Cross-Tested Plans

1,233 topics in this forum

1. Rate group failure - correction options

   By TPApril, August 7, 2019
   • 27 replies
   • 3.1k views
   • 
   • Mike Preston
   • December 24, 2019

2. Corrective amendment to plan that failed 401(a)(4)

   By Richard Anderson, December 22, 2000
   • 8 replies
   • 3k views
   • 
   • Guest
   • January 2, 2001

3. Full Year Comp & Average Benefit Percentage Test

   By Fred Payne, January 26, 2005
   • 7 replies
   • 3k views
   • 
   • jaemmons
   • January 27, 2005

4. Excluding HCEs

   By Guest rgorman, June 2, 2005
   • 16 replies
   • 3k views
   • 
   • AndyH
   • July 14, 2005

5. Cross-Tested Plan Testing

   By Guest slugn, April 18, 2006
   • 6 replies
   • 3k views
   • 
   • Tom Poje
   • April 21, 2006

6. New Comp - Top Heavy

   By pmacduff, October 31, 2002
   • 18 replies
   • 3k views
   • 
   • Guest
   • November 11, 2002

7. self-employed calc for an age-weighted plan

   By Guest annieap1, April 7, 2005
   • 2 replies
   • 3k views
   • 
   • No Name
   • April 8, 2005

8. "LEO" Plan??

   By Guest CJK, January 28, 2002
   • 2 replies
   • 3k views
   • 
   • Guest
   • February 4, 2002

9. controlled group - termination of employee

   By Guest dvandaele2, August 21, 2003
   • 5 replies
   • 3k views
   • 
   • AndyH
   • August 22, 2003

10. Cross Testing with Deferrals

    By Guest dpasi, December 6, 2005
    • 9 replies
    • 2.9k views
    • 
    • AndyH
    • December 28, 2005

11. Matching contributions used toward top heavy minimum

    By Belgarath, May 25, 2007
    • 1 reply
    • 2.9k views
    • 
    • J Simmons
    • May 25, 2007

12. Integrated formula in a cross-tested plan

    By eilano, March 11, 2003
    • 14 replies
    • 2.9k views
    • 
    • Earl
    • March 17, 2003

13. Forfeiting ER contributions to correct a failed general test?

    By Guest AJR, November 26, 2003
    • 9 replies
    • 2.9k views
    • 
    • Mike Preston
    • December 1, 2003

14. Easy to understand example of cross testing calculations

    By Guest ChopperPilot, February 7, 2005
    • 14 replies
    • 2.9k views
    • 
    • could be me maybe not
    • February 9, 2005

15. equity and non equity partners

    By Chippy, December 1, 2014
    • 14 replies
    • 2.9k views
    • 
    • Mike Preston
    • August 3, 2017

16. Average Benefit Test and Terminees

    By zimbo, September 10, 2008
    • 7 replies
    • 2.9k views
    • 
    • zimbo
    • September 10, 2008

17. Normal Retirement Age Just 55

    By austin3515, December 26, 2018
    • 26 replies
    • 2.9k views
    • 
    • AndyH
    • December 27, 2018

18. New Comparability Provisions

    By Randy Watson, February 25, 2005
    • 14 replies
    • 2.9k views
    • 
    • ERISA1
    • March 9, 2005

19. Include Roth Contributions in Average Benefits Percentage Test?

    By Guest im4thehoos, November 14, 2007
    • 3 replies
    • 2.9k views
    • 
    • Tom Poje
    • November 14, 2007

20. Cash Balance & New Comp

    By Logan401, April 12, 2013
    • 8 replies
    • 2.9k views
    • 
    • John Feldt ERPA CPC QPA
    • September 9, 2013

21. Employee Groups

    By Guest Gary Stadtmauer, July 12, 2006
    • 9 replies
    • 2.9k views
    • 
    • Guest
    • July 14, 2006

22. Using integrated formula on cross-tested plan

    By Lorraine Steinberg, January 23, 2020
    • 18 replies
    • 2.9k views
    • 
    • Bird
    • January 29, 2020

23. Testing a 401(a) DB plan in aggregation with a 403(b) plan

    By Guest astonewall, December 22, 2004
    • 7 replies
    • 2.9k views
    • 
    • AndyH
    • December 22, 2004

24. Cross-testing the 401k Plan

    By Fred Payne, September 26, 2001
    • 4 replies
    • 2.9k views
    • 
    • AndyH
    • September 27, 2001

25. Gateway minimum & excluded class of employees

    By Guest M. Martin, January 31, 2007
    • 8 replies
    • 2.9k views
    • 
    • Guest
    • February 2, 2007

26. SH 401k and Component Plans

    By WhoLetTheDogsOut, January 25, 2012
    • 7 replies
    • 2.9k views
    • 
    • Mike Preston
    • January 27, 2012

27. Safe Harbor Match and Gateway

    By Dougsbpc, April 2, 2014
    • 3 replies
    • 2.9k views
    • 
    • pmacduff
    • April 4, 2014

28. Profit Sharing and the Last Day Rule

    By Logan401, July 30, 2014   

    • New Comparability
    • 3 replies
    • 2.8k views
    • 
    • MWeddell
    • July 30, 2014

29. Gateway Exception

    By AndyH, January 23, 2006
    • 5 replies
    • 2.8k views
    • 
    • AndyH
    • January 26, 2006

30. Rounding of NHCE Concentration Percentage

    By Guest HollyT, August 20, 2001
    • 1 reply
    • 2.8k views
    • 
    • Guest
    • August 20, 2001

31. Brain Cramp - Cash Balance Plans and Gateway Testing

    By mwyatt, February 20, 2012
    • 6 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • February 21, 2012

32. Plan Year compensation for Gateway

    By LarryDavid, August 21, 2012
    • 3 replies
    • 2.8k views
    • 
    • LarryDavid
    • August 28, 2012

33. Average Benefits Test

    By Guest DCquestioner, August 15, 2008
    • 4 replies
    • 2.8k views
    • 
    • AndyH
    • September 3, 2008

34. Eligibility for Cross Tested 401(k) Profit Sharing Plan

    By Guest KDaugherty, March 17, 2003
    • 18 replies
    • 2.8k views
    • 
    • Blinky the 3-eyed Fish
    • March 26, 2003

35. Compensation used for the gateway minimum contribution

    By buckaroo, December 4, 2012
    • 1 reply
    • 2.8k views
    • 
    • Tom Poje
    • December 4, 2012

36. Which mortality table to use?

    By FAPInJax, December 7, 2006
    • 7 replies
    • 2.8k views
    • 
    • AndyH
    • December 11, 2006

37. TH Cross-Tested Plan w/ 401(k)

    By Guest dannyoc13, March 3, 2006
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • March 3, 2006

38. Accrued to Date Method

    By Guest lforesz, February 20, 2002
    • 4 replies
    • 2.8k views
    • 
    • AndyH
    • February 21, 2002

39. HCE lookback comp

    By dmb, December 17, 2008
    • 3 replies
    • 2.8k views
    • 
    • JanetM
    • December 18, 2008

40. Cross Testing and the Gateway

    By buckaroo, November 4, 2008
    • 2 replies
    • 2.8k views
    • 
    • BG5150
    • November 13, 2008

41. Cross testing, 401(k) SH, top heavy & gateway

    By pmacduff, March 19, 2004
    • 9 replies
    • 2.8k views
    • 
    • K-t-F
    • March 22, 2004

42. Cross-Tested Safe harbor 401(k) with 2 year profit sharing wait

    By Guest Tbrown, May 7, 2002
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • May 13, 2002

43. Using safe harbor allocation when X-testing doesn't work

    By dmb, November 19, 2004
    • 17 replies
    • 2.7k views
    • 
    • Guest
    • December 9, 2004

44. Retroactive Amendment?

    By Guest notapensiongeek, June 24, 2009
    • 2 replies
    • 2.7k views
    • 
    • BG5150
    • June 25, 2009

45. ABPT Component Testin

    By Buckoosier, September 17, 2013
    • 2 replies
    • 2.7k views
    • 
    • Buckoosier
    • September 18, 2013

46. Broadly Available Allocation Rates and Permitted Disparity

    By Rolf Trautmann, May 21, 2004
    • 5 replies
    • 2.7k views
    • 
    • Tom Poje
    • May 24, 2004

47. Minimum Gateway Required

    By Logan401, March 1, 2019
    • 12 replies
    • 2.7k views
    • 
    • Kevin C
    • March 12, 2019

48. New Comp with a 3% Safe Harbor NEC

    By Guest TomB432, October 22, 2013
    • 5 replies
    • 2.7k views
    • 
    • Tom Poje
    • October 23, 2013

49. ESOP's and Gateway

    By Guest gopher2378, April 17, 2007
    • 3 replies
    • 2.7k views
    • 
    • AndyH
    • April 25, 2007

50. Cross-tested groupings of 1 EE

    By J Simmons, March 19, 2007
    • 7 replies
    • 2.7k views
    • 
    • Mike Preston
    • August 23, 2007