Cross-Tested Plans

1,233 topics in this forum

1. Reallocated Forfeitures

   By mming, July 20, 2018
   • 6 replies
   • 1.4k views
   • 
   • Mike Preston
   • August 25, 2018

2. 3% Safe Harbor 401k with X-tested PS

   By dmb, September 16, 2005
   • 6 replies
   • 2.2k views
   • 
   • jquazza
   • September 28, 2005

3. Changing Pro Rata Profit Sharing Allocation to New Comparability Mid-Year

   By Vlad401k, February 29, 2024
   • 6 replies
   • 1.5k views
   • 
   • Bill Presson
   • February 6

4. Testing Compensation

   By blue, June 20, 2008
   • 6 replies
   • 2.7k views
   • 
   • Guest
   • June 25, 2008

5. Discrimination testing for 3% SHNECs

   By Guest Dash02, December 28, 2005
   • 6 replies
   • 2.4k views
   • 
   • AndyH
   • December 30, 2005

6. Brain Cramp - Cash Balance Plans and Gateway Testing

   By mwyatt, February 20, 2012
   • 6 replies
   • 2.8k views
   • 
   • John Feldt ERPA CPC QPA
   • February 21, 2012

7. Each Participant in own group and IRS audit

   By Rai401k, April 20, 2015
   • 6 replies
   • 2.1k views
   • 
   • Tom Poje
   • July 20, 2015

8. Old Cross teted Question

   By Hoard1, September 29, 2000
   • 6 replies
   • 1.8k views
   • 
   • Hoard1
   • October 2, 2000

9. Cross-Tested Plan Testing

   By Guest slugn, April 18, 2006
   • 6 replies
   • 3k views
   • 
   • Tom Poje
   • April 21, 2006

10. Is it necessary to have a catch-all group just for gateway?

    By Trekker, November 13, 2013
    • 6 replies
    • 2.2k views
    • 
    • Trekker
    • November 18, 2013

11. Imputed disparity in cross-tested plans

    By Belgarath, June 19, 2012
    • 6 replies
    • 4k views
    • 
    • Guest
    • June 28, 2012

12. elective deferrals

    By abanky, December 13, 2006
    • 6 replies
    • 1.8k views
    • 
    • abanky
    • December 14, 2006

13. Cross - tested contribution

    By Guest wlank, November 14, 2006
    • 6 replies
    • 2.4k views
    • 
    • SoCalActuary
    • November 29, 2006

14. Partner Classes

    By Guest JimD, April 21, 2004
    • 6 replies
    • 1.7k views
    • 
    • AndyH
    • May 14, 2004

15. Frozen DB plans and New Comp DC

    By buckaroo, November 18, 2013
    • 6 replies
    • 2.1k views
    • 
    • AndyH
    • November 22, 2013

16. Top heavy contribution for terminees brought in to pass coverage test

    By DP, October 16, 2000
    • 6 replies
    • 2.6k views
    • 
    • david rigby
    • October 18, 2000

17. Gateway/Top Heavy

    By Gilmore, December 15, 2003
    • 6 replies
    • 1.9k views
    • 
    • Gilmore
    • December 15, 2003

18. Gateway allocation

    By k man, October 15, 2003
    • 6 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 15, 2003

19. DB/DC combined testing

    By jpod, April 21, 2014
    • 6 replies
    • 2.7k views
    • 
    • Tom Poje
    • April 22, 2014

20. Carving out "otherwise excluable" in General Test.

    By Guest lforesz, March 13, 2001
    • 6 replies
    • 2.2k views
    • 
    • AndyH
    • March 30, 2001

21. Cross Tested Plan with SHNEC and allocation requirement

    By TBob, March 16, 2004
    • 6 replies
    • 1.6k views
    • 
    • TBob
    • March 17, 2004

22. Standardized Doc - Start a new plan?

    By Gilmore, December 17, 2012
    • 6 replies
    • 1.4k views
    • 
    • Guest
    • December 24, 2012

23. Determination of Participants in a Particular Group

    By chris, November 22, 2013
    • 6 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 25, 2013

24. coverage question!

    By Lynn Campbell, July 7, 2004
    • 6 replies
    • 1.7k views
    • 
    • AndyH
    • July 8, 2004

25. 2002 Cross Tested Top Heavy Integrated 401(k) Profit Sharing Plan

    By Guest MCarey1, May 29, 2002
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • May 29, 2002

26. age weighted safe harbor plan

    By Guest Julie Woulfe, March 17, 2004
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • March 17, 2004

27. DB/DC Gateway after DB Freeze of large NHCE group

    By LarryDavid, January 25, 2011
    • 6 replies
    • 1.7k views
    • 
    • AndyH
    • February 15, 2011

28. General Test for One Plan but not the other?

    By Dougsbpc, June 15, 2017
    • 6 replies
    • 1.1k views
    • 
    • Dougsbpc
    • July 9, 2017

29. Multiple Formulas?

    By Becky Schwing, March 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • March 27, 2022

30. 3%SHNEC for NHCES and 9%PS for Owners ok?

    By cheersmate, March 13, 2019   

    • cross-tested
    • 3%shnec
    • (and 1 more)

      Tagged with:

      • cross-tested
      • 3%shnec
      • individual rgs
    • 6 replies
    • 984 views
    • 
    • ERISADC
    • December 9, 2020

31. Class of One Participant Allowed?

    By chris, February 27, 2002
    • 6 replies
    • 1.7k views
    • 
    • Mike Preston
    • February 28, 2002

32. Average Benefit Test

    By Lori Foresz, April 27, 2004
    • 6 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 29, 2004

33. Inclusion of excludable employee?

    By AndyH, January 11, 2002
    • 6 replies
    • 1.9k views
    • 
    • Richard Anderson
    • January 11, 2002

34. Possible to have no HCEs?

    By Guest Effie Clark, November 8, 2001
    • 6 replies
    • 2k views
    • 
    • Guest
    • November 9, 2001

35. cross testing - who is in what test?

    By Earl, November 20, 2004
    • 6 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 23, 2004

36. 2 plans aggregated for coverage, how about 401(a)(4)

    By John Feldt ERPA CPC QPA, April 6, 2007
    • 6 replies
    • 2.3k views
    • 
    • AndyH
    • July 17, 2007

37. Testing Failure

    By dneterr, March 1, 2023
    • 6 replies
    • 1.4k views
    • 
    • Nate S
    • March 14, 2023

38. Cross Testing without Profit Sharing

    By Nate X, December 15, 2005
    • 6 replies
    • 2.4k views
    • 
    • jquazza
    • December 22, 2005

39. Would like opinions on this interesting situation.

    By Guest tpa, December 5, 2000
    • 6 replies
    • 1.6k views
    • 
    • richard
    • December 6, 2000

40. Contributions for Controlled Groups

    By Guest Thornton, January 21, 1999
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 3, 1999

41. Cross-tested PS Plan with safe-harbor 401(k)

    By ac, February 20, 2004
    • 6 replies
    • 2.4k views
    • 
    • FJR
    • July 14, 2005

42. calculating ideal salary with super-integrated plan

    By betheeg, March 22, 2004
    • 6 replies
    • 1.4k views
    • 
    • AndyH
    • March 23, 2004

43. Permissive Aggregation / Min. Gateway

    By KCA, March 12, 2012
    • 6 replies
    • 2.7k views
    • 
    • KCA
    • March 12, 2012

44. Two Plans / Two NRAs

    By austin3515, January 31, 2019
    • 6 replies
    • 965 views
    • 
    • austin3515
    • January 31, 2019

45. Amending PSP for Cross-testing Provision

    By chris, June 3, 1999
    • 6 replies
    • 1.7k views
    • 
    • Larry M
    • June 10, 1999

46. Can contribution also be used to satisfy 401(k) safe harbor rules?

    By MWeddell, August 22, 2001
    • 6 replies
    • 1.6k views
    • 
    • Tom Poje
    • August 23, 2001

47. 412i Plan cross tested with a PS Plan

    By Guest NPaleveda, October 2, 2001
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • October 10, 2001

48. S-Corp New Comparability 401k plan

    By dmb, October 31, 2019
    • 6 replies
    • 1.8k views
    • 
    • spiritrider
    • November 22, 2019

49. Avg Benefit Test

    By PJaeger, February 26, 2003
    • 6 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 28, 2003

50. DB/DC 401(a)(4) Testing Age

    By Rob P, June 7, 2013
    • 6 replies
    • 4.4k views
    • 
    • figure 8
    • January 17, 2019