Let me split hairs. You need to satisfy the gateway rules if you end up testing at least one component plan using cross-testing. 99 and 99/100% of the time that will mean everybody is entitled to the gateway. If I spent enough time I could conjure up a census where using two component plans, one of which is tested on the basis of contributions without permitted disparity and the other of which is tested on the basis of contributions with permitted disparity, is called for. In that case, no gateway would be required.