Cross-Tested Plans

1,234 topics in this forum

1. 401k Safe Harbor Cross tested plan design

   By perkinsran, October 22, 2002
   • 1 reply
   • 1.1k views
   • 
   • Archimage
   • October 22, 2002

2. Form of Contribution

   By Doghouse, December 11, 2009
   • 0 replies
   • 1.1k views
   • 
   • Doghouse
   • December 11, 2009

3. Highly compensated Employees

   By thepensionmaven, March 7, 2011
   • 1 reply
   • 1.1k views
   • 
   • 12AX7
   • March 7, 2011

4. Smoothly Increasing gateway

   By dmb, November 20, 2012
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • November 20, 2012

5. Money Purcchase Contribution

   By Fred Payne, August 9, 2003
   • 2 replies
   • 1.1k views
   • 
   • david rigby
   • August 12, 2003

6. 401(k) with X-tested PS with corrected salary deferrals

   By dmb, March 19, 2013
   • 2 replies
   • 1.1k views
   • 
   • dmb
   • March 20, 2013

7. Gateway Minimum in a Top Heavy Plan with Participation Compensation

   By Towanda, February 12, 2018
   • 2 replies
   • 1.1k views
   • 
   • Towanda
   • February 12, 2018

8. Any DATAIR users out there?

   By lkpittman, February 25, 2003
   • 4 replies
   • 1.1k views
   • 
   • kocak
   • March 2, 2003

9. Restructuring

   By PFranckowiak, March 23, 2016
   • 4 replies
   • 1.1k views
   • 
   • PFranckowiak
   • March 24, 2016

10. Are SEP Contributions included in ABT

    By Lori Foresz, April 1, 2014
    • 1 reply
    • 1.1k views
    • 
    • PensionPro
    • April 1, 2014

11. 3% SHNEC for NHCEs and 9% PS for HCEs ok?

    By cheersmate, February 28, 2013
    • 2 replies
    • 1.1k views
    • 
    • cheersmate
    • February 28, 2013

12. Cross Tested Plans, Completing Schedule T, Form 5500

    By Guest Tim Breedlove, December 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 12, 2003

13. 18 Month Eligibility

    By MBCarey, February 17, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 17, 2004

14. ERISA 403(b) plan - general test for coverage

    By Belgarath, August 22, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • August 23, 2016

15. Design Question

    By Guest KHayes, December 9, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 9, 2004

16. New Plan Design too aggressive?

    By cheersmate, April 8, 2021   

    • secure act
    • cross-tested
    • (and 3 more)

      Tagged with:

      • secure act
      • cross-tested
      • individual rate groups
      • immediate eligibility exception
      • vesting with plan effective date
    • 6 replies
    • 1.1k views
    • 
    • cheersmate
    • April 23, 2021

17. Separate Testing of Otherwise Excludables

    By Archimage, October 8, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 8, 2003

18. Compensation for ABPT

    By pholosofizer, January 6, 2017
    • 7 replies
    • 1.1k views
    • 
    • pholosofizer
    • January 6, 2017

19. gateway contribution = 3% SH + 2% PS. Does PS have to be 100% vested?

    By Santo Gold, November 6, 2017
    • 3 replies
    • 1.1k views
    • 
    • Santo Gold
    • November 8, 2017

20. NHCE received overstated contribution

    By dmb, April 18, 2012
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • April 19, 2012

21. Contribution Funding

    By Guest Jeff Underwood, May 21, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • May 22, 2003

22. minimum gateway clarification - the 1/3% test

    By TPApril, October 1, 2016
    • 2 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • October 4, 2016

23. Integrated allocation in Cross tested plan

    By Karen McIver, November 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • Karen McIver
    • December 3, 2018

24. Cross Testing/Coverage/ADP Test

    By tjw572, January 20, 2017
    • 3 replies
    • 1.1k views
    • 
    • tjw572
    • March 23, 2017

25. cross-testing available in a prototype?

    By chris, December 20, 2002
    • 1 reply
    • 1.1k views
    • 
    • AndyH
    • December 23, 2002

26. Proposal Software

    By Lynn Campbell, September 3, 2003
    • 2 replies
    • 1.1k views
    • 
    • jaemmons
    • September 3, 2003

27. Meeting gateway requirements

    By dmb, October 2, 2003
    • 2 replies
    • 1.1k views
    • 
    • dmb
    • October 2, 2003

28. Aggregation of Plans

    By Guest MichaelO, December 10, 2003
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • December 11, 2003

29. General Test for One Plan but not the other?

    By Dougsbpc, June 15, 2017
    • 6 replies
    • 1.1k views
    • 
    • Dougsbpc
    • July 9, 2017

30. Using Salary to Identify Groups

    By perkinsran, February 26, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 26, 2004

31. Classification - part-timers?

    By Guest rickw, February 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • E as in ERISA
    • February 17, 2003

32. Plan Favoring NHCE

    By Santo Gold, May 14, 2015
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • May 19, 2015

33. 3 401(k) plans in controlled group of A, B and C: OK to aggregate profit-sharing components of A and B but deferral and match components of B and C?

    By AndyH, September 17, 2003
    • 2 replies
    • 1.1k views
    • 
    • AndyH
    • September 25, 2003

34. DB Plan on top of X-tested PS p lan

    By dmb, February 21, 2003
    • 5 replies
    • 1.1k views
    • 
    • AndyH
    • February 21, 2003

35. average benefit percentage

    By abanky, February 26, 2003
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • February 26, 2003

36. Combo 401(k) & New Comp

    By pbarrett, February 18, 2003
    • 2 replies
    • 1.1k views
    • 
    • kocak
    • February 18, 2003

37. Allocation to Non-key in Age weighted

    By Guest Doogie61, March 31, 2010
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • March 31, 2010

38. Two Eligibilities and Coverage Testing

    By TPA Bob, May 29, 2014
    • 2 replies
    • 1.1k views
    • 
    • TPA Bob
    • May 30, 2014

39. Cross-tested plans and longevity?

    By Shubha, August 12, 2024
    • 3 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 15, 2024

40. EGTRRA & 414(s) Compensation

    By Blinky the 3-eyed Fish, January 10, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • January 10, 2003

41. Plan Wording

    By Guest dietpepsi, July 9, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • July 9, 2003

42. New Comparability Design and SPD

    By Guest LKHartnett, October 23, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • October 23, 2002

43. Excel for Cross Testing Modeling

    By Ken_BenefitScape, December 31, 2023   

    • cross testing
    • sep ira
    • 3 replies
    • 1k views
    • 
    • Bri
    • January 2, 2024

44. using top paid group

    By betheeg, November 20, 2003
    • 1 reply
    • 1k views
    • 
    • AndyH
    • November 20, 2003

45. Graded Formula and Gateway--Will This "Fly?"

    By lkpittman, March 17, 2003
    • 3 replies
    • 1k views
    • 
    • lkpittman
    • March 17, 2003

46. Short Plan Year and Imputed Disparity

    By msmith, September 7, 2018
    • 5 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • September 14, 2018

47. Merger Cross-Tested

    By Guest JimD, October 13, 2003
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • October 13, 2003

48. Safe Harbor Cross-Tested Plan - forfeitures triggering 3%

    By cheersmate, June 9, 2022   

    • safe harbor 401k
    • top heavy minimum
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • top heavy minimum
      • forfeitures
    • 2 replies
    • 1k views
    • 
    • cheersmate
    • June 9, 2022

49. New Comparability Contributions - made throughout the year

    By AlwaysLearning, June 23, 2021
    • 5 replies
    • 1k views
    • 
    • Mike Preston
    • June 24, 2021

50. Insurance Premiums in New Comp Plan

    By Guest PAINPA, July 10, 2003
    • 3 replies
    • 1k views
    • 
    • Guest
    • July 11, 2003