Cross-Tested Plans

1,233 topics in this forum

1. gateway and multiple formula situation

   By AndyH, May 16, 2003
   • 1 reply
   • 1.1k views
   • 
   • Mike Preston
   • May 16, 2003

2. Any DATAIR users out there?

   By lkpittman, February 25, 2003
   • 4 replies
   • 1.1k views
   • 
   • kocak
   • March 2, 2003

3. Correction of failed 401(a) or 410(b) tests?

   By Mleech, February 25
   • 4 replies
   • 1.1k views
   • 
   • Lou S.
   • March 28

4. Form of Contribution

   By Doghouse, December 11, 2009
   • 0 replies
   • 1.1k views
   • 
   • Doghouse
   • December 11, 2009

5. Gateway Minimum in a Top Heavy Plan with Participation Compensation

   By Towanda, February 12, 2018
   • 2 replies
   • 1.1k views
   • 
   • Towanda
   • February 12, 2018

6. Are SEP Contributions included in ABT

   By Lori Foresz, April 1, 2014
   • 1 reply
   • 1.1k views
   • 
   • PensionPro
   • April 1, 2014

7. Cross Tested Plans, Completing Schedule T, Form 5500

   By Guest Tim Breedlove, December 11, 2003
   • 3 replies
   • 1.1k views
   • 
   • Mike Preston
   • December 12, 2003

8. Restructuring

   By PFranckowiak, March 23, 2016
   • 4 replies
   • 1.1k views
   • 
   • PFranckowiak
   • March 24, 2016

9. 3% SHNEC for NHCEs and 9% PS for HCEs ok?

   By cheersmate, February 28, 2013
   • 2 replies
   • 1.1k views
   • 
   • cheersmate
   • February 28, 2013

10. 18 Month Eligibility

    By MBCarey, February 17, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 17, 2004

11. Design Question

    By Guest KHayes, December 9, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 9, 2004

12. Separate Testing of Otherwise Excludables

    By Archimage, October 8, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 8, 2003

13. ERISA 403(b) plan - general test for coverage

    By Belgarath, August 22, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • August 23, 2016

14. NHCE received overstated contribution

    By dmb, April 18, 2012
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • April 19, 2012

15. Contribution Funding

    By Guest Jeff Underwood, May 21, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • May 22, 2003

16. minimum gateway clarification - the 1/3% test

    By TPApril, October 1, 2016
    • 2 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • October 4, 2016

17. Compensation for ABPT

    By pholosofizer, January 6, 2017
    • 7 replies
    • 1.1k views
    • 
    • pholosofizer
    • January 6, 2017

18. Proposal Software

    By Lynn Campbell, September 3, 2003
    • 2 replies
    • 1.1k views
    • 
    • jaemmons
    • September 3, 2003

19. Cross Test with SHNEC - Max Profit Sharing to HCE and 0 to NHCE

    By MP CPC, March 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • March 24, 2022

20. cross-testing available in a prototype?

    By chris, December 20, 2002
    • 1 reply
    • 1.1k views
    • 
    • AndyH
    • December 23, 2002

21. Meeting gateway requirements

    By dmb, October 2, 2003
    • 2 replies
    • 1.1k views
    • 
    • dmb
    • October 2, 2003

22. Multiple Formulas?

    By Becky Schwing, March 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • March 27, 2022

23. Cross Testing/Coverage/ADP Test

    By tjw572, January 20, 2017
    • 3 replies
    • 1.1k views
    • 
    • tjw572
    • March 23, 2017

24. average benefit percentage

    By abanky, February 26, 2003
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • February 26, 2003

25. Classification - part-timers?

    By Guest rickw, February 17, 2003
    • 3 replies
    • 1.1k views
    • 
    • E as in ERISA
    • February 17, 2003

26. gateway contribution = 3% SH + 2% PS. Does PS have to be 100% vested?

    By Santo Gold, November 6, 2017
    • 3 replies
    • 1.1k views
    • 
    • Santo Gold
    • November 8, 2017

27. Aggregation of Plans

    By Guest MichaelO, December 10, 2003
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • December 11, 2003

28. Integrated allocation in Cross tested plan

    By Karen McIver, November 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • Karen McIver
    • December 3, 2018

29. Plan Favoring NHCE

    By Santo Gold, May 14, 2015
    • 3 replies
    • 1.1k views
    • 
    • AndyH
    • May 19, 2015

30. DB Plan on top of X-tested PS p lan

    By dmb, February 21, 2003
    • 5 replies
    • 1.1k views
    • 
    • AndyH
    • February 21, 2003

31. Two Eligibilities and Coverage Testing

    By TPA Bob, May 29, 2014
    • 2 replies
    • 1.1k views
    • 
    • TPA Bob
    • May 30, 2014

32. Combo 401(k) & New Comp

    By pbarrett, February 18, 2003
    • 2 replies
    • 1.1k views
    • 
    • kocak
    • February 18, 2003

33. General Test for One Plan but not the other?

    By Dougsbpc, June 15, 2017
    • 6 replies
    • 1.1k views
    • 
    • Dougsbpc
    • July 9, 2017

34. Allocation to Non-key in Age weighted

    By Guest Doogie61, March 31, 2010
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • March 31, 2010

35. Using Salary to Identify Groups

    By perkinsran, February 26, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 26, 2004

36. New Plan Design too aggressive?

    By cheersmate, April 8, 2021   

    • secure act
    • cross-tested
    • (and 3 more)

      Tagged with:

      • secure act
      • cross-tested
      • individual rate groups
      • immediate eligibility exception
      • vesting with plan effective date
    • 6 replies
    • 1k views
    • 
    • cheersmate
    • April 23, 2021

37. EGTRRA & 414(s) Compensation

    By Blinky the 3-eyed Fish, January 10, 2003
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • January 10, 2003

38. 3 401(k) plans in controlled group of A, B and C: OK to aggregate profit-sharing components of A and B but deferral and match components of B and C?

    By AndyH, September 17, 2003
    • 2 replies
    • 1k views
    • 
    • AndyH
    • September 25, 2003

39. New Comparability Design and SPD

    By Guest LKHartnett, October 23, 2002
    • 0 replies
    • 1k views
    • 
    • Guest
    • October 23, 2002

40. Plan Wording

    By Guest dietpepsi, July 9, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 9, 2003

41. Download APR Tables

    By austin3515, April 29
    • 15 replies
    • 1k views
    • 
    • austin3515
    • May 25

42. using top paid group

    By betheeg, November 20, 2003
    • 1 reply
    • 1k views
    • 
    • AndyH
    • November 20, 2003

43. Graded Formula and Gateway--Will This "Fly?"

    By lkpittman, March 17, 2003
    • 3 replies
    • 1k views
    • 
    • lkpittman
    • March 17, 2003

44. Merger Cross-Tested

    By Guest JimD, October 13, 2003
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • October 13, 2003

45. Insurance Premiums in New Comp Plan

    By Guest PAINPA, July 10, 2003
    • 3 replies
    • 1k views
    • 
    • Guest
    • July 11, 2003

46. Cross-tested plans and longevity?

    By Shubha, August 12, 2024
    • 3 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 15, 2024

47. Safe Harbor Cross-Tested Plan - forfeitures triggering 3%

    By cheersmate, June 9, 2022   

    • safe harbor 401k
    • top heavy minimum
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • top heavy minimum
      • forfeitures
    • 2 replies
    • 1k views
    • 
    • cheersmate
    • June 9, 2022

48. Short Plan Year and Imputed Disparity

    By msmith, September 7, 2018
    • 5 replies
    • 999 views
    • 
    • ETA Consulting LLC
    • September 14, 2018

49. New Comparability Contributions - made throughout the year

    By AlwaysLearning, June 23, 2021
    • 5 replies
    • 996 views
    • 
    • Mike Preston
    • June 24, 2021

50. Full year CB, Half Year PS

    By abanky, April 13, 2011
    • 1 reply
    • 996 views
    • 
    • Tom Poje
    • April 13, 2011