies
   • 12.1k views
   • 
   • frizzyguy
   • March 28, 2012

10. minimum gateway

    By jpod, September 21, 2010
    • 16 replies
    • 3.4k views
    • 
    • PensionPro
    • April 1, 2011

11. Improper Classifications?

    By Guest IBlameTedBenna, November 30, 2005
    • 16 replies
    • 3.4k views
    • 
    • Guest
    • December 8, 2005

12. Excluding HCEs

    By Guest rgorman, June 2, 2005
    • 16 replies
    • 3k views
    • 
    • AndyH
    • July 14, 2005

13. Basic X-test question....

    By Basically, April 25, 2024
    • 16 replies
    • 1.3k views
    • 
    • Mr Bagwell
    • May 13, 2024

14. New Comp plan, coverage, and ABT

    By buckaroo, November 7, 2016
    • 16 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • November 23, 2016

15. Do Individual Allocation Groups always need to be Cross-Tested?

    By 12AX7, December 26, 2012
    • 16 replies
    • 4.2k views
    • 
    • Mike Preston
    • December 29, 2012

16. Permitted allocation groups

    By Guest Tamra, November 5, 1998
    • 15 replies
    • 2.4k views
    • 
    • Guest
    • July 29, 1999

17. Must Two Plans be Treated as One?

    By Dougsbpc, February 7, 2012
    • 15 replies
    • 3.9k views
    • 
    • BG5150
    • June 6, 2014

18. Download APR Tables

    By austin3515, April 29
    • 15 replies
    • 1k views
    • 
    • austin3515
    • May 25

19. Cross-tested with a match

    By FJR, April 5, 2005
    • 15 replies
    • 3.3k views
    • 
    • Guest
    • December 9, 2005

20. Cross Testing again

    By pmacduff, February 16, 2012
    • 15 replies
    • 3.7k views
    • 
    • Mike Preston
    • February 22, 2012

21. Restructuring to allow 100% 401k for HCE

    By Guest rickw, December 30, 2002
    • 15 replies
    • 2.5k views
    • 
    • AndyH
    • December 30, 2002

22. Using last day vs no last day

    By Guest JPIngold, December 3, 2011
    • 15 replies
    • 3.5k views
    • 
    • 12AX7
    • December 12, 2011

23. Component plan testing

    By Richard Anderson, January 23, 2002
    • 15 replies
    • 5.1k views
    • 
    • Mike Preston
    • January 26, 2002

24. Deemed CODA

    By 12AX7, September 1, 2010
    • 15 replies
    • 4.1k views
    • 
    • 12AX7
    • September 20, 2010

25. Consistent Treatment of Otherwise Excludables?

    By Guest merlin, February 26, 2003
    • 14 replies
    • 2.3k views
    • 
    • Fred Payne
    • February 28, 2003

26. Partner's "Pay"

    By Guest Grumpy456, March 24, 2008
    • 14 replies
    • 3.7k views
    • 
    • tghooper
    • March 29, 2019

27. 401(k) Top Heavy 2 year eligibility with some HCE's being capped in PS

    By Guest mpark, February 9, 2004
    • 14 replies
    • 1.7k views
    • 
    • Guest
    • February 10, 2004

28. Minimum allocation rate for age-based schedule

    By MWeddell, February 21, 2006
    • 14 replies
    • 4.1k views
    • 
    • AndyH
    • February 28, 2006

29. Corrective Contributions

    By Guest LWilson, May 1, 2002
    • 14 replies
    • 2.2k views
    • 
    • Guest
    • May 6, 2002

30. "Super-integrated" plans - looking for an example formula

    By Guest Elizabeth Gaskins, January 7, 2002
    • 14 replies
    • 3.6k views
    • 
    • Tom Poje
    • January 14, 2002

31. New Comparability Provisions

    By Randy Watson, February 25, 2005
    • 14 replies
    • 2.9k views
    • 
    • ERISA1
    • March 9, 2005

32. Easy to understand example of cross testing calculations

    By Guest ChopperPilot, February 7, 2005
    • 14 replies
    • 2.9k views
    • 
    • could be me maybe not
    • February 9, 2005

33. 401(k)/New Comp

    By Gilmore, March 6, 2003
    • 14 replies
    • 2.2k views
    • 
    • Gilmore
    • March 11, 2003

34. Integrated formula in a cross-tested plan

    By eilano, March 11, 2003
    • 14 replies
    • 2.9k views
    • 
    • Earl
    • March 17, 2003

35. Allocation Groups

    By Guest avascoe@hmvcpa.com, December 5, 2007
    • 14 replies
    • 3.4k views
    • 
    • Mike Preston
    • January 28, 2008

36. nondiscriminatory classification 1.410(b)-4

    By John Feldt ERPA CPC QPA, February 19, 2016   

    • ratio percent test
    • coverage test
    • (and 3 more)

      Tagged with:

      • ratio percent test
      • coverage test
      • average benefits
      • nondiscriminatory class
      • reasonable business class
    • 14 replies
    • 2.4k views
    • 
    • Tom Poje
    • February 23, 2016

37. Change to Cross-Tested Midyear?

    By DP, September 7, 2005
    • 14 replies
    • 2.2k views
    • 
    • AndyH
    • September 13, 2005

38. equity and non equity partners

    By Chippy, December 1, 2014
    • 14 replies
    • 2.9k views
    • 
    • Mike Preston
    • August 3, 2017

39. Each Prt Allocation Groups-Safe Harbor ?

    By JAY21, December 15, 2004
    • 14 replies
    • 2.4k views
    • 
    • Belgarath
    • December 20, 2004

40. Normal Retirement

    By pmacduff, June 21, 2004
    • 14 replies
    • 2.6k views
    • 
    • Tom Poje
    • August 23, 2004

41. Which Employees are "nonexcludable" for 401(a)(4) testing?

    By Lynn Campbell, September 13, 1999
    • 13 replies
    • 10.2k views
    • 
    • Tom Poje
    • April 2, 2002

42. New Comp Allocation & ADP refund

    By pmacduff, February 22, 2007
    • 13 replies
    • 3.6k views
    • 
    • Mike Preston
    • February 28, 2007

43. General Testing - One Employer with 2 Plans

    By Rob P, March 27, 2015
    • 13 replies
    • 3.3k views
    • 
    • Tom Poje
    • April 1, 2015

44. gateway and irrevocable election

    By Guest shronesz, February 26, 2003
    • 13 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • February 28, 2003

45. Potential age discrimination in cross-tested plan?

    By Guest mo again, January 3, 2001
    • 13 replies
    • 2k views
    • 
    • Kirk Maldonado
    • January 10, 2001

46. Otherwise excludable employee

    By thepensionmaven, August 15, 2010
    • 13 replies
    • 3.5k views
    • 
    • TPA Bob
    • August 20, 2010

47. Last Day Rule but Wants to Allocate Terminated Participants

    By Logan401, February 19, 2022
    • 13 replies
    • 1.2k views
    • 
    • Logan401
    • February 21, 2022

48. Average number of allocation groups or classes?

    By AndyH, May 1, 2002
    • 13 replies
    • 2.3k views
    • 
    • Guest
    • May 8, 2002

49. Statutory Exclusion - excluded group fails 401(a)(4)

    By Tom, January 2, 2024
    • 13 replies
    • 1.9k views
    • 
    • Kattdogg12
    • January 24, 2024

50. New Comparability Allocation Groups

    By 401_4_ever, November 11, 2006
    • 13 replies
    • 4.9k views
    • 
    • AndyH
    • November 16, 2006