austin3515, I share your frustration about some weaknesses of a sometimes inconsiderate law-maker.
You’re a highly capable practitioner. And business owners go to you because you give better advice than the well-intentioned but less smart person who has the customer-service job at the investment house.
So yes, if a document you send involves a risk, you warn your client about the potential consequences – at least those that you know about. (Even if you’re not worried about liability or other blame, you explain the consequences because it’s the right thing to do.)
And you try to set your fees so that your client is paying for the time it takes to give accurate, complete, and thoughtfully considered advice. Or if you choose to set your fees to meet a market, be honest with yourself about the business choices you make.
If it helps to vent about a point that the IRS could manage better, go for it! (You taught me something today.) But a government agency (whether it’s the IRS, EBSA, SEC, or another) isn’t likely to live up to our ideas any time soon. In the meantime, we keep giving good advice, and we let a client make its choices.