Cross-Tested Plans

1,234 topics in this forum

1. Gateway Required?

   By Andy the Actuary, July 10, 2009
   • 2 replies
   • 1.5k views
   • 
   • Andy the Actuary
   • July 12, 2009

2. Testing assumptions

   By JPIngold, January 29, 2017
   • 2 replies
   • 777 views
   • 
   • JPIngold
   • January 29, 2017

3. 401(k) Safe Harbor only deposit for the NHCE group

   By Guest wolfpack, June 8, 1999
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • June 10, 1999

4. Guesses or insight into timing of final regulations?

   By AndyH, April 12, 2001
   • 2 replies
   • 1.3k views
   • 
   • MGB
   • April 13, 2001

5. Restructuring and PS/401(k) combined plan

   By AndyH, December 15, 2004
   • 2 replies
   • 2k views
   • 
   • jaemmons
   • January 11, 2005

6. Aggregation with 403(b) plan

   By AndyH, February 9, 2001
   • 2 replies
   • 1.7k views
   • 
   • AndyH
   • February 15, 2001

7. Owner's Spouse with less than 1000 hours

   By dmb, March 8, 2004
   • 2 replies
   • 1.2k views
   • 
   • Blinky the 3-eyed Fish
   • March 8, 2004

8. 401(k) with X-tested PS with corrected salary deferrals

   By dmb, March 19, 2013
   • 2 replies
   • 1.1k views
   • 
   • dmb
   • March 20, 2013

9. Safe Harbor plans and top heavy

   By Guest rffahey, January 7, 2005
   • 2 replies
   • 1.7k views
   • 
   • jquazza
   • January 8, 2005

10. Cross-testing for Short Plan Year

    By chris, July 21, 1999
    • 1 reply
    • 1.4k views
    • 
    • MWeddell
    • July 29, 1999

11. Highly compensated Employees

    By thepensionmaven, March 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • March 7, 2011

12. DC/DB combo plans

    By Guest Napili, June 1, 2003
    • 1 reply
    • 1.8k views
    • 
    • AndyH
    • June 2, 2003

13. 11-g amendment

    By Dougsbpc, July 1, 2014   

    • Any order involved?
    • 1 reply
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • July 1, 2014

14. Timing of amendment

    By pbarrett, August 17, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 19, 1999

15. include excess deferrals in avg. benefit % test

    By Guest ksumner, August 26, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 26, 1999

16. Top Heavy & the Cross-test

    By Fred Payne, March 20, 2002
    • 1 reply
    • 1.8k views
    • 
    • Tom Poje
    • March 20, 2002

17. Asset Sale and Non-discrim issues

    By Dennis Povloski, August 11, 2010
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • August 18, 2010

18. IRS backs off on proposed nondiscrim regs

    By Tom Poje, April 15, 2016
    • 1 reply
    • 795 views
    • 
    • FAPInJax
    • April 15, 2016

19. Maximum number of allocation groups

    By rblum50, January 5, 2011
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • January 5, 2011

20. New Comparibility Plan and QNECs

    By Richard Anderson, September 6, 1999
    • 1 reply
    • 1.6k views
    • 
    • Erik Read
    • September 8, 1999

21. Imputed disparity

    By Richard Anderson, September 3, 1999
    • 1 reply
    • 2.1k views
    • 
    • Lorraine Dorsa
    • September 9, 1999

22. Safe Harbor Plan with Cross Testing

    By Guest Ephesian431, September 17, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • September 17, 1999

23. "Age Neutral" Plans

    By mwyatt, March 5, 2002
    • 1 reply
    • 1.9k views
    • 
    • AndyH
    • March 6, 2002

24. corbel docs

    By Guest alexis, November 13, 2002
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • November 13, 2002

25. Allocation Formula for Classes of Employees

    By Guest, September 23, 1999
    • 1 reply
    • 1.8k views
    • 
    • chris
    • September 23, 1999

26. Reasonable Classification for Coverage

    By Guest BTrustee, April 30, 2013   

    • 410(b)
    • classification
    • (and 8 more)

      Tagged with:

      • 410(b)
      • classification
      • ratio percentage
      • nondiscriminatory
      • ABPT
      • cross-tested
      • eligibility
      • eligible
      • allocation group
      • discretionary
    • 1 reply
    • 3.5k views
    • 
    • ETA Consulting LLC
    • May 1, 2013

27. Cross tested plan & Top Heaviness

    By richard, September 23, 1999
    • 1 reply
    • 1.6k views
    • 
    • Kathy
    • September 25, 1999

28. ABT for 410(b), Crtst for 401(a)4)

    By Guest RSNOW, August 21, 2003
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • August 22, 2003

29. Paired cross-tested MP Pension and Profit Sharing Plans

    By SMB, October 10, 1999
    • 1 reply
    • 1.7k views
    • 
    • Everett Moreland
    • October 11, 1999

30. Top heavy plan & minimum gateway requirement

    By Guest M. Martin, March 11, 2005
    • 1 reply
    • 1.5k views
    • 
    • jaemmons
    • March 11, 2005

31. New Comp Allocation Language

    By Guest, October 18, 1999
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • October 18, 1999

32. Excluding category from safe harbor nonelective

    By dmwe, January 7, 2016
    • 1 reply
    • 995 views
    • 
    • Lou S.
    • January 7, 2016

33. Rate group testing

    By Guest, October 19, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • October 20, 1999

34. Aggregate for Testing Purposes?

    By Dougsbpc, December 9, 2010
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 9, 2010

35. Contribution exceeding base formula

    By Guest EBC, December 28, 2001
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • December 28, 2001

36. When determining the HCEs using the top paid group election, how do yo

    By Guest jhtobin, November 4, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • November 4, 1999

37. Amend groups after EE retires

    By Sully, December 11, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • December 11, 2007

38. Includable/excludable employees

    By Guest Phil L, November 19, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • November 19, 1999

39. NHCE received overstated contribution

    By dmb, April 18, 2012
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • April 19, 2012

40. When using current year pay in calculating each participant's EBAR, in

    By Guest JL, December 1, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 1, 1999

41. Prevailing Wage/Cross-Tested Plan

    By Laura Harrington, November 25, 2008
    • 1 reply
    • 1.8k views
    • 
    • 12AX7
    • December 9, 2008

42. Avg Benefits Test and Cross Testing

    By Guest Michele Ciz, October 13, 2010
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • October 13, 2010

43. Compensation - from Participation Date

    By msmith, April 1, 2019
    • 1 reply
    • 884 views
    • 
    • C. B. Zeller
    • April 2, 2019

44. Tutorial Needed (Ok, a long class....)

    By RestAssured, January 6, 2021
    • 1 reply
    • 739 views
    • 
    • RestAssured
    • January 6, 2021

45. Section 410(b)Interpretation

    By bzorc, December 20, 1999
    • 1 reply
    • 1.5k views
    • 
    • richard
    • December 21, 1999

46. Testing Age DB/DC combination

    By John Feldt ERPA CPC QPA, December 9, 2010
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 9, 2010

47. New Comp plan w/ Roth 401k feature

    By dmb, August 15, 2007
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • August 15, 2007

48. Can you use SSRA for testing even if AA defines the plan's NRA as unif

    By Guest nellans, January 13, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • January 17, 2000

49. EGTRRA & 414(s) Compensation

    By Blinky the 3-eyed Fish, January 10, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • January 10, 2003

50. No Allocation For HCEs?

    By mming, July 17, 2009
    • 1 reply
    • 1.4k views
    • 
    • J Simmons
    • July 17, 2009